singapore airlines airplane in the sky

Singapore Airlines KrisFlyer Devaluation Update: Key Changes and What You Need to Know

Singapore Airlines has announced a devaluation to its KrisFlyer miles program, effective November 1, 2025. This is the first revision to the award charts since 2022, and members will see a mix of increases and slight reductions across various cabin classes and destinations.

What’s Changing in Award Rates

Saver and Advantage Redemptions

  • Average Increases: Saver awards will rise by about 5–6% on average, while Advantage awards will increase by 10–15%.
  • Economy Saver Decreases: Some good news—Economy Saver awards for select Asia and South West Pacific routes (Zones 2–9) will drop by 4–6%.
  • Zone 10 Impact: The steepest hikes are for Africa, the Middle East, and Turkey. Premium Economy and Business Class awards here will increase by around 20%, while Economy and First Class awards rise by about 10%.
  • Other Cabin Adjustments:
    • Business Saver: Up to 5% increase outside Zone 10.
    • First Saver: Up to 6% increase outside Zone 10.
    • Premium Economy Saver to Europe/USA (Zones 11–13): Around 5% increase.
    • Advantage awards across most regions: 9–16% increase.
  • Star Alliance Awards: These will see similar increases, typically 5–12%.


Here are the tables for all the changes:

Economy Saver

From Zone 1 – Singapore
Old Rate
New Rate
Economy Saver (%)
Zone 2
(Malaysia, Brunei, Indonesia)
8.5
8
-6%
Zone 3
(Philippines, Thailand, Vietnam, Cambodia, Myanmar, Laos)
13.5
13
-4%
Zone 4
(South China, Hong Kong, Taiwan)
16.5
15.5
-6%
Zone 5
(Beijing and Shanghai)
21.5
20.5
-5%
Zone 6
(India, Sri Lanka, Maldives, Bangladesh)
20
19
-5%
Zone 7
(Japan and South Korea)
27
25.5
-6%
Zone 8
(Perth & Darwin)
21.5
20.5
-5%
Zone 9
(The rest of Australia & New Zealand)
30.5
29
-5%
Zone 10
(Africa, Middle East, Turkey)
29
32
10%
Zone 11
(Europe)
42
44
5%
Zone 12
(West Coast USA)
42
44
5%
Zone 13
(East Coast USA)
44
46
5%

 

Economy Advantage

From Zone 1 – Singapore
Old Rate
New Rate
Economy Advantage (%)
Zone 2
(Malaysia, Brunei, Indonesia)
15
16.5
10%
Zone 3
(Philippines, Thailand, Vietnam, Cambodia, Myanmar, Laos)
25
27.5
10%
Zone 4
(South China, Hong Kong, Taiwan)
30
33
10%
Zone 5
(Beijing and Shanghai)
40
44
10%
Zone 6
(India, Sri Lanka, Maldives, Bangladesh)
37
40.5
9%
Zone 7
(Japan and South Korea)
45
49.5
10%
Zone 8
(Perth & Darwin)
37
40.5
9%
Zone 9
(The rest of Australia & New Zealand)
55
60.5
10%
Zone 10
(Africa, Middle East, Turkey)
63.5
66.5
5%
Zone 11
(Europe)
70
79
13%
Zone 12
(West Coast USA)
70
79
13%
Zone 13
(East Coast USA)
75
84.5
13%

 

Premium Economy Saver

From Zone 1 – Singapore
Old Rate
New Rate
Premium Economy Saver (%)
Zone 2
(Malaysia, Brunei, Indonesia)
Zone 3
(Philippines, Thailand, Vietnam, Cambodia, Myanmar, Laos)
Zone 4
(South China, Hong Kong, Taiwan)
26.5
28
6%
Zone 5
(Beijing and Shanghai)
34.5
36
4%
Zone 6
(India, Sri Lanka, Maldives, Bangladesh)
34.5
36
4%
Zone 7
(Japan and South Korea)
37.5
39.5
5%
Zone 8
(Perth & Darwin)
Zone 9
(The rest of Australia & New Zealand)
51
53.5
5%
Zone 10
(Africa, Middle East, Turkey)
43
51.5
20%
Zone 11
(Europe)
71
74.5
5%
Zone 12
(West Coast USA)
75
79
5%
Zone 13
(East Coast USA)
80.5
84.5
5%

 

