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Best Cards for Grocery Shopping

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Overview:

This guide will show you the best credit cards for grocery shopping, depending on where you shop and how much you spend.

Here’s what we’ll cover:

  • Best Credit Cards for Grocery Shopping at General Grocery Stores
  • Best Credit Cards for Grocery Shopping at DFI GROUP (Giant, Cold Storage)
  • Best Credit Cards for Grocery Shopping at Sheng Siong
  • Best Credit Cards for Grocery Shopping at NTUC Fairprice

Best Credit Cards for Grocery Shopping at General Grocery Stores:

Maybank Family & Friends Card

Step 1: Apply Now
Step 2: Google Form

Earn 8% cashback for five of your chosen categories.


sign-up-deal
card-summary

Citi Cashback Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 8% cashback on petrol & ride-hailing services and 6% cashback on groceries & dining

sign-up-deal
card-summary

CIMB VIsa Signature Card

Apply Here

Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises


sign-up-deal
card-summary

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary
UOB Lady Cardface

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary

UOB One Card

Apply Here

Earn at least up to 10% cashback on most local spend

sign-up-deal
card-summary

Citi SMRT Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 5% cashback on supermarkets, online shopping, taxi rides, and SimplyGo

sign-up-deal
card-summary
My Take:

I prefer an overall grocery category-based card because it gives you a lot more freedom on choice of store. However, if you just shop at one grocery outlet, you can consider the cards below to see if it suits your lifestyle better.

 

For UOB One, additional category of “Grocery” was added, it will earn cashback as long as the transaction is under MCC 5411

For Online/Contactless Payment:

These cards which give rewards for online and contactless payments can also work on groceries

DCS Flex Card

Apply Here

Earn up to 8% cash rebates (best value), 2.4 miles per dollar, or 8% investment credits

sign-up-deal
card-summary

UOB Evol Card

Apply Here

Earn max possible 6.4% cashback on all online and mobile contactless spend and gym, telco, and streaming services

sign-up-deal
card-summary
uob ppv cardface

UOB Preferred Platinum Visa Card

Apply Here

Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment

sign-up-deal
card-summary
UOB Visa Signature Cardface

UOB Visa Signature Card

Apply Here

Earn 4 miles per dollar on Overseas, Petrol, and Contactless Transactions (including SimplyGo)

sign-up-deal
card-summary

DBS Woman's World Card

Apply Here

Earn 4 miles per dollar on online spend

sign-up-deal
card-summary

Now let’s look at the individual groceries stores:

Best Credit Cards for Grocery Shopping at DFI GROUP (Giant, Cold Storage):

dbs yuu new cardface

DBS yuu Card

Apply Here - New to Bank (Visa)
Apply Here - New to Bank (AMEX)
Apply Here - Existing DBS/POSB Cardholders (Visa)
Apply Here - Existing DBS/POSB Cardholders (AMEX)

Earn up to 18% cash rebate or 10 miles per dollar at yuu merchants 

sign-up-deal
card-summary

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary
UOB Lady Cardface

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary
My Take:

The DBS Yuu is the only card you should really consider if they spend regularly at DFI Group (Giant or Cold Storage etc). It beats the 4 miles per dollar cards any time. 

Best Credit Cards for Grocery Shopping at Sheng Siong:

Maybank Family & Friends Card

Step 1: Apply Now
Step 2: Google Form

Earn 8% cashback for five of your chosen categories.


sign-up-deal
card-summary

Citi Cashback Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 8% cashback on petrol & ride-hailing services and 6% cashback on groceries & dining

sign-up-deal
card-summary

POSB Everyday Card

Apply Here

Earn up to 10% cash rebates on selected categories on local spend

sign-up-deal
card-summary

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary
UOB Lady Cardface

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary

Depending on your grocery spending, you can choose any of these cards. Below S$312.50 on groceries, use Maybank Family & Friends Card. Between S$312.50 to S$750, use BOC Sheng Siong. Between S$750 – S$1,333, use Citi Cashback card.

