HSBC has just extended the HSBC Revolution card’s buff for even longer. What was initially announced as a limited-time bonus from 1 July to 31 October 2025 has now been extended until 28 February 2026, giving cardholders more time to maximize rewards.
The offer includes:
- 4 miles per dollar on travel-related spend (airlines, hotels, car rentals) and eligible online/contactless payments
- Higher monthly cap: S$1,500 eligible spend (up from S$1,000)
- Posting deadline: Transactions must be posted by 28 February 2026 (not transaction date). Avoid last-minute bookings—travel charges often take 7–10 days to post.
Quick Recap:
1. Contactless Spending Bonus Extended
- Apple Pay, Google Pay, and physical card taps will continue to earn 4 miles per dollar on eligible categories, including dining, retail, and transport/membership clubs. MCC 5814 (fast food/Grab dine out) remains excluded.
Eligible Categories:
Department Stores & Retail Stores
Category | MCCs | Description | Examples |
Department Stores & Retail Stores | 4816 | Computer Network/Information Services | Amazon, Best Denki, Book Depository, Courts, Harvey Norman, Lazada, Qoo10, Shopee, Taobao |
5045 | Computers, Computer Peripheral Equipment, Software | ||
5262 | Marketplaces | ||
5309 | Duty Free Stores | ||
5310 | Discount Stores | ||
5311 | Department Stores | ||
5331 | Variety Stores | ||
5399 | Miscellaneous General Merchandise Stores | ||
5611 | Men’s and Boys’ Clothing and Accessories Stores | ||
5621 | Women’s Ready to Wear Stores | Petal & Pup, Roos, La Senza, Bossini, Hush Puppies, Dyson, Breville, Apple | |
5631 | Women’s Accessory and Specialty Stores | ||
5641 | Children’s and Infants’ Wear Stores | ||
5651 | Family Clothing Stores | ||
5655 | Sports Apparel, and Riding Apparel Stores | ||
5661 | Shoe Stores | ||
5691 | Men’s and Women’s Clothing Stores | ||
5699 | Accessory and Apparel Stores–Miscellaneous | ||
5732 to 5735 | Electronics Sales, Music Stores–Musical Instruments, Pianos and Sheet Music, Computer Software Stores, Record Shops | ||
5912 | Drug Stores and Pharmacies | ||
5942 | Book Stores | ||
5944 to 5949 | Clock, Jewelry, Watch and Silverware Stores, Game, Toy and Hobby Shops, Camera and Photographic Supply Stores, Card, Gift, Novelty and Souvenir Shops, Leather Goods and Luggage Stores, Fabric, Needlework, Piece Goods and Sewing Stores | ||
5964 to 5970 | Direct Marketing–Catalog Merchants, Direct Marketing–Combination Catalog and Retail Merchant, Direct Marketing–Outbound Telemarketing Merchants, Direct Marketing–Inbound Telemarketing Merchants, Direct Marketing–Continuity/Subscription Merchants, Direct Marketing–Other Direct Marketers–Not Elsewhere Classified, Artist Supply Stores, Craft Shops | Art of Newton Florentino, Iggy’s, Google Music, Google Drive, Lenovo | |
5992 | Florists | B1 Florists | |
5999 | Miscellaneous and Specialty Retail Stores | Amazon, Casetify, Atome (Use this to buy from agoda – but make manual payment from 2nd and 3rd payment) |
Dining Category
Category | MCCs | Description | Examples |
Dining (excl. hotel dining) | 5441 | Candy, Nut and Confectionery Stores | See’s Candies, Candy Empire, BreadTalk, Four Leaves, Bengawan Solo, Dunkin Donuts, Stamford Catering, How’s Catering, Neogarden, Putien, Saizeriya, Harry’s |
5462 | Bakeries | ||
5811–5813 | Caterers, Eating Places and Restaurants, Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns–Drinking Places (Alcoholic Beverages) |
Note: 5814 – Fast Food Restaurants is excluded. 5814 isn’t just a merchant category code for fast food restaurants. Grab dine out deals is also under 5814. So contactless spending in this category could be a hit or miss.
Transport & Membership Clubs Category
Category | MCCs | Description | Examples |
Transport & Membership Clubs | 4121 | Taxicabs and Limousines | Comfort, Grab (excluding GrabPay top-ups), Gojek, TADA, Ryde |
7997 | Clubs–Country Clubs, Membership (Athletic,
Recreation, Sports), Private Golf Courses | Fitness First, Anytime Fitness, Core Collective |
2. Travel-Related Spend Bonus Extended
- Direct bookings with airlines, hotels, cruise lines, and car rentals (MCCs 3000–3999, 4511, 7011, 4411) qualify for 4 miles per dollar.
Category | MCCs | Description | Examples |
Travel-Related Spend | 3000 to 3350, 4511 | Airlines | Singapore Airlines, Scoot, Cathay Pacific, Emirates |
3351 to 3500 | Car Rental Agencies | Payless Car Rental, Thrifty Car Rental | |
3501 to 3999, 7011 | Lodging – Hotels, Motels, Resorts | Holiday Inn, M Hotel | |
4411 | Cruise Lines | Star Cruises | |
Excluded: MCC 4722 (online travel agencies like Agoda, Klook, Trip.com, Airbnb). | |||
3. Higher Monthly Cap Remains
The boosted cap of S$1,500 eligible spend per month stays in place, giving more room for big-ticket purchases like flights and hotels.
Gentle Reminders:
- Online Travel Agencies not eligible: Spend on Agoda, Klook, Airbnb, etc. will not earn bonus points. To qualify for 4 mpd, book flights directly on airline websites, or flights/hotels via Atome (on Agoda/Trip).
- KrisFlyer transfers earn slightly less: When converting HSBC points to KrisFlyer, the effective earn rate is 3.33 mpd (due to the 5:2 transfer ratio). Transfers to partners like EVA Air and Flying Blue still give the full 4 mpd.
- Dining MCC 5814 excluded: Transactions coded under MCC 5814 (fast food) do not earn bonuses. Many non–fast food eateries are also incorrectly tagged under 5814. To be safe, you can check the MCC via Heymax, or simply avoid using this card for dining spend.
How I’ve Been Using This Card:
- For my upcoming trip, I actually booked a few hotels through Atome—not just for the 4 mpd, but also because it turned out to be the cheapest option (double win 😂).
- I’ve set this card as my default payment on Shopback and Heymax, so I automatically stack rewards whenever I cash out or make payments.
- I also link it as one of my payment options for ride-hailing apps and gym memberships, which consistently fall under eligible contactless/online spend.
As you can tell, I mainly use the Revolution card on transactions that continue to earn bonus points even after the promo buff ends—so it stays useful long term, not just during the extended promo.
Conclusion:
By extending the HSBC Revolution’s enhanced bonus until 28 February 2026, HSBC is now one of the strongest options for flights and hotels bookings. With 4 miles per dollar on direct travel bookings and eligible contactless categories, plus a raised monthly cap of S$1,500, it’s now easier to maximize rewards on larger purchases.
What began as a short-term promotion has turned into an extended window of opportunity. Whether you’re booking flights and hotels or tapping through Apple Pay and Google Pay, this offer gives you nearly eight more months to accumulate miles at an accelerated pace before it resets again.
HSBC Revolution Card
Earn 4 miles per dollar on selected online and contactless spend (until 28 February 2026)
