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Guess & Win a Luxury Trip to Finland — Cash Equivalent + Guaranteed Rewards with GXS Bank

From 1 April to 30 June 2025, GXS Bank is running a 3-month promotion featuring a new dream destination each month. For June, the spotlight is on Finland — and you stand to win the cash equivalent of a luxury trip, along with bonus Grab and Singtel perks, plus guaranteed cash rewards.

Extra Perks for New GXS Savings Account Customers

Sign up for a GXS Savings Account during the promotion period and enjoy:

  • 3X GrabRewards Points on eligible Grab spend (Transport, Food, Mart, and Express)

    • Conditions:
      • Apply between 1 April and 30 June 2025
      • Link your GXS Savings Account as the payment method in the Grab app
  • Free Singtel CAST App Subscriptions worth up to S$59

    • Amazon Prime: Free for 60 days (usual S$4.99/month)
    • Viu Premium: Free for 90 days (usual S$8.98/month)
    • Wall Street Journal Digital: Free for 60 days (usual S$3.00/month)
    • McAfee Triple Protect: Free for 60 days (usual S$8.04/month, up to 2 devices)

Use Code When You Apply: AUDR190

“Pocket is Right” — How It Works

“Pocket is Right” is GXS Bank’s monthly guessing game. Participants guess the price of a 4-day, 3-night luxury trip for two to Finland, inclusive of flights, accommodation, and experiences.

  • The two closest guesses win the cash equivalent of the trip
  • All qualifying participants receive a sure-win cash reward

 

Eligibility:

  • New and Existing GXS Savings Account customer
  • Are at least 18 years old and a Singapore resident
  • Have a verified Singpass account to open a GXS Savings Account.

 

Promo Mechanics:

  • Guess the price of a 4-day, 3-night luxury trip for two to Finland including flights, stays, and experiences
  • There will only be two winners, those who guessed closest to the amount

 

How to Enter:
  1. Download the GXS Bank app
  2. Open a GXS Savings Account here with code “AUDR190“ (if you haven’t already).
  3. Create a new Saving Pocket and name it “Finland”.
  4. Deposit your guess amount using fresh funds between 1–30 June 2025.
  5. You can adjust your amount anytime until the end of June.
  6. Keep your money in the Pocket until 30 July 2025.
  7. Follow @gxsbank on Instagram or TikTok for additional clues.
  8. Winners will be notified on 30 July 2025.

You’re allowed up to 8 entries — just create up to 8 Saving Pockets, each named “Finland.”

“Fresh Funds” are new deposits not transferred from any GXS Savings Account (Main Account, Saving Pocket, or Boost Pocket). For this campaign, they refer to the increase in your total GXS Savings Account balance compared to the balance on 31 March 2025.

What You Can Win:

Grand Prize (2 Winners – Closest Guesses of the Amount)

  • Cash Equivalent of the Trip
  • Up to S$50 Travel Cover Voucher by Grab
  • S$50 off Singtel Roam Package

 

Guaranteed Cash Reward (All Qualifying Participants)

  • Get up to S$20 Cash
    • Deposit a minimum of S$2,000 into your Saving Pocket (named “Finland”)
    • Hold the amount until 30 July 2025.
    • Receive S$1 to S$20 as a guaranteed reward (randomly generated by their system)
    • One reward per customer
    • Rewards will be credited by the end of the holding period
    • This is on top of the interest earned on your Saving Pocket

  • What counts as your guess?

    Your net deposits (minus withdrawals) into the “Finland” Pocket between 1–30 June 2025. Your guess is locked in on 30 June, based on the day-end balance, excluding interest.

  • Can I change my guess?

    Yes! You can update your guess anytime during the guess period by depositing or withdrawing from your “Finland” Pocket.

  • How many guesses can I make?

    Up to 8 guesses per month—just create up to 8 separate Saving Pockets, each named “Finland”.

  • When will winners be announced?

    On 30 July 2025, through email or the GXS app.

  • What happens if multiple people guess the same amount?

    If there’s a tie, the earlier guess wins (based on timestamp of balance lock-in).

  • What happens to my funds after the campaign?

    You can withdraw them anytime after the hold period ends (from 31 July onwards).

 How Much To Put In?

According to my ChatGPT research, a 8D7N winter tour package to FInland/Norway would likely cost around S$8-S$9K. Since this is a 4D3N tour, I made a calculated guess below this range. I thought it is a fun campaign and who knows, maybe one of us will win some money to go for a winter holiday.

Use Code When You Apply: AUDR190
Final Thoughts

From now until 30 June 2025, GXS Bank is running a campaign where participants can guess the cost of a luxury trip to Finland for a chance to win its cash equivalent. Open to new and GXS Savings Account holders, the game allows up to 8 guesses using separate Saving Pockets, with prizes awarded to the two closest guesses. Whether or not you win the grand prize, those who fulfill the requirements receives a guaranteed up to S$20 cash reward, plus, bonus rewards for new applicants!

