Hello!

I’m Audz. Nice to meet you. I started on TikTok with the desire to explain all the perks of a few great credit cards to my busy friends who affectionately call me their “lobang (means “deals” in Singlish) queen” friend. Explaining it all one by one via WhatsApp took forever. So, I thought, “I should just record it on TikTok and send it to whoever asks me.” These 1-minute videos are perfect for explaining these cards without putting everyone to sleep!

As it turns out, tons of people are on the same page, wanting to optimize their credit card rewards too! I’ve always loved deals and I wanted to travel, but back in my student days, it just wasn’t possible with our family income level. I had to get creative – that’s where I found out that one could turn their spending into plane tickets through credit card miles!

Student me couldn’t exactly get a credit card on my own. So, my mom applied for a secured card and got a supplementary one for me. It wasn’t exactly luxury travel, but hey, every purchase was a tiny step closer to adventure! We’re talking 3-5 years of spending through our credit card and paying our bills on time and in full. Eventually, we had enough miles for two economy class tickets to New York! Now, some might scoff at “economy,” but for me, it felt like a dream come true – miles ahead of where we started! It just felt even more surreal when I was finally able to bring my mom and me on a business class flight this year (2024) after many years of economy flights! #goalsunlocked

Fast forward to today, and I’m still obsessed with credit cards as a tool to unlock rewards. I am for maximizing value, whether it be miles or cashback. But the best part? Helping others unlock the same value, make their money work for them, and churn some rewards along the way.

You can learn more about my journey and tips on credit cards by check out all my deals.