Generated by Lobangsis SEO v1.2.0, this is an llms.txt file, used by LLMs to index the site. # Lobang Sis previously ijusttrylah.com ## Sitemaps - [XML Sitemap](https://lobangsis.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Get An Extra S$61 Cash at 1PM and 6PM Daily With Citi Cards](https://lobangsis.com/get-an-extra-s61-cash-at-1pm-and-6pm-daily-with-citi-cards/) - Apply for a Citi credit card at 1PM or 6PM and the first 10 each slot get an extra S$61 by PayNow, on top of your sign-up reward. Runs 14–20 August 2026. - [What Cards did I Use For My New Zealand Trip?](https://lobangsis.com/what-cards-did-i-use-for-my-new-zealand-trip/) - Overview:The cards listed below are purely my personal favorite cards! I've listed my top cards chronologically based on my preference and their use for different spendings + I added in some tips— but - [Super Rare Deal: Get eCapita or Lazada Vouchers with UOB Cards (Till 31 Oct, Whilst Stocks Last!)](https://lobangsis.com/super-rare-deal-get-ecapita-or-shopee-vouchers-with-uob-cards-till-31-oct-whilst-stocks-last/) - From now until 31 October 2024, you can choose from SingSaver exclusive offers of uncapped S$80 eCapita Voucher or S$80 Lazada Vouchers! What's good is, this offer is stackable with the current bank r - [Step-by-Step Guide to Opening a Wise Account in Singapore](https://lobangsis.com/step-by-step-guide-to-opening-a-wise-account-in-singapore/) - Step-by-Step Guide to Opening a Wise Account in Singapore Wise (formerly TransferWise) is a popular way to hold, send, and receive money across more than 40 currencies at the mid-market exchange rate - [Should You Put Money in UOB Lady’s Savings Account? Use This Calculator to Find Out](https://lobangsis.com/should-you-put-money-in-uob-ladys-savings-account-use-this-calculator-to-find-out/) - UOB lady's saving account helps you grow everyday savings with flexible perks. Check benefits and apply online now. - [HSBC TravelOne Sweet Deal: Get 30K miles or Electronics (Existing HSBC Cardholders can apply!)](https://lobangsis.com/receive-30k-miles-hsbc-travel-one/) - HSBC Travel One is now offering 30,000 miles in the form of 75,000 Reward points when you sign up for the card: pay the annual fee of S$196.20 (inclusive of GST) spend at least S$500 in qualifying tra - [Moomoo Cash Plus Review | What You Need To Know](https://lobangsis.com/moomoo-cash-plus-review/) - Sign Up Promotion for Moomoo: Valid for new moomoo users only Open a moomoo universal account via this link to receive extra S$20 Cash coupon [for IJUSTTRYLAH users], then fulfill the below requiremen - [Limited Time Promo: Win 200g of Gold or S$38,888 When You Invest with Syfe](https://lobangsis.com/limited-time-promo-win-200g-of-gold-or-s38888-when-you-invest-with-syfe/) - #post_excerpt - [HSBC Revolution Card Permanent Upgrade: Up to 8 mpd, Travel & Contactless Bonuses](https://lobangsis.com/hsbc-revolution-card-permanent-upgrade-up-to-8-mpd-travel-contactless-bonuses/) - #post_excerpt - [How to Start Investing As A Student With Little Money](https://lobangsis.com/how-to-start-investing-as-a-student-with-little-money/) - #post_excerpt - [How to Pay Income Tax with Credit Card & Earn Cashback or Miles with CardUp/iPayMy 2025](https://lobangsis.com/how-to-pay-income-tax-with-credit-card-earn-cashback-or-miles-with-cardup-2025/) - It’s Income Tax Season Need to pay income tax in Singapore but want to use your credit card for rewards? While the Inland Revenue Authority of Singapore (IRAS) doesn’t accept credit cards directly, th - [How Many Credit Cards Should You Have?](https://lobangsis.com/how-many-credit-cards-should-you-have/) - #post_excerpt - [Great Deal: Get a Samsonite Black Label Luggage + S$50 Cash With CIMB Cards](https://lobangsis.com/great-deal-get-a-samsonite-black-label-luggage-s50-cash-with-cimb-cards/) - #post_excerpt - [DBS/POSB Credit Card Bill Payment: How to Set Up GIRO Arrangement](https://lobangsis.com/giro-arrangement/) - Here is a simple guide to set up GIRO arrangement to pay all your credit card bills on time and in full: Since I never advocate spending money we don't have, to me, a credit card works like a debit ca - [Get extra 0.5% to 1% p.a + 3 Months of Free Investing with StashAway!](https://lobangsis.com/get-extra-0-5-to-1-p-a-3-months-of-free-investing-with-stashaway/) - #post_excerpt - [Earn Extra Cashback with GXS Savings Account till 16 Feb 2026](https://lobangsis.com/earn-extra-cashback-with-gxs-savings-account-till-16-feb-2026/) - #post_excerpt - [Best Credit Cards for Grocery Shopping Updated 2026 Edition](https://lobangsis.com/best-credit-cards-for-grocery-shopping/) - Best credit cards for grocery shopping in Singapore. Check caps, partners, and rebates. Start saving now. - [Best Cards for Food Delivery](https://lobangsis.com/best-cards-for-food-delivery/) - Overview: Food delivery's ease of use has become a way of life. Platforms like GrabFood, Foodpanda, and Deliveroo offer a wide variety