Mari Credit Card: Up to 4.5% Cashback on Eligible Foreign Currency Spend (Extended Till 31 Dec 2025)

Planning an overseas trip in 2025? Maribank has extended their overseas spend promotion. From now till 31 December 2025, Mari Credit Card holders can continue to earn up to 4.5% cashback on foreign currency spend, capped at S$1,500 per month. For moderate spenders, this could deliver a better effective cashback rate than Trust Cashback’s 1% cashback on similar spend levels.

mari fx card
Mari Credit Card: S$0 FX Fees & Earn Up to 4.5% Cashback
Ever wondered how much your overseas transactions really cost? Starting March 2025, the MariBank app...

Promotion Overview:

Period: 1 March 2025 – 31 December 2025

Eligible cardholders will automatically enjoy:

  • 3% Unlimited Cashback on all foreign currency transactions — this offsets the typical 3% foreign currency fee.
  • Up to 1.5% Bonus Cashback based on your monthly eligible overseas spend, capped at S$1,500 spend per month.
Total Eligible Overseas Spend per MonthBonus Cashback (%)
Below S$1,0001.00%
S$1,000 to S$1,5001.50%

Put together, you’re looking at an effective cashback of up to 4.5% when you hit the highest spend tier.

How It Works

To qualify, you’ll need to:

  1. Use your Mari Credit Card for transactions charged in foreign currency.
  2. Ensure that the transaction is made either online, via Apple Pay/Google Pay, or a physical point-of-sale overseas.
  3. The transaction must be posted within 7 days of the end of the calendar month.

Bonus Cashback is calculated based on your total eligible foreign currency spend each calendar month and will be credited to your card account by the end of the following month.

Example:

  • Spend S$1,300 in April 2025 → 1.5% Bonus Cashback of S$19.50, on top of your 3% Unlimited Cashback.

  • Spend S$800 in June 2025 → 1.0% Bonus Cashback of S$8.00.

Do note that the Bonus Cashback is capped at S$22.50 per month, and an overall cap of S$225 across the entire promotion period.

Key Terms

  • Transactions must not be reversed, refunded, or excluded under the Mari Credit Card Cashback Terms.
  • Mari Credit Card Instant Checkout transactions (e.g., via Shopee) are not eligible.
  • Cashback earned will automatically offset your billed amount in the next statement cycle.
  • The card account must be in good standing at the time of crediting.

For the full promotion terms and a list of eligible overseas spend, you can refer here.

For information on the 3% Unlimited Cashback on foreign currency transactions, please refer to the Mari Credit Card Foreign Currency Spend 3% Unlimited Cashback Promotion Terms and Conditions.

Want to Sign-up for a Mari Credit Card?

Get up to S$30 Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval

  • Both local and foreign currency transactions are eligible.
  • Transactions must not be made via Mari Credit Card Instant Checkout (e.g., Shopee Checkout).
  • Open to new Mari Credit Card holders only (not applicable if you closed a Mari Credit Card in the last 6 months).
  • Limited to the first 500,000 eligible cardholders.
  • Reward can only be earned once.
  • For more information on the promotion, please refer to: First 30 Days Card Spend with Mari Credit Card Promotion.
    •  

Mari Credit Card

Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only) and 1.7% Unlimited Cashback on eligible card spend

So would you use this card for your next overseas trip? Comment below!

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Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get Dyson Airstrait™ straightener or Dyson Digital Slim Submarine or Apple iPad (A16) 11" Wi-Fi 128GB or S$500 Trip.com Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Supersonic or Dyson WashG1™ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Citi Rewards

Get Dyson Airstrait™ straightener or Dyson Digital Slim Submarine or Apple iPad (A16) 11" Wi-Fi 128GB or S$500 Trip.com Voucher or S$450 Shopee Vouchers or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Supersonic or Dyson WashG1™ wet floor cleaner or Apple iPad (A16) 11" Wi-Fi 128GB or Sony HT-AX7 or S$370 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 18, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Mari Credit Card

  • Get up to 10% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
  • You must be among the first 100,000 New Mari Credit Card Holders
  • Must be a new-to-bank customer
  • Valid until 30 June 2025
  • For more information on the promotion, please refer to: https://www.maribank.sg/promo

Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

Mari Credit Card

  • Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
  • Earn 1.7% Unlimited Cashback on eligible card spend
  • No minimum monthly spend requirement and no maximum cashback cap

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (Singaporeans or PR)

 

When is Cashback Credited
  • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

 

1.7% Cashback Terms and Conditions

3% Shopee Coins

3% Overseas Spend

Read Full Review

UOB Lady’s Card

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UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$2,000

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB PRVI Card

    NIL

    UOB PRVI Card

    • Earn 1.4 miles per dollar for local spending
    • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
      • 3 miles per dollar on selected currencies:
        • Malaysian Ringgit
        • Indonesian Rupiah
        • Thai Baht
        • Vietnamese Dong
      • 2.4 miles per dollar on other currencies
    • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
    • One-way Airport Transfer Service for AMEX Version only
    • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

     

    Annual Fee
    • S$261.60, first year waived
     
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    Points Expiry
    • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    UOB Krisflyer Card

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    UOB Krisflyer Card

    • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
    • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
    • Earn 1.2 miles per dollar on all other purchases

     

    Annual Fee
    • S$194.40 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review