Business Class Saver

From Zone 1 – Singapore
Old Rate
New Rate
Business Class Saver (%)
Zone 2
(Malaysia, Brunei, Indonesia)
21
22
5%
Zone 3
(Philippines, Thailand, Vietnam, Cambodia, Myanmar, Laos)
24
25
4%
Zone 4
(South China, Hong Kong, Taiwan)
34
35.5
4%
Zone 5
(Beijing and Shanghai)
43
45
5%
Zone 6
(India, Sri Lanka, Maldives, Bangladesh)
43
45
5%
Zone 7
(Japan and South Korea)
52
54.5
5%
Zone 8
(Perth & Darwin)
40.5
42.5
5%
Zone 9
(The rest of Australia & New Zealand)
68.5
72
5%
Zone 10
(Africa, Middle East, Turkey)
56.5
68
20%
Zone 11
(Europe)
103.5
108.5
5%
Zone 12
(West Coast USA)
107
112.5
5%
Zone 13
(East Coast USA)
111.5
117
5%

 

Business Class Advantage

From Zone 1 – Singapore
Old Rate
New Rate
Business Class Advantage (%)
Zone 2
(Malaysia, Brunei, Indonesia)
35
40.5
16%
Zone 3
(Philippines, Thailand, Vietnam, Cambodia, Myanmar, Laos)
40
46
15%
Zone 4
(South China, Hong Kong, Taiwan)
50
57.5
15%
Zone 5
(Beijing and Shanghai)
65
75
15%
Zone 6
(India, Sri Lanka, Maldives, Bangladesh)
65
75
15%
Zone 7
(Japan and South Korea)
70
80.5
15%
Zone 8
(Perth & Darwin)
65
75
15%
Zone 9
(The rest of Australia & New Zealand)
90
103.5
15%
Zone 10
(Africa, Middle East, Turkey)
103.5
122
18%
Zone 11
(Europe)
123
141.5
15%
Zone 12
(West Coast USA)
128.5
148
15%
Zone 13
(East Coast USA)
143.5
165
15%

 

Suites/First Class Saver

From Zone 1 – Singapore
Old Rate
New Rate
First Class Saver (%)
Zone 2
(Malaysia, Brunei, Indonesia)
30.5
32
5%
Zone 3
(Philippines, Thailand, Vietnam, Cambodia, Myanmar, Laos)
36
38
6%
Zone 4
(South China, Hong Kong, Taiwan)
45
47.5
6%
Zone 5
(Beijing and Shanghai)
58.5
61.5
5%
Zone 6
(India, Sri Lanka, Maldives, Bangladesh)
58.5
61.5
5%
Zone 7
(Japan and South Korea)
77
81
5%
Zone 8
(Perth & Darwin)
57.5
60.5
5%
Zone 9
(The rest of Australia & New Zealand)
93.5
98
5%
Zone 10
(Africa, Middle East, Turkey)
86.5
95
10%
Zone 11
(Europe)
141
148
5%
Zone 12
(West Coast USA)
146.5
154
5%
Zone 13
(East Coast USA)
148.5
156
5%

 

Suites/First Class Advantage

From Zone 1 – Singapore
Old Rate
New Rate
First Class Advantage (%)
Zone 2
(Malaysia, Brunei, Indonesia)
52.5
60.5
15%
Zone 3
(Philippines, Thailand, Vietnam, Cambodia, Myanmar, Laos)
62.5
72
15%
Zone 4
(South China, Hong Kong, Taiwan)
73
84
15%
Zone 5
(Beijing and Shanghai)
98
112.5
15%
Zone 6
(India, Sri Lanka, Maldives, Bangladesh)
98
112.5
15%
Zone 7
(Japan and South Korea)
120
138
15%
Zone 8
(Perth & Darwin)
99.5
114.5
15%
Zone 9
(The rest of Australia & New Zealand)
155
178.5
15%
Zone 10
(Africa, Middle East, Turkey)
148.5
171
15%
Zone 11
(Europe)
225.5
259.5
15%
Zone 12
(West Coast USA)
228
262
15%
Zone 13
(East Coast USA)
243
279.5
15%

Introducing the “Access” Award

Starting November 1, 2025, Singapore Airlines is also rolling out a brand-new type of award called Access .

Here’s what we know so far:

  • They’ll give you extra seats on flights that might otherwise be unavailable.
  • They’ll cost more, but Saver and Advantage inventory shouldn’t be reduced.
  • This looks like the first step towards dynamic pricing in KrisFlyer.

The exact costs is still under wraps. But it’s something to watch closely.