Best Credit Cards for Grocery Shopping at NTUC Fairprice:

CIMB VIsa Signature Card

Apply Here

Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises


sign-up-deal
card-summary

Citi Cashback Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 8% cashback on petrol & ride-hailing services and 6% cashback on groceries & dining

sign-up-deal
card-summary
UOB Lady Cardface

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


sign-up-deal
card-summary

Citi Rewards Card

Apply Here - Direct Bank
Apply Here - Singsaver

Earn 4 miles per dollar on online spend and selected retail

sign-up-deal
card-summary

Maybank Family & Friends Card

Step 1: Apply Now
Step 2: Google Form

Earn 8% cashback for five of your chosen categories.


sign-up-deal
card-summary
trust card cardface

Trust Cashback Card

Apply Here - Trust Cashback Card

Earn 1% unlimited cashback on foreign currency spend

sign-up-deal
card-summary
My Take:

Trust Link Credit card requires you to spend S$350 outside of FairPrice Group to qualify for 15.5% rebate if you were a union member. But if I factor in the extra spending of S$350, the total rebate is around 9.11% for union members.

The rebate will be less with a higher minimum spend requirement of S$450 outside of FairPrice Group for non-union members. But it is still the highest cashback card for NTUC shoppers.

Conclusion:

While miles credit cards give an easy 4 miles per dollar with no minimum spend, cashback credit cards give the highest amount of rewards if you are able to hit the minimum monthly spend required. Choosing the right credit card for you when it comes to grocery shopping really depends on your lifestyle and the convenience and proximity of the above mentioned grocery outlet to your home. I reckon cashback cards are suitable for those who have higher monthly grocery expenditure (e.g. Home-based food business or feeding a large family) or able to hit minimum monthly spending required. On the other hand, miles cards are suitable for those who don’t want a minimum spending on their grocery spending.

No matter which card you choose, you can maximize your savings by signing up for current bonus offers. Check the links below to see the latest deals on miles and cashback credit cards.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

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Maybank Family & Friends

Get Samsonite Interlace Spinner 67/24 when you spend S$1,300 for the first two months of card approval. Or, apply for CreditAble and spend S$1,200 for the first two months of card approval.

Valid till: May 1, 2026

APPLY NOW - VISA

APPLY NOW - AMEX

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

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APPLY NOW

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Maybank XL

Get S$60 cashback when you make one transaction (first 2,000 customers)

Valid till: May 1, 2025

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Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap Origin or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$450 Grab Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: October 31, 2025

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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Maybank Family & Friends

Get Samsonite Interlace Spinner 67/24 when you spend S$1,300 for the first two months of card approval. Or, apply for CreditAble and spend S$1,200 for the first two months of card approval.

Valid till: May 1, 2026

APPLY NOW

FILL OUT GOOGLE FORM

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

maybank xl cardface

Maybank XL

Get S$60 cashback when you make one transaction (first 2,000 customers)

Valid till: May 1, 2025

APPLY NOW

FILL OUT GOOGLE FORM

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap Origin or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$450 Grab Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: October 31, 2025

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Maybank Family & Friends Card

  • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
  • Fill up this google form after signing up to qualify for rewards
  • Read Terms and Conditions here

Maybank Family & Friends Card

  • Earn 8% cashback for five (5) of your chosen spend categories across ten (10) options.
    • Each category has a cashback cap of S$25 (which would max out at S$312.50 of spending per category)
  • Earn bonus 8% cashback on Malaysian Ringgit or Indonesian Rupiah spends
  • Minimum spend of S$800
  • Each category has a cashback cap of S$25 (total of S$125 for 5 categories)
  • Earn unlimited 0.3% cash rebates on all spends below S$800

 

Annual Fee
  • S$180 (First 3 years free)

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)

 

How to choose my Categories
  • To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

 

Know what this card is best for

 

Terms and Conditions

Read Full Review

Citi Cashback Card

Option 1: Direct Bank Promotion

  • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
  • Valid til 28 February 2026
  • Read Terms and Conditions here

Option 2: Singsaver Promotion

  • Get Dyson Airwrap Origin (worth S$549) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or S$450 Grab Voucher or S$360 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
  • Valid until 31 October 2025
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Citi Cashback Card

  • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
  • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
  • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
  • Get 0.2% base cashback for other spends

Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

 
Annual Fee
  • S$196.20 (incl. 9% GST), first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)
 
When is Cashback Credited
  • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
 
Know what this card is best for:

Terms and Conditions

Read Full Review

CIMB Visa Signature Card

  • Get S$50 Cash via PayNow when you spend a minimum of S$108 within 30 days of card approval
  • Valid from 01 October to 02 November 2025
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

 

Stackable with Direct Bank Rewards:

