UOB PRVI Miles Card Review | What You Need to Know

Best For Overseas Purchases with MYR, IDR, THB, VND:

• This card now allows you to earn 3 miles per dollar on the above overseas purchases, with a foreign currency fee of 3.25%. This makes the cost 1.08 cents per mile. For return business class flight from Singapore to Christchurch, it will cost 137,000 miles on Singapore Airlines. This makes the two-way business class flight cost S$1,479.60, instead of the usual S$4-7K if paid by cash. However, this cost is comparable or higher than the cost of an economy flight paid by. cash. Therefore, when miles are acquired at a higher cost, it is worthwhile for business class and above mileage redemption.

Utilise Four Free Airport Lounge Passes Yearly:

• With your UOB PRVI Card, you are entitled to four (4) complimentary lounge access at over 1,600 airport lounges worldwide per calendar year. This is better than other cards which only offer 2 complimentary lounge access. However, the 4 visits must be utilized by the principal cardholder only. Sharing with guests is not allowed. You can register for a Priority Pass via this link.

Utilise Two Complimentary Airport Limo Transfers (only for the AMEX version) Per Quarter:

• As a Principal or Supplementary Cardmember, you can get up to two free one-way airport transfers to Singapore Changi Airport per quarter when you spend at least S$1,000 overseas on your UOB PRVI Miles AMEX Card.
  • How it works:
    • Book with Maxicab: Call +65 6651 2253 at least 2 days before your departure to book your transfer.
    • Pay with your card: Charge the transfer to your UOB PRVI Miles AMEX Card.
    • Get a rebate: You’ll receive a S$45 rebate for each transfer, up to a maximum of S$90 per quarter.

Important: The transfer and qualifying spend must occur in the same quarter. For example, you can take the transfer in January and meet the spending requirement by March 31st.

Note: The rebate will be credited to your card account at the end of the quarter.

Utilise S$20 off Grab Rides to/from Changi Airport (only for Visa and Mastercard versions):

• Spend S$1,200 or more on major airlines, hotels, and travel agencies in SGD or foreign currency each month and get a S$20 Grab ride voucher to and from the airport.
  • How it works:
    • Spend: Make eligible travel purchases with your UOB PRVI Miles AMEX Card.
    • Get a voucher: Receive a S$20 Grab voucher the following month via SMS.
    • Bonus: If you make travel purchases in MYR, IDR, THB, or VND, you can earn 3 miles per dollar while also qualifying for the Grab voucher.

“Buy” Miles For Business Class Flights with CardUp.co Payment:

• You can pay your income tax when you pair UOB PRVI card with CardUp earning you 1.4 miles per dollar. See “Any Hacks/Promos” below.

Don’t Forget To Get Your Annual Fee Waiver on UOB App:

• UOB often uses your UNI$ to automatically cover your annual card fee. As I discussed in my TikTok video about the UOB Lady’s card points, it’s important to check your rewards portal a month after your card anniversary. When your UNI$ are used for the annual fee and then refunded, your refunded UNI$ get a new expiration date, giving you a “extension” of sorts.

Pool Points Faster with other UOB cards:

• To maximize your miles, consider using different UOB cards (except UOB Krisflyer) for various spendings, as all UNI$ points go into one pool. By having more UOB cards, you can earn miles more quickly especially on local transactions and potentially get you a business class flight.

• CardUp is another third-party site that lets you use your credit card to make numerous forms of payments with a service fee payment. This allows you to earn credit card rewards for payments made to normally excluded merchant category codes (MCC) like income tax and insurance. This is worthwhile if you are getting miles for business class flights.
• UOB PRVI Miles can be used with CardUp since it has a 1.4 miles per dollar earn rate and have one of the lowest cost per mile entry level card.

Exclusion List:

• all transactions in relation to or in connection with bill payment, top-ups and payment of funds to payment service providers or prepaid accounts;
• any transactions made with the following transaction descriptions:
  •  AXS*
  • AMAZE* (w.e.f. 1 Oct 2024)
  • AMAZE* TRANSIT*
  • BANC DE BINARY*
  • BANCDEBINARY.COM*
  • EZ LINK PTE LTD (FEVO)
  • EZ Link transport
  • EZ Link*
  • EZ-LINK (IMAGINE CARD)
  • EZ-Link EZ-Reload (ATU)
  • EZLINK*
  • EzLink*
  • EZ-LINK*
  • FlashPay ATU*
  • MB * MONEYBOOKERS.COM
  • NETS VCASHCARD*
  • OANDA ASIA PAC*
  • OANDAASIAPA
  • PAYPAL * BIZCONSULTA
  • PAYPAL * CAPITALROYA
  • PAYPAL * OANDAASIAPA
  • Saxo Cap Mkts Pte Ltd
  • SKR*SKRILL.COM
  • SKR*xglobalmarkets.com*
  • SKYFX.COM*
  • TRANSIT*
  • WWW.IGMARKETS.COM.SG
  • IPAYMY* • RWS-LEVY*
  • SMOOVE PAY*
  • SINGPOST-SAM*
  • RazerPay*
  • NORWDS* (w.e.f. 21 Jul 2024)
• all transactions or payments made to SPC Service Stations (except for UOB PRVI Miles American Express) and Shell Service Stations; and
• any other transactions that UOB may exclude from time to time without prior notice to you

• Buffed 3 miles per dollar with no minimum spend or cap for MYR, IDR, THB, VND
• 4 Complimentary Lounge Airport Access
• Complimentary personal accident and travel inconvenience insurance coverage of up to $500,000
• Able to pool points with other UOB cards (e.g UOB Lady’s) to do a single transfer
• Complimentary airport transfers for UOB PRVI Miles AMEX cardholders only
• S$20 off Grab rides for UOB PRVI Miles Visa and Mastercard cardholders only

• Higher annual fee
• General spending miles card with low earn rate
• miles expire every 2 years

Recent Buffs on UOB Cards:

• Previously, UOB credit cards excluded UOB$ merchants from earning regular card rewards, meaning customers could only earn UOB$ (often lower value) instead of cashback or miles. However, effective 01 November 2024, UOB credit cardholders can now earn both UOB$ and their usual credit card rewards (like cashback or miles) when shopping at UOB$ merchants. UOB$ merchants are retailers that offer cashback (UOB$) to customers, which can be used on future purchases at the same store. With the new change, UOB cardholders can now stack both UOB$ and credit card rewards, making it more rewarding to shop at UOB$ merchants.
• This change applies to UNI$-earning cards (like UOB Preferred Platinum Visa or UOB Lady’s card), and even UOB EVOL cards will earn their cashback on top of UOB$. The UOB One card already allowed rewards at UOB$ merchants, so that remains unchanged.

Check UOB$ Merchants here