UOB is kicking off January 2026 with a limited-time credit card promotion that offers instant rewards and a lucky draw on top of it. Depending on when you apply, you could walk away with a GoPro Hero 13, S$60 cash, and even stand a chance to win the latest iPhone 17 (256GB).
Flash Deal: GoPro Hero 13 for the First 135 Applicants
1. GoPro Hero 13 (worth S$590)
- Must be among the first 135 successful new-to-bank applicants
- Minimum spend of S$1,500 within the first month from approval
2. S$60 Cash
- from the 136th new-to-bank applicant onwards
Minimum spend: S$1,500 within the first month from approval
Promotion Period: Valid from 2 January until 31 January 2026 (Promo may end early!)
A new-to-bank cardholder is defined as someone who does not currently hold a UOB credit card, has not cancelled or closed any UOB credit card in the past six months, and has no other UOB credit card applications pending at the time of application.
There’s no way to tell if you’re among the first 135 successful applicants, because applicants must also complete the qualifying spend. If some people apply but fail to meet the qualifying spend, their spots may still open up for others.
Bonus: Lucky Draw to Win an iPhone 17 256GB (worth S$1,299)
On top of the guaranteed rewards above, every eligible applicant will automatically be entered into a lucky draw.
Lucky Draw Details
- 12 winners will be selected
- Each winner receives an iPhone 17 (256GB)
Each eligible applicant gets one lucky draw chance, regardless of when they apply. Winners will be selected based on new-to-cardholders, ensuring everyone has an equal shot, whether you applied early or later in the campaign.
Participating UOB Credit Cards
This promotion applies to applications for the following UOB cards:
- UOB ONE Card
- UOB PRVI Visa Card (make sure to apply for VISA only)
- UOB EVOL Card
- UOB Visa Signature Card
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
Requirements (tap to expand)
- You qualify if: you have no UOB credit card right now, AND haven't cancelled any UOB credit card in the last 12 months
- Spend min. S$500 within the first 30 days from card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you'll lose it.
How to Fulfill Qualifying Spend?
Generally, transactions such as insurance payments, AXS bills, and e-wallet top-ups are excluded. To maximise your chances of earning the reward, focus on eligible retail spending instead—such as purchasing supermarket vouchers or offering to pay for group meals—and avoid transactions that typically fall under the exclusions list.
Conclusion
The best way to maximise this UOB promo is to apply early and plan your spending. The GoPro Hero 13 is clearly the most valuable reward, so getting in within the first 135 new-to-bank applicants and meeting the S$1,500 spend with regular expenses gives you the highest payoff. If you miss out, the S$60 cash still provides guaranteed value, and you’ll still have an equal chance at the iPhone 17 lucky draw, since winners are chosen among new-to-cardholders. In short, early application unlocks the best reward, while later applications still come with a decent upside.
