FLASH DEAL · ENDS 30 APR 2026 · 12 DAYS LEFT
Flash Deal Rewards
First at 2PM or 10PM SGT wins the top reward
2PM first applicant: Apple iPhone 17 256GB
Retail S$1,299
Latest iPhone model
10PM first applicant: 44,000 MaxMiles by HeyMax
Worth S$792
Convert to airline miles or retail vouchers with HeyMax
All remaining eligible applicants
S$90 Cash via PayNow
No bank details needed
Requirements
- You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
- This is a timed flash deal. Only the FIRST person to submit a valid application at 2PM or 10PM SGT wins the top reward. Everyone else who applies gets the standard gift (S$90 Cash via PayNow).
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
UOB PRVI Card Overview:
For frequent travelers, UOB PRVI Miles may be for you. It provides a competitive earn rate of 1.4 miles per dollar spent locally and up to 3 miles per dollar spent overseas. You can even accrue up to 6 miles per dollar spent on hotels and flights. There is no minimum spending requirement and no spending cap.
Eligibility & Fees:
- Minimum Age: 21 years old
- Minimum Annual Income: S$30,000 (locals/PRs); S$40,000 (foreigners)
- Annual Fee: S$261.60, first year waived
Key Benefits:
- Earn 1.4 miles per dollar for local spending
- Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
- 3 miles per dollar on selected currencies:
- Malaysian Ringgit
- Indonesian Rupiah
- Thai Baht
- Vietnamese Dong
- 2.4 miles per dollar on other currencies
- 3 miles per dollar on selected currencies:
- Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia
- No minimum monthly spending required
- No maximum spending cap, therefore you can accumulate an unlimited number of miles
- Starting from November 1, 2024, UOB credit cardholders can now earn both UOB$ and their usual credit card rewards (like cashback or miles) when shopping at UOB$ merchants. Read more on “Past Buffs/Nerfs” below.
- Complimentary Travel Insurance:
- S$500,000 personal accident coverage for public transport
- Up to S$50,000 emergency medical evacuation and repatriation, including coverage for COVID-19
- One-way Airport Transfer Service for AMEX Version only
- S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only
How to Best Optimise it:
Best For Overseas Purchases with MYR, IDR, THB, VND:
- This card now allows you to earn 3 miles per dollar on the above overseas purchases, with a foreign currency fee of 3.25%. This makes the cost 1.08 cents per mile. For return business class flight from Singapore to Christchurch, it will cost 137,000 miles on Singapore Airlines. This makes the two-way business class flight cost S$1,479.60, instead of the usual S$4-7K if paid by cash. However, this cost is comparable or higher than the cost of an economy flight paid by. cash. Therefore, when miles are acquired at a higher cost, it is worthwhile for business class and above mileage redemption.
Utilise Four Free Airport Lounge Passes Yearly:
- With your UOB PRVI Card, you are entitled to four (4) complimentary lounge access at over 1,600 airport lounges worldwide per calendar year. This is better than other cards which only offer 2 complimentary lounge access. However, the 4 visits must be utilized by the principal cardholder only. Sharing with guests is not allowed. You can register for a Priority Pass via this link.
Utilise Two Complimentary Airport Limo Transfers (only for the AMEX version) Per Quarter:
- As a Principal or Supplementary Cardmember, you can get up to two free one-way airport transfers to Singapore Changi Airport per quarter when you spend at least S$1,000 overseas on your UOB PRVI Miles AMEX Card.
- How it works:
- Book with Maxicab: Call +65 6651 2253 at least 2 days before your departure to book your transfer.
- Pay with your card: Charge the transfer to your UOB PRVI Miles AMEX Card.
- Get a rebate: You’ll receive a S$45 rebate for each transfer, up to a maximum of S$90 per quarter.
- How it works:
Important: The transfer and qualifying spend must occur in the same quarter. For example, you can take the transfer in January and meet the spending requirement by March 31st.
Note: The rebate will be credited to your card account at the end of the quarter.
Quarter | Qualifying period (in respect of each calendar year) |
1st Quarter | From 1 January to 31 March |
2nd Quarter | From 1 April to 30 June |
3rd Quarter | From 1 July to 30 September |
4th Quarter | From 1 October to 31 December |
Utilise S$20 off Grab Rides to/from Changi Airport (only for Visa and Mastercard versions):
- Spend S$1,200 or more on major airlines, hotels, and travel agencies in SGD or foreign currency each month and get a S$20 Grab ride voucher to and from the airport.
