lobangsis logo
zoomed in credit card

Best Cards With No Minimum Spend Required

Facebook-f Telegram-plane Whatsapp

Miles Cards

Rewards Card
Citi Rewards Card
Direct (Citi)
No promo right now
Apply via Citi →
Via SingSaver
No promo right now
Apply via SingSaver →
From 24 - 28 September 2026, the FIRST eligible applicant at 3PM & 9PM daily will receive a reward upgrade to the LATEST PHONE (worth S$1,800+) in place of the usual rewards
Why pick this card
4 mpd on any online transaction + offline fashion & department stores. No minimum spend.
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.
© lobangsis
Woman's World Mastercard
DBS Woman's World Mastercard
Apply for DBS Woman's World →
Why pick this card
10X DBS Points (4 mpd) on all online spending (cap S$1,000/month).
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.
© lobangsis
Lady's Card
UOB Lady's Card
Apply for UOB Lady's →
Why pick this card
4 mpd on your chosen category. Bonus 2-6 mpd when paired with UOB Lady's Savings Account.
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.
© lobangsis
Rewards Card
OCBC Rewards Card
Apply for OCBC Rewards →
Why pick this card
6 mpd on Watsons, Lazada, Shopee, Taobao & Tiktok Shop (until 31 Mar 2027).
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.
© lobangsis
Journey Credit Card
Standard Chartered Journey Credit Card
Apply for SC Journey — Fee Waiver →Apply for SC Journey — Fee Paying →
Why pick this card
Up to 3 mpd on online transport, food delivery & groceries. 2 free Priority Pass lounge visits yearly.
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.
© lobangsis
Revolution Credit Card
HSBC Revolution Credit Card
Apply for HSBC Revolution →
Why pick this card
4 mpd on contactless, travel & online spend. Up to 8 mpd for HSBC EGA customers (S$50K ADB).
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.
© lobangsis

Cashback Cards

True Cashback Card
AMEX True Cashback Card
Apply for AMEX True Cashback →
Why pick this card
Flat 1.5% unlimited cashback on almost all spend.
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.
© lobangsis
Ultimate Platinum Card
DCS Ultimate Platinum Card
Apply Now →
Why pick this card
Earn rates on qualifying spend.
Always check the card's full Terms & Conditions before applying — rates, fees, fine print and eligibility can change.
© lobangsis

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

author avatar
Audz

Audz, your lobang sis - sharing personal finance to achieve happiness, prosperity and progress for us all.

See Full Bio

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

You may have missed…

Trust Freedom Card — Trust Bank Is Giving Up to 100,000 Max Miles on the Trust Freedom Card
Credit Cards
Trust Bank Is Giving Up to 100,000 Max Miles on the Trust Freedom Card — Here's How to Get It
September 21, 2026
gxs credit card with street as background
Cashback Cards
GXS Credit Card: Best Cashback Credit Card for Grab in Singapore
September 21, 2026

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

CREDIT CARDS SIGN UP DEALS
Prestige Card
CitiPrestige Card

4th Night Free hotel + complimentary limo rides + 12 Priority Pass lounges yearly. S$120k income, S$651.82 annual fee.

🎁 Direct Bank Reward

  • Get up to 162,500 ThankYou points
Apply Now →
📅 Valid till 30 Nov 2026
Credit Card
GXSCredit Card

Up to 10% Cashback on Grab Spends (in GrabCoins) + 1.75% Unlimited Cashback on Local Non-Grab Spends + 0% FX fees

🎁 _ — _

  • Grab Ride Voucher
Apply Now →
📅 Valid till 30 Nov 2026
See all deals →

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Subscribe to telegram
🎁 2 deals