If you’re already spending on dining or shopping, you really need to check out Kris+—Singapore Airlines’ lifestyle rewards app. It lets you earn KrisFlyer miles on everyday purchases, with no conversion fees and instant 1:1 transfers to your KrisFlyer account.
Stack Rewards Like a Pro
The best part? You can double dip by linking Kris+ to your credit card. That means you earn KrisFlyer miles through Kris+, plus cashback or miles from your credit card—all from the same transaction.
Yes, it’s a true double dip. And who doesn’t love that?
A payment via Kris+ is registered as:
- an online transaction
- mobile wallet payment (so from the app, you will be led to pay via Apple Pay or Google Pay)
- processed with a merchant category code (MCC) based on the actual store (as if you paid in-person)
So, choosing a card that rewards Kris+ transactions, online spending, or that specific MCC is quite important.
How to Link Your Credit Card to Kris+:
- Download the Kris+ app using this referral link to get 750 KrisPay miles (worth S$5)
- Link your credit card via Apple Pay or Google Pay within the app
- When paying, select Apple Pay or Google Pay and use your linked card
1. All Spend via Kris+
- these are the cards that generally rewards online spends for almost all, if not, all merchants in Kris+ app.
Cashback:
Cashback Cards | Earn Rate & Cap |
DCS Flex | 6% cashback, minimum spend of S$600, capped at S$25 per category (S$100 for all 4 categories) |
UOB Evol | 10% cashback, minimum spend of S$800 per statement month, capped at S$30 |
Why pick this card
Earn up to 8% cash rebates, 2.4 miles per dollar, or 8% investment credits.
Why pick this card
No FX fees + up to 10% cashback on online/mobile spend + gym, telco & streaming (S$800 min). Pairs with UOB One Account.
Miles:
Miles Cards | Earn Rate & Cap |
DBS Woman’s World Card | 4 miles per dollar, capped at S$1,500 per calendar month (S$1,000 after 1 August 2025) |
UOB Krisflyer | 3 miles per dollar, no cap |
*Citi Rewards + Instarem Amaze (1% fee or min S$0.50 fee applicable) | 4 miles per dollar, capped at S$1,000 per statement month |
*Citi Rewards must be paired with Amaze because in-app mobile payments (Apple Pay/Google Pay) is part of the exclusion list of Citi Rewards, therefore it won’t earn 4 mpd if used alone. However, note that the use of Amaze on local transactions will incur 1% fee or min. S$0.50 per transaction. This will not be worthwhile if your transaction value is below S$50. | |
Why pick this card
10X DBS Points (4 mpd) on all online spending (cap S$1,000/month).
ENDS 30 JUN 2026 · 13 DAYS LEFT
Direct (Citi)
40,000 Bonus Citi ThankYou Points
Requirements (tap to expand)
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$800 in the first 2 months of card approval
Valid till 30 Jun 2026
Via SingSaver
🎁 Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Galaxy Buds 4 Pro + S$150 eCapitaVoucher
Worth S$499
Wireless earbuds with HQ sound, active noise cancellation, and smart features for calls and media
S$380 Cash via PayNow
No bank details needed
Requirements (tap to expand)
- You qualify if: you have no Citibank credit card right now AND haven't cancelled any Citi credit card in the last 12 months
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Valid till 30 Jun 2026
Why pick this card
4 mpd on any online transaction + offline fashion & department stores. No minimum spend.
2. Kris+ Dining Spend
- Aside from the above-mentioned cards under “All Spend via Kris+”, you can also use these for dining spends via Kris+.
Examples: 1918 Heritage Bar, Jiang-Nan Chun Restaurant, JUMBO Seafood, Krispy Kreme, NOBU Singapore, One-Ninety Restaurant (Four Seasons)
Cashback:
Cashback Cards | Earn Rate & Cap | Merchant Category Codes (MCC) |
Maybank Family & Friends | 8% cashback, minimum spend of S$800 per calendar month, capped at S$25 per category (S$125 for 5 categories) | 5812, 5814 Grabfood, Foodpanda, Deliveroo |
Citi Cashback | 6% cashback, minimum spend of S$800 per statement month, capped at S$80 | 5811, 5812, 5814 |
OCBC 365 | 5% cashback, minimum spend of S$800/S$1,600, capped at S$80/S$160 | 5811, 5812, 5814 includes online food delivery |
ENDS 30 JUN 2026 · 13 DAYS LEFT
🎁 Exclusive Sign-up Gift
Only applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Valid till 30 Jun 2026
Requirements (tap to expand)
- Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
- Charge min. S$1,300 within the first 2 months of card approval
- Fill the Google Form after signing up
- Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Why pick this card
Up to 8% cashback on 5 chosen categories (from 10 options).