of food options delivered right to your doorstep, whether you're - [Which is the Best High Yield Savings Account? [Calculator Included]](https://lobangsis.com/which-is-the-best-high-yield-savings-account-calculator-included/) - #post_excerpt - [Best Cards For Wedding Banquets](https://lobangsis.com/best-cards-for-wedding-banquets/) - https://www.youtube.com/watch?v=03lChxkIJ0Y&list=PLDFEQWdI9twYf6nbW01yPgv9eWB61THP4 Overview: Selecting the best cards for wedding banquets can be tricky, but it doesn't have to be stressful. Thi - [Best Credit Cards for Big Purchases](https://lobangsis.com/best-credit-cards-for-big-purchases/) - Best credit cards for big purchase includes the best card for big purchase in Singapore. Compare 0% plans, rewards, and fees. Apply in minutes. - [Best Cards For Overseas Spending](https://lobangsis.com/best-cards-for-overseas-spending/) - Best cards for overseas spend smarter payments overseas with travel perks, low fees, and handy protections. Compare and apply online. - [Instarem Amaze Nerf March 2025: How It Affects Citi Rewards & Best Alternatives](https://lobangsis.com/instarem-amaze-nerf-march-2025-how-it-affects-citi-rewards-best-alternatives/) - #post_excerpt - [Citi PayAll’s 2025 Income Tax Promo – Is It Worth It?](https://lobangsis.com/citi-payalls-2025-income-tax-promo-is-it-worth-it/) - If you hold a Citi Credit Card, you might’ve come across Citi PayAll—a service that lets you pay for things that are commonly excluded on credit card payments, using your Citibank Credit Cards. Basica - [Get 100k Miles + S$50 Cashback with AMEX Platinum Charge](https://lobangsis.com/get-100k-miles-s50-cashback-with-amex-platinum-charge/) - From now until 30 June 2025  30 July 2025, new and existing cardholders can receive 100,000 Air Miles (awarded as 160,000 Membership Rewards points) + S$50 cashback when you:Pay the annual fee, andSpe - [Credit Card Decision Tree Guide for Singaporeans](https://lobangsis.com/credit-card-decision-tree-guide-for-singaporeans/) - I created this step by step guide for Singaporeans to help you figure out which credit card best fits your situation. This is just a guide, not financial advice.  Watch Video:https://youtu.be/sKb0yfmT - [Best Cards for Online Tour Package](https://lobangsis.com/best-cards-for-online-tour-package/) - #post_excerpt - [Audrey’s Favourite Cards List](https://lobangsis.com/my-favourite-cards-list/) - This page is where I park my favourite credit cards, so you don’t have to dig through comments, DMs, or 20 videos trying to remember “eh which card was that ah?”I’ll show you how to navigate this page - [Ultimate Guide to Getting Credit Card Late Fee Waiver and Finance Charge Waiver](https://lobangsis.com/ultimate-guide-to-getting-credit-card-late-fee-waiver-and-finance-charge-waiver/) - #post_excerpt - [Best Cards to Pair with Amaze](https://lobangsis.com/best-card-to-pair-with-amaze/) - The Amaze card allows you to link up to 5 mastercards— a way for you to eliminate the hassle of carrying multiple cards. This can help you pay and save locally or overseas, use it to earn rewards, and - [Instarem Amaze Card Review – What You Need To Know](https://lobangsis.com/instarem-amaze-card/) - What is Instarem Amaze Card? Instead of carrying multiple credit cards, the Instarem Amaze card is a payment processor in the form of a physical card that helps you consolidate them. This card acts li - [When to Buy Travel Insurance for the Best Coverage (Timing Matters)](https://lobangsis.com/when-to-buy-travel-insurance/) - Do you want to know exactly when to buy travel insurance for full protection? Read on to learn the best time to secure coverage before your next trip. - [How To Start Investing as a Beginner](https://lobangsis.com/how-to-start-investing-as-a-beginner/) - #post_excerpt - [How To Choose the Best Credit Cards for Beginners](https://lobangsis.com/how-to-choose-the-best-credit-cards-for-beginners/) - Discover how to choose the best credit cards for beginners in Singapore—straightforward tips on fees, rewards, and spending habits to get you started right. - [How to Claim your SingSaver Rewards](https://lobangsis.com/claim-singsaver-rewards/) - [Huge Updates: Chocolate Finance changes – yay or nay](https://lobangsis.com/huge-updates-chocolate-finance-changes-yay-or-nay/) - Chocolate Finance came burst into the scene with a radical 4.2% p.a interest for your first S$20K deposit over the past year. I waited for them to have their MAS license before I covered it in my TikT - [Shopee Ambassador Programme](https://lobangsis.com/shopee-ambassador-programme/) - Do you know you can earn money just by sharing Shopee links? The Shopee Ambassador Programme can be an attractive additional source of income for anyone including your mom, earning up to 30% commissio - [Best Ways to Earn Miles For Things on Exclusion Lists](https://lobangsis.com/earn-miles-exclusion/) - CardUp Overview: CardUp is another third-party site that lets you use your credit card to make numerous forms of payments. 