car dashboard

Best Credit Cards for Petrol (2026 Edition)

For the average Singaporean driver, “filling up” has transitioned from a routine chore into a significant financial burden. As we navigate 2026, the global energy landscape remains fractured; with persistent supply chain disruptions and instability, petrol prices have climbed to unprecedented heights—now frequently exceeding S$3.30 per litre.

In this guide, we take a serious look at the credit card landscape. We aren’t just looking for “rewards”, we are identifying the specific tools that offer the highest “stackable” protection against the rise of fuel prices. By aligning the right card with the right station, you can still shave nearly a quarter off the posted board price, providing a necessary buffer in situations that we have today.

Petrol Apps with Credit Card Discounts

Here are the Best Credit Cards for Petrol:

For ALL Petrol Stations

These are generally the safe cards to use. 

Miles Cards

Card
Earn Rate
Minimum Spend / Spending Cap
Notes
UOB Lady
4 miles per dollar
No Min Spend; spending capped at S$1,000 per calendar month (For Classic) 
Must select Transport category

Cashback Cards

Card
Earn Rate
Minimum Spend
Cashback Cap
Sweet Spot Spend
Notes
Maybank Family & Friends
6% / 8% cashback
S$800 / S$1,600 per calendar month
capped at S$20 / S$30 per calendar month
S$333.33 / S$375
Automotive category
Citi Cashback
8% cashback
S$800 per statement month
capped at S$80 per statement month
S$1,000
Great for higher spend
OCBC 365
6% cashback
S$800 / S$1,600 per calendar month
capped at S$80 / S$160 per calendar month
S$1,333 / S$2,667
ENDS 31 MAY 2026 · 17 DAYS LEFT
Lady's Card
UOB Lady's Card
🎁 Sign-up Reward Selection form emailed after application
S$400 Cash via PayNow
No bank details needed
Valid till 31 May 2026
Requirements (tap to expand)
  • You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
  • This is a timed flash deal. Only the FIRST person to submit a valid application at 2PM or 10PM SGT wins the top reward. Everyone else who applies gets the standard gift (S$90 Cash via PayNow).
  • Spend min. S$500 within the first 30 days from card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
4 mpd on your chosen category. Bonus 2-6 mpd when paired with UOB Lady's Savings Account.
ENDS 31 MAY 2026 · 17 DAYS LEFT
Visa Signature Card
UOB Visa Signature Card
🎁 Sign-up Reward Selection form emailed after application
S$400 Cash via PayNow
No bank details needed
Valid till 31 May 2026
Requirements (tap to expand)
  • You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
  • This is a timed flash deal. Only the FIRST person to submit a valid application at 2PM or 10PM SGT wins the top reward. Everyone else who applies gets the standard gift (S$90 Cash via PayNow).
  • Spend min. S$500 within the first 30 days from card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
4 mpd on large contactless purchases + foreign currency spend + petrol. S$1,000 monthly min.
Preferred Visa
UOB Preferred Visa
Why pick this card
10X UNI$ (4 mpd) on contactless mobile wallet + online shopping/entertainment.
ENDS 30 JUN 2026 · 47 DAYS LEFT
Family & Friends Card
Maybank Family & Friends Card
🎁 Exclusive Sign-up Gift Only applicable for new-to-bank card applicants
Samsonite RESTACKD Spinner 68/25 EXP + 2 packing cubes
Worth S$520
Lightweight (3.3kg), expandable, matte scratch-resistant
Valid till 30 Jun 2026
Requirements (tap to expand)
  • ONLY APPLICABLE FOR NEW-TO-BANK CARD APPLICANTS
  • Apply for a new Maybank Credit Card (not applicable for Maybank XL cards)
  • Charge min. S$1,300 within the first 2 months of card approval
  • Fill the Google Form after signing up
  • Alternative: apply for CreditAble + a Maybank Credit Card, then charge min. S$1,200 within 2 months
Read full fine print →
Why pick this card
Up to 8% cashback on 5 chosen categories (from 10 options).
ENDING TODAY
Cash Back Card
Citi Cash Back Card
Direct (Citi)
S$300 Cash Back
S$300
Welcome Offer
Requirements (tap to expand)
  • Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
  • Spend S$800 in the first 2 months of card approval
Read full fine print →
Valid till 30 Jun 2026
Via SingSaver
🎁 Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Galaxy Buds 4 Pro + S$150 eCapitaVoucher
Worth S$499
Wireless earbuds with HQ sound, active noise cancellation, and smart features for calls and media
S$480 Cash via PayNow
No bank details needed
Requirements (tap to expand)
  • You qualify if: you have no Citibank credit card right now
  • Spend min. S$500 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Ends today
Why pick this card
8% cashback on petrol & private commute, 6% on dining & groceries (S$800 min spend).
ENDS 1 JUN 2026 · 18 DAYS LEFT
365 Card
OCBC 365 Card
🎁 Choose 1 Gift Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries + styles in one pass
25,000 MaxMiles by HeyMax
Worth S$600 in travel value
Convert to airline miles or retail vouchers with HeyMax
Dyson V8 Cyclone Cordless Vacuum
Worth S$559
Cordless cleaning vacuum with strong suction
Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle
Worth S$529
Wireless earbuds + shop at CapitaLand malls
S$400 Cash via PayNow
No bank details needed
💡 ⚡ Flash Deal (until 12 May 2026): First 4 eligible applicant at 2 PM SGT daily wins Dyson Digital Slim Fluffy (worthS$799). This is on top of the usual rewards!
Valid till 1 Jun 2026
Requirements (tap to expand)
  • You qualify if: you have no OCBC credit card right now
  • Spend min. S$400 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
6% petrol, 5% dining, 3% groceries etc. Stacks with OCBC 360 Account.