  • Receive Up to S$188 Cashback
  • Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
    • Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
    • Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
  • Promotion is valid until 31 December 2025
  • Promotion is valid for new CIMB credit cardmembers only
  • Read Terms and Conditions here

CIMB Visa Signature

  • Earn 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises with a minimum spend of S$800, capped at S$100 per statement month (S$20 per category)
  • Earn 0.2% cashback on all other spend with no minimum spend
Annual Fee
  • Free for life for all Principal and Supplementary cards
 
Income Requirement
  • S$30,000 (locals/PRs & Foreigners)
 
When is Cashback Credited
  • Cashback will be credited to the cardmember’s account on a monthly basis in the following statement month
 
Know what this cards is best for

Terms and Conditions

Read Full Review

Citi Rewards Card

Option 1: Direct Bank Promotion

  • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
  • Valid til 28 February 2026
  • Read Terms and Conditions here
  •  

Option 2: Singsaver Promotion

  • Get Dyson Airwrap Origin (worth S$549) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or S$450 Grab Voucher or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
  • Valid until 31 October 2025
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
  •  

Citi Rewards Card

  • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
  • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
  • Pro tip: Pair this card to Amaze for Overseas Offline Spending
  • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)

  • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
    This is on top of 4 miles per dollar on Citi Rewards + Amaze.

 

Annual Fee
  • S$194.40 (First year waived)

 

Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)

 

Points Expiry
  • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

 

Transfer Partners
  • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

UOB Lady Cardface

UOB Lady’s Card

Flash Deal:

  • Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
  • Remaining applicants will receive the existing rewards
  • Valid until 14 October 2025

 

Existing Rewards:

  • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
  • Valid until 14 October 2025
  • Valid for New-to-Bank Cardholders
  • Read Terms and Conditions here
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB One Card

    Flash Deal:

    • Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
    • Remaining applicants will receive the existing rewards
    • Valid until 14 October 2025

     

    Existing Rewards:

    • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
    • Valid until 14 October 2025
    • Valid for New-to-Bank Cardholders
    • Read Terms and Conditions here

    UOB One Card

    • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

      • Base cashback:
        • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
      • Additional cashback (capped at S$120 per statement month):
        • Selected Partners: 5%
        • Grocery (MCC 5411): 2.67% – only for Tier 2

    • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

      • Base cashback: 3.33% cashback (capped at S$200 per quarter)
      • Additional cashback (capped at S$120 per statement month):
        • Selected Partners: 6.67%
        • Grocery (MCC 5411): 4.67%

    Tier 1
    Tier 2
    Tier 3
    Minimum Spend
    S$600
    S$1,000
    S$2,000
    Minimum Transaction Count
    10
    10
    10
    Base Cashback per quarter
    3.33% (S$60 cashback)
    3.33% (S$100 cashback)
    3.33% (S$200 cashback)
    Additional Cashback on Selected Spends
    5%
    5%
    6.67%
    Additional Cashback on Grocery Spend New
    –
    2.67%
    4.67%
    Total
    up to 8.33%
    up to 8.33%
    up to 10%
    These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
    • Earn up to 22.66% fuel savings at Shell and SPC
    • Earn 4.33% cashback on Singapore Power utilities bills

     

    Annual Fee
    • S$196.20, waived for the first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    When Cashback is Credited
    • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Citi SMRT Card

    Option 1: Direct Bank Promotion

    • Get S$400 cashback when you spend S$800 within 2 months from card approval
    • Valid til 15 January 2026
    • Read Terms and Conditions here

     

    Option 2: Singsaver Promotion

    • Get Dyson Airwrap Origin (worth S$549) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or S$450 Grab Voucher or S$360 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
    • Valid until 31 October 2025
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    Citi SMRT Card

    • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

    • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

    • Earn 0.3% cashback on other retail spend island-wide

     

    Annual Fee
    • S$196.20, (First two years waived)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    When is Cashback Credited
    • SMRT$ will be calculated on the amount of qualifying spend made on a monthly basis. The accumulation of SMRT$ shall be specified in your monthly statement of account.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    DCS Flex Card

    NIL

    DCS Flex Card

    • You can choose from three (3) reward options: Miles, Cash Rebates, or Investment
    • Earn up to 2.4 miles per dollar
    • Earn up to 8% cash rebates
    • Earn up to 8% investment credits
    • Minimum monthly spend of S$600
    • Capped at:
      • Miles: 750 miles per category; total 3,000 miles for all 4 categories
      • Cash Rebates: S$25 per category, total S$100 for all 4 categories
      • Investment Credits: S$25 per category, total S$100 for all 4 categories

