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Earn 5% p.a on first S$5K for 1 Year with LongBridge CashPlus + Free Shares

Longbridge is back with a major December promo — featuring upgraded stock rewards, new option trading perks, and a 5% interest boost (applicable only to Cash Plus Funds) on up to S$5,000 for 365 days.

In a cooling interest rate environment, that 5% boost is a rare chance for users who are comfortable parking funds for a year. Higher deposit tiers also unlock larger NVDA/AAPL stock rewards.

 

🎄 Exclusive Christmas Giveaway!

Sign up via my link and deposit at least S$2,000 by 15 December to enter a lucky draw.

👉 3 randomly-selected winners will each receive an Awfully Chocolate Joyous Gift Set (worth S$108).

What Is The Expected ROI?

Assuming you fulfill all the criterias & excluding the Option Cash coupons,

Here’s the effective return for each tier, 

  • At S$5,000,
    → Earn S$330, which works out to an annualised ROI of 6.62%.

  • At S$10,000,
    → Earn S$550, giving an annualised ROI of 5.52%.

  • At S$100,000,
    → Earn S$1,120, equivalent to an annualised ROI of 1.05%.

  • At S$500,000,
    → Earn S$1,520, which translates to an annualised ROI of 0.29%.

Looking at the different deposit tiers, the S$5,000 or S$10,000 deposit for 365 days offers a good return on investment that is better than any bank account at the moment.

How to Join (Step-by-Step)

1. Sign Up Here

(Only for Singapore residents who have never opened a Longbridge SG account)

You’ll get:

  • Lifetime zero commission^ for US / HK / SG stocks
  • Commission-free# US options trading (limited time)
  • Free real-time LV1 quotes for HK/SG markets

Before making any trades, activate the commission-free benefits under My Coupons in the app.

 

2. Deposit S$2,000 / S$10,000 / S$100,000 / S$500,000 

(Rewards are non-stackable & only available via my link — choose one tier)

Below are the rewards for each deposit level:

Criteria
Reward
Reward Value
Deposit S$2,000
Receive 5% Interest Boost Coupon* up to S$5,000 for 365 days (Exclusive!)
up to S$250
S$35 Option Cash Coupon × 2
S$70
Maintain S$2,000 for 30 days + complete 3 buy trades^
S$40 worth of NVDA share**
S$40 worth of AAPL share**
S$80
Deposit S$10,000
Receive 5% Interest Boost Coupon* up to S$5,000 for 365 days (Exclusive!)
up to S$250
S$35 Option Cash Coupon × 2
S$70
Maintain S$10,000 for 90 days + complete 5 buy trades^
S$150 worth of NVDA share**
S$150 worth of AAPL share**
S$300
Deposit S$100,000
Receive 5% Interest Boost Coupon* up to S$5,000 for 365 days (Exclusive!)
up to S$250
S$35 Option Cash Coupon × 2
S$70
Maintain S$100,000 for 90 days + complete 8 buy trades^
S$400 worth of NVDA share**
S$400 worth of AAPL share**
S$800
Deposit S$500,000
Receive 5% Interest Boost Coupon* up to S$5,000 for 365 days (Exclusive!)
up to S$250
S$35 Option Cash Coupon × 2
S$70
Maintain S$500,000 for 90 days + complete 15 buy trades^
S$600 worth of NVDA share**
S$600 worth of AAPL share**
S$1,200


*Applicable on deposits up to S$2,000— interest boost applies only to funds subscribed under Longbridge Cashplus (see below in dropdown)

^Buy trades must be in stocks or ETFs only. Yes, you can buy and sell immediately.

**NVIDIA and Apple share values are indicative and based on current market prices; actual amounts may vary

All deposit tiers also include:
  • US$150 Platform Fee Coupon × 3
  • S$150 Platform Fee Coupon × 3
  • HK$1,500 Platform Fee Coupon × 3

This is equivalent to 3 months of discounted platform fees.

📌 More Details (Tap to Expand)

Longbridge Cashplus is a cash management feature that invests your idle funds into High Liquidity Funds. While not principal-guaranteed, these funds are designed with capital preservation in mind, aiming to deliver returns similar to or better than traditional savings accounts.