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Make your everyday more fun and exciting as you spend your day to day essentials and more, with up to 10% cash rebates on dining and online foo - [UOB One Card Review | What You Need To Know](https://lobangsis.com/uob-one-card-review/) - UOB One Card Overview: The UOB One Credit Card offers up to 10% cashback on your daily favourites, such as McDonald’s, Grab, Shopee, SimplyGo and the newset category which is Grocery! You can also enj - [How To Earn 4% p.a. with UOB One Account](https://lobangsis.com/uob-one-account-review/) - UOB One Account Overview: The UOB One Savings Account is a great high-yield savings account option for anyone who is able to spend S$500 a month and wishes to take advantage of high interest rates of - [OCBC NXT Card Review | What You Need To Know](https://lobangsis.com/ocbc-nxt-card-review/) - OCBC NXT Card Overview: The Buy Now Pay Later Credit Card— OCBC NXT Card allows you to split any payment for 3 or 6 months. Unlike other cards that charges interest fee on your purchases, this could b - [DBS Live Fresh Card Review | What You Need To Know](https://lobangsis.com/dbs-live-fresh-card-review/) - DBS Live Fresh Card Overview: DBS Live Fresh is a credit card that rewards you for living a sustainable and eco-friendly lifestyle. This lets you earn a high cashback of 6% on Shopping and Transport s - [Pelago Miles Rush Week (1 Feb – 14 Feb)](https://lobangsis.com/pelago-miles-rush-week-feb-2024/) - Pelago's Miles Rush Week is back!!! From February 1 - 14, 2024— you may earn an additional 2,500 KrisFlyer miles on top of what you would typically earn for a single Pelago booking! 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They seem to give out additional - [Maybank FC Barcelona Card Review | What You Need To Know](https://lobangsis.com/maybank-fc-barcelona-visa-signature/) - Maybank FC Barcelona Card Overview: Maybank FC Barcelona Visa Signature card is a good option even if you are not a FC Barcelona fan. This is a great card with a unique proposition if you do most of t - [[EXPIRED] Stan Chart Simply Cash Lightning Deal Sign Up](https://lobangsis.com/stan-chart-simply-cash-lightning-deal/) - Receive an PlayStation 5 Disc Version (worth S$799) or Dyson Airwrap (worth S$859) or S$500 e-capita Vouchers Limited to first 500 applicants only (Fastest fingers first!!!) Spend a minimum of S$500 w - [Citi Cashback Card Review | What You Need To Know](https://lobangsis.com/citi-cashback-card-review/) - Citi Cashback Card Overview: The Citi Cash Back Credit Card is a dependable cashback card that is ideal for household expenses. 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From 19 May to 2 June 2025, this flash deal is giving you cashback, free Sony speakers, and even a premium L - [HeyMax: New yuu Transfer, Double Max Miles, and One-Day 20% Milesback!](https://lobangsis.com/heymax-new-yuu-transfer-double-max-miles-and-one-day-20-milesback/) - HeyMax has announced a trio of good news effective 20 May 2025! 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UOB has announced revisions, introducing category spend caps but also adding a new miles-earn - [DBS yuu Card 2025 Update: SimplyGo Added, Higher Min Spend & Bonus Cap, 4-Merchant Rule](https://lobangsis.com/dbs-yuu-card-2025-update-simplygo-added-higher-min-spend-bonus-cap-4-merchant-rule/) - From 1 October 2025, the DBS yuu Card is getting a major refresh. Some changes are good news — like a higher bonus cap and SimplyGo finally counting as a yuu merchant. But there are also new hoops to - [Flash Deal: Apple AirTag + Shopee Vouchers with Travel Insurance Purchase](https://lobangsis.com/flash-deal-apple-airtag-shopee-vouchers-with-travel-insurance-purchase/) - If you’re planning a trip soon, this is the ultimate reason to purchase a travel insurance! From 01 to 07 September 2025, you can get Apple AirTag (worth S$45) when you are part of the first 200 custo - [Longbridge September 2025: Up to 12% Interest Boost + S$18 Cash + Free Shares (My Actual Returns & Strategy Revealed)](https://lobangsis.com/longbridge-september-2025-up-to-12-interest-boost-s18-cash-free-shares-my-actual-returns-strategy-revealed/) - From 1 to 30 September 2025, Longbridge is once again rolling out its usual goodies — lifetime zero-commission trading on US, HK, and SG stocks, free real-time LV1 quotes, and platform fee vouchers, w - [AMEX Krisflyer Ascend Credit Card | What You Need To Know](https://lobangsis.com/amex-krisflyer-ascend-credit-card-what-you-need-to-know/) - Earn miles faster with the AMEX KrisFlyer Ascend Card. Enjoy a free Hilton stay, travel perks, and KrisFlyer Elite Gold status without flying 50,000 miles - [Get Premium Rewards worth up to S$999 with DBS/POSB Credit Cards](https://lobangsis.com/get-premium-rewards-worth-up-to-s999-with-dbs-posb-credit-cards/) - From 1 to 15 September 2025, new DBS/POSB