What You Can Do Before November 1

You have a good two months window to book and ticket awards at the current rates:

  • Booking Deadline: You must book and get your ticket confirmed by October 31, 2025, to enjoy the existing rates, regardless of your travel date. However, I think many people will likely do the same, so fastest fingers first.
  • Waitlist Implications: If you are on a waitlist, and it clears on or after November 1, 2025, you will be charged the new, higher rates, even if your waitlist request was made earlier.
  • Date Change Flexibility: For flights successfully booked before November 1, 2025, you can still make date changes to your itinerary after the devaluation without incurring the new mileage rates. However, changing the route, cabin class, or award type (e.g., Saver to Advantage) from November 1, 2025, will require a top-up of miles to reflect the new prices. Date changes for Saver awards incur a US$25 fee, while Advantage awards offer free date changes.
  • Maximizing the Booking Window: Award tickets can be booked up to 365 days in advance. By booking on October 31, 2025, you can secure flights as far out as October 21, 2026, at current prices. You may even be able to push this travel date by an additional 10 days (to October 31, 2026) by making a date change once the calendar opens further.

Alternatives To Consider:
  • Spontaneous Escapes: For those who frequently utilize Spontaneous Escapes, the devaluation might feel less severe, especially since the discount offered through Spontaneous Escapes can help cushion the blow of increased rates.
  • Other Frequent Flyer Programs: Other frequent flyer programs like British Airways or Eva Air Infinity Mileagelands program can offer very good redemption rates to countries like Europe, USA or even within Asia. However, not all credit cards points can be transferred to them. Currently only Citibank, HSBC, AMEX and Heymax can be transferred to these frequent flyer programs, making their points a lot more valuable.

Final Thoughts

This KrisFlyer update is a timely reminder that miles are a depreciating asset—holding on to them too long can mean losing value. While devaluations are never welcome, Singapore Airlines has provided advance notice, giving members a solid window to act. Zone 10 travelers will be most affected, so prioritizing those bookings could yield significant savings. The introduction of Access awards signals future flexibility—and possibly more dynamic pricing—so it’s worth watching closely.

For now, book quickly if you have travel plans coming up, and I’ll also start exploring alternative programs to get the best value out of our credit card points.

author avatar
lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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HSBC Revolution

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

DBS YUU

Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 2, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Revolution

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

dbs yuu cardface

DBS YUU

Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 2, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

amex krisflyer ascend cardface

AMEX Krisflyer Ascend Card

  • Get up to 31,000 KrisFlyer Miles when you spend a minimum of S$1,000  and pay annual fee of S$397.85 within the first 2 months of card approval
    • 24,800 bonus miles
    • 5,000 miles (first-time Singapore Airlines Credit Card applicants only)
    • 1,200 miles from eligible spend
  • Only for new-to-bank card holders
  • Valid until 27 January 2026
  • Read Terms and Conditions here

amex krisflyer ascend cardface

AMEX Krisflyer Ascend Card

  • 1.2 miles per dollar on local and overseas spend
  • 2 miles per dollar on Singapore Airlines, Scoot, and KrisShop spend
  • 2 miles per dollar on Grab transactions, capped at S$200 per calendar month
  • No conversion fees
  • Get Accelerated to KrisFlyer Elite Gold Status
  • One Complimentary Night’s Stay at Hilton Hotel
  • Complimentary Travel Insurance
 
Annual Fee
  • S$397.85
 
Income Requirement
  • Not specified
 

Terms and Conditions

UOB Visa Signature Cardface

UOB Visa Signature

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
  • Remaining applicants will get S$60 Cash via PayNow 
  • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
    • only 12 winners will be chosen
    • all applicants have a chance to the lucky draw
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 January 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
UOB Visa Signature Cardface

UOB Visa Signature

    • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
    • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
    • Spending Cap:
      • Until 1 August 2025 Statement:
        • Combined cap of S$2,000 per statement month
      • From 1 September 2025 Statement – Split into 2 categories:
        • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

        • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

          Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

     
    Annual Fee
    • S$218 first year waived

     

    Income Requirement
    • S$50,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

     

    Terms and Conditions

    Read Full Review

    UOB PRVI Card

    FOR VISA CARD ONLY:

    • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
    • Remaining applicants will get S$60 Cash via PayNow 
    • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
      • only 12 winners will be chosen
      • all applicants have a chance to the lucky draw
    • Valid for New-to-Bank Cardholders
    • Valid from 02 – 31 January 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    UOB PRVI Card

    • Earn 1.4 miles per dollar for local spending
    • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
      • 3 miles per dollar on selected currencies:
        • Malaysian Ringgit
        • Indonesian Rupiah
        • Thai Baht
        • Vietnamese Dong
      • 2.4 miles per dollar on other currencies
    • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
    • One-way Airport Transfer Service for AMEX Version only
    • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

     

    Annual Fee
    • S$261.60, first year waived
     
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    Points Expiry
    • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    HSBC Revolution Card

    • Get Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 16 January – 01 February 2026
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 01 February 2026
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Revolution Card

    • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 2026)
    • The categories include:
      • Department Stores and Retail Stores
      • Dining (excluding hotel dining)
      • Transportation & Membership Clubs
      • Travel-Related 
    • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
    • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
    • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 28 February 2026. 

