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Miles Cards

UOB Lady Cardface

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


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card-summary

UOB Krisflyer Card

Apply Here

Earn uncapped 3 miles per dollar on SIA group spend and 2.4 miles per dollar on dining, online shopping, transport & select travel with min. S$1,000 SIA spend/year.

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card-summary
UOB Visa Signature Cardface

UOB Visa Signature Card

Apply Here

Earn 4 miles per dollar on Overseas, Petrol, and Contactless Transactions (including SimplyGo)

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card-summary

Cashback Cards

UOB One Card

Apply Here

Earn at least up to 10% cashback on most local spend

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card-summary

Maybank Family & Friends Card

Step 1: Apply Now
Step 2: Google Form

Earn 8% cashback for five of your chosen categories.


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card-summary

DCS Flex Card

Apply Here

Earn up to 8% cash rebates (best value), 2.4 miles per dollar, or 8% investment credits

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card-summary

DCS Ultimate Platinum Card

Apply Here

Earn 2% cashback on almost everything

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card-summary
dbs yuu new cardface

DBS yuu Card

Apply Here - New to Bank (Visa)
Apply Here - New to Bank (AMEX)
Apply Here - Existing DBS/POSB Cardholders (Visa)
Apply Here - Existing DBS/POSB Cardholders (AMEX)

Earn up to 18% cash rebate or 10 miles per dollar at yuu merchants 

sign-up-deal
card-summary

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

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Maybank Family & Friends

Get Samsonite Interlace Spinner 67/24 when you spend S$1,300 for the first two months of card approval. Or, apply for CreditAble and spend S$1,200 for the first two months of card approval.

Valid till: May 1, 2026

APPLY NOW - VISA

APPLY NOW - AMEX

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

maybank xl cardface

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FILL OUT GOOGLE FORM

Maybank XL

Get S$60 cashback when you make one transaction (first 2,000 customers)

Valid till: May 1, 2025

APPLY NOW

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap Origin or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$450 Grab Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: October 31, 2025

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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Maybank Family & Friends

Get Samsonite Interlace Spinner 67/24 when you spend S$1,300 for the first two months of card approval. Or, apply for CreditAble and spend S$1,200 for the first two months of card approval.

Valid till: May 1, 2026

APPLY NOW

FILL OUT GOOGLE FORM

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

maybank xl cardface

Maybank XL

Get S$60 cashback when you make one transaction (first 2,000 customers)

Valid till: May 1, 2025

APPLY NOW

FILL OUT GOOGLE FORM

Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap Origin or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$450 Grab Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: October 31, 2025

APPLY NOW

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Copyright @lobangsis @ijusttrylah 2025
UOB Lady Cardface

UOB Lady’s Card

Flash Deal:

  • Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
  • Remaining applicants will receive the existing rewards
  • Valid until 14 October 2025

 

Existing Rewards:

  • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
  • Valid until 14 October 2025
  • Valid for New-to-Bank Cardholders
  • Read Terms and Conditions here
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB Krisflyer Card

    NIL

    UOB Krisflyer Card

    • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
    • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
    • Earn 1.2 miles per dollar on all other purchases

     

    Annual Fee
    • S$194.40 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    UOB Visa Signature Cardface

    UOB Visa Signature

    • Get S$350 cash credit when you successfully apply, part of the first 200 new-to-UOB credit card customer and spend S$1,000 per month for 2 consecutive months
    • Valid until 31 August 2025
    • Read Terms and Conditions here
    UOB Visa Signature Cardface

    UOB Visa Signature

      • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
      • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
      • Spending Cap:
        • Until 1 August 2025 Statement:
          • Combined cap of S$2,000 per statement month
        • From 1 September 2025 Statement – Split into 2 categories:

          • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

          • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

            Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

       
      Annual Fee
      • S$218 first year waived

       

      Income Requirement
      • S$50,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

       

      Terms and Conditions

      Read Full Review

      UOB One Card

      Flash Deal:

      • Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
      • Remaining applicants will receive the existing rewards
      • Valid until 14 October 2025

       

      Existing Rewards:

      • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
      • Valid until 14 October 2025
      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here

      UOB One Card

      • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

        • Base cashback:
          • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
        • Additional cashback (capped at S$120 per statement month):
          • Selected Partners: 5%
          • Grocery (MCC 5411): 2.67% – only for Tier 2

      • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

        • Base cashback: 3.33% cashback (capped at S$200 per quarter)
        • Additional cashback (capped at S$120 per statement month):
          • Selected Partners: 6.67%
          • Grocery (MCC 5411): 4.67%

      Tier 1
      Tier 2
      Tier 3
      Minimum Spend
      S$600
      S$1,000
      S$2,000
      Minimum Transaction Count
      10
      10
      10
      Base Cashback per quarter
      3.33% (S$60 cashback)
      3.33% (S$100 cashback)
      3.33% (S$200 cashback)
      Additional Cashback on Selected Spends
      5%
      5%
      6.67%
      Additional Cashback on Grocery Spend New
      –
      2.67%
      4.67%
      Total
      up to 8.33%
      up to 8.33%
      up to 10%
      These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
      • Earn up to 22.66% fuel savings at Shell and SPC
      • Earn 4.33% cashback on Singapore Power utilities bills

       

      Annual Fee
      • S$196.20, waived for the first year

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      When Cashback is Credited
      • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      Maybank Family & Friends Card

      • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
      • Fill up this google form after signing up to qualify for rewards
      • Read Terms and Conditions here

      Maybank Family & Friends Card

      • Earn 8% cashback for five (5) of your chosen spend categories across ten (10) options.
        • Each category has a cashback cap of S$25 (which would max out at S$312.50 of spending per category)
      • Earn bonus 8% cashback on Malaysian Ringgit or Indonesian Rupiah spends
      • Minimum spend of S$800
      • Each category has a cashback cap of S$25 (total of S$125 for 5 categories)
      • Earn unlimited 0.3% cash rebates on all spends below S$800

       

      Annual Fee
      • S$180 (First 3 years free)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$60,000 (foreigners)

       

      How to choose my Categories
      • To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

       

      Know what this card is best for

       

      Terms and Conditions

      Read Full Review

      DCS Flex Card

      NIL

      DCS Flex Card

      • You can choose from three (3) reward options: Miles, Cash Rebates, or Investment
      • Earn up to 2.4 miles per dollar
      • Earn up to 8% cash rebates
      • Earn up to 8% investment credits
      • Minimum monthly spend of S$600
      • Capped at:
        • Miles: 750 miles per category; total 3,000 miles for all 4 categories
        • Cash Rebates: S$25 per category, total S$100 for all 4 categories
        • Investment Credits: S$25 per category, total S$100 for all 4 categories

       

      Annual Fee
      • Monthly service fee of S$15, (first year waived; afterwhich, you can perform minimum 5 transactions per month to waive the monthly fee) – effective 1 July 2025, this will be decreased to S$10

       

      Income Requirement
      • S$30,000 (locals/PRs) or S$15,000 (aged 56 and above); S$60,000 (foreigners)

       

      Where and how will I receive the miles/cashback/investment credits
      • Miles are credited to your Miles holding account and can be transferred to your Krisflyer account in multiple of 5,000 miles. A conversion fee of S$25 (subject to GST) applies for each redemption request and the process make take up to 15 working days.
        • Here’s how to redeem:
          • Open the DCS Cards App and go to the Rewards Tracker screen
          • Tap “Redeem” or “Redeem Miles” on the Benefit History screen
          • Choose a redemption amount or enter a custom amount in multiples of 5,000 miles, then tap “Confirm.”
      • Cash Rebates will be credited on your card account in the following statement, applied to offset the billed amount.
      • Investment Credits will be deposited to your designated iFast account on the following month.
       