- How it works:
- Spend: Make eligible travel purchases with your UOB PRVI Miles AMEX Card.
- Get a voucher: Receive a S$20 Grab voucher the following month via SMS.
- Bonus: If you make travel purchases in MYR, IDR, THB, or VND, you can earn 3 miles per dollar while also qualifying for the Grab voucher.
- How it works:
“Buy” Miles For Business Class Flights with CardUp.co Payment:
- You can pay your income tax when you pair UOB PRVI card with CardUp earning you 1.4 miles per dollar. See “Any Hacks/Promos” below.
Don’t Forget To Get Your Annual Fee Waiver on UOB App:
- UOB often uses your UNI$ to automatically cover your annual card fee. As I discussed in my TikTok video about the UOB Lady’s card points, it’s important to check your rewards portal a month after your card anniversary. When your UNI$ are used for the annual fee and then refunded, your refunded UNI$ get a new expiration date, giving you a “extension” of sorts.
Pool Points Faster with other UOB cards:
- To maximize your miles, consider using different UOB cards (except UOB Krisflyer) for various spendings, as all UNI$ points go into one pool. By having more UOB cards, you can earn miles more quickly especially on local transactions and potentially get you a business class flight.
Any Hacks/Promos:
CardUp
- CardUp is another third-party site that lets you use your credit card to make numerous forms of payments with a service fee payment. This allows you to earn credit card rewards for payments made to normally excluded merchant category codes (MCC) like income tax and insurance. This is worthwhile if you are getting miles for business class flights.
- UOB PRVI Miles can be used with CardUp since it has a 1.4 miles per dollar earn rate and have one of the lowest cost per mile entry level card.
Get $30 off for new sign ups using my code PINING,AGNESN515 (including the comma “,”)
At different service fees, the cost per mile will differ as below:
Service Fee Payment | Cost per mile |
1.75% | 1.25 cents per mile |
1.79% | 1.28 cents per mile |
1.85% | 1.32 cents per mile |
What to Avoid:
Exclusion List:
MCC | Description |
4829 | Wire Transfer/Remittance |
4900 | Utilities |
5199 | Nondurable Good |
5960 | Direct Marketing – Insurance Services |
5965 | Direct Marketing – Combination Catalog and Retail Merchants |
5993 | Cigar Stores and Stands |
6012 | Member Financial Institution–Merchandise and Services |
6050 | Quasi Cash–Financial Institutions, Merchandise and Services |
6051 | Quasi Cash–Merchant (Non-Financial Institutions – Foreign Currency, Non-Fiat Currency, Cryptocurrency) |
6211 | Securities–Brokers and Dealers |
6300 | Insurance Sales/Underwrite |
6513 | Real Estate Agents & Managers – Rentals |
6529 | Quasi Cash-Remote Stored Value Load-Financial Institute Rentals |
66530 | Quasi Cash-Remote Stored Value Load-Merchant Rentals |
6534 | Quasi Cash-Remote Money Transfers |
6540 | Stored Value Card Purchase/Load |
7349 | Clean/Maint/Janitorial Serv aka Property Management |
7511 | Quasi Cash – Truck Stop Trxns |
7523 | Automobile Parking Lots and Garages |
7995 | Gambling – Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks |
8062 | Hospitals |
8211 | Schools, Elementary and Secondary |
8220 | Colleges, Universities, Professional Schools and Junior Colleges |
8241 | Schools, Correspondence |
8244 | Schools, Business and Secretarial |
8249 | Schools, Trade and Vocational |
8299 | Schools and Educational Services–Not Elsewhere Classified |
8398 | Organizations, Charitable and Social Service |
8661 | Organizations, Religious |
8651 | Organizations, Political |
8699 | Membership Organizations (Not Elsewhere Classified) |
8999 | Professional Services (Not Elsewhere Classified) |
9211 | Court Costs including Alimony and Child Support |
9222 | Fines |
9223 | Bail and Bond Payments |
9311 | Tax Payment |