  • Platform Fee Coupons:
    • The Platform Fee coupons can be found on the Longbridge App under Me > My Coupons and will be available within 3 working day upon meeting the criteria
    • Platform fee coupons apply automatically to eligible stock and ETF orders.
    • Maximum deduction per order:
      • US: US$1.5
      • HK: HK$15
      • SG: S$1.5
    • Each coupon is valid for a maximum of 100 orders and has its own validity period.
      • The 3 coupons per market are valid together for 3 months. Check individual coupon details for exact dates.

 

  • Nvidia & Apple stocks:
    • This will be awarded as Stock Coupons, accessible in the Longbridge App under Me > My Coupons. Once the requirements are met, the coupon will be issued within 5 working days, and the corresponding stock shall be manually claimed via the activity page within 30 days after meeting the criteria. Also, when you redeem the stock coupon, the number of shares is based on the previous day’s closing price. Do note, if the coupon isn’t activated before it expires, the reward will be lost. Make sure to claim your free stock within the stipulated period of time to ensure you don’t miss out on rewards.
  • Interest Boost Coupon:
    • Interest Boost Coupons will be credited to your Longbridge App under Me > My Coupons within 7 working days, provided your referee maintains the required deposit. If the referee withdraws funds before rewards are issued, the coupon will be forfeited. The coupon applies only to funds in Longbridge Cash Plus, so make sure to subscribe—your idle LBSG funds will then be automatically invested in high-liquidity funds to earn income. Each coupon is valid from January 1 to December 31, 2026, for deposits up to SGD 5,000, and will activate automatically within 2 working days after your Cash Plus subscription. If activation occurs after January 1, the interest boost applies from the activation date to the end date, and missed days are not compensated. You can track earned returns under Me > My Coupons, and bonus interest is settled every 30 days, credited to your account balance in SGD within roughly 3 working days. Coupons are non-transferable, non-replaceable, cannot be redeemed for cash, and cannot be reused.

 

  • Option Cash Coupons
    • Option Cash Coupons will appear in Me > My Coupons within 5 working days after meeting the criteria.
    • They can only be used for BUY orders of US options, with order value ≥ coupon value. Cash is credited after successful execution.
    • Coupons expire if not activated within the validity period.

Final Thoughts:

Overall, Longbridge’s December promo offers one of the strongest year-end reward packages for Longbridge platform users — especially if you’re looking for boosted yields or low-effort ways to earn extra stock rewards. The effective return can go as high as 6.62% at the lower tiers, which is hard to match in today’s market.

*Terms and conditions apply. #Limited time offer. Platform fees apply.

 

Disclaimer

This article is a paid partnership with Longbridge Singapore. It is intended for general awareness and does not constitute an investment advice or a recommendation to buy, sell, or otherwise engage with any investment products or financial services.

The presenter is not a licensed financial adviser and is not offering financial advice.

All views expressed are solely those of the presenter and do not necessarily reflect the view of Longbridge Singapore.

All investments carry risks, may not be suitable for everyone, and you may lose your investment principal. Past performance is not indicative of future results. You should seek independent financial advice if you are unsure about any investment decisions. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

DBS YUU

Get S$350 eCapitaVoucher or 25k HeyMax miles or Apple Watch SE Gen 3 40mm (GPS + Cell) or Samsonite STRAREN SPINNER 67/24 when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 1, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

dbs yuu cardface

DBS YUU

Get S$350 eCapitaVoucher or 25k HeyMax miles or Apple Watch SE Gen 3 40mm (GPS + Cell) or Samsonite STRAREN SPINNER 67/24 when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 1, 2026

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Apple Watch SE Gen 3 40mm (GPS) or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

HSBC Live+

Get Apple Watch SE Gen 3 40mm (GPS) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: February 1, 2026

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Standard Chartered Bonus$aver

Promo Details:
  • Get up to S$198 cashback (consists of S$168 welcome cashback + S$30 when you apply using my code: DBF6F) when you deposit and maintain S$50,000 in fresh funds.