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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HSBC Revolution

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Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

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Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

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DBS Live Fresh Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
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DBS Live Fresh Card

  • Earn 6% cashback on shopping and transport when you spend S$800 per calendar month
 
Annual Fee
  • S$196.20 (including GST), waived for the first year
 
Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)
 
When is Cashback Credited
  • Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
  • Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

Terms and Conditions

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DBS yuu Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
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DBS yuu Card

  • Enjoy base award of 10 yuu points per dollar spent (equivalent to 5% rebates or 2.78 miles per dollar) at yuu merchants with no minimum spend and no cap

  • Enjoy additional bonus award of 26 yuu points per dollar spent (equivalent to 13% rebates or 7.22 miles per dollar) at yuu merchants when you hit S$800 total qualified spend in a calendar month, capped at 28,800 points per calendar month. This means the spending cap for the bonus earn rate is at S$800. 

  • Earn 0.5 yuu point per dollar spent (equivalent to 0.25% rebates or 0.14 miles per dollar) at all other non-yuu merchants

  • yuu Points awarded can only be tracked on yuu Rewards app

    • Use my referral code (KWMLISBL) when you sign up on the app to receive 2,000 yuu points.

  • AMEX version offers special discounts like 30% off hotel reservations, free trials on PressReader, and 15% off Bloomingdale’s.

 

Annual Fee
  • S$196.20, first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

When are the DBS Points credited
  • This usually credits when the transaction posted, usually takes 24 hrs or in some, it could take 2-3 days.
 
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DBS Altitude Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
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  • Valid from 26 December 2025 – 12 January 02 February 2026
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DBS Altitude Card

  • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
  • This comes with two complimentary lounge passes per 12-month membership period

 

Annual Fee
  • S$196.20 (inclusive of GST), first year waived

 

Income Requirement
  • S$30,000 (locals/PRs); S$45,000 (foreigners)

 

Points Expiry
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POSB Everyday Card

  • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
  • Valid for New to DBS/POSB Customers only
  • Valid from 26 December 2025 – 12 January 02 February 2026
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POSB Everyday Card

S$800 Minimum Spend:

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  • 3% cash rebates on other dining spends
  • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
  • 5% cash rebates on Online Shopping at selected merchants
  • up to 3% cash rebates on Telco Bills
  • 8% cash rebates at Popular Bookstores

No Minimum Spend:

  • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
  • 5% cash rebates on Sheng Siong
  • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
  • up to 3% cash rebates on utility bills with selected electricity retailers

 

Annual Fee

S$196.20 (incl. of GST), waived for the first year.

 

Income Requirement

S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

 

Where do I redeem my Daily$

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    • Digibank Online
      • Offset your credit card bills or redeem Krisflyer miles. Find out more here
    • Participating Merchants’ Website or Mobile App
      • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
        • DBS Apple Rewards Store
        • Shopee
        • Zalora
        • AXS

 

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UOB One Card

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
  • Remaining applicants will get S$60 Cash via PayNow 
  • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
    • only 12 winners will be chosen
    • all applicants have a chance to the lucky draw
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  • Valid from 02 – 31 January 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB One Card

  • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

    • Base cashback:
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    • Additional cashback (capped at S$120 per statement month):
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      • Grocery (MCC 5411): 2.67% – only for Tier 2
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    • Additional cashback (capped at S$120 per statement month):
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      • Grocery (MCC 5411): 4.67%

Tier 1
Tier 2
Tier 3
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S$600
S$1,000
S$2,000
Minimum Transaction Count
10
10
10
Base Cashback per quarter
3.33% (S$60 cashback)
3.33% (S$100 cashback)
3.33% (S$200 cashback)
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5%
5%
6.67%
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2.67%
4.67%
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up to 8.33%
up to 8.33%
up to 10%
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  • Earn 4.33% cashback on Singapore Power utilities bills

 

Annual Fee
  • S$196.20, waived for the first year

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

When Cashback is Credited
  • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

 

Know what this card is best for:

 

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UOB PRVI Card

FOR VISA CARD ONLY:

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
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  • Valid from 02 – 31 January 2026
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  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB PRVI Card

  • Earn 1.4 miles per dollar for local spending
  • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
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      • Thai Baht
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  • One-way Airport Transfer Service for AMEX Version only
  • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

 

Annual Fee
  • S$261.60, first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
Points Expiry
  • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

 

Know what this card is best for

 

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UOB Evol Card

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
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  • Valid from 02 – 31 January 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB Evol Card

  • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
  • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
  • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
  • 0.3% cashback for all other spends
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  • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
    • S$30 – online & mobile contactless
    • S$20 – selected gym, telco, and streaming services
    • S$20 – all overseas foreign currency spend
    • S$30 – other spends
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  • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (Foreigners
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Terms and Conditions

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UOB Visa Signature

  • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
  • Remaining applicants will get S$60 Cash via PayNow 
  • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
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    • all applicants have a chance to the lucky draw
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  • Valid from 02 – 31 January 2026
  • Read Terms and Conditions here
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  • Remember to check for SingSaver email and complete the registration to secure your reward!
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UOB Visa Signature

    • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
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      • Until 1 August 2025 Statement:
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    Annual Fee
    • S$218 first year waived

     

    Income Requirement
    • S$50,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

     

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