With November’s latest credit card promotions now live, there are some pretty attractive sign-up rewards worth checking out.
Several banks are offering gifts worth up to S$799, including Dyson appliances, Max Miles, cash rewards and shopping vouchers. OCBC stands out this month with the lowest minimum spend requirement, while Citi and HSBC offer a wider selection of high-value gifts.
I’ve compared the latest credit card sign-up deals based on their reward value, minimum spending requirements and promotional validity. Here’s my ranking of the best offers to consider this November.
OCBC — Best Overall Deal
ENDS 30 NOV 2026 · 25 DAYS LEFT
OCBC4 cards
Choose 1 GiftSelection form emailed after application
Dyson Airstrait
Retail S$799
An all-in-one hair straightener that dries and straightens hair using powerful airflow with no hot plates.
Dyson V8 Cyclone cordless vacuum
Worth S$559
A lightweight cordless vacuum with powerful suction for everyday whole-home cleaning.
25,000 MaxMiles by HeyMax
Worth S$450 in travel value
Convert to airline miles or retail vouchers with HeyMax
S$420 Shopee Voucher
Worth S$420
extra savings on your next Shopee purchase
S$300 Cash via PayNow + S$100 Grab Voucher Bundle
Worth S$400
No bank details needed
Requirements (tap to expand)
- You qualify if: you have no OCBC credit card right now, AND haven't cancelled any OCBC credit card in the last 12 months
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Choose your card
Valid till 30 Nov 2026
Why I Like It
- One of the highest reward values available (up to S$799)
- Lowest spending requirement among the top offers (S$400)
- Straightforward qualification within 30 days
- Good selection of rewards, including Dyson appliances, Max Miles, Shopee vouchers and PayNow cash.
- Selected cards can stack with the OCBC 360 Account, giving you additional upside beyond the sign-up gift
How To Choose
- 365 — 6% on petrol, 5% on dining and 3% on groceries and transport, but needs at least S$800 a month in spend (cap S$80). The everyday all-rounder, and it pairs with the OCBC 360 Account.
- INFINITY — a flat 1.6% unlimited cashback on everything, including overseas spend, with no cap and no minimum. Set-and-forget if you don’t want to track categories.
- 90°N — 1.3 miles per dollar local and 2.1 mpd overseas, no cap, no minimum, and the miles never expire.
- Rewards — 4 miles per dollar on fashion, department stores and platforms like Lazada, Shopee, Taobao and TikTok Shop (cap roughly S$1,100 of spend a month). Best if your spend is concentrated on online shopping.
Citi — Strong All-Round Option
ENDS 30 NOV 2026 · 25 DAYS LEFT
Citi6 cards
Via SingSaver
Choose 1 GiftSelection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Dyson V8 Cyclone cordless vacuum
Worth S$559
25,000 Max Miles by HeyMax
Worth S$450
at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
Beats 360 Over-Ear Headphones
Worth S$429
S$400 Cash via PayNow
Choose your card
Valid till 30 Nov 2026
Direct
Want a different reward? Apply via Citi Direct below — note: not stackable with the SingSaver gift above (choose one).
Prestige CardSeparate offer — different reward & rules
Requirements (tap to expand)
- Must spend S$14,000 within 2 months from card approval date
Valid till 30 Nov 2026
Why I Like It
- One of the highest reward values available this month, with the Dyson Airstrait worth S$799.
- Multiple gift choices, including two Dyson appliances, an Insta360 camera, Max Miles and PayNow cash.
- A reasonable S$500 minimum spending requirement.
- More time to complete the qualifying spend, as you have until the end of the calendar month after your account is opened.
- Wide range of eligible cards covering miles, cashback and everyday spending
How To Choose
- Rewards — 4 mpd on online shopping and department stores (plus online groceries, food delivery and ride-hailing), capped at S$1,000 of spend a month, with no minimum spend. The standout for online spenders.
- PremierMiles — 1.2 mpd local and 2.2 mpd overseas, no cap, no minimum, plus 2 free airport lounge access yearly. The simple flat-rate miles card for travellers.
- Cash Back — 8% on petrol and ride-hailing, 6% on dining and groceries, but needs S$800 a month in spend (cap S$80). For households with large dining and grocery spend.
- Cash Back+ — a flat 1.6% unlimited with no minimum and no cap. The effortless option if you don’t want categories.
- SMRT — 5% on groceries, online shopping, transport and rides, unlocked at just S$500 a month with no monthly cap (only an annual one). Good for lower spenders.
- Prestige — 1.3 mpd local and 2.0 mpd overseas, but the real draw is the 4th Night Free on hotel stays. The annual fee is S$651.82 and generally not waivable, so it only makes sense for frequent hotel bookers.
