Starting 16 October 2025, Standard Chartered has introduced updated promotional mechanics for all credit card campaigns. Whether you’re applying for your first SC credit card or looking to maximise your rewards, it’s important to understand these new qualification steps to ensure you don’t miss out on your benefits.
How to Qualify for Rewards
To be eligible for promotional rewards under the new guidelines, applicants must meet two main requirements:
1. Apply for a Standard Chartered Credit Card and Meet the Minimum Spend
You must successfully apply for the respective Standard Chartered credit card and achieve the required minimum spend amount within the qualifying period stated in the campaign terms.
2. Apply for One of the Following Standard Chartered Products
In addition to your credit card application, you’ll need to apply for one of the following Standard Chartered financial products within 60 days from your card approval date.
a. EasyPay
Convert your retail purchases into instalments through EasyPay.
- Make at least 3 retail transactions, each S$150 or more.
- Choose a tenure of at least 12 months.
- Apply for EasyPay within 60 days from your credit card approval date.
b. Bonus$aver Account
Open a Standard Chartered Bonus$aver Account to enjoy both rewards and higher interest.
- Make a minimum initial deposit of S$3,000.
- Ensure the account is opened within 60 days from your card approval date.
c. CashOne Personal Loan
Enjoy flexible financing through a CashOne Personal Loan.
- Minimum approved loan amount: S$1,000.
- Minimum tenure: 12 months.
- Apply and get approved within 60 days from your card approval date.
d. Credit Card Funds Transfer (CCFT)
Transfer outstanding balances and enjoy lower interest rates with a Credit Card Funds Transfer.
- Minimum loan amount: S$1,000.
- Minimum tenure: 3 months.
- Apply and get approved within 60 days from your card approval date.
Recommended Choice: Standard Chartered Bonus$aver Account
- Among all the available options, the Bonus$aver Account stands out as the most rewarding and practical choice. Beyond helping you meet the campaign’s product requirement, it also lets you earn up to 5.5% p.a. interest, one of the highest rates in Singapore right now. You can easily unlock this rate by crediting your salary, spending on your SC credit card, or purchasing eligible insurance or investments. Check more of the details on the post below!
DBF6F- Visit the SC Bonus$aver page and apply online
- Enter referral code DBF6F when prompted
- Deposit min S$50,000 fresh funds into the Bonus$aver account
- Maintain that balance until the end of the following month to receive extra S$30 cashback + S$168 cash
Tips to Maximise Your Rewards
- Mark your calendar: Complete all applications and spending requirements within the 60-day window.
- Choose strategically: Select the product that best fits your lifestyle or financial goals.
- Track your spending: Ensure you hit the minimum spend early to avoid missing the deadline.
Conclusion:
With the new Standard Chartered promotional mechanics, earning rewards now comes with a few extra steps. It’s no longer just about applying for a credit card and meeting the spend — you’ll also need to pair your card with another Standard Chartered product to qualify. While this adds an extra layer of effort, it also gives you the chance to explore more of what the bank offers. If you’re planning to apply, make sure to review the new conditions carefully and complete all requirements within the 60-day window to secure your rewards.
