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Citiplus Interest Booster Account

What the Card is about:

Earn up to 2.8% upsized interest of 4.0% p.a. with the Citi Interest Booster Account and enjoy up to 2% cash back with the Citi Cash Back+ Mastercard®, if you are a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account

 

Key Benefits:

  • Enjoy up to 2% cash back with the Citi Cash Back+ Mastercard®, if you are a Citi Plus customer who is the Primary Account Holder of a Citi Interest Booster Account
  • Level up your financial literacy with wealth insights and bite-sized personal finance education content
  • Access to stocks, investment funds, FX and a wide range of other financial solutions, so you can invest easily, anytime and anywhere, with the Citi Mobile App
  • Achieve your goals and protect yourself from life’s uncertainties with insurance solutions built around you and your changing needs
  • 0.2% p.a. bonus interest earned on savings is only applicable on the incremental account balance

Pair with Citi Cashback+ for higher interest:

Citi Cashback+ Card cardface

Citi Cashback+ Card

Earn 1.6% cashback on general spend

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Advance Credit Card
HSBCAdvance Credit Card

1.5%–2.5% unlimited cashback on all spend.

🎁 Choose 1 Gift

  • Dyson Airstrait™ Straightener
  • 25,000 Max Miles by Heymax
  • Dyson V8 Cyclone Vacuum Cleaner
  • Galaxy Buds 4 Pro + S$160 eCapitaVoucher
  • S$400 Cash
Apply Now →
📅 Valid till 30 Jun 2026
TravelOne Credit Card
HSBCTravelOne Credit Card

4 free DragonPass airport lounge passes yearly.

🎁 Choose 1 Gift

  • Dyson Airstrait™ Straightener
  • 25,000 Max Miles by Heymax
  • Dyson V8 Cyclone Vacuum Cleaner
  • Galaxy Buds 4 Pro + S$160 eCapitaVoucher
  • S$400 Cash
Apply Now →
📅 Valid till 30 Jun 2026
Journey Credit Card
Standard CharteredJourney Credit Card

Up to 3 mpd on online transport, food delivery & groceries. 2 free Priority Pass lounge visits yearly.

🎁 Choose 1 Gift

  • Samsonite Straren Spinner 67/24
  • Samsung Galaxy Buds4 Pro
  • 12,000 Max Miles by HeyMax
  • S$180 Cash via PayNow
Earn extra KrisFlyer miles from SCB directly — on top of the SingSaver gift above. The amount depends on which Apply button you choose:
Fee Waiver → 20,000 KrisFlyer miles (spend S$800 within 60 days)
Fee Paying (S$196.20 annual fee) → 30,000 KrisFlyer miles (spend S$800 within 60 days)
Apply Now →
📅 Valid till 30 Jun 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

🎁 25 deals

Citi Cashback+ Card

Option 1: Direct Bank Promotion

  • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
  • Valid til 4 May 2026
  • Read Terms and Conditions here

 

Option 2: Singsaver Promotion

  • Get 22,000 HeyMax Miles (worth S$396) or Dyson Airstrait™ straightener (worth S$799) or Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth $499) or S$450 Grab Voucher or S$420 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
  • Valid until 12 April 2026
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

Citi Cashback+ Card

  • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
  • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

 

Annual Fee
  • S$196.20 (incl. 9% GST)

 

Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)

 

When/How is Cashback Credited
  • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review