Great Deal: Get S$500 Cashback on Standard Chartered Simply Cash and Smart Credit Card

From 7 to 17 October 2024, you can get S$500 cashback when you apply for Standard Chartered Simply Cash or Smart Credit Card and spend S$800 within 30 days of card approval.

Standard Chartered Simply Cash might be better to maximise the cashback + sign up rewards

I personally love my Standard Chartered Smart Credit Card as my go-to card for bus/mrt rides. I shared about it in a tiktok video here and how to maximise the card. If you are applying for this card using this promotion, it might be difficult to hit S$800 with the specific merchants that give you 6% cashback.

If you want to maximise your cashback while getting the S$500 cashback, it would make sense to go for the Standard Chartered Simply Cash as it gives 1.5% cashback on almost everything. It’s a very simple card.

If you are considering a few upcoming large purchases like home furniture for your new home, or tech upgrade (I also just got amazon vouchers of S$150 for a S$12 credit with code BIGDEAL24 for a huge purchase that i’m about to make. lol. That’s an 8% off on top of your credit card rewards. Remember to put promo code at checkout cos I forgot to put in and had to repurchase) or some airtickets (I just got my airtickets around 11% shaved off the final price with the 10.10 sale on top of credit card rewards.), then this could be a lifehack way to get a super discount off your purchase. If you don’t have much spending, you could stock up on some grocery store vouchers to clock the S$800 spending.

To be Eligible for this Reward:

  • you must be a new Standard Chartered principal cardholder
  • you must activate either the digital or physical version of the card within 30 days of the card approval date
  • must fulfill the spending requirement of S$800 within 30 days of card approval

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Smart Card

(WE DON’T PROMOTE THIS CARD ANYMORE)

Earn 6% cashback or 5.6 miles per dollar in the form of reward points on selected merchants

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get 2x Treasures Poh Heng Gold Bar or Dyson V12 Origin or Dyson Supersonic or Apple iPad (A16) 11" Wi-Fi 128GB or DJI Osmo Action 5 Pro Standard Combo or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: May 4, 2025

HSBC Live+

Get Sony Vlog Camera ZV-1F or Dyson Airstrait Straightener or Apple iPad (A16) 11" Wi-Fi 128GB or Dyson™ V12 Origin or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: April 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Apple iPad 9th 10.2" WiFi 64GB or Dyson Cool™ Fan AM07 or S$400 Shopee Voucher or S$370 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: May 1, 2025

Citi Rewards

Get 2x Treasures Poh Heng Gold Bar or Dyson V12 Origin or Dyson Supersonic or Apple iPad (A16) 11" Wi-Fi 128GB or DJI Osmo Action 5 Pro Standard Combo or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: May 4, 2025

HSBC Live+

Get Sony Vlog Camera ZV-1F or Dyson Airstrait Straightener or Apple iPad (A16) 11" Wi-Fi 128GB or Dyson™ V12 Origin or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: April 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Apple iPad 9th 10.2" WiFi 64GB or Dyson Cool™ Fan AM07 or S$400 Shopee Voucher or S$370 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: May 1, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Standard Chartered Simply Cash Card

Option 1: Direct Bank Promotion

  • Get Samsonite MODUS 25” Luggage (worth S$610) and S$100 Cashback when you spend S$800 within 60 days of card approval
  • Valid from 1 April 2025 – 30 June 2025
  • Valid for New-to-Bank customers
  • Read Terms and Conditions here

 

Option 2: Singsaver Promotion

  • Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones (worth S$599) or Apple iPad 9th 10.2″ WiFi 64GB (worth S$479) or Dyson Cool™ Fan AM07 (worth S$499) or S$400 Shopee Voucher or S$370 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval
  • Promotion is valid for new to bank credit card holders
  • Valid from 07 April to 1 May 2025
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Smart Card

Option 1: Direct Bank Promotion

  • Get Samsonite MODUS 25” Luggage (worth S$610) and S$100 Cashback when you spend S$800 within 60 days of card approval
  • Valid from 1 April 2025 – 30 June 2025
  • Valid for New-to-Bank customers
  • Read Terms and Conditions here

 

Option 2: Singsaver Promotion

    • Receive Apple iPad 9th 10.2″ WiFi 64GB (worth S$479) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$249) or Hinomi H1 Classic V3 Ergonomic Office Chair (Without Headrest) (worth S$659) or S$250 Shopee Voucher or S$200 Cash via PayNow when you spend S$800 within 30 days of card approval
    • Valid from 7 April to 1 May 2025
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

    Standard Chartered Smart Card

    • Earn 10% cashback or 9.28 miles per dollar for spends above S$1,500 for bonus categories
    • Earn 8% cashback or 7.42 miles per dollar on spends of at least S$800 to S$1,500 for bonus categories
    • Earn 4% cashback or 3.71 miles per dollar on spends below S$800 for bonus categories (until 31 March 2025)
    • 0.5% cashback in the form of reward points for all base spends
    • This has no bonus cap
    • Best for dining, streaming, and transport categories
     
    Annual Fee
    • Used to be waived for life, but beginning 6 December 2025, an annual fee of S$99.19 will be applied to all StanChart Smart Cardholders as of 6 December 2024.
     
    Income Requirement
    • S$30,000 (locals/PRs); S$60,000 (foreigners)
     
    Points Expiry
    • The points expire 3 years from your card opening date, which is very strange. Your points earned the day before your 3rd year card anniversary date could just expire the next day. You could set a redemption reminder date 3 years from your card opening date. Alternatively, you could keep the points in your account low by doing regular redemption. This way, even if you forget, all is not lost.

     

    Terms and Conditions

    Full Review