HSBC - High Value Rewards
ENDS 10 NOV 2026 · 5 DAYS LEFT
HSBC4 cards
Choose 1 GiftSelection form emailed after application
Dyson Airstrait™ Straightener
Retail S$799
Hair straightener that dries and smooths hair at the same time
Dyson Clean+Wash Hygiene hard floor cleaner
Worth S$729
vacuums, washes and removes wet and dry messes in one go
Insta360 X4 Air Standard Bundle
Worth S$489
lightweight 360° action camera that captures immersive 8K video and stunning photos
26,000 Max Miles by Heymax
Worth S$468
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$450 Cash
Worth S$450
via PayNow
Requirements (tap to expand)
- You qualify if: you have no HSBC credit card right now, AND haven't cancelled any HSBC credit card in the last 12 months
- Activate your card and spend min. S$500 in qualifying posted retail purchases by the end of the calendar month after your card account is opened.
- During the application, tick the box to receive marketing messages from HSBC. Don't unsubscribe until your gift arrives — if you do, HSBC can cancel the reward.
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days after applying for the card to claim your gift, or you'll lose it.
- Qualifying spend excludes foreign exchange and quasi-cash transactions; payments to financial institutions, brokerages and money-transfer services (including CardUp and iPayMy); prepaid card, voucher and e-wallet top-ups or credit purchases; AXS and ATM transactions; instalment amounts and certain instalment-plan purchases; balance transfers, cash advances, bank fees and charges; and unposted, cancelled, disputed or refunded transactions. See the linked terms for the full exclusions.
- Keep your card account in good standing until the reward is awarded. HSBC may forfeit or recover the reward if the card is closed or suspended before fulfilment, or if you cancel it within 12 months of account opening.
- You can receive only one gift across eligible HSBC cards in this promotion. This promotion cannot be combined with other offers unless the terms expressly allow it.
Choose your card
Revolution Credit Card, Live+ Credit Card, Advance Credit Card — Currently hold a HSBC credit card issued over 12 months ago? HSBC gives eligible existing cardholders S$50 cashback directly with an eligible spend of S$500. Please complete the Rewards Redemption Form sent to your email so your application is properly recorded.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
TravelOne Credit Card — Currently hold a HSBC credit card issued over 12 months ago? Eligible existing HSBC cardholders can receive 50,000 HSBC Reward points (equivalent to 20,000 miles at the 25,000:10,000 Asia Miles conversion rate) under HSBC’s separate bank offer. Provide marketing consent when applying and keep it valid until the reward is credited, pay the S$196.20 annual fee (including GST; non-waivable), and spend at least S$1,000 in qualifying transactions from card account opening until the end of the following month. Your most recent principal HSBC credit card must have been issued more than 12 months ago, with no HSBC credit card cancelled in the past 12 months. Keep the card in good standing until the reward is credited. HSBC may forfeit or recover the reward if the card is closed, terminated or suspended before fulfilment, or cancelled within 12 months of opening. Apply and obtain approval within the deadlines in HSBC’s current promotion terms. This is separate from the SingSaver new-cardholder offer.
If you cancelled a HSBC credit card in the past 12 months, you don't qualify for either reward.
Valid till 10 Nov 2026
Why I Like It
- One of the highest reward values available this month, with the Dyson Airstrait worth S$799.
- Multiple gift choices, including two Dyson appliances, an Insta360 camera, Max Miles and PayNow cash.
- A reasonable S$500 minimum spending requirement.
- More time to complete the qualifying spend, as you have until the end of the calendar month after your account is opened.
How To Choose
- Live+ — up to 8% cashback on dining, shopping and entertainment, but capped at S$250 per quarter and you need to spend at least S$600 a month to unlock it. Best if you have steady dining and shopping spend.
- Revolution — 4 mpd (miles per dollar) on local online and contactless spend on selected MCCs, capped at S$1,000 a month, with no minimum spend and no annual fee.
- TravelOne — 1.2 mpd local and 2.4 mpd on foreign currency, so it’s the one to pick if you spend overseas. Plan to use up the 4 free airport lounge passes yearly.
- Advance — a flat 1.5% on everything (2.5% if you spend over S$2,000 a month), capped at S$70 a month. Simple cashback, best if you already bank with HSBC.
UOB - Fastest Fingers First
ENDS 30 NOV 2026 · 25 DAYS LEFT
UOB7 cards
Choose 1 GiftSelection form emailed after application
S$80 Cash
worth S$80
via PayNow
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Choose your card
Valid till 30 Nov 2026
Why I Like It
- Potential to receive S$400 cash via PayNow instead of the usual S$80.
- Daily opportunities to secure the higher-value reward.