  • How to qualify:

    1. Apply for a Bonus$aver Account and Bonus$aver World Mastercard Credit Card (as main account/principal cardholder).

    2. Deposit S$50,000 fresh funds.

    3. Keep the deposit until the end of the calendar month after account opening.

  • Who can apply:

    • New Bonus$aver accountholders, or existing Standard Chartered customers who don’t have a Bonus$aver account yet.

  • Read Terms and Conditions here
  • Valid until 30 January 2026
 
Additional Tips to Maximise Sign Up Gifts:
  • Apply for a Standard Chartered credit card first if you are new to SC credit card holder (with sign-up bonus) before joining this promo. I personally recommend these two:

Standard Chartered Simply Cash Card

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Journey Card

Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories

2 Priority Pass visits per membership year

  • If you open the Bonus$aver Account + Bonus$aver World Mastercard first, you won’t be considered new-to-bank for other Standard Chartered credit card sign-up rewards.

sc logo

Standard Chartered Bonus$aver

The Standard Chartered Bonus$aver Account offers up to 8.05% p.a. interest on the first S$$100,000 when you credit salary, spend on the linked card, and opt for investment or insurance products. Salary and card spend alone can earn around 3.05% p.a. 

 

To Achieve 3.05% p.a. Interest:
  • Credit a salary of at least S$3,000/month via FAST, GIRO, or PayNow. There are no hacks for this at the moment.
  • Spend at least S$1,000/month on your linked Bonus$aver credit or debit card.

 

To Achieve an Additional 2.5% p.a. Interest:
  • You can do either below:
    • Subscribe, through SC, and settle a trade for an eligible unit trust with a minimum single subscription amount of S$20,000; OR
    • Trade a minimum of S$20,000 in cumulative buy trades for eligible Online Equities via SC Online Trading within a calendar month

Standard Chartered Simply Cash Card

Direct Bank Reward:
  • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
  • Valid until 31 March 2026
  • Read Terms and Conditions here

 

Singsaver Reward:
  • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
    • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
    • Bonus$aver Account: Min. deposit S$3,000
    • CashOne Personal Loan: Min. S$1,000, 12-month tenure
    • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
  • Promotion is valid for new to bank credit card holders
  • Valid until 01 December 2025 – 02 February 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Journey Card

    Singsaver Reward:
    • Get 7,000 Max Miles by HeyMax or Samsonite Straren Spinner 67/24 (worth S$600) or S$200 Grab Voucher or S$180 Cash via PayNow when you spend S$800 within 60 days of card approval and apply for one of the following within 60 days of card approval:
      • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
      • Bonus$aver Account: Min. deposit S$3,000
      • CashOne Personal Loan: Min. S$1,000, 12-month tenure
      • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
    • Valid until 01 December 2025 – 02 February 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

     

    Stackable with Direct Bank Rewards:
    • Receive up to 30,000 miles
    • Receive 10,000 miles when you pay the annual fee under “Fee Paying” option
    • Receive 20,000 miles when you make a min. spend of S$800 within 60 days of card approval (This is available for both fee paying and fee waiver option)
    • Therefore, fee paying option earns 30K miles, fee waiver option earns 20K miles, if requirements are met
    • Promotion is valid until 31 March 2026
    • Read Terms and Conditions here

    My thoughts: If you were going to apply for this card, you should choose the fee waiver option as the cost per mile is 196.20/10,000 miles = 1.96 cents per mile, which is quite expensive.

    Standard Chartered Journey Card

    • Earn up to 3 miles per dollar on selected bonus categories in SGD; 2 miles per dollar on overseas spending, and 1.2 miles per dollar on other local spending. All with no minimum monthly spending required. This card is best for those who spend a lot on the bonus online categories such as transportation, grocery and food delivery with a spending cap of S$1,000 per statement month
    • This comes with 2 complimentary airport lounge passes

     

    Annual Fee
    • S$196.20 (incl. 9% GST), should be waivable

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • The points never expire

     

    Transfer Partners
    • Krisflyer & Cathay Pacific Asia Miles
     
    Know what this card is best for:

     

    Terms and Conditions

    Full Review