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Best Credit Cards for Grocery Shopping (Updated Guide)

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Overview:

This guide will show you the best credit cards for grocery shopping, depending on where you shop and how much you spend.

Here’s what we’ll cover:

Best Credit Cards for Grocery Shopping at General Grocery Stores:

Maybank Family Friends Card

Maybank Family & Friends Card

Step 1: Apply Now
Step 2: Google Form

Earn 6% or 8% cashback for five of your chosen categories.

sign-up-deal
card-summary
Citi Cashback Card

Citi Cashback Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 8% cashback on petrol & ride-hailing services and 6% cashback on groceries & dining

sign-up-deal
card-summary
CIMB VIsa Signature Card

CIMB VIsa Signature Card

Apply Here

Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises


sign-up-deal
card-summary
Citi Rewards Card

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary
UOB Ladys Card

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary
UOB One Card

UOB One Card

Apply Here

Earn at least up to 10% cashback on most local spend

sign-up-deal
card-summary
Citi SMRT Card

Citi SMRT Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 5% cashback on supermarkets, online shopping, taxi rides, and SimplyGo

sign-up-deal
card-summary

My Take:

I prefer an overall grocery category-based card because it gives you a lot more freedom on choice of store. However, if you just shop at one grocery outlet, you can consider the cards below to see if it suits your lifestyle better.

 

For UOB One, additional category of “Grocery” was added, it will earn cashback as long as the transaction is under MCC 5411

For Online/Contactless Payment:

These cards which give rewards for online and contactless payments can also work on groceries

DCS Flex Card

DCS Flex Card

Apply Here

Earn up to 8% cash rebates (best value), 2.4 miles per dollar, or 8% investment credits

sign-up-deal
card-summary
UOB Evol Card

UOB Evol Card

Apply Here

Earn max possible 6.36% cashback on all online and mobile contactless spend and gym, telco, and streaming services

sign-up-deal
card-summary
UOB Preferred Platinum Visa Card

UOB Preferred Platinum Visa Card

Apply Here

Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment

sign-up-deal
card-summary
UOB Visa Signature Card

UOB Visa Signature Card

Apply Here

Earn 4 miles per dollar on Overseas, Petrol, and Contactless Transactions (including SimplyGo)

sign-up-deal
card-summary
DBS Womans World Card

DBS Woman's World Card

Apply Here

Earn 4 miles per dollar on online spend

sign-up-deal
card-summary

Best Credit Cards for Grocery Shopping at DFI GROUP (Giant, Cold Storage):

DBS yuu Card

DBS yuu Card

Apply Here - Visa
Apply Here - AMEX

Earn up to 18% cash rebate or 10 miles per dollar at yuu merchants 

sign-up-deal
card-summary
Citi Rewards Card

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary
UOB Ladys Card

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary

My Take:

The DBS Yuu is the only card you should really consider if they spend regularly at DFI Group (Giant or Cold Storage etc). It beats the 4 miles per dollar cards any time. 

Best Credit Cards for Grocery Shopping at Sheng Siong:

Maybank Family Friends Card

Maybank Family & Friends Card

Step 1: Apply Now
Step 2: Google Form

Earn 6% or 8% cashback for five of your chosen categories.

sign-up-deal
card-summary
Citi Cashback Card

Citi Cashback Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 8% cashback on petrol & ride-hailing services and 6% cashback on groceries & dining

sign-up-deal
card-summary
POSB Everyday Card

POSB Everyday Card

Apply Here

Earn up to 10% cash rebates on selected categories on local spend

sign-up-deal
card-summary
Citi Rewards Card

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary
UOB Ladys Card

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary

My Take:

Depending on your grocery spending, you can choose any of these cards. Below S$312.50 on groceries, use Maybank Family & Friends Card. Between S$312.50 to S$750, use BOC Sheng Siong. Between S$750 – S$1,333, use Citi Cashback card.

