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Earn Up to 12 Miles per Dollar at KrisShop This 11.11 — Here’s Everything You Need to Know

From 6 to 12 November 2025, KrisShop is running its “11.11 Double Miles Dash” promotion — offering you up to 12 KrisFlyer miles per S$1 spent, depending on your shopping method and KrisFlyer membership tier. The total of 12 miles per dollar includes miles earned from your credit card spend, which will be covered below.

Here’s a complete breakdown of how the promotion works, how to maximize your miles, and what fine print you need to know.

Promotion Period

06 November 2025 to 12 November 2025 (11:59)

All eligible purchases made during this period on krisshop.com, or the Kris+ mobile app will qualify for the Double Miles Dash bonus.

What the Promo Is About

The “Double Miles Dash” is KrisShop’s annual 11.11 shopping event that doubles your KrisFlyer miles earn rate for a limited time.

Every KrisShopper tier — from regular members to Ambassadors — gets 2× the usual earn rate, letting you rack up miles much faster than usual.

That means if you’re an Icon or Ambassador, your earn rate can go as high as 12 or even 16 miles per S$2 spent (via the Kris+ app).

This promotion stacks on top of the base earn rate you already get from KrisShop, making it one of the best mileage-earning events of the year.

How Many Miles You Can Earn

Your earn rate depends on two things:

  1. Where you shop — KrisShop.com (direct) or Kris+ app (indirect)
  2. Your KrisShopper membership tier (This is separate membership, not your KrisFlyer membership)

 

A. When You Shop on KrisShop.com

Tier
Base Earn
Double Miles Bonus
Total Earn Rate
Non-member
1.5 mpd
+1.5 mpd
3 mpd
Member
2 mpd
+2 mpd
4 mpd
Insider
2.5 mpd
+2.5 mpd
5 mpd
Icon
3 mpd
+3 mpd
6 mpd
Ambassador
4 mpd
+4 mpd
8 mpd

Example: If you’re an Icon-tier member spending S$200, you’ll earn 1,200 miles instead of the usual 600.

 

B. When You Shop via the Kris+ Mobile App

On the Kris+ app, KrisShop awards miles based on S$2 increments.

Tier
Base Earn (per S$2)
Double Miles Bonus
Total Miles (per S$2)
Total Miles (per S$1)
Member
4 miles
+4 miles
8 miles
4 miles
Insider
5 miles
+5 miles
10 miles
5 miles
Icon
6 miles
+6 miles
12 miles
6 miles
Ambassador
8 miles
+8 miles
16 miles
8 miles

Don’t have a Kris+ account yet?

Receive 500 miles free when you download Kris+ app and use code “Y066895”. In addition, there is also a stackable deal on Kris+ app that is giving S$18 rebate with 2 transactions of S$100 min spend each with Mastercard credit/debit card (Limited to the first 4,000 users who register for challenge on Kris+ app).

Should You Use KrisShop or Kris+?

Whether you go for KrisShop or Kris+, you should at least aim for Member tier by signing up for KrisShop membership or Kris+ membership, which is free, to earn at least 4 miles per dollar.

Here are the key differences between KrisShop.com and Kris+:

Feature
KrisShop.com (Direct Purchase)
KrisShop via Kris+ App
Miles Earned
KrisFlyer miles
KrisPay miles
Transferability
Miles are credited directly as KrisFlyer miles.
KrisPay miles are credited into your Kris+ account, then it must be transferred to your KrisFlyer account within 21 days of earning them.
   
You can simplify this by choosing Auto-transfer: Open the Kris+ app and go to your Wallet. Tap on Transfer to KrisFlyer. Tap the toggle next to Auto-transfer to KrisFlyer to enable it.
Calculation Basis
Miles are earned for every S$1 spent.
Regular miles are earned for every S$2 spent.
Effective Earn Rate
The effective earn rate remains the same (with potential minor rounding difference)
The effective earn rate remains the same (with potential minor rounding difference)
Stackable Promotion
S$18 rebate with 2 transactions of S$100 min spend each with Mastercard credit/debit card (Limited to the first 4,000 users who register for challenge on Kris+ app)
Delivery options
Purchases can be delivered via local and international home delivery or via inflight delivery (pre-order to be collected on your Singapore Airlines or Scoot flight)
Purchases can be delivered via local and international home delivery. Pre-order for in-flight delivery is not available
PPS discounts
PPS members enjoy a 10% discount when shopping directly on KrisShop.com
PPS Club members receive no additional benefits when shopping via Kris+

Cap on Bonus Miles

There’s a 10,000 bonus miles cap per KrisShopper account for the entire promo period.