      Know what this card is best for


      Terms and Conditions
      Read Full Review

      DCS Ultimate Platinum Card

      NIL

      DCS Ultimate Platinum Card

      • Earn 2% cashback with no minimum spend required and a maximum monthly spend of S$10,000 per calendar month
       
      Annual Fee
      • S$196.20 (inclusive of GST), first year waived
       
      Income Requirement
      • S$30,000 or S$15,000— age 55 & above (locals/PRs); S$60,000 (foreigners)
       
      Know what this card is best for

      Terms and Conditions

      Read Full Review

      dbs yuu new cardface

      DBS yuu Card

      • Get S$300 cashback + S$80 Esso Fuel Discount Voucher when you apply with promo code: YUU380 and spend atleast S$800 within 60 days from card approval
      • Valid until 31 October 2025
      • Read Terms and Conditions here
       
      Existing Cardholders:
      •  Get S$80 Esso Fuel Discount Voucher with no minimum spend and promo code
      • Valid from 1 July until 31 October 2025
      • What counts as Existing Cardholders:
        • Customers who currently have a Principal DBS/POSB Credit Card or have cancelled any Principal DBS/POSB Credit Card within the last 12 months.
      • Read Terms and Conditions here
      DBS Yuu Cardfdace

      DBS yuu Card

      • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

      • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

      • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

      • yuu Points awarded can only be tracked on yuu Rewards app

        • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

      • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

       

      Annual Fee
      • S$196.20, first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      When are the DBS Points credited
      • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
       
      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      HSBC Revolution Card

      • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Bose QuietComfort Wireless Noise Cancelling Headphones (worth S$499) or Dyson Supersonic Hair Dryer (worth S$559) or S$475 Grab Vouchers or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid from from 10 October to 31 October 2025
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 31 December 2025
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Revolution Card

      • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 2026)
      • The categories include:
        • Department Stores and Retail Stores
        • Dining (excluding hotel dining)
        • Transportation & Membership Clubs
        • Travel-Related 
      • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
      • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
      • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 28 February 2026. 

       

      Special hack: 

      Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

      If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

       

      Annual Fee
      • None

       

      Income Requirement

      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             

      Points Expiry
      • 37-month period, starting from the month after the month in which the points were acquired

       
      Transfer Partners
      • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      Citi Rewards Card

      Option 1: Direct Bank Promotion

      • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
      • Valid til 28 February 2026
      • Read Terms and Conditions here
      •  

      Option 2: Singsaver Promotion

      • Get Dyson Airwrap Origin (worth S$549) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or S$450 Grab Voucher or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 October 2025
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!
      •  

      Citi Rewards Card

      • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
      • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
      • Pro tip: Pair this card to Amaze for Overseas Offline Spending
      • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)

      • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
        This is on top of 4 miles per dollar on Citi Rewards + Amaze.

       

      Annual Fee
      • S$194.40 (First year waived)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      Points Expiry
      • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

       

      Transfer Partners
      • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      DBS Woman’s World Card

      This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

      DBS Altitude Card

      Apply Here - Visa
      Apply Here - AMEX

      Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

      2 Priority Pass visits per membership year (Visa version only)

      sign-up-deal
      card-summary

      DBS Woman’s World Card

      • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
      • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
      • No minimum monthly spending required
      • Best used for online or in-app spend (e.g Kris+) locally

       

      Annual Fee
      • S$196.20, (First year waived)

       

      Income Requirement
      • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

       

      Points Expiry
      • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

       

      Transfer Partners
      • KrisFlyer, Asia Miles, Qantas Frequent Flyer

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      UOB Evol Card

      Flash Deal:

      • Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
      • Remaining applicants will receive the existing rewards
      • Valid until 14 October 2025

       

      Existing Rewards:

      • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
      • Valid until 14 October 2025
      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here

      UOB Evol Card

      • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
      • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
      • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
      • 0.3% cashback for all other spends
      • Minimum spend of S$800 each statement month
      • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
        • S$30 – online & mobile contactless
        • S$20 – selected gym, telco, and streaming services
        • S$20 – all overseas foreign currency spend
        • S$30 – other spends
      • Max possible cashback of 6.4% earned (not 10%)
      Annual Fee
      • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (Foreigners
      Know what this card is best for:

