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5% cashback on big online purchases (up to S$12,000/year). No monthly cap.
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4th Night Free hotel + complimentary limo rides + 12 Priority Pass lounges yearly. S$120k income, S$651.82 annual fee.

8% cashback on petrol & private commute, 6% on dining & groceries (S$800 min spend).
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Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.