HeyMax — What is HeyMax? A Complete Beginner's Guide

What is HeyMax? A Complete Beginner’s Guide

New to miles? You have probably seen HeyMax mentioned in Telegram chats, on finance blogs, or by a friend who says it gives “free flights.” This guide explains what HeyMax is, in plain terms, and whether it is worth your time.

What HeyMax Is

HeyMax is a Singapore rewards app. You use it to earn a points currency called Max Miles.

The simplest way to understand it is that it is the miles version of ShopBack. ShopBack gives you cashback when you shop through its app first; HeyMax works the same way, except you earn miles instead of cashback. You click through HeyMax to a shop, buy as normal, and collect Max Miles. Later, you turn those miles into flights.

It is the same idea you already know, with a different reward.

Double-Dipping: The Key Concept

When you pay with a credit card, your card already earns its usual rewards (cashback or miles). That does not change. Double-dipping means HeyMax lets you earn Max Miles on top of those card rewards, so the same purchase earns two sets of rewards.

For example, if you buy something on Shopee (which is what I use HeyMax for), your credit card earns its usual rewards, and you also earn Max Miles because you copy and paste the Shopee link into HeyMax app. Your checkout price stays exactly the same. HeyMax is paid by the merchant, not by you. You will, however, need a HeyMax account. More on that in a while.

How to Earn Max Miles

There are a few main ways to earn Max Miles. The most common is to shop through HeyMax: open the app, click through to partner brands such as Shopee, Amazon, Apple and Agoda, then buy as normal. You can also buy vouchers for shops, restaurants and cafés inside the app, and earn on dining bookings and even on bus and MRT rides in Singapore.

One note: miles do not always appear instantly. Most track within a few days, though some take longer, so do not worry if you do not see them right away.

Below, I walk through the two you will use most:

  1. shopping online
  2. buying vouchers
1. How to Shop Through HeyMax

Step 1: Search for Shopee In Your HeyMax Portal

Purple rounded button labeled 'Shop products' with a small round share/link icon to the right.

Step 2: Paste Shopee Link into HeyMax

heymax shopee paste link

Step 3: You will be directed to Shopee and once you have paid for your item, HeyMax registers your purchase and rewards you with Max Miles.

2. How to Buy Vouchers on HeyMax

I touched on vouchers earlier, and they are worth a proper walkthrough, because buying them is one of the simplest ways to earn Max Miles. The miles are credited instantly, and you earn them on top of whatever your credit card already gives you. Here is how it works, step by step.

Step 1: Log In to HeyMax and Tap "Buy Vouchers"

Open the HeyMax app. On the home screen, find the Buy vouchers row and tap See All to open the full list of merchants.

choose buy vouchers in heymax

Step 2: Choose the Merchant Voucher You Want to Buy

Browse the list, or use the search bar at the top. Each merchant shows how many Max Miles you earn per dollar. Tap the one you want, then choose the voucher value, such as S$5, S$10 or S$20, and the quantity. My own pick for value is the Sheng Siong voucher.

choose "sheng siong"

Step 3: Pay With Your Credit Card

At the bottom of the screen you can choose which card to pay with. Select your card, then swipe to pay. The Max Miles are credited to your account straight away. As for which card you can use, you can use any cards that will award bonus cashback or miles for the MCC 5311 (Department stores) or online shopping.

choose the card to buy the voucher with

Step 4: Find Your Vouchers Under Profile > "My Vouchers"

Your voucher is stored in the app under Profile, then My Vouchers. Use the code in store or online, the same way you would use a gift card. Read the details first, though: many vouchers are single-use, some can only be used in store, and most cannot be stacked with other merchant promotions or with HeyMax’s own Shop & Earn miles.

where heymax vouchers are

Which Vouchers Can You Buy?

HeyMax carries a long and growing list of merchants. The table below shows some of the popular ones and how many Max Miles each earns per dollar. My pick for value is the Sheng Siong voucher: groceries are spending you cannot avoid, and most cards earn little or nothing at supermarkets, so paying with a voucher turns that everyday spend into miles, and the Maybank XL card earns its 4 mpd on top. Rates are what the app showed in July 2026 and they change often, so check HeyMax for the latest.

MerchantCategoryMax Miles per S$1Voucher type
NTUC FairPriceGroceries0.10Multi-use
Sheng SiongGroceries0.20Single-use
GiantGroceries0.20Single-use
SephoraShopping3.20Single-use
iShopChangiShopping3.00Single-use
Amazon.sgShopping1.40Multi-use
RobinsonsShopping1.40Single-use
IKEAShopping1.00Single-use
CourtsShopping0.50Multi-use
Best DenkiShopping0.25Multi-use
TANGSShopping0.20Single-use
RydeTransport4.00Multi-use
GetGoTransport3.70Single-use
TADATransport2.70Single-use
GrabTransport2.20Single-use
A Lil ThymeDining5.00Single-use
Jack’s PlaceDining2.20Single-use
FoodPandaFood delivery0.50Multi-use
Airalo (eSIM)Travel10.00Multi-use
Natureland SpaWellness7.00Single-use
PelagoTravel5.00Multi-use
KlookTravel1.25Multi-use
Flower ChimpLifestyle3.00Single-use

Which Cards Should You Use?

