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Earn 5% p.a on first S$5K for 1 Year with LongBridge CashPlus + Free Shares

Longbridge is back with a major December promo — featuring upgraded stock rewards, new option trading perks, and a 5% interest boost (applicable only to Cash Plus Funds) on up to S$5,000 for 365 days.

In a cooling interest rate environment, that 5% boost is a rare chance for users who are comfortable parking funds for a year. Higher deposit tiers also unlock larger NVDA/AAPL stock rewards.

 

🎄 Exclusive Christmas Giveaway!

Sign up via my link and deposit at least S$2,000 by 15 December to enter a lucky draw.

👉 3 randomly-selected winners will each receive an Awfully Chocolate Joyous Gift Set (worth S$108).

What Is The Expected ROI?

Assuming you fulfill all the criterias & excluding the Option Cash coupons,

Here’s the effective return for each tier, 

  • At S$5,000,
    → Earn S$330, which works out to an annualised ROI of 6.62%.

  • At S$10,000,
    → Earn S$550, giving an annualised ROI of 5.52%.

  • At S$100,000,
    → Earn S$1,120, equivalent to an annualised ROI of 1.05%.

  • At S$500,000,
    → Earn S$1,520, which translates to an annualised ROI of 0.29%.

Looking at the different deposit tiers, the S$5,000 or S$10,000 deposit for 365 days offers a good return on investment that is better than any bank account at the moment.

How to Join (Step-by-Step)

1. Sign Up Here

(Only for Singapore residents who have never opened a Longbridge SG account)

You’ll get:

  • Lifetime zero commission^ for US / HK / SG stocks
  • Commission-free# US options trading (limited time)
  • Free real-time LV1 quotes for HK/SG markets

Before making any trades, activate the commission-free benefits under My Coupons in the app.

 

2. Deposit S$2,000 / S$10,000 / S$100,000 / S$500,000 

(Rewards are non-stackable & only available via my link — choose one tier)

Below are the rewards for each deposit level:

Criteria
Reward
Reward Value
Deposit S$2,000
Receive 5% Interest Boost Coupon* up to S$5,000 for 365 days (Exclusive!)
up to S$250
S$35 Option Cash Coupon × 2
S$70
Maintain S$2,000 for 30 days + complete 3 buy trades^
S$40 worth of NVDA share**
S$40 worth of AAPL share**
S$80
Deposit S$10,000
Receive 5% Interest Boost Coupon* up to S$5,000 for 365 days (Exclusive!)
up to S$250
S$35 Option Cash Coupon × 2
S$70
Maintain S$10,000 for 90 days + complete 5 buy trades^
S$150 worth of NVDA share**
S$150 worth of AAPL share**
S$300
Deposit S$100,000
Receive 5% Interest Boost Coupon* up to S$5,000 for 365 days (Exclusive!)
up to S$250
S$35 Option Cash Coupon × 2
S$70
Maintain S$100,000 for 90 days + complete 8 buy trades^
S$400 worth of NVDA share**
S$400 worth of AAPL share**
S$800
Deposit S$500,000
Receive 5% Interest Boost Coupon* up to S$5,000 for 365 days (Exclusive!)
up to S$250
S$35 Option Cash Coupon × 2
S$70
Maintain S$500,000 for 90 days + complete 15 buy trades^
S$600 worth of NVDA share**
S$600 worth of AAPL share**
S$1,200


*Applicable on deposits up to S$2,000— interest boost applies only to funds subscribed under Longbridge Cashplus (see below in dropdown)

^Buy trades must be in stocks or ETFs only. Yes, you can buy and sell immediately.

**NVIDIA and Apple share values are indicative and based on current market prices; actual amounts may vary

All deposit tiers also include:
  • US$150 Platform Fee Coupon × 3
  • S$150 Platform Fee Coupon × 3
  • HK$1,500 Platform Fee Coupon × 3

This is equivalent to 3 months of discounted platform fees.

📌 More Details (Tap to Expand)

Longbridge Cashplus is a cash management feature that invests your idle funds into High Liquidity Funds. While not principal-guaranteed, these funds are designed with capital preservation in mind, aiming to deliver returns similar to or better than traditional savings accounts.