     

    Annual Fee
    • Monthly service fee of S$15, (first year waived; afterwhich, you can perform minimum 5 transactions per month to waive the monthly fee) – effective 1 July 2025, this will be decreased to S$10

     

    Income Requirement
    • S$30,000 (locals/PRs) or S$15,000 (aged 56 and above); S$60,000 (foreigners)

     

    Where and how will I receive the miles/cashback/investment credits
    • Miles are credited to your Miles holding account and can be transferred to your Krisflyer account in multiple of 5,000 miles. A conversion fee of S$25 (subject to GST) applies for each redemption request and the process make take up to 15 working days.
      • Here’s how to redeem:
        • Open the DCS Cards App and go to the Rewards Tracker screen
        • Tap “Redeem” or “Redeem Miles” on the Benefit History screen
        • Choose a redemption amount or enter a custom amount in multiples of 5,000 miles, then tap “Confirm.”
    • Cash Rebates will be credited on your card account in the following statement, applied to offset the billed amount.
    • Investment Credits will be deposited to your designated iFast account on the following month.
     
    Know what this card is best for


    Terms and Conditions
    Read Full Review

    UOB Evol Card

    Flash Deal:

    • Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
    • Remaining applicants will receive the existing rewards
    • Valid until 14 October 2025

     

    Existing Rewards:

    • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
    • Valid until 14 October 2025
    • Valid for New-to-Bank Cardholders
    • Read Terms and Conditions here

    UOB Evol Card

    • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
    • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
    • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
    • 0.3% cashback for all other spends
    • Minimum spend of S$800 each statement month
    • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
      • S$30 – online & mobile contactless
      • S$20 – selected gym, telco, and streaming services
      • S$20 – all overseas foreign currency spend
      • S$30 – other spends
    • Max possible cashback of 6.4% earned (not 10%)
    Annual Fee
    • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (Foreigners
    Know what this card is best for:

    Terms and Conditions

    Read Full Review

    uob ppv cardface

    UOB Preferred Platinum Visa

    NIL

    uob ppv cardface

    UOB Preferred Platinum Visa Card

      • Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment, no minimum spend, capped at S$1,200 per calendar month
        • Spend caps will be divided into 2 categories:
          • 1st category – Mobile Contactless Payment (S$600 spend cap)
          • 2nd Category – Selected Online Transactions (S$600 spend cap)
      • Earn 0.4 miles per dollar on other spending
      • Can earn on specific online payments (specific MCCs only) and on the following mobile contactless (in-store) payment method:
        • Apple Pay
        • Google Pay
        • Samsung Pay (excluding MST)

       
      Annual Fee
      • S$196.20, first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

       

      Know what this card is best for:

       

      Terms and Conditions

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      UOB Visa Signature Cardface

      UOB Visa Signature

      • Get S$350 cash credit when you successfully apply, part of the first 200 new-to-UOB credit card customer and spend S$1,000 per month for 2 consecutive months
      • Valid until 31 August 2025
      • Read Terms and Conditions here
      UOB Visa Signature Cardface

      UOB Visa Signature

        • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
        • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
        • Spending Cap:
          • Until 1 August 2025 Statement:
            • Combined cap of S$2,000 per statement month
          • From 1 September 2025 Statement – Split into 2 categories:

            • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

            • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

              Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

         
        Annual Fee
        • S$218 first year waived

         

        Income Requirement
        • S$50,000 (locals/PRs); S$40,000 (foreigners)

         

        Points Expiry
        • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

         

        Terms and Conditions

        Read Full Review

        DBS Woman’s World Card

        This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

        DBS Altitude Card

        Apply Here - Visa
        Apply Here - AMEX

        Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

        2 Priority Pass visits per membership year (Visa version only)

        sign-up-deal
        card-summary

        DBS Woman’s World Card

        • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
        • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
        • No minimum monthly spending required
        • Best used for online or in-app spend (e.g Kris+) locally

         

        Annual Fee
        • S$196.20, (First year waived)

         

        Income Requirement
        • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

         

        Points Expiry
        • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

         

        Transfer Partners
        • KrisFlyer, Asia Miles, Qantas Frequent Flyer

         

        Know what this card is best for:

         