      Terms and Conditions

      Read Full Review

      DBS Live Fresh Card

      • Get S$300 cashback when you use the promo code: LFC300, and spend S$800 and have a valid DBS PayLah! account within 60 days from card approval date
      • Valid until 31 October 2025
      • Read Terms and Conditions here

      DBS Live Fresh Card

      • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
       
      Annual Fee
      • S$196.20 (including GST), waived for the first year
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)
       
      When is Cashback Credited
      • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
      • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

      Terms and Conditions

      Read Full Review

      AMEX True Cashback Card

          • Get S$160 eCapitaVoucher when you spend S$500 within 30 days from card approval
          • Valid from 29 December 2025
          • Promotion is valid for new to bank credit card holders
          • Read Terms and Conditions here

          AMEX True Cashback Card

          • Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
          • Best used on commonly excluded merchants
           
          Annual Fee
          • S$174.40 (incl. of 9% GST) waived for the first year
           
          Income Requirement
          • S$30,000 (locals/PRs); S$45,000 (foreigners)
           
          When is Cashback Credited
          • Receive cashback in the same month’s statement
           
          Know what this card is best for

          Terms and Conditions

          Read Full Review

          UOB Absolute AMEX Card

          Flash Deal:

          • Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
          • Remaining applicants will receive the existing rewards
          • Valid until 14 October 2025

           

          Existing Rewards:

          • Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
          • Valid until 14 October 2025
          • Valid for New-to-Bank Cardholders
          • Read Terms and Conditions here

          UOB Absolute AMEX Card

          • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
          • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
          Annual Fee
          • S$196.20 (incl. GST), waived for first year
           
          Income Requirements
          • S$30,000 (locals/PRs); S$40,000 (foreigners)
           
          When is Cashback Credited
          • Cashback earned in current statement period is automatically used to offset the following month’s bill
           
          Know what this card is best for
           

          Terms and Conditions

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          amex krisflyer ascend cardface

          AMEX Krisflyer Ascend Card

          • Get up to 20,000 KrisFlyer Miles when you spend a minimum of S$1,000 within the first 2 months of card approval
            • 13,800 bonus miles
            • 5,000 miles (first-time Singapore Airlines Credit Card applicants only)
            • 1,200 miles from spend
          • Only for new-to-bank card holders
          • Valid until 30 September 2025
          • Read Terms and Conditions here

          amex krisflyer ascend cardface

          AMEX Krisflyer Ascend Card

          • 1.2 miles per dollar on local and overseas spend
          • 2 miles per dollar on Singapore Airlines, Scoot, and KrisShop spend
          • 2 miles per dollar on Grab transactions, capped at S$200 per calendar month
          • No conversion fees
          • Get Accelerated to KrisFlyer Elite Gold Status
          • One Complimentary Night’s Stay at Hilton Hotel
          • Complimentary Travel Insurance
           
          Annual Fee
          • S$397.85
           
          Income Requirement
          • Not specified
           

          Terms and Conditions

          DBS Altitude Card

          • Get 38,000 miles when you use the promo code: ALTP38, pay the annual fee, have a valid DBS PayLah! account, and spend S$800 within 60 days from card approval date. 
          • Get 28,000 miles when you use the promo code: ALTPW28, choose not to pay the annual fee, but must have a valid DBS PayLah! account and spend S$800 within 60 days from card approval
          • Valid until 30 November 2025
          • Read Terms and Conditions here

          DBS Altitude Card

          • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
          • This comes with two complimentary lounge passes per 12-month membership period

           

          Annual Fee
          • S$196.20 (inclusive of GST), first year waived

           

          Income Requirement
          • S$30,000 (locals/PRs); S$45,000 (foreigners)

           

          Points Expiry
          • No expiry

           

          Know what this card is best for:

           

          Terms and Conditions

          Read Full Review