Best Credit Cards For Petrol Stations By Brand:

However, typically, different petrol stations brands have bank partnerships that enhance the typical rewards. Therefore, to get the best discounts, it is better to stick to one card with one brand. 

BEST CREDIT CARDS FOR ESSO:

esso smiles

Esso Smiles Card

The Esso Smiles Card users get 10% discount and additional 4% on Citi, DBS, and OCBC cards

Card
Earn Rate
Minimum Spend
Cashback Cap / Spending Cap
Sweet Spot Spend
Notes
DBS Esso
5% cashback
S$160 nett fuel spend/month
cashback capped at S$10
S$200
Up to 26.2% fuel savings
Citi Cashback
8% cashback
S$800 per statement month
cashback capped at S$80 per statement month
S$1,000
Up to 20.88% savings
OCBC 365
6% cashback
S$800 / S$1,600 per calendar month
cashback capped at S$80 / S$160 per calendar month
S$1,333 / S$2,667
Up to 29.5% fuel savings
DBS Woman's World Card
4 miles per dollar
No minimum spend
spending capped at  S$1,000 per calendar month
Up to 12% fuel discount & Upsized 3 miles per dollar (exclude credit card rewards) via Kris+ (till 30th June 2026)
Read "Best Cards For Kris+" list for more card options.
ENDING TODAY
Cash Back Card
Citi Cash Back Card
Direct (Citi)
S$300 Cash Back
S$300
Welcome Offer
Requirements (tap to expand)
  • Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
  • Spend S$800 in the first 2 months of card approval
Read full fine print →
Valid till 30 Jun 2026
Via SingSaver
🎁 Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Galaxy Buds 4 Pro + S$150 eCapitaVoucher
Worth S$499
Wireless earbuds with HQ sound, active noise cancellation, and smart features for calls and media
S$480 Cash via PayNow
No bank details needed
Requirements (tap to expand)
  • You qualify if: you have no Citibank credit card right now
  • Spend min. S$500 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Ends today
Why pick this card
8% cashback on petrol & private commute, 6% on dining & groceries (S$800 min spend).
ENDS 1 JUN 2026 · 18 DAYS LEFT
365 Card
OCBC 365 Card
🎁 Choose 1 Gift Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries + styles in one pass
25,000 MaxMiles by HeyMax
Worth S$600 in travel value
Convert to airline miles or retail vouchers with HeyMax
Dyson V8 Cyclone Cordless Vacuum
Worth S$559
Cordless cleaning vacuum with strong suction
Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle
Worth S$529
Wireless earbuds + shop at CapitaLand malls
S$400 Cash via PayNow
No bank details needed
💡 ⚡ Flash Deal (until 12 May 2026): First 4 eligible applicant at 2 PM SGT daily wins Dyson Digital Slim Fluffy (worthS$799). This is on top of the usual rewards!
Valid till 1 Jun 2026
Requirements (tap to expand)
  • You qualify if: you have no OCBC credit card right now
  • Spend min. S$400 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
6% petrol, 5% dining, 3% groceries etc. Stacks with OCBC 360 Account.
Woman's World Mastercard
DBS Woman's World Mastercard
Why pick this card
10X DBS Points (4 mpd) on all online spending (cap S$1,000/month).