Credit Card applicants can look forward to another round of exciting perks! Apply for any of these eligible cards—DBS Live Fresh Card, DBS yuu Card, or POSB E - [EXTENDED: 4 miles per dollar on Travel & Contactless Spend on HSBC Revolution Card](https://lobangsis.com/extended-4-miles-per-dollar-on-travel-contactless-spend-on-hsbc-revolution-card/) - #post_excerpt - [Best Cards for BNPL Platforms](https://lobangsis.com/best-cards-for-bnpl-platforms/) - #post_excerpt - [HSBC Credit Card Income Requirement Increasing from 01 October 2025](https://lobangsis.com/hsbc-credit-card-income-requirement-increasing-from-01-october-2025/) - #post_excerpt - [HSBC to End GIRO Cashback on Everyday Global Account from November 2025](https://lobangsis.com/hsbc-to-end-giro-cashback-on-everyday-global-account-from-november-2025/) - #post_excerpt - [Longbridge October 2025: Get NVIDIA and Apple Shares + Up to 12% Interest Boost + S$18 Cash](https://lobangsis.com/longbridge-october-2025-get-nvidia-and-apple-shares-up-to-12-interest-boost-s18-cash/) - #post_excerpt - [Earn 20% Bonus KrisFlyer Miles When You Convert Your yuu Points This October!](https://lobangsis.com/earn-20-bonus-krisflyer-miles-when-you-convert-your-yuu-points-this-october/) - #post_excerpt - [Get 50% Back on Your Daily Commute with American Express!](https://lobangsis.com/get-50-back-on-your-daily-commute-with-american-express/) - From 15 October to 14 November 2025, your daily commute just got a little more rewarding. 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A new monthly service fee has taken into effect from 1 October 2025. Source: William Charles Lim (Facebook Post) What’s Happ - [Limited-Time Travel Insurance Deal: Get AirTag for the First 500 Buyers!](https://lobangsis.com/limited-time-travel-insurance-deal-get-airtag-for-the-first-500-buyers/) - #post_excerpt - [Earn Up to 12 Miles per Dollar at KrisShop This 11.11 — Here’s Everything You Need to Know](https://lobangsis.com/earn-up-to-12-miles-per-dollar-at-krisshop-this-11-11-heres-everything-you-need-to-know/) - #post_excerpt - [Best Cards for Wedding Banquets (Updated Nov 2025)](https://lobangsis.com/best-cards-for-wedding-banquets-updated-nov-2025/) - #post_excerpt - [Best Cards to Use Overseas (2025)](https://lobangsis.com/best-cards-to-use-overseas-2025/) - #post_excerpt - [Travel Insurance Promo: Get S$200 Grab Vouchers, Nintendo Switch & Stackable Shopee Deals (Nov 2025)](https://lobangsis.com/travel-insurance-promo-get-s200-grab-vouchers-nintendo-switch-stackable-shopee-deals-nov-2025/) - #post_excerpt - [Grab Up to 65,000 Citi Miles with the Citi Prestige Card](https://lobangsis.com/grab-up-to-65000-citi-miles-with-the-citi-prestige-card/) - #post_excerpt - [How to Calculate if Cash or Miles is Better](https://lobangsis.com/how-to-calculate-if-cash-or-miles-is-better/) - #post_excerpt - [Credit Card Travel Protections You Might Already Have (and Limits)](https://lobangsis.com/credit-card-travel-protections/) - Before you buy travel insurance, check your credit card travel protection. Learn what’s covered, what’s excluded, and how to make the most of it. - [Maybank Family & Friends Card Nerf Coming on 1 January 2026](https://lobangsis.com/maybank-family-friends-card-nerf-coming-on-1-january-2026/) - Big changes are coming for Maybank Family & Friends cardholders. 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Think of it as a rewards system that lets you earn cash - [BOC Family Card Gets Major Changes From 1 January 2026](https://lobangsis.com/boc-family-card-gets-major-changes-from-1-january-2026/) - Bank of China has announced an upcoming revision to the BOC Family Card’s rewards programme that will significantly reduce the number of transactions that earn cashback. 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This campaign is an extension - [Maybank Family & Friends Card: Up to 8% Cashback on Flights (Jan–Mar 2026)](https://lobangsis.com/maybank-family-friends-card-up-to-8-cashback-on-flights-jan-mar-2026/) - #post_excerpt - [Great Deal: Get GoPro Hero 13 or Cash + iPhone 17 Lucky Draw with UOB Cards](https://lobangsis.com/great-deal-get-gopro-hero-13-or-cash-iphone-17-lucky-draw-with-uob-cards/) - UOB is kicking off January 2026 with a limited-time credit card promotion that offers instant rewards and a lucky draw on top of it. Depending on when you apply, you could walk away with a GoPro Hero - [Best General Spending Card with No Minimum Spend Required (One Card Strategy)](https://lobangsis.com/best-general-spending-card-with-no-minimum-spend-required-one-card-strategy/) - If you prefer keeping things simple and using just one credit card for almost all your spending, this list focuses on cards that earn rewards with no minimum spend requirement and can be used almost a - [Limited-Time DBS/POSB Deal: Lock In Premium Gifts with just S$100 Spend!](https://lobangsis.com/limited-time-dbs-posb-deal-lock-in-premium-gifts-with-just-s100-spend-2/) - From 26 December 2025 to 12 January 02 February 2026, DBS is rolling out one of its most attractive sign-up promos yet for new credit card customers. 