Best Credit Cards for Grocery Shopping at NTUC Fairprice:

CIMB VIsa Signature Card

CIMB VIsa Signature Card

Apply Here

Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises


sign-up-deal
card-summary
Citi Cashback Card

Citi Cashback Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 8% cashback on petrol & ride-hailing services and 6% cashback on groceries & dining

sign-up-deal
card-summary
UOB Ladys Card

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary
Citi Rewards Card

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary
Maybank Family Friends Card

Maybank Family & Friends Card

Step 1: Apply Now
Step 2: Google Form

Earn 6% or 8% cashback for five of your chosen categories.

sign-up-deal
card-summary
Trust Cashback Card

Trust Cashback Card

Apply Here - Trust Cashback Card

Use code: FYS31XY4

Earn 1% unlimited cashback on foreign currency spend

sign-up-deal
card-summary

My Take:

Trust Link Credit card requires you to spend S$350 outside of FairPrice Group to qualify for 15.5% rebate if you were a union member. But if I factor in the extra spending of S$350, the total rebate is around 9.11% for union members.

The rebate will be less with a higher minimum spend requirement of S$450 outside of FairPrice Group for non-union members. But it is still the highest cashback card for NTUC shoppers.

Conclusion:

While miles credit cards give an easy 4 miles per dollar with no minimum spend, cashback credit cards give the highest amount of rewards if you are able to hit the minimum monthly spend required. Choosing the right credit card for you when it comes to grocery shopping really depends on your lifestyle and the convenience and proximity of the above mentioned grocery outlet to your home. I reckon cashback cards are suitable for those who have higher monthly grocery expenditure (e.g. Home-based food business or feeding a large family) or able to hit minimum monthly spending required. On the other hand, miles cards are suitable for those who don’t want a minimum spending on their grocery spending.

No matter which card you choose, you can maximize your savings by signing up for current bonus offers. Check the links below to see the latest deals on miles and cashback credit cards.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis
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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

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HSBC Revolution

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

dbs yuu cardface

APPLY NOW - VISA

APPLY NOW - AMEX

DBS YUU

Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 2, 2026

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Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

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HSBC Live+

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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HSBC Revolution

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

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dbs yuu cardface

DBS YUU

Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 2, 2026

APPLY NOW - VISA

APPLY NOW - AMEX

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

APPLY NOW

HSBC Live+

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

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Maybank Family & Friends Card

  • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
  • Fill up this google form after signing up to qualify for rewards
  • Read Terms and Conditions here

Maybank Family & Friends Card

  • Earn 6% or 8% cashback for five (5) of your chosen spend categories across ten (10) options.
    • Each category has a cashback cap of S$120 or S$180 (which would max out at S$333.33 or S$375 of spending per category)
  • Earn bonus 8% cashback on Malaysian Ringgit or Indonesian Rupiah spends
  • Minimum spend of S$800 (Effective 01 January 2026, these changes will take effect):
Tier
Minimum Spend
Cap per Category
Tier 1 – 6% cashback
S$800 per calendar month
S$20 (max S$333.33 spend)
Tier 2 – 8% cashback
S$1,600 per calendar month
S$30 (max S$375 spend)
Base cashback will also drop from 0.3% to 0.22% for all other spend.
  • Earn unlimited 0.22% cash rebates on all spends below S$800
Annual Fee
  • S$180 (First 3 years free)

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)

 

How to choose my Categories
  • To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

 

Know what this card is best for

 

Terms and Conditions

Read Full Review

Citi Cashback Card

Option 1: Direct Bank Promotion

  • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
  • Valid til 28 February 2026
  • Read Terms and Conditions here

 

Option 2: Singsaver Promotion

  • Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799)  or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
  • Valid from 16 January – 01 February 2026
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Citi Cashback Card

  • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
  • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
  • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
  • Get 0.2% base cashback for other spends

Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

 
Annual Fee
  • S$196.20 (incl. 9% GST), first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)
 
When is Cashback Credited
  • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
 
Know what this card is best for:

Terms and Conditions

Read Full Review

CIMB Visa Signature Card

  • Get S$50 Cash via PayNow when you spend a minimum of S$108 within 30 days of card approval
  • Valid from 02 January – 01 February 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

 

Stackable with Direct Bank Rewards:

  • Receive Up to S$188 Cashback
  • Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
    • Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
    • Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
  • Promotion is valid for new CIMB credit cardmembers only
  • Read Terms and Conditions here

CIMB Visa Signature

  • Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises with a minimum spend of S$800, capped at S$100 per statement month (S$20 per category)
  • Earn 0.2% cashback on all other spend with no minimum spend
Annual Fee
  • Free for life for all Principal and Supplementary cards
 
Income Requirement
  • S$30,000 (locals/PRs & Foreigners)
 
When is Cashback Credited
  • Cashback will be credited to the cardmember’s account on a monthly basis in the following statement month
 
Know what this cards is best for

Terms and Conditions

Read Full Review

Citi Rewards Card

Option 1: Direct Bank Promotion

  • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
  • Valid til 28 February 2026
  • Read Terms and Conditions here
  •  

Option 2: Singsaver Promotion

  • Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799)  or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
  • Valid from 16 January – 01 February 2026
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
  •  

Citi Rewards Card

  • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
  • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
  • Pro tip: Pair this card to Amaze for Overseas Offline Spending
  • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)

  • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
    This is on top of 4 miles per dollar on Citi Rewards + Amaze.