ENDS 30 JUN 2026 · 13 DAYS LEFT
Direct (Citi)
S$300 Cash Back
Requirements (tap to expand)
- Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
- Spend S$800 in the first 2 months of card approval
Valid till 30 Jun 2026
Via SingSaver
🎁 Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Galaxy Buds 4 Pro + S$150 eCapitaVoucher
Worth S$499
Wireless earbuds with HQ sound, active noise cancellation, and smart features for calls and media
S$380 Cash via PayNow
No bank details needed
Requirements (tap to expand)
- You qualify if: you have no Citibank credit card right now AND haven't cancelled any Citi credit card in the last 12 months
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Valid till 30 Jun 2026
Why pick this card
8% cashback on petrol & private commute, 6% on dining & groceries (S$800 min spend).
ENDS 30 JUN 2026 · 13 DAYS LEFT
🎁 Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries + styles in one pass
25,000 MaxMiles by HeyMax
Worth S$600 in travel value
Convert to airline miles or retail vouchers with HeyMax
Dyson V8 Cyclone Cordless Vacuum
Worth S$559
Cordless cleaning vacuum with strong suction
Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle
Worth S$529
S$400 Cash via PayNow
No bank details needed
Valid till 30 Jun 2026
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now, AND haven't cancelled any OCBC credit card in the last 12 months
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
6% petrol, 5% dining, 3% groceries etc. Stacks with OCBC 360 Account.
Miles:
Miles Cards | Earn Rate & Cap | Merchant Category Codes (MCC) |
UOB Lady | 4 miles per dollar capped at S$1,000/S$1,500 per calendar month; must choose Dining Category | 5811, 5812, 5814, 5499 |
HSBC Revolution | 4 miles per dollar, capped at S$1,000 per calendar month | 5811, 5812, 5813, 5441, 5462 |
UOB Preferred Visa | 4 miles per dollar, capped at S$1,110 | 5811, 5812, 5814, 5333, 5411, 5441, 5499, 8012, 9751 |
Why pick this card
4 mpd on your chosen category. Bonus 2-6 mpd when paired with UOB Lady's Savings Account.
ENDS 30 JUN 2026 · 13 DAYS LEFT
🎁 Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Galaxy Buds 4 Pro + S$160 eCapitaVoucher
Total worth S$509
Wireless earbuds with HQ sound, active noise cancellation, and smart features for calls and media
S$400 Cash
Worth S$400
via PayNow
Valid till 30 Jun 2026
Requirements (tap to expand)
- You qualify if: you have no HSBC credit card right now, AND haven't cancelled any HSBC credit card in the last 12 months
- Spend min. S$500 by the end of the month after you're approved. Example: approved in May → spend by 30 June.
- During the application, tick the box to receive marketing messages from HSBC. Don't unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
4 mpd on contactless, travel & online spend. Up to 8 mpd for HSBC EGA customers (S$50K ADB).
Currently hold a HSBC credit card issued over 12 months ago? Apply here → HSBC gives eligible existing cardholders S$50 cashback directly. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
Why pick this card
10X UNI$ (4 mpd) on contactless mobile wallet + online shopping/entertainment.
3. Kris+ Shopping Spend
- Aside from the above-mentioned cards under “All Spend via Kris+”, you can also use these cards for shopping spends via Kris+
Examples: Adidas, Birkenstock, GUESS, SK Jewellery, Smeg, Superdry, Xiaomi
Cashback:
Cashback Cards | Earn Rate & Cap | Merchant Category Codes (MCC) |
CIMB Visa Signature | 10% cashback, minimum spend of S$800, capped at S$100 per statement month (S$20 per category) | 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5731, 5311 |
Maybank Family & Friends | 8% cashback, minimum spend of S$800 per calendar month, capped at S$25 per category (S$125 for 5 categories) | 5611, 5262, 5309, 5310, 5311, 5331, 5399, 5621, 5631, 5641, 5651, 5661, 5691, 5699, 5948 |
ENDS 30 JUN 2026 · 13 DAYS LEFT
🎁 Tiered Stacked Rewards
Both tiers combine SingSaver cash + CIMB Reward
Samsonite Luggage
Retail S$1,150
Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage built for travel
S$50 Cash via PayNow
No bank details needed
Valid till 30 Jun 2026
Requirements (tap to expand)
- You qualify if: you have no CIMB credit card right now, AND haven't cancelled any CIMB credit card in the last 12 months
- For the CIMB reward (Samsonite Luggage), spend S$2,000 within 60 days of card approval
- For the additional reward (S$50), automatically qualified with the same S$2,000 spend — no extra spending required
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
10% cashback on online shopping, groceries, beauty & wellness, pet services and cruises (S$800 min spend).