  • Platform Fee Coupons:
    • The Platform Fee coupons can be found on the Longbridge App under Me > My Coupons and will be available within 3 working day upon meeting the criteria
    • Platform fee coupons apply automatically to eligible stock and ETF orders.
    • Maximum deduction per order:
      • US: US$1.5
      • HK: HK$15
      • SG: S$1.5
    • Each coupon is valid for a maximum of 100 orders and has its own validity period.
      • The 3 coupons per market are valid together for 3 months. Check individual coupon details for exact dates.

 

  • Nvidia & Apple stocks:
    • This will be awarded as Stock Coupons, accessible in the Longbridge App under Me > My Coupons. Once the requirements are met, the coupon will be issued within 5 working days, and the corresponding stock shall be manually claimed via the activity page within 30 days after meeting the criteria. Also, when you redeem the stock coupon, the number of shares is based on the previous day’s closing price. Do note, if the coupon isn’t activated before it expires, the reward will be lost. Make sure to claim your free stock within the stipulated period of time to ensure you don’t miss out on rewards.
  • Interest Boost Coupon:
    • Interest Boost Coupons will be credited to your Longbridge App under Me > My Coupons within 7 working days, provided your referee maintains the required deposit. If the referee withdraws funds before rewards are issued, the coupon will be forfeited. The coupon applies only to funds in Longbridge Cash Plus, so make sure to subscribe—your idle LBSG funds will then be automatically invested in high-liquidity funds to earn income. Each coupon is valid from January 1 to December 31, 2026, for deposits up to SGD 5,000, and will activate automatically within 2 working days after your Cash Plus subscription. If activation occurs after January 1, the interest boost applies from the activation date to the end date, and missed days are not compensated. You can track earned returns under Me > My Coupons, and bonus interest is settled every 30 days, credited to your account balance in SGD within roughly 3 working days. Coupons are non-transferable, non-replaceable, cannot be redeemed for cash, and cannot be reused.

 

  • Option Cash Coupons
    • Option Cash Coupons will appear in Me > My Coupons within 5 working days after meeting the criteria.
    • They can only be used for BUY orders of US options, with order value ≥ coupon value. Cash is credited after successful execution.
    • Coupons expire if not activated within the validity period.

Final Thoughts:

Overall, Longbridge’s December promo offers one of the strongest year-end reward packages for Longbridge platform users — especially if you’re looking for boosted yields or low-effort ways to earn extra stock rewards. The effective return can go as high as 6.62% at the lower tiers, which is hard to match in today’s market.

*Terms and conditions apply. #Limited time offer. Platform fees apply.

 

Disclaimer

This article is a paid partnership with Longbridge Singapore. It is intended for general awareness and does not constitute an investment advice or a recommendation to buy, sell, or otherwise engage with any investment products or financial services.

The presenter is not a licensed financial adviser and is not offering financial advice.

All views expressed are solely those of the presenter and do not necessarily reflect the view of Longbridge Singapore.

All investments carry risks, may not be suitable for everyone, and you may lose your investment principal. Past performance is not indicative of future results. You should seek independent financial advice if you are unsure about any investment decisions. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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HSBC Revolution

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DBS Altitude Card

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DBS Altitude Card

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  • This comes with two complimentary lounge passes per 12-month membership period

 

Annual Fee
  • S$196.20 (inclusive of GST), first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

Points Expiry
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Know what this card is best for:

 

Terms and Conditions

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DBS yuu Card

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DBS yuu Card

  • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

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  • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

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    • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

  • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

 

Annual Fee
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Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

When are the DBS Points credited
  • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
 
Know what this card is best for:

 

Terms and Conditions

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DBS Live Fresh Card

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DBS Live Fresh Card

  • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
 
Annual Fee
  • S$196.20 (including GST), waived for the first year
 
Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)
 
When is Cashback Credited
  • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
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POSB Everyday Card

S$800 Minimum Spend:

  • 10% cash rebates on online food delivery from foodpanda and Deliveroo
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  • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
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  • 8% cash rebates at Popular Bookstores

No Minimum Spend:

  • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
  • 5% cash rebates on Sheng Siong
  • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
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Annual Fee

S$196.20 (incl. of GST), waived for the first year.

 

Income Requirement

S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

 

Where do I redeem my Daily$

You can redeem you Daily$ using various options:

    • Instants Daily$ redemption:
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    • Digibank Online
      • Offset your credit card bills or redeem Krisflyer miles. Find out more here
    • Participating Merchants’ Website or Mobile App
      • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
        • DBS Apple Rewards Store
        • Shopee
        • Zalora
        • AXS

 

Know what this card is best for

 

 

Terms and Condition

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