 

Annual Fee
  • S$194.40 (First year waived)

 

Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)

 

Points Expiry
  • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

 

Transfer Partners
  • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

UOB Lady Cardface

UOB Lady’s Card

Flash Deal:

  • Get S$120 Cash via PayNow or S$130 Grab Voucher when your are among the first 300 successful new-to-bank cardholders and spend S$500 within 30 days of card approval
  • This will be in place of the existing rewards
  • Remaining applicants will receive the existing rewards
  • Valid from 10-31 December 2025

Existing Rewards:

  • Get S$80 Cash via PayNow or S$85 Grab Voucher when you spend S$500 in the first 30 days from card approval date
  • Valid until 31 December 2025
  • Valid for New-to-Bank Cardholders
  • Read Terms and Conditions here
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB One Card

    • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
    • Remaining applicants will get S$60 Cash via PayNow 
    • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
      • only 12 winners will be chosen
      • all applicants have a chance to the lucky draw
    • Valid for New-to-Bank Cardholders
    • Valid from 02 – 31 January 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    UOB One Card

    • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

      • Base cashback:
        • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
      • Additional cashback (capped at S$120 per statement month):
        • Selected Partners: 5%
        • Grocery (MCC 5411): 2.67% – only for Tier 2

    • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

      • Base cashback: 3.33% cashback (capped at S$200 per quarter)
      • Additional cashback (capped at S$120 per statement month):
        • Selected Partners: 6.67%
        • Grocery (MCC 5411): 4.67%

    Tier 1
    Tier 2
    Tier 3
    Minimum Spend
    S$600
    S$1,000
    S$2,000
    Minimum Transaction Count
    10
    10
    10
    Base Cashback per quarter
    3.33% (S$60 cashback)
    3.33% (S$100 cashback)
    3.33% (S$200 cashback)
    Additional Cashback on Selected Spends
    5%
    5%
    6.67%
    Additional Cashback on Grocery Spend New
    –
    2.67%
    4.67%
    Total
    up to 8.33%
    up to 8.33%
    up to 10%
    These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
    • Earn up to 22.66% fuel savings at Shell and SPC
    • Earn 4.33% cashback on Singapore Power utilities bills

     

    Annual Fee
    • S$196.20, waived for the first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    When Cashback is Credited
    • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi SMRT Card

    Option 1: Direct Bank Promotion

    • Get S$400 cashback when you spend S$800 within 2 months from card approval
    • Valid til 15 January 2026
    • Read Terms and Conditions here

     

    Option 2: Singsaver Promotion

    • Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799)  or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
    • Valid from 16 January – 01 February 2026
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    Citi SMRT Card

    • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

    • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

    • Earn 0.3% cashback on other retail spend island-wide

     

    Annual Fee
    • S$196.20, (First two years waived)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    When is Cashback Credited
    • SMRT$ will be calculated on the amount of qualifying spend made on a monthly basis. The accumulation of SMRT$ shall be specified in your monthly statement of account.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    DCS Flex Card

    NIL

    DCS Flex Card

    • You can choose from three (3) reward options: Miles, Cash Rebates, or Investment
    • Earn up to 2.4 miles per dollar
    • Earn up to 8% cash rebates
    • Earn up to 8% investment credits
    • Minimum monthly spend of S$600
    • Capped at:
      • Miles: 750 miles per category; total 3,000 miles for all 4 categories
      • Cash Rebates: S$25 per category, total S$100 for all 4 categories
      • Investment Credits: S$25 per category, total S$100 for all 4 categories

     

    Annual Fee
    • Monthly service fee of S$15, (first year waived; afterwhich, you can perform minimum 5 transactions per month to waive the monthly fee) – effective 1 July 2025, this will be decreased to S$10