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Effective 1 March 2026, Trust Bank will reduce the cashback rate on overseas and foreign-currency transactions from 1% to 0.5% and remove the S$1000 minimum m - [Guide: Earn AXS Coins with AXS Payments!](https://lobangsis.com/guide-earn-axs-coins-with-axs-payments/) - #post_excerpt - [Special Promo: Get up to S$888 Cash or 55,000 Max Miles with UOB x SingSaver](https://lobangsis.com/special-promo-get-up-to-s888-cash-or-55000-max-miles-with-uob-x-singsaver/) - #post_excerpt - [Travel Insurance Flash Deal: Get S$20 eCapitaVoucher + Stackable Shopee Vouchers (1-15 Feb 2026)](https://lobangsis.com/travel-insurance-flash-deal-get-s20-ecapitavoucher-stackable-shopee-vouchers-1-15-feb-2026/) - Whether you’re heading off on a quick getaway or a long-awaited overseas trip, this limited-time Travel Insurance Deal lets you secure comprehensive coverage while earning extra rewards—spend a minimu - [Limited Offer: Receive US$500 of free stock rewards with eToro (Promo Ends on 28 Feb 2026)](https://lobangsis.com/limited-offer-receive-us500-of-free-stock-rewards-with-etoro-promo-ends-on-28-feb-2026/) - #post_excerpt - [Get up to S$888 Sure-Win Angbao + 5% p.a. Interest Boost on CashPlus with Longbridge](https://lobangsis.com/get-up-to-s888-sure-win-angbao-5-p-a-interest-boost-on-cashplus-with-longbridge/) - #post_excerpt - [HSBC Revolution Card Promo: 4 mpd on Travel & Contactless Spend Extended to March 2026](https://lobangsis.com/hsbc-revolution-card-promo-4-mpd-on-travel-contactless-spend-extended-to-march-2026/) - #post_excerpt - [CFDs Explained: A Beginner’s Guide (Read This Before You Trade)](https://lobangsis.com/cfds-explained-a-beginners-guide-read-this-before-you-trade/) - #post_excerpt - [Act Fast: No Minimum Spend Travel Insurance Promo — Win Miles or a Dyson](https://lobangsis.com/act-fast-no-minimum-spend-travel-insurance-promo-win-miles-or-a-dyson/) - #post_excerpt - [Promo Update: Receive US$500 of Free Stock Rewards with eToro + a Chance to Win a 0.1g Gold Bar (worth S$99)](https://lobangsis.com/promo-update-receive-us500-of-free-stock-rewards-with-etoro-a-chance-to-win-a-0-1g-gold-bar-worth-s99/) - #post_excerpt - [SingSaver March Madness 2026: Apply for a Credit Card and Unlock Blind Box Rewards](https://lobangsis.com/singsaver-march-madness-2026-apply-for-a-credit-card-and-unlock-blind-box-rewards/) - #post_excerpt - [I Compared 2 Brokerages That Offers Free Trades – CMC invest vs Syfe brokerage](https://lobangsis.com/i-compared-2-brokerages-that-offers-free-trades-cmc-invest-vs-syfe-brokerage/) - #post_excerpt - [Buy Travel Insurance and Get Stackable Rewards + Hourly Apple AirTag Giveaway](https://lobangsis.com/buy-travel-insurance-and-get-stackable-rewards-hourly-apple-airtag-giveaway/) - #post_excerpt - [Limited Time Deal: Get Upsized Rewards Worth Up to S$600+ with DBS/POSB Credit Cards](https://lobangsis.com/limited-time-deal-get-upsized-rewards-worth-up-to-s600-with-dbs-posb-credit-cards/) - #post_excerpt - [DBS & UOB AMEX Cards Lose CardUp Rewards from April 2026](https://lobangsis.com/dbs-uob-amex-cards-lose-cardup-rewards-from-april-2026/) - #post_excerpt - [2026 The Ultimate Guide to “Cancel For Any Reason” (CFAR) Travel Insurance in Singapore](https://lobangsis.com/2026-the-ultimate-guide-to-cancel-for-any-reason-cfar-travel-insurance-in-singapore/) - #post_excerpt - [Best Credit Cards for Petrol (2026 Edition)](https://lobangsis.com/best-credit-cards-for-petrol-2026-edition/) - For the average Singaporean driver, "filling up" has transitioned from a routine chore into a significant financial burden. As we navigate 2026, the global energy landscape remains fractured; with per - [Get Stackable Rewards On Your Travel Insurance + Stand a Chance to Win a GoPro Hero 13 (Worth S$590) (April 2026)](https://lobangsis.com/get-stackable-rewards-on-your-travel-insurance-stand-a-chance-to-win-a-gopro-hero-13-worth-s590-april-2026/) - #post_excerpt - [Nerfed: OCBC 360 & SC Bonus$aver Cuts Rates (From 01 May 2026) (Updated Savings Calculator Included)](https://lobangsis.com/nerfed-ocbc-360-sc-bonusaver-cuts-rates-from-01-may-2026-updated-savings-calculator-included/) - #post_excerpt - [UOB is giving 6% rebate on your bills (Income Tax, Insurance & More) — here’s what you need to know](https://lobangsis.com/uob-is-giving-6-rebate-on-your-bills-income-tax-insurance-more-heres-what-you-need-to-know/) - It's tax season, and UOB has a promotion worth knowing about.From 1 April 2026 to 31 March 2027, UOB account holders can earn a 6% rebate on selected bills paid via GIRO. This year's promo is notably - [CardUp Income Tax Promo: Enjoy 1.75% Fee on Recurring Tax Payments](https://lobangsis.com/cardup-income-tax-promo-enjoy-1-75-fee-on-recurring-tax-payments/) - #post_excerpt - [EXTENDED