That means once you’ve earned 10,000 bonus miles (the doubled portion), you’ll revert to your normal earn rate for the rest of your transactions during the campaign.

In short: You can still earn regular miles after the cap, but not the extra “double” portion.

Important Terms and Exclusions

Here’s what you need to keep in mind before checking out:

  • Eligible Purchases: Only applies to products sold on KrisShop.com or via the Kris+ app during the promo period.
  • Payment Method: Bonus miles apply only to the cash portion of your payment (after discounts).
  • Exclusions:
    • Gift cards (e.g. KrisShop e-gift cards) are not eligible.
    • Shipping fees and taxes are excluded from the calculation.
    • Any amount paid using KrisFlyer miles or KrisPay miles won’t earn bonus miles for that portion.
  • Refunds: Returned or refunded orders may lead to KrisShop clawing back bonus miles.
  • Miles Crediting: The Regular Base Miles should be credited within 5 business days after the transaction. The 11.11 Double Miles Dash Bonus Miles will be credited significantly later, specifically within 12 weeks after the promotion ends, which is by 4th February 2026

Best Credit Cards to Use for KrisShop Purchases

To fully maximize the KrisShop 11.11 Double Miles Dash, pairing it with the right credit card can dramatically boost your total earn rate— helping you earn up to 12 miles per dollar!

When you make a purchase through the Kris+ app, your transaction codes under MCC 5309: Duty Free Stores.

This category is eligible for bonus miles on several cards, allowing you to stack your KrisShop miles with your credit card’s accelerated earn rates.

However, not all cards treat in-app or mobile wallet transactions the same way — so it’s important to know which ones work and which don’t.

 

Here are some of the best cards to use:

Miles Cards: 

Credit Card
Earn Rate
Where to Use
Key Notes / Conditions
DBS Woman’s World Card
4 miles per dollar 
KrisShop.com/ Kris+ app
Qualifies for online spend. Cap: S$1,000 per calendar month. 
OCBC Rewards Card
4 miles per dollar 
KrisShop.comKris+ app
Earns on retail shopping categories including Duty Free Stores (MCC 5309). Cap: S$1,110 per calendar month
Citi Rewards Card
4 miles per dollar 
KrisShop.com only
Earns for online retail transactions. Do not use on Kris+ app — Citi excludes all in-app and mobile wallet payments from bonus points. Cap: S$1,000 per statement month.
UOB Lady’s / Lady’s Solitaire Card
4 miles per dollar 
KrisShop.comKris+ app
Must select “Travel” as your bonus category (MCC 5309 qualifies). Cap: S$1,000 (Classic) or S$750 (Solitaire) per month
HSBC Revolution Card
4 miles per dollar 
KrisShop.comKris+ app
Works for both online and contactless spend. MCC 5309 (Duty Free Stores) is eligible. Cap: S$1,500 per calendar month.
UOB Krisflyer
Uncapped 3 miles per dollar
KrisShop.comKris+ app
Uncapped 3 miles per dollar.
UOB Preferred Platinum Visa
4 miles per dollar 
KrisShop.comKris+ app
Works for online spend Cap: S$600 per calendar month.

Cashback Cards:

Sweet spot is defined as the amount of spending per month by which cashback is maximised.

Credit Card
Earn Rate
Where to Use
Key Notes / Conditions
UOB Evol Card
10% cashback
KrisShop.com/ Kris+ app
Online and Mobile Contactless Min Spend: S$800 Max Cashback: S$30 per statement month for online spends (Sweet Spot: S$300)
HSBC Live+ Card
5% cashback
KrisShop.comKris+ app
Under Shopping Merchant Min Spend: S$600 per calendar month in a quarter Max Cashback: S$250 per quarter (Sweet Spot: S$3,125)
Maybank Family & Friends Card
8% cashback
KrisShop.comKris+ app
choose “online shopping” for 5 of your chosen category Min Spend: S$800 per calendar month Max Cashback: SS$25 per category (Sweet Spot: S$312.50)
OCBC Frank Credit Card
8% cashback
KrisShop.comKris+ app
Min Spend: S$800 Max Cashback: S$25 per month (Sweet Spot: S$312.50)
Citi SMRT
5% cashback
KrisShop.comKris+ app
Min Spend: S$500 per statement month Max Cashback: S$600 per year (Sweet Spot: S$12,000 per year)

How to Maximize This Promo

Here’s how to make the most out of this limited event:

  1. If you use the Kris+ app, leverage on the sign up bonus + stackable promotion on Mastercard credit cards. Use KrisShop (app is better) if you want to collect your purchase pre-flight or if you are a PPS member.
  2. Combine with a good earning credit card. Pay with a card that can absorb the full value of your purchase.
  3. Avoid using miles or vouchers for payment — those don’t count toward the bonus.

