Great Deal: Get S$500 Cashback on Standard Chartered Simply Cash and Smart Credit Card

From 7 to 17 October 2024, you can get S$500 cashback when you apply for Standard Chartered Simply Cash or Smart Credit Card and spend S$800 within 30 days of card approval.

Standard Chartered Simply Cash might be better to maximise the cashback + sign up rewards

I personally love my Standard Chartered Smart Credit Card as my go-to card for bus/mrt rides. I shared about it in a tiktok video here and how to maximise the card. If you are applying for this card using this promotion, it might be difficult to hit S$800 with the specific merchants that give you 6% cashback.

If you want to maximise your cashback while getting the S$500 cashback, it would make sense to go for the Standard Chartered Simply Cash as it gives 1.5% cashback on almost everything. It’s a very simple card.

If you are considering a few upcoming large purchases like home furniture for your new home, or tech upgrade (I also just got amazon vouchers of S$150 for a S$12 credit with code BIGDEAL24 for a huge purchase that i’m about to make. lol. That’s an 8% off on top of your credit card rewards. Remember to put promo code at checkout cos I forgot to put in and had to repurchase) or some airtickets (I just got my airtickets around 11% shaved off the final price with the 10.10 sale on top of credit card rewards.), then this could be a lifehack way to get a super discount off your purchase. If you don’t have much spending, you could stock up on some grocery store vouchers to clock the S$800 spending.

To be Eligible for this Reward:

  • you must be a new Standard Chartered principal cardholder
  • you must activate either the digital or physical version of the card within 30 days of the card approval date
  • must fulfill the spending requirement of S$800 within 30 days of card approval

Standard Chartered Simply Cash Card

Earn 1.5% cashback with no minimum spend and no cap

Standard Chartered Smart Card

(WE DON’T PROMOTE THIS CARD ANYMORE)

Earn 6% cashback or 5.6 miles per dollar in the form of reward points on selected merchants

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get Dyson Airwrap Origin or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: July 8, 2025

HSBC Live+

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap™ Origin or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: July 6, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: July 31, 2025

Citi Rewards

Get Dyson Airwrap Origin or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: July 8, 2025

HSBC Live+

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap™ Origin or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: July 6, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: July 31, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Standard Chartered Simply Cash Card

Option 1: Direct Bank Promotion

  • Get Samsonite MODUS 25” Luggage (worth S$610) and S$100 Cashback when you spend S$800 within 60 days of card approval
  • Valid from 1 April 2025 to 30 September 2025
  • Valid for New-to-Bank customers
  • Read Terms and Conditions here

 

Option 2: Singsaver Promotion

  • Get S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval
  • Promotion is valid for new to bank credit card holders
  • Valid from 01 July to 31 July 2025
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Standard Chartered Simply Cash Card

  • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

 

Annual Fee
  • S$196.20 (including 9% GST), waived for the first two years

 

Income Requirement
  • S$30,000 (locals/PRs); S$60,000 (foreigners)
 

When is Cashback Credited
  • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

 

Know what this card is best for:

 

Terms and Conditions

Full Review

Standard Chartered Smart Card

Option 1: Direct Bank Promotion

  • Get Samsonite MODUS 25” Luggage (worth S$610) and S$100 Cashback when you spend S$800 within 60 days of card approval
  • Valid from 1 April 2025 to 30 September 2025
  • Valid for New-to-Bank customers
  • Read Terms and Conditions here

 

Option 2: Singsaver Promotion

    • Receive Apple Airpods 4 (with Active Noise Cancellation) (worth S$249) or Hinomi H1 Classic V3 Ergonomic Office Chair (Without Headrest) (worth S$659) or S$250 Shopee Voucher or S$200 Cash via PayNow when you spend S$800 within 30 days of card approval
    • Valid from 01 July to 31 July 2025
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email to secure your rewards after you have applied!

    Standard Chartered Smart Card

    • Earn 10% cashback or 9.28 miles per dollar for spends above S$1,500 for bonus categories
    • Earn 8% cashback or 7.42 miles per dollar on spends of at least S$800 to S$1,500 for bonus categories
    • Earn 4% cashback or 3.71 miles per dollar on spends below S$800 for bonus categories (until 31 March 2025)
    • 0.5% cashback in the form of reward points for all base spends
    • This has no bonus cap
    • Best for dining, streaming, and transport categories
     
    Annual Fee
    • Used to be waived for life, but beginning 6 December 2025, an annual fee of S$99.19 will be applied to all StanChart Smart Cardholders as of 6 December 2024.
     
    Income Requirement
    • S$30,000 (locals/PRs); S$60,000 (foreigners)
     
    Points Expiry
    • The points expire 3 years from your card opening date, which is very strange. Your points earned the day before your 3rd year card anniversary date could just expire the next day. You could set a redemption reminder date 3 years from your card opening date. Alternatively, you could keep the points in your account low by doing regular redemption. This way, even if you forget, all is not lost.

     

    Terms and Conditions

    Full Review

    HSBC Advance Card

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 01 July to 31 July 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 August 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Advance Card

    • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
    • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
     
    Annual Fee
    • S$196.20, first year waived
     
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    When is Cashback Credited
    • It will appear on your card statement and be credited to your account before the end of the next calendar month.
     
    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC TravelOne Card

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you pay the annual fee, spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 01 July to 31 July 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get Up to 24,000 miles when you pay the annual fee and spend S$1,000 by the end of the following month
    • Valid until 31 August 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC Live+ Card and you apply for HSBC TravelOne, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC TravelOne Card

    • Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.
     
    Annual Fee
    • S$196.20 (inclusive of GST), first year free waiver
     
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    Points Expiry
    • After 37 months
     
    Transfer Partners
    • Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines
     
    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC Live+ Card

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 01 July to 31 July 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 August 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Live+ Card

    • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
    • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

    Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

     

    Annual Fee
    • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    When is Cashback Credited
    • It will be credited within 2 months, after the end of each calendar quarter.

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    HSBC Revolution Card

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 01 July to 31 July 2025
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 31 August 2025
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Revolution Card

    • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month
    • The categories include:
      • Department Stores and Retail Stores
      • Dining (excluding hotel dining)
      • Transportation & Membership Clubs
      • Travel-Related (until 31 October 2025 only)
    • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
    • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
    • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 October 2025. 

     

    Special hack: 

    Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

    If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

     

    Annual Fee
    • None

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • 37-month period, starting from the month after the month in which the points were acquired

     
    Transfer Partners
    • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review