        Terms and Conditions

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        dbs yuu new cardface

        DBS yuu Card

        • Get S$300 cashback + S$80 Esso Fuel Discount Voucher when you apply with promo code: YUU380 and spend atleast S$800 within 60 days from card approval
        • Valid until 31 October 2025
        • Read Terms and Conditions here
         
        Existing Cardholders:
        •  Get S$80 Esso Fuel Discount Voucher with no minimum spend and promo code
        • Valid from 1 July until 31 October 2025
        • What counts as Existing Cardholders:
          • Customers who currently have a Principal DBS/POSB Credit Card or have cancelled any Principal DBS/POSB Credit Card within the last 12 months.
        • Read Terms and Conditions here
        DBS Yuu Cardfdace

        DBS yuu Card

        • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

        • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

        • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

        • yuu Points awarded can only be tracked on yuu Rewards app

          • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

        • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

         

        Annual Fee
        • S$196.20, first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        When are the DBS Points credited
        • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
         
        Know what this card is best for:

         

        Terms and Conditions

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        POSB Everyday Card

        • Get S$388 cashback when you spend S$800 within 60 days from card approval date, use the promo code: PED388, and have a valid DBS PayLah! account
        • Valid until 31 October 2025
        • Read Terms and Conditions here

        POSB Everyday Card

        S$800 Minimum Spend:

        • 10% cash rebates on online food delivery from foodpanda and Deliveroo
        • 3% cash rebates on other dining spends
        • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
        • 5% cash rebates on Online Shopping at selected merchants
        • up to 3% cash rebates on Telco Bills
        • 8% cash rebates at Popular Bookstores

        No Minimum Spend:

        • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
        • 5% cash rebates on Sheng Siong
        • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
        • up to 3% cash rebates on utility bills with selected electricity retailers

         

        Annual Fee

        S$196.20 (incl. of GST), waived for the first year.

         

        Income Requirement

        S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

         

        Where do I redeem my Daily$

        You can redeem you Daily$ using various options:

          • Instants Daily$ redemption:
            • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
          • DBS PayLah!
            • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
          • Digibank Online
            • Offset your credit card bills or redeem Krisflyer miles. Find out more here
          • Participating Merchants’ Website or Mobile App
            • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
              • DBS Apple Rewards Store
              • Shopee
              • Zalora
              • AXS

         

        Know what this card is best for

         

         

        Terms and Condition

        Full Review

        trust card cardface

        Trust Cashback Card

        • Get S$15 Shopee Voucher with no minimum spend
        • Valid until 02 November 2025
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!
        trust card cardface

        Trust Cashback Card

        • Earn unlimited 1% cashback on overseas spending.
        • A great option for overseas transactions.
        • No need to transfer money like a multi-currency card when tapping at a payment terminal or making online purchases abroad.

        HSBC Revolution Card

        • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Bose QuietComfort Wireless Noise Cancelling Headphones (worth S$499) or Dyson Supersonic Hair Dryer (worth S$559) or S$475 Grab Vouchers or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid from from 10 October to 31 October 2025
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 31 December 2025
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Revolution Card

        • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 2026)
        • The categories include:
          • Department Stores and Retail Stores
          • Dining (excluding hotel dining)
          • Transportation & Membership Clubs
          • Travel-Related 
        • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
        • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
        • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 28 February 2026. 

         

        Special hack: 

        Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

        If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

         

        Annual Fee
        • None

         

        Income Requirement

        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               

        Points Expiry
        • 37-month period, starting from the month after the month in which the points were acquired

         
        Transfer Partners
        • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

         

        Know what this card is best for:

         

        Terms and Conditions

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        UOB Krisflyer Card

        NIL

        UOB Krisflyer Card

        • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
        • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
        • Earn 1.2 miles per dollar on all other purchases

         

        Annual Fee
        • S$194.40 (incl. GST), waived for first year

         

        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)

         

        Know what this card is best for

         

        Terms and Conditions

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        DBS Live Fresh Card

        • Get S$300 cashback when you use the promo code: LFC300, and spend S$800 and have a valid DBS PayLah! account within 60 days from card approval date
        • Valid until 31 October 2025
        • Read Terms and Conditions here

        DBS Live Fresh Card

        • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
         
        Annual Fee
        • S$196.20 (including GST), waived for the first year
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        When is Cashback Credited
        • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
        • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

        Terms and Conditions

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        AMEX True Cashback Card