BEST CREDIT CARDS FOR SHELL:

ShellGo+ App logo

Shell Go+ App

The Shell Go+ app allows users to pay for fuel directly at the pump via online payment, offering a standard 10% discount when using the app. Transactions made through the app are processed as online payments. Additional 7% discount is added to UOB One and UOB Reserve Card. Additional 4% discount is added to Citi, and all other UOB cards (except UOB Preferred Visa & UOB VS). 

Card
Earn Rate
Minimum Spend / Cap
Cashback Cap / Spending Cap
Sweet Spot Spend
Notes
UOB One
5% cashback (3.33% base + 1.67% Shell)
S$2,000 per month for 3 consecutive months
base cashback capped at S$200/qtr; extra 1.67% capped at S$120 per statement month
S$2,000
Up to 21.15% fuel savings; 5% only on Tier 3
Citi Cashback
8% cashback
S$800 per statement month 
cashback capped at S$80 per statement month
S$1,000
Up to 20.88% savings
UOB Lady’s
4 miles per dollar
No minimum spend
spending capped at S$1,000 per calendar month (For Classic) 
Up to 14% fuel savings + credit card miles
One Card
UOB One Card
Requirements (tap to expand)
  • You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
  • This is a timed flash deal. Only the FIRST person to submit a valid application at 2PM or 10PM SGT wins the top reward. Everyone else who applies gets the standard gift (S$90 Cash via PayNow).
  • Spend min. S$500 within the first 30 days from card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
3.33% base cashback + up to 6.67% bonus on Grab, Shopee, SP Utilities, McD & SimplyGo. Requires consecutive monthly spend.
ENDING TODAY
Cash Back Card
Citi Cash Back Card
Direct (Citi)
S$300 Cash Back
S$300
Welcome Offer
Requirements (tap to expand)
  • Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
  • Spend S$800 in the first 2 months of card approval
Read full fine print →
Valid till 30 Jun 2026
Via SingSaver
🎁 Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Galaxy Buds 4 Pro + S$150 eCapitaVoucher
Worth S$499
Wireless earbuds with HQ sound, active noise cancellation, and smart features for calls and media
S$480 Cash via PayNow
No bank details needed
Requirements (tap to expand)
  • You qualify if: you have no Citibank credit card right now
  • Spend min. S$500 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Ends today
Why pick this card
8% cashback on petrol & private commute, 6% on dining & groceries (S$800 min spend).
ENDS 31 MAY 2026 · 17 DAYS LEFT
Lady's Card
UOB Lady's Card
🎁 Sign-up Reward Selection form emailed after application
S$400 Cash via PayNow
No bank details needed
Valid till 31 May 2026
Requirements (tap to expand)
  • You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
  • This is a timed flash deal. Only the FIRST person to submit a valid application at 2PM or 10PM SGT wins the top reward. Everyone else who applies gets the standard gift (S$90 Cash via PayNow).
  • Spend min. S$500 within the first 30 days from card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
4 mpd on your chosen category. Bonus 2-6 mpd when paired with UOB Lady's Savings Account.