     

    Special hack: 

    Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

    If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

     

    Annual Fee
    • None

     

    Income Requirement

    • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
      • Less than S$50,000 TRB 
        • Salaried (locals/PRs): S$65,000 
        • Self-Employed/Commission-based (locals/PRs): S$65,000
        • Foreigners: S$65,000
      • S$50,000 and above TRB
        • Salaried (locals/PRs): S$30,000 
        • Self-Employed/Commission-based (locals/PRs): S$40,000
        • Foreigners: S$65,000
           

    Points Expiry
    • 37-month period, starting from the month after the month in which the points were acquired

     
    Transfer Partners
    • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    Standard Chartered Simply Cash Card

    Direct Bank Reward:
    • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
    • Valid until 31 March 2026
    • Read Terms and Conditions here

     

    Singsaver Reward:
    • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
      • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
      • Bonus$aver Account: Min. deposit S$3,000
      • CashOne Personal Loan: Min. S$1,000, 12-month tenure
      • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
    • Promotion is valid for new to bank credit card holders
    • Valid until 01 December 2025 – 02 February 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    Standard Chartered Simply Cash Card

    • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

     

    Annual Fee
    • S$196.20 (including 9% GST), waived for the first two years

     

    Income Requirement
    • S$30,000 (locals/PRs); S$60,000 (foreigners)
     

    When is Cashback Credited
    • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

     

    Know what this card is best for:

     

    Terms and Conditions

    Full Review

    Standard Chartered Smart Card

    Direct Bank Reward:
    • Get Samsonite MODUS Spinner 25” worth S$610 and S$100 cashback when you spend S$800 within 60 days of your card approval
    • Valid until 31 March 2026
    • Read Terms and Conditions here

     

    Singsaver Reward:
    • Receive Apple Airpods 4 (with Active Noise Cancellation) (worth S$249) or Hinomi Q1 Ergonomic Office Chair (worth $499) or S$250 Grab Voucher or S$230 Cash via PayNow when you spend S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
      • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
      • Bonus$aver Account: Min. deposit S$3,000
      • CashOne Personal Loan: Min. S$1,000, 12-month tenure
      • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
    • Valid until 01 December 2025 – 02 February 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

    Standard Chartered Smart Card

    • Earn 10% cashback or 9.28 miles per dollar for spends above S$1,500 for bonus categories
    • Earn 8% cashback or 7.42 miles per dollar on spends of at least S$800 to S$1,500 for bonus categories
    • Earn 4% cashback or 3.71 miles per dollar on spends below S$800 for bonus categories (until 31 March 2025)
    • 0.5% cashback in the form of reward points for all base spends
    • This has no bonus cap
    • Best for dining, streaming, and transport categories
     
    Annual Fee
    • Used to be waived for life, but beginning 6 December 2025, an annual fee of S$99.19 will be applied to all StanChart Smart Cardholders as of 6 December 2024.
     
    Income Requirement
    • S$30,000 (locals/PRs); S$60,000 (foreigners)
     
    Points Expiry
    • The points expire 3 years from your card opening date, which is very strange. Your points earned the day before your 3rd year card anniversary date could just expire the next day. You could set a redemption reminder date 3 years from your card opening date. Alternatively, you could keep the points in your account low by doing regular redemption. This way, even if you forget, all is not lost.

     

    Know what this card is best for:

     

    Terms and Conditions

    Full Review

    Standard Chartered Journey Card

      Singsaver Reward:
      • Get 7,000 Max Miles by HeyMax or Samsonite Straren Spinner 67/24 (worth S$600) or S$200 Grab Voucher or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the following within 60 days of card approval:
        • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
        • Bonus$aver Account: Min. deposit S$3,000
        • CashOne Personal Loan: Min. S$1,000, 12-month tenure
        • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
      • Valid until 01 December 2025 – 02 February 2026
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email to secure your rewards after you have applied!

       

      Stackable with Direct Bank Rewards:
      • Receive up to 30,000 miles
      • Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
      • Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
      • Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
      • Promotion is valid until 31 March 2026
      • Read Terms and Conditions here

      My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

      Standard Chartered Journey Card

      • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
      • This comes with 2 complimentary airport lounge passes

       

      Annual Fee
      • S$196.20 (incl. 9% GST), should be waivable

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • The points never expire

       

      Transfer Partners
      • Krisflyer & Cathay Pacific Asia Miles
       
      Know what this card is best for:

       

      Terms and Conditions

      Full Review