            • Get S$160 eCapitaVoucher when you spend S$500 within 30 days from card approval
            • Valid from 29 December 2025
            • Promotion is valid for new to bank credit card holders
            • Read Terms and Conditions here

            AMEX True Cashback Card

            • Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
            • Best used on commonly excluded merchants
             
            Annual Fee
            • S$174.40 (incl. of 9% GST) waived for the first year
             
            Income Requirement
            • S$30,000 (locals/PRs); S$45,000 (foreigners)
             
            When is Cashback Credited
            • Receive cashback in the same month’s statement
             
            Know what this card is best for

            Terms and Conditions

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            UOB Absolute AMEX Card

            Flash Deal:

            • Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
            • Remaining applicants will receive the existing rewards
            • Valid until 14 October 2025

             

            Existing Rewards:

            • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
            • Valid until 14 October 2025
            • Valid for New-to-Bank Cardholders
            • Read Terms and Conditions here

            UOB Absolute AMEX Card

            • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
            • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
            Annual Fee
            • S$196.20 (incl. GST), waived for first year
             
            Income Requirements
            • S$30,000 (locals/PRs); S$40,000 (foreigners)
             
            When is Cashback Credited
            • Cashback earned in current statement period is automatically used to offset the following month’s bill
             
            Know what this card is best for
             

            Terms and Conditions

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            OCBC 365 Card

            • Get Dyson Supersonic™ (worth S$559) or AirPods Pro Gen 3 (worth S$349) or S$380 Grab Vouchers or S$360 Cash via PayNow when you S$400 within 30 days from card approval
            • Valid until 14 October 2025
            • Valid for New-to-Bank Cardholders
            • Read Terms and Conditions here
            • Must fulfill spending requirement to receive gift confirmation
            • Remember to check for SingSaver email and complete the registration to secure your reward!

            OCBC 365 Card

            • Earn 6% cashback on Petrol, 5% cashback on Dining, and 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities.
            • This has 2 tiers of spend requirement and cap respectively:
              • Tier 1: S$800;S$80
              • Tier 2: S$1,600; S$160
            • Best paired with OCBC 360 Savings Account as it offers the highest ROI with a minimum spend of S$800 on your first S$100,000 when you credit your salary, make purchases with an eligible OCBC credit card, and save regularly.
             
            Annual Fee
            • S$196.20 (including GST), waived for the first 2 years. 
             
            Income Requirement
            • S$30,000 (locals/PRs); S$45,000 (foreigners
             
            How is Cashback Credited
            • Cashback will be automatically offset against the month’s billed amount
             
            Know what this card is best for

            Terms and Conditions

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            OCBC Rewards Card

            • Get AirPods Pro Gen 3 (worth S$349) or Dyson Supersonic™ (worth S$559) or 50,000 OCBC$ (worth a round trip to Bali) or S$380 Grab Vouchers or S$360 Cash via PayNow when you S$400 within 30 days from card approval
            • Valid until 14 October 2025
            • Valid for New-to-Bank Cardholders
            • Read Terms and Conditions here
            • Must fulfill spending requirement to receive gift confirmation
            • Remember to check for SingSaver email and complete the registration to secure your reward!

            OCBC Rewards Card

            • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 December 2025). Capped at S$1,000 per calendar month
            • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
            • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

             

            Annual Fee
            • S$196.20 (including GST), waived for the first 2 years

             

            Income Requirement
            • S$30,000 (locals/PRs); S$45,000 (foreigners)

             

            Points Expiry
            • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

             

            Know what this card is best for

             

            Terms and Conditions

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            DBS Altitude Card

            • Get 38,000 miles when you use the promo code: ALTP38, pay the annual fee, have a valid DBS PayLah! account, and spend S$800 within 60 days from card approval date. 
            • Get 28,000 miles when you use the promo code: ALTPW28, choose not to pay the annual fee, but must have a valid DBS PayLah! account and spend S$800 within 60 days from card approval
            • Valid until 30 November 2025
            • Read Terms and Conditions here

            DBS Altitude Card

            • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
            • This comes with two complimentary lounge passes per 12-month membership period

             

            Annual Fee
            • S$196.20 (inclusive of GST), first year waived

             

            Income Requirement
            • S$30,000 (locals/PRs); S$45,000 (foreigners)

             

            Points Expiry
            • No expiry

             

            Know what this card is best for:

             

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