BEST CREDIT CARDS FOR SPC:

spc logo

SPC&U Card

SPC&U cardholders receives a 10% discount. Additional 5% for DBS and UOB cardholders. UOB Preferred Visa and UOB VS are excluded from rewards.

Card
Earn Rate
Minimum Spend / Cap
Cashback Cap / Spending Cap
Sweet Spot Spend
Notes
UOB One
3.33% cashback
S$600 / S$1,000 / S$2,000 per month for 3 consecutive months
cashback capped at S$60 / S$100 / S$200 per quarter
S$1.8K/S$3K/S$6K
Up to 22.66% fuel savings
POSB Everyday
6% rebates
No min spend
No cap
Up to 20.1% fuel savings
UOB Lady’s
3.6 miles per dollar, but no base miles at SPC
No min spend
spending capped at S$1,000 per calendar month (For Classic) 
Up to 15% discount excluding credit card miles
One Card
UOB One Card
Requirements (tap to expand)
  • You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
  • This is a timed flash deal. Only the FIRST person to submit a valid application at 2PM or 10PM SGT wins the top reward. Everyone else who applies gets the standard gift (S$90 Cash via PayNow).
  • Spend min. S$500 within the first 30 days from card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Why pick this card
3.33% base cashback + up to 6.67% bonus on Grab, Shopee, SP Utilities, McD & SimplyGo. Requires consecutive monthly spend.
ENDS 1 JUN 2026 · 18 DAYS LEFT
Everyday Card
POSB Everyday Card
🎁 Choose 1 Gift Selection form emailed after application
Dyson TP10
Retail S$599
Tower fan + air purifier
Galaxy Buds4 Pro + S$100 eCapitaVoucher
Worth S$449
Wireless earbuds + shop at CapitaLand malls
22,000 MaxMiles by HeyMax
Worth S$396
Convert to airline miles or retail vouchers with HeyMax
S$340 eCapitaVoucher
Shop at CapitaLand malls
S$300 Cash via PayNow
No bank details needed
Valid till 1 Jun 2026
Requirements (tap to expand)
  • You qualify if: you have no DBS/POSB credit card right now, AND haven't cancelled any DBS/POSB credit card in the last 12 months
  • Enter promo code SINGSAVER during application
  • Spend min. S$500 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
10% cashback on dining + food delivery (S$800 min). 5% at Sheng Siong (no min spend). Petrol savings at SPC.
ENDS 31 MAY 2026 · 17 DAYS LEFT
Lady's Card
UOB Lady's Card
🎁 Sign-up Reward Selection form emailed after application
S$400 Cash via PayNow
No bank details needed
Valid till 31 May 2026
Requirements (tap to expand)
  • You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
  • This is a timed flash deal. Only the FIRST person to submit a valid application at 2PM or 10PM SGT wins the top reward. Everyone else who applies gets the standard gift (S$90 Cash via PayNow).
  • Spend min. S$500 within the first 30 days from card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
4 mpd on your chosen category. Bonus 2-6 mpd when paired with UOB Lady's Savings Account.

BEST CREDIT CARDS FOR CALTEX:

caltexgo app logo

CaltexGo App

The CaltexGo app (available on Android and iOS) enables users to pay for fuel directly at the pump, offering a default 14% discount when using any Visa or Mastercard credit or debit card. When paying via the app, your transaction is considered as an online transaction. Additional 3% discount is added to Citi cardholders, HSBC Live+, HSBC Visa Platinum, HSBC Premier. Additional 2% discount for all other HSBC Cards, 2% for Standard Chartered, 2% on OCBC cards for all other grades.