     

    Income Requirement
    • S$30,000 (locals/PRs) or S$15,000 (aged 56 and above); S$60,000 (foreigners)

     

    Where and how will I receive the miles/cashback/investment credits
    • Miles are credited to your Miles holding account and can be transferred to your Krisflyer account in multiple of 5,000 miles. A conversion fee of S$25 (subject to GST) applies for each redemption request and the process make take up to 15 working days.
      • Here’s how to redeem:
        • Open the DCS Cards App and go to the Rewards Tracker screen
        • Tap “Redeem” or “Redeem Miles” on the Benefit History screen
        • Choose a redemption amount or enter a custom amount in multiples of 5,000 miles, then tap “Confirm.”
    • Cash Rebates will be credited on your card account in the following statement, applied to offset the billed amount.
    • Investment Credits will be deposited to your designated iFast account on the following month.
     
    Know what this card is best for


    Terms and Conditions
    Read Full Review

    UOB Evol Card

    • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
    • Remaining applicants will get S$60 Cash via PayNow 
    • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
      • only 12 winners will be chosen
      • all applicants have a chance to the lucky draw
    • Valid for New-to-Bank Cardholders
    • Valid from 02 – 31 January 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    UOB Evol Card

    • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
    • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
    • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
    • 0.3% cashback for all other spends
    • Minimum spend of S$800 each statement month
    • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
      • S$30 – online & mobile contactless
      • S$20 – selected gym, telco, and streaming services
      • S$20 – all overseas foreign currency spend
      • S$30 – other spends
    • Max possible cashback of 6.4% earned (not 10%)
    Annual Fee
    • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (Foreigners
    Know what this card is best for:

    Terms and Conditions

    Read Full Review

    uob ppv cardface

    UOB Preferred Platinum Visa

    NIL

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    UOB Preferred Platinum Visa Card

      • Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment, no minimum spend, capped at S$1,200 per calendar month
        • Spend caps will be divided into 2 categories:
          • 1st category – Mobile Contactless Payment (S$600 spend cap)
          • 2nd Category – Selected Online Transactions (S$600 spend cap)
      • Earn 0.4 miles per dollar on other spending
      • Can earn on specific online payments (specific MCCs only) and on the following mobile contactless (in-store) payment method:
        • Apple Pay
        • Google Pay
        • Samsung Pay (excluding MST)

       
      Annual Fee
      • S$196.20, first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      UOB Visa Signature Cardface

      UOB Visa Signature

      • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
      • Remaining applicants will get S$60 Cash via PayNow 
      • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
        • only 12 winners will be chosen
        • all applicants have a chance to the lucky draw
      • Valid for New-to-Bank Cardholders
      • Valid from 02 – 31 January 2026
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!
      UOB Visa Signature Cardface

      UOB Visa Signature

        • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
        • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
        • Spending Cap:
          • Until 1 August 2025 Statement:
            • Combined cap of S$2,000 per statement month
          • From 1 September 2025 Statement – Split into 2 categories:

            • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

            • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

              Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

         
        Annual Fee
        • S$218 first year waived

         

        Income Requirement
        • S$50,000 (locals/PRs); S$40,000 (foreigners)

         

        Points Expiry
        • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

         

        Terms and Conditions

        Read Full Review

        DBS Woman’s World Card

        This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

        DBS Altitude Card

        DBS Altitude Card

        Apply Here - Visa
        Apply Here - AMEX

        Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

        2 Priority Pass visits per membership year (Visa version only)

        sign-up-deal
        card-summary

        DBS Woman’s World Card

        • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
        • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
        • No minimum monthly spending required
        • Best used for online or in-app spend (e.g Kris+) locally

         

        Annual Fee
        • S$196.20, (First year waived)

         

        Income Requirement
        • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

         

        Points Expiry
        • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

         

        Transfer Partners
        • KrisFlyer, Asia Miles, Qantas Frequent Flyer

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        dbs yuu new cardface

        DBS yuu Card

        • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
        • Valid for New to DBS/POSB Customers only
        • Valid from 26 December 2025 – 12 January 02 February 2026
        • Read Terms and Conditions here
        DBS Yuu Cardfdace

        DBS yuu Card

        • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

        • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

        • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

        • yuu Points awarded can only be tracked on yuu Rewards app

          • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

        • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

         

