• Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
• Valid from from 01 July to 31 July 2025
• Available for New HSBC Cardholders
  
  • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

• Read Terms and Conditions here
• Must fulfill spending requirement to receive gift confirmation
• Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

• Get S$50 cashback when you spend S$500 by the end of the following month
• Valid until 31 August 2025
• Available for Existing HSBC Cardholders
  • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
  • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
• Read Terms and Conditions here
• Must provide marketing consent to HSBC
• This gift will be fulfilled directly by HSBC

• Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month
• The categories include:
  • Department Stores and Retail Stores
  • Dining (excluding hotel dining)
  • Transportation & Membership Clubs
  • Travel-Related (until 31 October 2025 only)
• You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
• The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
• Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 October 2025. 

Special hack: 

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

Transfer Partners

• Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

Know what this card is best for:

• Best Cards for Flights
• Best Cards for Ride Hailing Apps
• Best Cards for Online Shopping
• Best Cards with No Min Spend
• Best Cards for Electronics

Terms and Conditions

Read Full Review

NIL

• Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
• Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
• No minimum monthly spending required
• Spending Cap:

• • Classic Card: S$1,000
  • Solitaire & Above Card: S$2,000 (wef 1 August 2025, this will be revised to S$1,500. Also, there will be a S$750 spending cap per category)

Depending on what your planned usage is, you can change the categories every quarter. 

Annual Fee

• S$196.20 (incl. GST), waived for first year

Income Requirement

• S$30,000 (locals/PRs); S$40,000 (foreigners)

Points Expiry

• They expire 2 years after the final day of each periodic quarter in which they were earned

Know what this cards is best for

• Best Cards for Ride-Hailing/Taxi: Choose Transport
• Best Cards for Flights: Choose Travel
• Best Cards for Hotels: Choose Travel
• Best Cards for Online Shopping on Taobao & Lazada (not Shopee): Choose Fashion

Terms and Conditions

Read Full Review