- Reasonable S$500 minimum spending requirement.
- Multiple eligible UOB cards covering cashback, miles and everyday spending.
Fastest Fingers First: only the first three eligible applicants at 2PM daily can claim the S$400 reward. If you miss out, you’ll receive the standard S$80 cash reward instead.
How to Choose
- One — up to 10% cashback on selected everyday spending; requires S$600 monthly spend and 10 transactions.
- Lady’s Card — up to 10 mpd on your chosen bonus category with the UOB Lady’s Savings Account; otherwise up to 4 mpd.
- Visa Signature — up to 4 mpd on eligible overseas, petrol and contactless spend; requires S$1,000 per statement period.
- EVOL — up to 10% cashback on selected online and contactless spending; good for digital and everyday spend.
- Absolute Cashback — 1.7% unlimited cashback, with no minimum spend or cashback cap; simplest cashback option.
- KrisFlyer — up to 3 mpd on Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago; ideal for KrisFlyer earners.
- PRVI Miles — 1.4 mpd local, 2.4 mpd overseas, and up to 3 mpd in selected Southeast Asian countries; strong all-round travel card.
DBS/POSB - Rare Deal
ENDS 15 NOV 2026 · 10 DAYS LEFT
DBS/POSB4 cards
Choose 1 GiftSelection form emailed after application
Dyson Cool™ AM07 Tower Fan
Worth S$499
powerful airflow, quiet operation and bladeless design for comfortable cooling
Apple Homeview
Worth S$399
smart home monitoring solution that lets users conveniently view and manage connected home devices
22,000 Max Miles by HeyMax
Worth S$396
Earns you miles redeemable for flights, hotels, and perks · at HeyMax's published FlyAnywhere rate of 1.8 cents per mile
S$350 Shopee Voucher
Worth S$350
extra savings on your next Shopee purchase
S$320 Cash
Worth S$320
via PayNow
Requirements (tap to expand)
- You qualify if: you have no DBS/POSB credit card right now, AND haven't cancelled any DBS/POSB credit card in the last 12 months
- Enter promo code SINGSAVER during application
- Spend min. S$500 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Choose your card
Valid till 15 Nov 2026
No sign-up promo right now.
Why I Like It
- Gift options include the Dyson AM07 Tower Fan worth S$499.
- A reasonable S$500 minimum spending requirement.
- Multiple reward choices, including Max Miles, Shopee vouchers and PayNow cash.
- A good range of cards covering miles, cashback and everyday spending.
How To Choose
- yuu — up to 18% cashback or 10 mpd at partner merchants like Cold Storage, Giant and Foodpanda, but you need S$800 a month across at least four yuu merchants.
- Altitude — a flat 1.3 mpd local and 2.2 mpd overseas, no cap, no minimum.
- Live Fresh — up to 6% on online shopping and transport, needs S$800 a month. For online shoppers who reliably hit the spend.
- POSB Everyday — The broad everyday card for bills and household spend.
Quick Comparison Table
| Bank | Max Reward | Min Spend | Qualifying Period | Notes |
|---|---|---|---|---|
| OCBC | S$799 | S$400 | 30 days | Lowest spending requirement. Selected cards unlock the Dyson V8 gift option. |
| Citi | S$799 | S$500 | 30 days | Widest card variety across miles, cashback and shopping categories. |
| HSBC | S$799 | S$500 | End of following calendar month | TravelOne: S$196.20 annual fee payable. Must opt in to marketing messages. Includes Insta360 X4 Air Standard Bundle as new reward option |
| UOB | S$400 | S$500 | 30 days | S$80 guaranteed, with daily 2PM flash deals for higher-value rewards. |
| DBS | S$499 | S$500 | 30 days | Enter promo code SINGSAVER during application. Includes Apple Homeview as new reward option |
Bottom Line
For the best overall credit card sign-up deal in November 2026, OCBC takes the lead with gifts worth up to S$799 and the lowest minimum spending requirement of just S$400. You also have until 30 November to apply, making it one of the more attractive offers this month.
Citi is a strong alternative, offering the same maximum reward value of S$799, with a good selection of gifts covering Dyson appliances, headphones, Max Miles and cash.
If you’re after high-value gifts, HSBC is worth considering, especially with its Dyson Airstrait and Clean+Wash options.
UOB is worth a shot if you like cash rewards, particularly if you can secure the S$400 PayNow flash deal at 2PM. Just remember that only three (3) eligible applicants can claim it daily.
Finally, DBS/POSB offers a decent range of gifts, including the Dyson tower fan, Apple Homeview and Max Miles, although its maximum reward value is lower than the other banks
💳 Credit cards change their T&Cs every so often and it’s difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates.