        Annual Fee
        • S$196.20, first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        When are the DBS Points credited
        • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
         
        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        POSB Everyday Card

        • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
        • Valid for New to DBS/POSB Customers only
        • Valid from 26 December 2025 – 12 January 02 February 2026
        • Read Terms and Conditions here

        POSB Everyday Card

        S$800 Minimum Spend:

        • 10% cash rebates on online food delivery from foodpanda and Deliveroo
        • 3% cash rebates on other dining spends
        • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
        • 5% cash rebates on Online Shopping at selected merchants
        • up to 3% cash rebates on Telco Bills
        • 8% cash rebates at Popular Bookstores

        No Minimum Spend:

        • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
        • 5% cash rebates on Sheng Siong
        • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
        • up to 3% cash rebates on utility bills with selected electricity retailers

         

        Annual Fee

        S$196.20 (incl. of GST), waived for the first year.

         

        Income Requirement

        S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

         

        Where do I redeem my Daily$

        You can redeem you Daily$ using various options:

          • Instants Daily$ redemption:
            • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
          • DBS PayLah!
            • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
          • Digibank Online
            • Offset your credit card bills or redeem Krisflyer miles. Find out more here
          • Participating Merchants’ Website or Mobile App
            • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
              • DBS Apple Rewards Store
              • Shopee
              • Zalora
              • AXS

         

        Know what this card is best for

         

         

        Terms and Condition

        Full Review

        trust card cardface

        Trust Cashback Card

        1. Get one (1) scratch card worth up to S$1,000 in cashback when you use the code: FYS31XY4

        2. Lucky Draw: Get 3 chances to win XPENG G6 Electric Car when you apply for any trust card

        • Valid until 31 December 2025
        • Open to new and existing Trust customers as long as the account is of valid and good standing
        • T&Cs

        trust card cardface

        Trust Cashback Card

        • Earn unlimited 1% cashback on overseas spending.
        • A great option for overseas transactions.
        • No need to transfer money like a multi-currency card when tapping at a payment terminal or making online purchases abroad.

        UOB Absolute AMEX Card

        Flash Deal:

        • Get S$120 Cash via PayNow or S$130 Grab Voucher when your are among the first 300 successful new-to-bank cardholders and spend S$500 within 30 days of card approval
        • This will be in place of the existing rewards
        • Remaining applicants will receive the existing rewards
        • Valid from 10-31 December 2025

        Existing Rewards:

        • Get S$80 Cash via PayNow or S$85 Grab Voucher when you spend S$500 in the first 30 days from card approval date
        • Valid until 31 December 2025
        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here

        UOB Absolute AMEX Card

        • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
        • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
        Annual Fee
        • S$196.20 (incl. GST), waived for first year
         
        Income Requirements
        • S$30,000 (locals/PRs); S$40,000 (foreigners)
         
        When is Cashback Credited
        • Cashback earned in current statement period is automatically used to offset the following month’s bill
         
        Know what this card is best for
         

        Terms and Conditions

        Read Full Review

        Citi Cashback+ Card

        Option 1: Direct Bank Promotion

        • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
        • Valid til 28 February 2026
        • Read Terms and Conditions here

         

         

        Option 2: Singsaver Promotion

        • Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799)  or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid from 16 January – 01 February 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi Cashback+ Card

        • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
        • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

         

        Annual Fee
        • S$196.20 (incl. 9% GST)

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        When/How is Cashback Credited
        • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

         

        ocbc infinity

        OCBC Infinity Card

        • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or 25,000 HeyMax Miles (worth $450) or S$370 Cash via PayNow  when you S$400 within 30 days from card approval

        • Valid from 16 January – 01 February 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!
        ocbc infinity

        OCBC Infinity Card

        • Get 1.6% cashback on all of your purchases, whether they are transacted local, online, in stores, and overseas with no minimum monthly spending required and no maximum spending cap
        Annual Fee
        • S$196.20 (first year waived)
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        When is Cashback Credited
        • Cashback will be automatically credited to your OCBC Infinity card account by the end of the following calendar month. Cashback will be automatically offset against that month’s billed amount.