Card
Earn Rate
Minimum Spend / Cap
Cashback Cap
Sweet Spot Spend
Notes
Maybank Family & Friends
6% / 8% cashback
S$800 / S$1,600 per calendar month
cashback capped at S$20/S$30 per calendar month
S$333.3 / S$375
Up to 26.45% fuel savings with Diamond Sky Fuel Card (must pay indoors; not with CaltexGo app)
Citi Cashback
8% cashback
S$800 per statement month
cashback capped at S$80 per statement month
S$1,000
Up to 23.64% fuel savings
HSBC Live+
5% cashback
S$600 per calendar month
cashback capped at S$250/qtr
S$3,125/qtr
Up to 21.15% fuel savings
OCBC 365
6% cashback
S$800 / S$1,600 per calendar month
cashback capped at S$80 / S$160 per calendar month
S$1,333 / S$2,667
Up to 22.92% fuel savings on Techron fuel;

Up to 20.92% on Plat 98,

Up to 18.92% on all other grades.

ENDING TODAY
Cash Back Card
Citi Cash Back Card
Direct (Citi)
S$300 Cash Back
S$300
Welcome Offer
Requirements (tap to expand)
  • Eligible for new main Citi Cardmembers only (no existing Citi card, no Citi card closed in the past 12 months)
  • Spend S$800 in the first 2 months of card approval
Read full fine print →
Valid till 30 Jun 2026
Via SingSaver
🎁 Choose 1 Gift
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Galaxy Buds 4 Pro + S$150 eCapitaVoucher
Worth S$499
Wireless earbuds with HQ sound, active noise cancellation, and smart features for calls and media
S$480 Cash via PayNow
No bank details needed
Requirements (tap to expand)
  • You qualify if: you have no Citibank credit card right now
  • Spend min. S$500 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Ends today
Why pick this card
8% cashback on petrol & private commute, 6% on dining & groceries (S$800 min spend).
ENDS 1 JUN 2026 · 18 DAYS LEFT
Live+ Credit Card
HSBC Live+ Credit Card
🎁 Choose 1 Gift Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
25,000 Max Miles by Heymax
Worth S$600+
Earns you miles redeemable for flights, hotels, and perks
Dyson V8 Cyclone Vacuum Cleaner
Worth S$559
Cordless cleaning vacuum with strong suction
Xiaomi Smart Filtered Water Dispenser Pro + S$100 eCapitaVoucher Bundle
Total worth S$469
Smart water dispenser with built-in filtration and instant hot/cold water + app control features
Valid till 1 Jun 2026
Requirements (tap to expand)
  • You qualify if: you have no HSBC credit card right now, AND haven't cancelled any HSBC credit card in the last 12 months
  • Spend min. S$500 by the end of the month after you're approved. Example: approved in May → spend by 30 June.
  • During the application, tick the box to receive marketing messages from HSBC. Don't unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
Up to 8% cashback on dining, shopping & fuel.
Currently hold a HSBC credit card issued over 12 months ago? Apply here → HSBC gives eligible existing cardholders S$50 cashback directly. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
ENDS 1 JUN 2026 · 18 DAYS LEFT
365 Card
OCBC 365 Card
🎁 Choose 1 Gift Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries + styles in one pass
25,000 MaxMiles by HeyMax
Worth S$600 in travel value
Convert to airline miles or retail vouchers with HeyMax
Dyson V8 Cyclone Cordless Vacuum
Worth S$559
Cordless cleaning vacuum with strong suction
Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle
Worth S$529
Wireless earbuds + shop at CapitaLand malls
S$400 Cash via PayNow
No bank details needed
💡 ⚡ Flash Deal (until 12 May 2026): First 4 eligible applicant at 2 PM SGT daily wins Dyson Digital Slim Fluffy (worthS$799). This is on top of the usual rewards!
Valid till 1 Jun 2026
Requirements (tap to expand)
  • You qualify if: you have no OCBC credit card right now
  • Spend min. S$400 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
6% petrol, 5% dining, 3% groceries etc. Stacks with OCBC 360 Account.