9402 | Postal Services—Government Only |
9405 | Intra-Government Purchases—Government Only |
9399 | Government Services—not elsewhere classified |
- all transactions in relation to or in connection with bill payment, top-ups and payment of funds to payment service providers or prepaid accounts;
- all transactions with this transaction description:
AXS* | PAYPAL * CAPITALROYA |
AMAZE* (wef 1 October 2024) | PAYPAL * OANDAASIAPA |
AMAZE* TRANSIT* (wef 1 March 2022) | Saxo Cap Mkts Pte Ltd |
BANC DE BINARY* | SKR*SKRILL.COM |
BANCDEBINARY.COM* | SKR*xglobalmarkets.com* |
EZ LINK PTE LTD (FEVO) | SKYFX.COM* |
EZ Link transport | TRANSIT* |
EZ Link* | WWW.IGMARKETS.COM.SG |
EZ-LINK (IMAGINE CARD) | IPAYMY* (wef 1 August 2022) |
EZ-Link EZ-Reload (ATU) | RWS-LEVY* (wef 1 August 2022) |
EZLINK* | SMOOVE PAY* (wef 1 August 2022) |
EzLink* | SINGPOST-SAM* (wef 1 August 2022) |
EZ-LINK* | RazerPay* (wef 1 August 2022) |
FlashPay ATU* | NORWDS* (w.e.f. 21 Jul 2024) |
MB * MONEYBOOKERS.COM | |
NETS VCASHCARD* | |
NORWDS* (wef 21 July 2024) | |
OANDA ASIA PAC* | |
OANDAASIAPA | |
PAYPAL * BIZCONSULTA |
- all transactions or payments made to SPC Service Stations (except for UOB PRVI Miles American Express) and Shell Service Stations; and
- any other transactions that UOB may exclude from time to time without prior notice
Past Buffs/Nerfs:
Recent Buffs on UOB Cards:
- Previously, UOB credit cards excluded UOB$ merchants from earning regular card rewards, meaning customers could only earn UOB$ (often lower value) instead of cashback or miles. However, effective 01 November 2024, UOB credit cardholders can now earn both UOB$ and their usual credit card rewards (like cashback or miles) when shopping at UOB$ merchants. UOB$ merchants are retailers that offer cashback (UOB$) to customers, which can be used on future purchases at the same store. With the new change, UOB cardholders can now stack both UOB$ and credit card rewards, making it more rewarding to shop at UOB$ merchants.
- This change applies to UNI$-earning cards (like UOB Preferred Platinum Visa or UOB Lady’s card), and even UOB EVOL cards will earn their cashback on top of UOB$. The UOB One card already allowed rewards at UOB$ merchants, so that remains unchanged.
Is it Worth it:
Advantages:
- Buffed 3 miles per dollar with no minimum spend or cap for MYR, IDR, THB, VND
- 4 Complimentary Lounge Airport Access
- Complimentary personal accident and travel inconvenience insurance coverage of up to $500,000
- Able to pool points with other UOB cards (e.g UOB Lady’s) to do a single transfer
- Complimentary airport transfers for UOB PRVI Miles AMEX cardholders only
- S$20 off Grab rides for UOB PRVI Miles Visa and Mastercard cardholders only
Disadvantages:
- Higher annual fee
- General spending miles card with low earn rate
- miles expire every 2 years
Transfer Partners:
Here is the list of their current transfer partners:
Transfer Partners | Conversion Ratio |
Krisflyer | 5,000:10,000 |
Cathay Pacific Asia Miles | 5,000:10,000 |
Air Asia a rewards | 2,500:4,500 |
Frequently Asked Questions:
- If I have two registered UOB PRVI Miles Card, will I be entitled to eight (8) lounge visits: No, regardless if you have two registered UOB PRVI card, you are only entitled to four (4) visits per calendar year.
- When do the UNI$ expire: UNI$ expire two (2) years after the last day of the quarter in which they were earned.
Final Thoughts:
The UOB PRVI Miles Card is a fantastic option if you travel frequently, spend a lot of money overseas, and can meet the minimum spending requirement to avoid the annual fee. It’s a useful tool for earning miles and exchanging them for flights or other travel-related rewards because of its high miles earn rate, significant welcome bonus, and travel-related perks.
💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
