Earn 4 mpd when you purchase Travel Insurance [Expired]

Starting today until 7 May 2024 (8.59 a.m), you can get 4 miles per dollar when you purchase the following Travel Insurance products:

  • AIG Insurance (Single Trip & Annual Trip)
  • Allianz Travel Hero (Single Trip & Annual Trip)
  • Etiqa Insurance (Single Trip & Annual Trip)
  • FWD Insurance (Single Trip & Annual Trip)
  • Great Eastern Travel Smart (Single Trip & Annual Trip)
  • MSIG Insurance (Single Trip & Annual Trip)
  • Singlife Insurance (Single Trip & Annual Trip)
  • Starr Insurance Singapore (Single Trip & Annual Trip)

earn 4 miles per dollar on travel insurance banner

PROMOTION DETAILS:

You have the option to choose between:

  • 4 KrisFlyer miles per dollar (with no conversion fees and minimum requirement; KrisFlyer miles will be directly transferred to your account)
  • 4 Max Miles per dollar (with minimum redemption of 1,000 to 10,000 Max Miles; it can be converted to 24 different airline and hotel partners with no conversion fees). [Pro-tip: If you choose this option, you should sign up a Heymax account to receive 500 Max Miles upon registration and another 500 Max Miles upon completing three transactions + verifying your phone number.]

 

With this promotion, there are two sets of T&Cs, but they both apply at the same time, therefore, you can earn 2 mpd each = 4 miles per dollar!!

Travel Miles Terms & Condition

Additional 2 Miles Terms & Condition

Krisflyer miles earned under this offer will be deposited to your Krisflyer account directly by 30 June 2024.

 

Eligibility:

  • Must be a Resident of Singapore;
  • Submit an application for an Eligible Product through SingSaver during the Promotion Period
  • Fully complete and submit the SingSaver Rewards Redemption Form (which shall be sent to the email address used to create the SingSaver account) within 14 days after completing their application for the Eligible Product
  • Have your application for the product approved by the Product Provider on or before the Approval Date specified, where the approval given is final and unconditional;
  • Fulfill the applicable specific requirements for the respective Eligible Product applied for, as stated in Clause 7 of the T&C, including payment of any premium
  • Maintain the Eligible Product in a valid state at the point of fulfillment (“Fulfillment Date”). The Eligible Product must not be cancelled or refunded after successful application, prior to the Fulfillment Date

 

Notes:

  • If the premium value includes a decimal place, it will be rounded down to the nearest whole number value— for all policies purchased in order to grant the Promotion Reward. This will help determine how many KrisFlyer Miles or Max Miles will be issued. For instance, eligible customers spent S$100.80 in premium, they will earn 400 KrisFlyer Miles if they choose to select KrisFlyer Miles.
  • “Resident of Singapore” includes Singaporeans, Permanent Residents and foreigners holding Employment Passes, S Passes and work permits

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

DBS YUU

Get S$350 eCapitaVoucher or 25k HeyMax miles or Apple Watch SE Gen 3 40mm (GPS + Cell) or Samsonite STRAREN SPINNER 67/24 when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 1, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

dbs yuu cardface

DBS YUU

Get S$350 eCapitaVoucher or 25k HeyMax miles or Apple Watch SE Gen 3 40mm (GPS + Cell) or Samsonite STRAREN SPINNER 67/24 when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 1, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

sc logo

Standard Chartered Bonus$aver

Promo Details:
  • Get up to S$198 cashback (consists of S$168 welcome cashback + S$30 when you apply using my code: DBF6F) when you deposit and maintain S$50,000 in fresh funds.

  • How to qualify:

    1. Apply for a Bonus$aver Account and Bonus$aver World Mastercard Credit Card (as main account/principal cardholder).

    2. Deposit S$50,000 fresh funds.

    3. Keep the deposit until the end of the calendar month after account opening.

  • Who can apply:

    • New Bonus$aver accountholders, or existing Standard Chartered customers who don’t have a Bonus$aver account yet.

  • Read Terms and Conditions here
  • Valid until 30 January 2026
 
Additional Tips to Maximise Sign Up Gifts:
  • Apply for a Standard Chartered credit card first if you are new to SC credit card holder (with sign-up bonus) before joining this promo. I personally recommend these two:

Standard Chartered Simply Cash Card

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Journey Card

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

  • If you open the Bonus$aver Account + Bonus$aver World Mastercard first, you won’t be considered new-to-bank for other Standard Chartered credit card sign-up rewards.

sc logo

Standard Chartered Bonus$aver

The Standard Chartered Bonus$aver Account offers up to 8.05% p.a. interest on the first S$$100,000 when you credit salary, spend on the linked card, and opt for investment or insurance products. Salary and card spend alone can earn around 3.05% p.a. 

 

To Achieve 3.05% p.a. Interest:
  • Credit a salary of at least S$3,000/month via FAST, GIRO, or PayNow. There are no hacks for this at the moment.
  • Spend at least S$1,000/month on your linked Bonus$aver credit or debit card.

 

To Achieve an Additional 2.5% p.a. Interest:
  • You can do either below:
    • Subscribe, through SC, and settle a trade for an eligible unit trust with a minimum single subscription amount of S$20,000; OR
    • Trade a minimum of S$20,000 in cumulative buy trades for eligible Online Equities via SC Online Trading within a calendar month

Standard Chartered Simply Cash Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 31 March 2026
  • Read Terms and Conditions here

 

Singsaver Reward:
  • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
    • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
    • Bonus$aver Account: Min. deposit S$3,000
    • CashOne Personal Loan: Min. S$1,000, 12-month tenure
    • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
  • Promotion is valid for new to bank credit card holders
  • Valid until 01 December 2025 – 02 February 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Journey Card

    Singsaver Reward:
    • Get 7,000 Max Miles by HeyMax or Samsonite Straren Spinner 67/24 (worth S$600) or S$200 Grab Voucher or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the following within 60 days of card approval:
      • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
      • Bonus$aver Account: Min. deposit S$3,000
      • CashOne Personal Loan: Min. S$1,000, 12-month tenure
      • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
    • Valid until 01 December 2025 – 02 February 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

     

    Stackable with Direct Bank Rewards:
    • Receive up to 30,000 miles
    • Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
    • Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
    • Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
    • Promotion is valid until 31 March 2026
    • Read Terms and Conditions here

    My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

    Standard Chartered Journey Card

    • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
    • This comes with 2 complimentary airport lounge passes

     

    Annual Fee
    • S$196.20 (incl. 9% GST), should be waivable

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • The points never expire

     

    Transfer Partners
    • Krisflyer & Cathay Pacific Asia Miles
     
    Know what this card is best for:

     

    Terms and Conditions

    Full Review