So if you purchase a phone or an electronic (eg. a Dji mini 3 pro drone) at Member tier, for the S$1,027 purchase, you will receive 1,027 x 4 = 4,018 miles on top of 4,108 miles on a card like OCBC Rewards.

Total Miles = 4,108 miles (OCBC) + 4,108 miles (KrisShop/Kris+) = 8,216 miles (effective earn rate = 8 miles per dollar!)

This rate increases up to 12 miles per dollar, depending on your KrisShop membership tier.

Conclusion:

The KrisShop 11.11 Double Miles Dash is one of the best opportunities to earn a burst of KrisFlyer miles. With up to 12 miles per dollar (considering credit card rewards), this is effectively double the speed at which you can rack up flight rewards, upgrades, or shopping vouchers. Just keep the 10,000-bonus-mile cap and the exclusions in mind, and you’ll easily get the most out of this week-long promotion.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 31, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 31, 2026

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

ocbc infinity

OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 31, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 31, 2026

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or AirPods Pro 3 + S$40 eCapitaVoucher Bundle or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2026

Citi Rewards Card

Option 1: Direct Bank Promotion

  • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
  • Valid til 4 May 2026
  • Read Terms and Conditions here
  •  

Option 2: Singsaver Promotion

FLASH DEAL:

  • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
    • Blind Box 1: Ultimate Tech Vault
    • Blind Box 2: Home Luxe Edit
    • Blind Box 3: Pro Gamer Arena

 

USUAL REWARDS:

  • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
  • Valid until 31 March 2026
  • Promotion is valid for new to bank credit card holders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
  •  

Citi Rewards Card

  • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
  • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
  • Pro tip: Pair this card to Amaze for Overseas Offline Spending
  • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)
  • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
    This is on top of 4 miles per dollar on Citi Rewards + Amaze.

 

Annual Fee
  • S$194.40 (First year waived)

 

Income Requirement
  • S$30,000 (locals/PRs); S$42,000 (foreigners)

 

Points Expiry
  • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

 

Transfer Partners
  • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

Citi PremierMiles Card

Option 1: Direct Bank Promotion

      • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

       

      Citi PremierMiles Card

      • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

      • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

      • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

       

      Annual Fee
      • S$196.20, waived for the first year

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      Points Expiry
      • The Citi Miles never expire

       

      Transfer Partners
      • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      Citi SMRT Card

      Option 1: Direct Bank Promotion

      • Get S$400 cashback when you spend S$800 within 2 months from card approval
      • Valid til 28 February 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or Dji Osmo Action 5 Pro Standard Combo (worth S$489) or S$420 Cash via PayNow or S$450 eCapitaVoucher upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi SMRT Card

      • Earn 5% cashback on groceries, online shopping, taxi rides (including private hire operators) and SimplyGo. This card is best used for those who need to make big purchases online may it be per month or in a single transaction because of its high spending cap in a year! Although you can use it on SimplyGo rides, it would not be practical to use it unless you are sure that you can hit S$500 monthly minimum spend.

      • This has a minimum spend of S$500 per month and spending cap of $12,000 per year, cashback is capped at 600SMRT$ per year, giving you $600 cashback – Since every S$1 spent gives you 1 SMRT$

      • Earn 0.3% cashback on other retail spend island-wide

       

      Annual Fee
      • S$196.20, (First two years waived)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      When is Cashback Credited
      • SMRT$ will be calculated on the amount of qualifying spend made on a monthly basis. The accumulation of SMRT$ shall be specified in your monthly statement of account.