         

        Terms and Conditions

        Read Full Review

        Standard Chartered Simply Cash Card

        Direct Bank Reward:
        • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
        • Valid until 31 March 2026
        • Read Terms and Conditions here

         

        Singsaver Reward:
        • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
          • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
          • Bonus$aver Account: Min. deposit S$3,000
          • CashOne Personal Loan: Min. S$1,000, 12-month tenure
          • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
        • Promotion is valid for new to bank credit card holders
        • Valid until 01 December 2025 – 02 February 2026
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Standard Chartered Simply Cash Card

        • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

         

        Annual Fee
        • S$196.20 (including 9% GST), waived for the first two years

         

        Income Requirement
        • S$30,000 (locals/PRs); S$60,000 (foreigners)
         

        When is Cashback Credited
        • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

         

        Know what this card is best for:

         

        Terms and Conditions

        Full Review

        AMEX True Cashback Card

        NIL

        AMEX True Cashback Card

        • Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
        • Best used on commonly excluded merchants
         
        Annual Fee
        • S$174.40 (incl. of 9% GST) waived for the first year
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        When is Cashback Credited
        • Receive cashback in the same month’s statement
         
        Know what this card is best for

        Terms and Conditions

        Read Full Review

        HSBC Advance Card

        • Get Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid from from 16 January – 01 February 2026
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

         

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 01 February 2026
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Advance Card

        • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
        • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
         
        Annual Fee
        • S$196.20, first year waived
         
        Income Requirement
        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               
         
        When is Cashback Credited
        • It will appear on your card statement and be credited to your account before the end of the next calendar month.
         
        Know what this card is best for:

        Terms and Conditions

        Read Full Review

        Citi PremierMiles Card

        Option 1: Direct Bank Promotion

            • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
            • Valid til 28 February 2026
            • Read Terms and Conditions here

             

            Option 2: Singsaver Promotion

            • Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799)  or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
            • Valid from 16 January – 01 February 2026
            • Promotion is valid for new to bank credit card holders
            • Read Terms and Conditions here
            • Must fulfill spending requirement to receive gift confirmation
            • Remember to check for SingSaver email and complete the registration to secure your reward!
            •  

            Citi PremierMiles Card

            • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

            • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

            • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

             

            Annual Fee
            • S$196.20, waived for the first year

             

            Income Requirement
            • S$30,000 (locals/PRs); S$42,000 (foreigners)

             

            Points Expiry
            • The Citi Miles never expire

             

            Transfer Partners
            • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

             

            Know what this card is best for:

             

            Terms and Conditions

            Read Full Review

            DBS Altitude Card

            • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
            • Valid for New to DBS/POSB Customers only
            • Valid from 26 December 2025 – 12 January 02 February 2026
            • Read Terms and Conditions here

            DBS Altitude Card

            • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
            • This comes with two complimentary lounge passes per 12-month membership period

             

            Annual Fee
            • S$196.20 (inclusive of GST), first year waived

             

            Income Requirement
            • S$30,000 (locals/PRs); S$45,000 (foreigners)

             

            Points Expiry
            • No expiry

             

            Know what this card is best for:

             

            Terms and Conditions

            Read Full Review

            UOB PRVI Card

            FOR VISA CARD ONLY:

            • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
            • Remaining applicants will get S$60 Cash via PayNow 
            • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
              • only 12 winners will be chosen
              • all applicants have a chance to the lucky draw
            • Valid for New-to-Bank Cardholders
            • Valid from 02 – 31 January 2026
            • Read Terms and Conditions here
            • Must fulfill spending requirement to receive gift confirmation
            • Remember to check for SingSaver email and complete the registration to secure your reward!

            UOB PRVI Card

            • Earn 1.4 miles per dollar for local spending
            • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
              • 3 miles per dollar on selected currencies:
                • Malaysian Ringgit
                • Indonesian Rupiah
                • Thai Baht
                • Vietnamese Dong
              • 2.4 miles per dollar on other currencies
            • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
            • One-way Airport Transfer Service for AMEX Version only
            • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

             

            Annual Fee
            • S$261.60, first year waived
             
            Income Requirement
            • S$30,000 (locals/PRs); S$40,000 (foreigners)
             
            Points Expiry
            • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

             

            Know what this card is best for

             

            Terms and Conditions

            Read Full Review

            OCBC 90N Card

            • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or 25,000 HeyMax Miles (worth $450) or S$370 Cash via PayNow or 20,000 90°N Miles (worth a round trip to Bali) when you S$400 within 30 days from card approval

            • Valid from 16 January – 01 February 2026

            • Valid for New-to-Bank Cardholders
            • Read Terms and Conditions here
            • Must fulfill spending requirement to receive gift confirmation
            • Remember to check for SingSaver email and complete the registration to secure your reward!