Again: OCBC Rewards Card 6 MPD On Selected Online (Shopee, Taobao…) Now Till 30th Jun 2026 (Plus New Sign Up Offer!)](https://lobangsis.com/extended-again-ocbc-rewards-card-6-mpd-on-selected-online-shopee-taobao-now-till-30th-jun-2026-plus-new-sign-up-offer/) - Great news for OCBC Rewards Cardholders — the popular 6 miles per dollar promotion has been extended yet again! Originally running from 1 January to 31 March 2026, OCBC has now pushed the promo out to - [DBS yuu Card Expands Exclusion List — What Is Changing From 01 May 2026](https://lobangsis.com/dbs-yuu-card-exclusion-list-changes-may-2026-2/) - #post_excerpt - [Citi Credit Cards Flash Deal: Apple AirPods Max 2 (Worth S$749) Up for Grabs — Ends 19 April 2026](https://lobangsis.com/citi-credit-cards-flash-deal-apple-airpods-max-2-april-2026/) - #post_excerpt - [OCBC Flash Deal: Extra S$100 Cash on Top of Standard Rewards (22-30 April 2026)](https://lobangsis.com/ocbc-flash-deal-extra-s100-cash-april-2026/) - #post_excerpt - [HSBC Revolution Card Review | What You Need To Know](https://lobangsis.com/hsbc-revolution-credit-card-review/) - #post_excerpt - [How to Open a CDP Account in Singapore (Step-by-Step Beginner’s Guide)](https://lobangsis.com/how-to-open-a-cdp-account-in-singapore-step-by-step-beginners-guide/) - #post_excerpt - [Best Cards to Use Overseas Updated 2026 Edition](https://lobangsis.com/best-cards-to-use-overseas-updated-2026-edition/) - #post_excerpt - [Flash Deal: Win AirPods Pro (2nd generation) with Travel Insurance](https://lobangsis.com/flash-deal-win-airpods-pro-2nd-generation-with-travel-insurance/) - #post_excerpt - [CDP-Linked Brokerages in Singapore (2026): A Beginner’s Guide to Choosing the Most Cost-Effective Platform](https://lobangsis.com/cdp-linked-brokerages-in-singapore-2026-a-beginners-guide-to-choosing-the-most-cost-effective-platform/) - Choosing a CDP-linked broker is less about finding the “best platform,” and more about choosing the right broker for your portfolio size, investing style, and ownership preferences. When investing in - [Best Credit Cards for Car Rentals in Singapore Updated 2026 Edition](https://lobangsis.com/best-credit-cards-for-car-rentals-singapore/) - #post_excerpt - [Best Cards For Utilities](https://lobangsis.com/best-cards-for-utilities/) - Utilities are unavoidable monthly spend — but most credit cards quietly exclude bill payments from earning rewards. Over the past few years, Citi, DBS, Maybank, Standard Chartered, HSBC Revolution, an - [Best Credit Cards for Car Rentals Overseas Updated 2026 Edition](https://lobangsis.com/best-cards-for-car-rentals-overseas/) - Renting a car overseas? A week's rental easily costs S$700–S$1,500. That is a big foreign-currency charge, so it pays to use the right card. But car rentals are not like normal overseas spending. Ther - [Are Credit Card Annual Fees Worth Paying for Miles?](https://lobangsis.com/are-credit-card-annual-fees-worth-it/) - Most Singapore miles cards charge an annual fee, and each year you face the same question: is it worth paying? It helps to split the cards into two groups.Premium cards whose fee can’t be waived. Some - [Citi PayAll Guide 2026: Pay Tax, Rent and Bills With Your Citi Card and Earn Miles](https://lobangsis.com/citi-payall-guide-2026-pay-tax-rent-and-bills-with-your-citi-card-and-earn-miles/) - What Is Citi PayAll? Citi PayAll is a service that lets you pay large, everyday expenses — income tax, rent, insurance, school fees, renovation, even electricity — by charging them to your - [What is HeyMax? A Complete Beginner’s Guide](https://lobangsis.com/what-is-heymax-a-complete-beginners-guide/) - New to miles? You have probably seen HeyMax mentioned in Telegram chats, on finance blogs, or by a friend who says it gives “free flights.” This guide explains what HeyMax is, in plain ter - [Cheapest Ways to Pay Bills for Miles in 2026 (After CardUp & iPayMy Nerfs)](https://lobangsis.com/cheapest-ways-to-pay-bills-for-miles-in-2026-after-cardup-ipaymy-nerfs/) - #post_excerpt - [Is Paying Service Fees Worth It? My Decision Framework [Citi Payall, CardUp, iPayMy etc]](https://lobangsis.com/is-paying-cardup-ipaymy-fees-worth-it/) - Every time someone hears about CardUp or iPayMy or any platform that wants you to pay a fee in exchange for miles, they ask the same two questions: “Got fees right, is it still worth it?” and “The fee - [Receive US$500 of Free Stock Rewards with eToro + a Chance to Win an iPhone 17 Pro Max, AirPods Pro 3 — and a Lobangsis-Exclusive iPad](https://lobangsis.com/receive-us500-of-free-stock-rewards-with-etoro-a-chance-to-win-an-iphone-17-pro-max-airpods-pro-3-and-a-lobangsis-exclusive-ipad/) - #post_excerpt - [DCS Cards Are Moving to Monthly Fees: What’s Changing and How to Avoid Them](https://lobangsis.com/dcs-cards-are-moving-to-monthly-fees-whats-changing-and-how-to-avoid-them/) - #post_excerpt - [Get Free NVIDIA Shares + 5% p.a. on Your Cash with Longbridge (Up to