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      Citi Cashback+ Card

      Option 1: Direct Bank Promotion

      • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi Cashback+ Card

      • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
      • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

       

      Annual Fee
      • S$196.20 (incl. 9% GST)

       

      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)

       

      When/How is Cashback Credited
      • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

       

      Citi Cashback Card

      Option 1: Direct Bank Promotion

      • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
      • Valid til 4 May 2026
      • Read Terms and Conditions here

       

      Option 2: Singsaver Promotion

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 25,000 HeyMax Miles (worth S$600) or Dyson Airstrait™ straightener (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth $389) or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2026
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      Citi Cashback Card

      • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
      • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
      • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
      • Get 0.2% base cashback for other spends

      Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

       
      Annual Fee
      • S$196.20 (incl. 9% GST), first year waived
       
      Income Requirement
      • S$30,000 (locals/PRs); S$42,000 (foreigners)
       
      When is Cashback Credited
      • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
       
      Know what this card is best for:

      Terms and Conditions

      Read Full Review

      HSBC Live+ Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid until 31 March 2026
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

       

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 05 March 2026
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Live+ Card

      • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
      • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

      Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

       

      Annual Fee
      • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

       

      Income Requirement

      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             
      When is Cashback Credited
      • It will be credited within 2 months, after the end of each calendar quarter.

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      HSBC Advance Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid until 31 March 2026
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 05 March 2026
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Advance Card

      • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
      • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
       
      Annual Fee
      • S$196.20, first year waived
       
      Income Requirement
      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             
       
      When is Cashback Credited
      • It will appear on your card statement and be credited to your account before the end of the next calendar month.
       
      Know what this card is best for:

      Terms and Conditions

      Read Full Review

      HSBC Revolution Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid until 31 March 2026
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

       

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 05 March 2026
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Revolution Card

      • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
      • The categories include:
        • Department Stores and Retail Stores
        • Dining (excluding hotel dining)
        • Transportation & Membership Clubs
        • Travel-Related 
      • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
      • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
      • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

       

      Special hack: 

      Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

      If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

       

      Annual Fee
      • None

       

      Income Requirement

      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             

      Points Expiry
      • 37-month period, starting from the month after the month in which the points were acquired

       
      Transfer Partners
      • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      ocbc infinity

      OCBC Infinity Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

      • Valid until 31 March 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!
      ocbc infinity

      OCBC Infinity Card

      • Get 1.6% cashback on all of your purchases, whether they are transacted local, online, in stores, and overseas with no minimum monthly spending required and no maximum spending cap
      Annual Fee
      • S$196.20 (first year waived)
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)
       
      When is Cashback Credited
      • Cashback will be automatically credited to your OCBC Infinity card account by the end of the following calendar month. Cashback will be automatically offset against that month’s billed amount.

       

      Terms and Conditions

      Read Full Review

      OCBC Rewards Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get 50,000 OCBC$ (worth a round trip to Bali) or 25,000 HeyMax Miles (worth $600) or Dyson Airstrait (worth S$799) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

      • Valid until 31 March 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      OCBC Rewards Card

      • Earn 6 miles per dollar on Watsons, Lazada, Shopee (except Shopee Pay transactions), Tiktok Shop, and Taobao (until 31 March 2026). Capped at S$1,000 per calendar month
      • Earn 4 miles per dollar on Eligible Online and Offline Spends, capped at S$1,110 per calendar month
      • Pair with Amaze for converting offline overseas retail spending to earn 4 miles per dollar

       

      Annual Fee
      • S$196.20 (including GST), waived for the first 2 years

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      Points Expiry
      • OCBC$ expires every 2 years and can pool across cards that earn OCBC$, but not with OCBC’s other rewards currencies (Travel$, VOYAGE Miles) – This means if you have other OCBC$ earning cards (eg. OCBC Rewards Blue and Pink), you can transfer the miles together from both card at one shot with a single transfer fee.

       

      Know what this card is best for

       

      Terms and Conditions

      Read Full Review

      OCBC 90N Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

      USUAL REWARDS:

      • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow or 20,000 90°N Miles (worth a round trip to Bali) when you S$400 within 30 days from card approval

      • Valid until 31 March 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      OCBC 90N Card

      • Earn 1.3 miles per dollar on local spend (6.5 miles per S$5) and 2.1 miles per dollar on overseas spend (10.5 miles per S$5) with no minimum monthly spending required
      • Best used on Agoda bookings to earn 7 miles per dollar on this designated website www.agoda.com/90n
      • Utilize the complimentary 3x 1GB 5-Day global data roaming by Flexiroam per calendar year exclusively for the mastercard version + 15% discount on all subsequent Flexiroam data plans
      • Best used with Cardup to pay for insurance, mortgage, renovation, etc
       
      Annual Fee
      • S$196.20 (including GST), waived for the first year
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)
       
      Points Expiry
      • No expiry
       
      Transfer Partners
      • Krisflyer, Air France, British Airways, Cathay Pacific, United Mileage Plus; Accor Live Limitless, IHG One Rewards, Marriot Bonvoy, Etihad Guest
       
      Know what this card is best for

      Terms and Conditions

      Read Full Review

      OCBC 365 Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena

       

      USUAL REWARDS:

      • Get Dyson Airstrait (worth S$799) or 25,000 HeyMax Miles (worth $600) or AirPods Pro 3 + S$40 eCapitaVoucher Bundle (worth S$389) or S$370 Cash via PayNow when you S$400 within 30 days from card approval

      • Valid until 31 March 2026

      • Valid for New-to-Bank Cardholders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!