            OCBC 90N Card

            • Earn 1.3 miles per dollar on local spend (6.5 miles per S$5) and 2.1 miles per dollar on overseas spend (10.5 miles per S$5) with no minimum monthly spending required
            • Best used on Agoda bookings to earn 7 miles per dollar on this designated website www.agoda.com/90n
            • Utilize the complimentary 3x 1GB 5-Day global data roaming by Flexiroam per calendar year exclusively for the mastercard version + 15% discount on all subsequent Flexiroam data plans
            • Best used with Cardup to pay for insurance, mortgage, renovation, etc
             
            Annual Fee
            • S$196.20 (including GST), waived for the first year
             
            Income Requirement
            • S$30,000 (locals/PRs); S$45,000 (foreigners)
             
            Points Expiry
            • No expiry
             
            Transfer Partners
            • Krisflyer, Air France, British Airways, Cathay Pacific, United Mileage Plus; Accor Live Limitless, IHG One Rewards, Marriot Bonvoy, Etihad Guest
             
            Know what this card is best for

            Terms and Conditions

            Read Full Review

            Mari Credit Card

            • Get up to 10% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
            • You must be among the first 500,000 New Mari Credit Card Holders
            • Must be a new-to-bank customer
            • Valid until 31 December 2025
            • Read Terms and Conditions here

            Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

            Mari Credit Card

            • Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
            • Earn 1.7% Unlimited Cashback on eligible card spend
            • No minimum monthly spend requirement and no maximum cashback cap

             

            Annual Fee
            • None

             

            Income Requirement
            • S$30,000 (Singaporeans or PR)

             

            When is Cashback Credited
            • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

             

            1.7% Cashback Terms and Conditions

            3% Shopee Coins

            3% Overseas Spend

            Read Full Review

            amaze cardface

            Instarem Amaze

            How To Apply an Instarem Amaze Card:

            1: Download the Instarem app and create an account

            2: Link your mastercard to amaze

            3: Start using your card

            Receive bonus instapoints with code “Ac6aso“

            amaze cardface

            Instarem Amaze

            Amaze Card: Think of it as a smart hub for up to 5 Mastercards. Pay with just one card and still enjoy the rewards from your linked cards.

            • Earn card reward points (must use correctly).
            • Get lowered fx spread of 2+% instead of usual bank card’s FX markup of 3.25% to 3.75%
            • 1% fee on all SGD Spends

             

            Amaze Wallet: Like a digital travel wallet, it lets you store multiple currencies and lock in great exchange rates ahead of time—perfect for easy, cashless spending overseas.

            • Overseas ATM Withdrawals
            • Exchange and hold 11 currencies: SGD, MYR, THB, USD, EUR, CHF, NZD, CAD, AUD, GBP, JPY 
            • Wallet limit of S$15,000 per transaction, up to S$75,000 in calendar year
            • Transfer balance from amaze wallet directly to bank account
            • Set spend limits by daily or per-transaction for security
            • Earn 0.5 Instapoints per dollar on local or overseas spend, no cap
            • Fee-free on currency exchanges in wallet
            • 2% ATM withdrawal fee

             

            Full Review

            Maybank World Mastercard

            • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
            • Fill up this google form after signing up to qualify for rewards
            • Read Terms and Conditions here

            Maybank World Mastercard

            • Earn 4 miles per dollar (10X TREATS Points per S$5) spent at specially selected retail stores, restaurants, and all petrol stations islandwide
            • Earn up to 3.2 miles per dollar on foreign currency spend with no cap (3.25% foreign currency fee applies)
              • Earn 3.2 miles per dollar when you spend a minimum of S$4,000
              • Earn 2.8 miles per dollar when you spend a minimum of S$800
              • Earn 0.4 miles per dollar when you spend below S$800
            • Earn 0.4 miles per dollar (10X TREATS Points per S$5) on local spend

            This card is particularly useful for large foreign currency spend (eg. Flight tickets or hotel reservations or luxury goods purchases overseas)

             

            Annual Fee
            • S$240, waived for the first year

             

            Income Requirement
            • S$80,000 (locals/PRs)

             

            Know what this card is best for

             

            Terms and Conditions

            Read Full Review