S$1,470) (Till 30th June 2026)](https://lobangsis.com/get-free-nvidia-shares-5-p-a-on-your-cash-with-longbridge-up-to-s1470-till-30th-june-2026/) - Longbridge Singapore (LBSG) has a June welcome offer for new clients, worth up to SGD 1,470. It runs 1 to 30 June 2026. Here's everything you get in this offer: Free NVIDIA shares — SGD 50 to SGD 1,16 - [S$300 Cash, a Dyson, or 22,000 Miles with DBS Cards (Till 30 June 2026)](https://lobangsis.com/s300-cash-a-dyson-or-22000-miles-with-dbs-cards-till-30-june-2026/) - This is a sign-up promotion on selected DBS and POSB credit cards from 9 to 30 June 2026. This is one of the more generous deals we have seen. How the promotion works Qualifying takes three steps: App - [Get Free Stocks up to $500 + a Lobangsis-Exclusive Apple iPad Draw via eToro](https://lobangsis.com/get-free-stocks-up-to-500-a-lobangsis-exclusive-apple-ipad-draw-via-etoro/) - eToro Singapore has the latest promotion: Open a new account, meet a few simple conditions, and you'll get free stock between US$10 and US$500 depending on your deposit.On top of that, I've arranged a - [Step-by-Step Guide to Starting GXS Invest in Singapore (Plus Up to S$300 Cashback)](https://lobangsis.com/step-by-step-guide-to-starting-gxs-invest-in-singapore-plus-up-to-s300-cashback/) - There are dozens of ways to invest in Singapore, and that is half the problem. The choice can be so overwhelming that you end up doing nothing at all. GXS Invest is GXS Bank's answer to that: one app - [Best Credit Card Deals Of The Month in June 2026](https://lobangsis.com/best-credit-card-deals-of-the-month-in-june-2026/) - If you're planning to apply for a new credit card this month, several banks are offering welcome gifts worth up to S$799. The best deal isn't only about the biggest reward, though — it also comes down - [Flash Deal: Pick S$430 Cash, 26,000 Miles, or a Free Dyson When You Sign Up — Till 25 June 2026](https://lobangsis.com/flash-deal-pick-s430-cash-26000-miles-or-a-free-dyson-when-you-sign-up-till-25-june-2026/) - From 18 to 25 June 2026, there's an upsized one-week sign-up promotion: apply, spend S$500 within 30 days, and pick one reward worth up to S$799 — S$430 cash, S$460 in Grab vouchers, 26,000 Max Miles, - [Score Extra Rewards: Win a Share of S$10,000 When You Apply for a Credit Card!](https://lobangsis.com/score-extra-rewards-win-a-share-of-s10000-when-you-apply-for-a-credit-card/) - #post_excerpt - [How to Earn Credit Card Rewards on Hawker Payments with LiquidPay 2.0](https://lobangsis.com/how-to-earn-credit-card-rewards-on-hawker-payments-with-liquidpay-2-0/) - Hawker stalls payments have always been excluded for credit card rewards. Most take only cash or a bank QR code and there are currently no cards that allow us to earn miles & cashback. LiquidPay 2 - [Flash Deal Extended: Get Up to S$799 in Rewards until 30 June 2026!](https://lobangsis.com/flash-deal-extended-get-up-to-s799-in-rewards-until-30-june-2026/) - #post_excerpt - [New to Options? Get moomoo’s Free Options Playbook and Learn Before You Trade](https://lobangsis.com/new-to-options-get-moomoos-free-options-playbook-and-learn-before-you-trade/) - Understanding options first makes them less intimidating. moomoo gives new users a free book to learn how they work, plus other rewards for signing up. What you get The Options Playbook is moomoo's ph - [Maybank XL Cards Now Give A Bigger Bonus Cashback or Miles For Your First 4 Months (Apply By 30 Sep 2026)](https://lobangsis.com/maybank-xl-cards-now-give-a-bigger-bonus-cashback-or-miles-for-your-first-4-months-apply-by-30-sep-2026/) - The two Maybank XL cards are among the easiest cards to earn on for those below 40. The Maybank XL Rewards card gives you 4 miles per dollar while the Maybank XL Cashback gives you 5% cashback, on spe - [How to Trade on eToro Singapore: A Beginner’s Guide (2026)](https://lobangsis.com/how-to-trade-on-etoro-singapore-a-beginners-guide-2026/) - #post_excerpt - [Get Up to S$1,580 in Rewards with Longbridge: Free NVIDIA Shares + 5% p.a. on Your Cash (Till 31 July 2026)](https://lobangsis.com/get-up-to-s1580-in-rewards-with-longbridge-free-nvidia-shares-5-p-a-on-your-cash-till-31-july-2026/) - #post_excerpt - [Best Credit Card Deals Of The Month in July 2026](https://lobangsis.com/best-credit-card-deals-of-the-month-in-july-2026/) - #post_excerpt - [Is It Worth It? I Built a Miles Calculator So You Don’t Have to Do the Math](https://lobangsis.com/is-it-worth-it-i-built-a-miles-calculator-so-you-dont-have-to-do-the-math/) - #post_excerpt - [Best Cards to Use With Instarem Amaze in Singapore (2026 Edition)](https://lobangsis.com/best-cards-to-use-with-amaze/) - If you spend money overseas, Amaze is one of the most useful cards to carry, especially if you want to earn miles or cashback on your credit cards, while reducing the exchange rate fee. Below, I'll wa - [Singapore Airlines Is Having a Fare Sale — Which Card and Which Week Gets You the Biggest