      OCBC 365 Card

      • Earn 6% cashback on Petrol, 5% cashback on Dining, and 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities.
      • This has 2 tiers of spend requirement and cap respectively:
        • Tier 1: S$800;S$80
        • Tier 2: S$1,600; S$160
      • Best paired with OCBC 360 Savings Account as it offers the highest ROI with a minimum spend of S$800 on your first S$100,000 when you credit your salary, make purchases with an eligible OCBC credit card, and save regularly.
       
      Annual Fee
      • S$196.20 (including GST), waived for the first 2 years. 
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners
       
      How is Cashback Credited
      • Cashback will be automatically offset against the month’s billed amount
       
      Know what this card is best for

      Terms and Conditions

      Read Full Review

      dbs yuu new cardface

      DBS yuu Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena


      USUAL REWARDS:

      • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
      • Valid for New to DBS/POSB Customers only
      • Valid until 31 March 2026
      • Read Terms and Conditions here
      DBS Yuu Cardfdace

      DBS yuu Card

      • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

      • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

      • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

      • yuu Points awarded can only be tracked on yuu Rewards app

        • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

      • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

       

      Annual Fee
      • S$196.20, first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      When are the DBS Points credited
      • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
       
      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      DBS Altitude Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena


      USUAL REWARDS:

      • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
      • Valid for New to DBS/POSB Customers only
      • Valid until 31 March 2026
      • Read Terms and Conditions here

      DBS Altitude Card

      • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
      • This comes with two complimentary lounge passes per 12-month membership period

       

      Annual Fee
      • S$196.20 (inclusive of GST), first year waived

       

      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)

       

      Points Expiry
      • No expiry

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review

      DBS Live Fresh Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena


      USUAL REWARDS:

      • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
      • Valid for New to DBS/POSB Customers only
      • Valid until 31 March 2026
      • Read Terms and Conditions here

      DBS Live Fresh Card

      • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
       
      Annual Fee
      • S$196.20 (including GST), waived for the first year
       
      Income Requirement
      • S$30,000 (locals/PRs); S$45,000 (foreigners)
       
      When is Cashback Credited
      • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
      • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

      Terms and Conditions

      Read Full Review

      POSB Everyday Card

      FLASH DEAL:

      • Get a chance to open a blind box and get one of the rewards inside. This is on top of the usual rewards:
        • Blind Box 1: Ultimate Tech Vault
        • Blind Box 2: Home Luxe Edit
        • Blind Box 3: Pro Gamer Arena


      USUAL REWARDS:

      • Get S$340 eCapitaVoucher or 21K HeyMax Miles (worth S$320) or Apple Airpods Pro 3 (worth S$349) or Samsonite STRAREN SPINNER 67/24 (worth S$600) S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$100 + have a valid DBS PayLah! account within 30 days from card approval 
      • Valid for New to DBS/POSB Customers only
      • Valid until 31 March 2026
      • Read Terms and Conditions here

      POSB Everyday Card

      S$800 Minimum Spend:

      • 10% cash rebates on online food delivery from foodpanda and Deliveroo
      • 3% cash rebates on other dining spends
      • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
      • 5% cash rebates on Online Shopping at selected merchants
      • up to 3% cash rebates on Telco Bills
      • 8% cash rebates at Popular Bookstores

      No Minimum Spend:

      • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
      • 5% cash rebates on Sheng Siong
      • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
      • up to 3% cash rebates on utility bills with selected electricity retailers

       

      Annual Fee

      S$196.20 (incl. of GST), waived for the first year.

       

      Income Requirement

      S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

       

      Where do I redeem my Daily$

      You can redeem you Daily$ using various options:

        • Instants Daily$ redemption:
          • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
        • DBS PayLah!
          • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
        • Digibank Online
          • Offset your credit card bills or redeem Krisflyer miles. Find out more here
        • Participating Merchants’ Website or Mobile App
          • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
            • DBS Apple Rewards Store
            • Shopee
            • Zalora
            • AXS

       

      Know what this card is best for

       

       

      Terms and Condition

      Full Review