When you shop through the HeyMax portal, the Max Miles come from the merchant, so it does not matter which card you pay with for that portion. But remember the double-dip: the other half is your credit card’s own rewards, so you still want to pay with a card that earns well, which usually means your best miles or cashback card for that purchase. So for example, if i’m buying from Shopee, I will look to use the cards mentioned in Best Cards For Online Shopping

There is also one card that earns Max Miles directly:

1 mile per dollar on almost everything, up to S$1,000 per month.

Visa Debit Card
Chocolate Visa Debit Card
How to claim
  1. Download the app from the App Store or Google Play
  2. Copy the referral code above and enter into the app when prompted
  3. Sign up with your details
Why pick this card
1 mile per dollar on almost everything on up to S$1K per month of spend.

The Chocolate Finance Visa is the only card that earns Max Miles directly on almost all your spend. You will need to link them together. I detailed the steps in my step by step guide if you are interested.

The Indirect Route: DBS yuu Card

This option is soon opening up in June 2026. The DBS yuu card does not earn Max Miles directly. Instead, it earns yuu Points if you spend at yuu merchants such as Cold Storage, Giant, SimplyGo, Chagee, Guardian, 7-Eleven and Foodpanda.

The trick is that we can soon convert yuu Points into Max Miles, so the chain is: spend on DBS yuu, earn yuu Points, then convert them to Max Miles. At yuu merchants, this indirect route produces one of the best Max Miles earn rates for everyday grocery and essentials spending. 

Two things to keep in mind. It only pays off if you spend at yuu merchants, as the card earns very little elsewhere, so do not use it for general spend. It also takes an extra step, since you convert the points yourself, so it suits people who do not mind a little admin for more miles.

ENDS 2 AUG 2026 · 12 DAYS LEFT
yuu Card
DBS yuu Card
🎁 Choose 1 Gift Selection form emailed after application
Dyson TP10
Worth S$559
A bladeless air purifier that captures pollutants while keeping your room cool and comfortable.
Sony WF-1000XM6(Earbuds)
Worth S$479
Premium wireless earbuds with advanced noise cancellation and immersive sound.
22,000 Max Miles
Worth S$396
Earns you miles redeemable for flights, hotels, and perks
S$375 Grab Voucher
Worth S$375
rides, food delivery, groceries, and other Grab services.
S$320 Cash
Worth S$300
via PayNow
Valid till 2 Aug 2026
Requirements
  • You qualify if: you have no DBS/POSB credit card right now, AND haven't cancelled any DBS/POSB credit card in the last 12 months
  • Enter promo code SINGSAVER during application
  • Spend min. S$500 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
Up to 18% cashback or 10 mpd at yuu merchants (Cold Storage, Giant, Guardian, Foodpanda, Gojek). Must spend at 4 different merchants monthly.

How to Use Max Miles

There are two main ways to use Max Miles. The first, and best for most people, is FlyAnywhere: you redeem Max Miles against any flight, on any airline, with no blackout dates. You book the flight yourself (airline site, Trip.com, anywhere), pay cash, then submit the receipt, and HeyMax reimburses you by deducting Max Miles. The rate is 1.8 cents per mile.

heymax flyanywhere

The second is to transfer to partners: convert Max Miles 1:1 into more than 30 airline and hotel programmes, including EVA Air, Qatar Airways, Japan Airlines and World of Hyatt. This is the route for premium redemptions, such as business class.

Max Miles do not expire as long as your account stays active.

Is It Worth It?

For most people in Singapore who shop online and like the idea of free flights, yes. It is free to use, and you keep your existing card rewards. The only effort is remembering to start at HeyMax before you shop.

It will not make you rich, but a few hundred Max Miles here and there add up, enough for a Scoot ticket sooner than you might expect.

Quick Start

  1. Sign up with HeyMax to start with bonus Max Miles.
  2. Browse partner brands inside the app.
  3. Click through to shop as normal (I use it for Shopee).
  4. Watch your Max Miles grow.
  5. When you are ready, redeem for a flight via FlyAnywhere.
Max Miles Rewards
HeyMax Max Miles Rewards
Referral Code
43774BFE
How to claim
  1. Download the HeyMax app from the App Store or Google Play
  2. Enter the referral code 43774BFE when prompted during sign-up
  3. Complete phone verification
  4. Make 1 confirmed transaction via HeyMax within 180 days of account creation
  5. Get 200 Max Miles as your sign-up reward
Why pick this card
Singapore-based rewards platform that lets you earn Max Miles on top of your regular credit card rewards when you spend with linked Visa cards. Redeem miles for flights, hotel stays, or cashback via the FlyAnywhere feature.

Always read the full terms before redeeming, as rates and partner lists change.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That is why I created a Telegram Broadcast where you can receive timely bite-sized updates.

author avatar
lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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