BEST CREDIT CARDS FOR SINOPEC:

They run limited time promotions and release news via their Facebook page.

Card
Earn Rate
Minimum Spend
Cashback Cap / Spending Cap
Sweet Spot Spend
Notes
OCBC 365
6% cashback
S$800 / S$1,600 per calendar month
cashback capped at S$80 / S$160 per calendar month
S$1,333 / S$2,667
Up to 29% fuel savings (exclude credit card rewards)
Maybank Family & Friends
6% / 8% cashback
S$800 / S$1,600 per calendar month
cashback capped at S$20/S$30 per calendar month
S$333.33 / S$375
Up to 29% fuel savings (exclude credit card rewards)
UOB Visa Signature
4 miles per dollar
S$1,000 per statement month
spending capped at S$1,200 per statement month
Up to 29% fuel savings (exclude credit card rewards); only for petrol and contactless spends
UOB Preferred Visa
4 miles per dollar
No minimum spend
spending capped at S$600 each for contactless and online spend per calendar month
Up to 29% fuel savings (exclude credit card rewards); only for contactless spends
ENDS 1 JUN 2026 · 18 DAYS LEFT
365 Card
OCBC 365 Card
🎁 Choose 1 Gift Selection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries + styles in one pass
25,000 MaxMiles by HeyMax
Worth S$600 in travel value
Convert to airline miles or retail vouchers with HeyMax
Dyson V8 Cyclone Cordless Vacuum
Worth S$559
Cordless cleaning vacuum with strong suction
Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle
Worth S$529
Wireless earbuds + shop at CapitaLand malls
S$400 Cash via PayNow
No bank details needed
💡 ⚡ Flash Deal (until 12 May 2026): First 4 eligible applicant at 2 PM SGT daily wins Dyson Digital Slim Fluffy (worthS$799). This is on top of the usual rewards!
Valid till 1 Jun 2026
Requirements (tap to expand)
  • You qualify if: you have no OCBC credit card right now
  • Spend min. S$400 within 30 days of card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
6% petrol, 5% dining, 3% groceries etc. Stacks with OCBC 360 Account.
ENDS 31 MAY 2026 · 17 DAYS LEFT
Visa Signature Card
UOB Visa Signature Card
🎁 Sign-up Reward Selection form emailed after application
S$400 Cash via PayNow
No bank details needed
Valid till 31 May 2026
Requirements (tap to expand)
  • You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
  • This is a timed flash deal. Only the FIRST person to submit a valid application at 2PM or 10PM SGT wins the top reward. Everyone else who applies gets the standard gift (S$90 Cash via PayNow).
  • Spend min. S$500 within the first 30 days from card approval
  • SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Read full fine print →
Why pick this card
4 mpd on large contactless purchases + foreign currency spend + petrol. S$1,000 monthly min.
Conclusion:

Rising fuel prices in 2026 have made filling up a major expense for Singaporean drivers, but the right credit card strategy can provide real relief. By carefully matching cards to your preferred petrol stations, you can stack cashback, miles, and discounts to cut costs by up to a quarter.

From all-purpose cashback and miles cards to station-specific options for Esso, Shell, SPC, Caltex, and Sinopec, smart card selection transforms fuel spending from a financial burden into a manageable, even rewarding, routine. Planning your spend around these ensures you get the maximum benefit every month, helping you stay ahead in an unpredictable energy landscape.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

author avatar
lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Prestige Card
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4 mpd on any online transaction + offline fashion & department stores. No minimum spend.

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INFINITY Cashback Card
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Flat 1.6% unlimited cashback. Stacks with OCBC 360 Account.

🎁 Choose 1 Gift

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📅 Valid till 1 Jun 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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