ENDS 30 JUN 2026 · 13 DAYS LEFT
🎁 Exclusive Sign-up Gift
Only applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Valid till 30 Jun 2026
Requirements (tap to expand)
- Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
- Charge min. S$1,300 within the first 2 months of card approval
- Fill the Google Form after signing up
- Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Why pick this card
Up to 8% cashback on 5 chosen categories (from 10 options).
Miles:
Miles Cards | Earn Rate & Cap | Merchant Category Codes (MCC) |
UOB Lady | 4 miles per dollar capped at S$1,000/S$1,500 per calendar month; must choose Dining Category | 5311, 5611, 5621, 5631, 5651, 5655, 5661, 5691, 5699, 5948 |
HSBC Revolution | 4 miles per dollar, capped at S$1,000 per calendar month | 4816, 5045, 5262, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5732, 5733, 5734, 5735, 5912, 5942, 5944, 5945, 5946, 5947, 5948, 5949, 5964, 5965, 5966, 5967, 5968, 5969, 5970, 5992, 5999 |
OCBC Rewards | 4 miles per dollar, capped at S$1,100 per calendar month | 5309, 5311, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5941, 5948 |
UOB Preferred Visa | 4 miles per dollar, capped at S$1,100 | 4816, 5262, 5306, 5309, 5310, 5311, 5331, 5399, 5611, 5621, 5631, 5641, 5651, 5661, 5691, 5699, 5732-5735, 5912, 5942, 5944, 5945, 5946, 5947, 5948, 5949, 5964, 5965, 5966, 5967, 5968, 5969, 5970, 5992, 5999 |
Why pick this card
4 mpd on your chosen category. Bonus 2-6 mpd when paired with UOB Lady's Savings Account.
ENDS 30 JUN 2026 · 13 DAYS LEFT
🎁 Choose 1 Gift
Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Galaxy Buds 4 Pro + S$160 eCapitaVoucher
Total worth S$509
Wireless earbuds with HQ sound, active noise cancellation, and smart features for calls and media
S$400 Cash
Worth S$400
via PayNow
Valid till 30 Jun 2026
Requirements (tap to expand)
- You qualify if: you have no HSBC credit card right now, AND haven't cancelled any HSBC credit card in the last 12 months
- Spend min. S$500 by the end of the month after you're approved. Example: approved in May → spend by 30 June.
- During the application, tick the box to receive marketing messages from HSBC. Don't unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
4 mpd on contactless, travel & online spend. Up to 8 mpd for HSBC EGA customers (S$50K ADB).
Currently hold a HSBC credit card issued over 12 months ago? Apply here → HSBC gives eligible existing cardholders S$50 cashback directly. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
ENDS 30 JUN 2026 · 13 DAYS LEFT
🎁 Choose 1 Gift
Selection form emailed after application
50,000 OCBC$
Worth a round trip to Bali
Flexible reward points redeemable for air miles, hotel loyalty points, vouchers, or statement credits
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries + styles in one pass
25,000 MaxMiles by HeyMax
Worth S$600 in travel value
Convert to airline miles or retail vouchers with HeyMax
Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle
Worth S$529
S$400 Cash via PayNow
No bank details needed
Valid till 30 Jun 2026
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now, AND haven't cancelled any OCBC credit card in the last 12 months
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
6 mpd on Watsons, Lazada, Shopee, Taobao & Tiktok Shop (until 30 Jun 2026).
Why pick this card
10X UNI$ (4 mpd) on contactless mobile wallet + online shopping/entertainment.
Conclusion
Kris+ is a powerful way to earn extra KrisFlyer miles on everyday spending—especially when paired with the right credit card. By understanding how payments are processed and choosing cards that reward mobile wallet, online, or specific MCCs, you can double dip and unlock serious value from your dining and shopping habits. Just be mindful of card exclusions and make sure your setup qualifies for the bonus rewards!
💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