Discount](https://lobangsis.com/singapore-airlines-is-having-a-fare-sale-which-card-and-which-week-gets-you-the-biggest-discount/) - Singapore Airlines' fare sale is on. DBS, Citi Prestige and HSBC each stack a discount code in a different week — here's which card and which window saves you the most. - [Best Credit Cards for Buying HeyMax Vouchers in Singapore (2026 Edition)](https://lobangsis.com/best-cards-for-heymax-vouchers/) - #post_excerpt - [Best Credit Cards for Movie Bookings in Singapore (2026 Edition)](https://lobangsis.com/best-credit-cards-for-movie-bookings/) - Which cards earn 4 mpd or up to 8% on GV and Shaw tickets in 2026 — online vs at the counter, the cards that stopped earning, and the discounts that stack. - [Longbridge August 2026 Promo: Get Up to ~S$1,498 in Rewards + Free NVIDIA Shares & 8.9% p.a. Cash Boost for 180 Days](https://lobangsis.com/longbridge-august-2026-promo-get-up-to-s1498-in-rewards-free-nvidia-shares-8-9-p-a-cash-boost-for-180-days/) - #post_excerpt - [Flash Deal: Get S$400 Cash or Dyson AirStrait with UOB Cards At 2pm (Apply By 31 August 2026)](https://lobangsis.com/flash-deal-get-s400-cash-or-dyson-airstrait-with-uob-cards-at-2pm-apply-by-31-august-2026/) - From 1 to 31 August 2026, the first three applicants at 2pm each day receive S$400 cash or a Dyson Airstrait (worth S$799). Remaining applicants receive S$95 cash. Both rewards require a minimum spend of S$500 within 30 days of card approval. - [American Express Is Giving 20% Back On Your Bus and MRT Rides Until 31 August 2026](https://lobangsis.com/american-express-is-giving-20-back-on-your-bus-and-mrt-rides-until-31-august-2026/) - American Express gives 20% back on bus and MRT rides via SimplyGo until 31 August 2026. Which Amex cards qualify, which actually earn on top, and how to register. - [Best Savings Account Comparison Calculator [Ultimate Guide]](https://lobangsis.com/best-savings-account-comparison-calculator-ultimate-guide/) - Hunting for the best savings account interest rate in Singapore? This calculator lets you compare top 12 popular accounts—including DBS Multiplier, OCBC 360, UOB One, UOB Stash, Standard Chartered Bon - [UOB Absolute Card: 2% Cashback on Contactless Spend Till 31 Jan 2027 (and a September Nerf on Overseas Categories)](https://lobangsis.com/uob-absolute-card-2-cashback-on-contactless-spend-till-31-jan-2027-and-a-september-nerf-on-overseas-categories/) - From 4 Aug 2026 the UOB Absolute Card earns up to 2% on contactless spend till 31 Jan 2027, with no cap. From 4 Sep, selected overseas categories drop to 0.3%. - [OCBC 360 Is Giving A Higher Save Bonus Interest Until 31 December 2026](https://lobangsis.com/ocbc-360-is-giving-a-higher-save-bonus-interest-until-31-december-2026/) - OCBC 360's Save bonus pays 0.50% on your first S$75,000 and 1.10% on the next S$25,000 until 31 Dec 2026. What it's worth at your balance, and how to qualify. - [Best Credit Card Deals Of The Month in August 2026](https://lobangsis.com/best-credit-card-deals-of-the-month-in-august-2026/) - #post_excerpt - [DBS/POSB Cardholders Get Up To S$100 Off Singapore Airlines Flights](https://lobangsis.com/dbs-posb-s50-off-singapore-airlines-flights/) - DBS and POSB cardholders get S$50 off each adult's Singapore Airlines return fare, up to S$100 for two, with code DBS50OFF — quota reopens every second Tuesday. ## Pages - [Best Sign Up Deals](https://lobangsis.com/best-sign-up-deals/) - Best Sign Up Deals CREDIT CARDS SIGN UP DEALS View all deals Valid for new-to-bank credit cardholders or does not own any of the bank's credit cards in the last 12 months, unless otherwise stated. Gif - [Privacy Policy](https://lobangsis.com/privacy-policy/) - Privacy Policy Last updated: July 11, 2025 This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You ab - [Best Stock Brokerages in Singapore](https://lobangsis.com/brokers/) - ★ INVEST WITH SINGAPORE-LICENSED PLATFORMSBest Stock Brokerages in Singapore11 MAS-regulated brokerages, robo-advisors, and investment platforms I’ve personally signed up for — with my referral - [Contact](https://lobangsis.com/contact/) - contact us For corporate collaborations, you may email ijusttrylah@gmail.com For questions on credit cards etc, you may join the telegram chat to ask your questions there or leave a comment in the rel - [About](https://lobangsis.com/about/) - About Me Hello! I’m Audz. Nice to meet you. I started on TikTok with the desire to explain all the perks of a few great credit cards to my busy friends who affectionately call me their “lobang (means - [socials](https://lobangsis.com/socials/) - #post_excerpt - [Home](https://lobangsis.com/) - Looking for the hottest deals in Singapore? From food promos to lifestyle discounts and freebies, LobangSis brings you fresh lobangs every single day! - [Referrals](https://lobangsis.com/referrals/) - Find all the referrals links in one page - [Sitemap](https://lobangsis.com/sitemap/) - [Blog](https://lobangsis.com/blog/)