HSBC Everyday Global Account February and March 2024 Promotion

UPDATE: HSBC is giving an exclusive LUNAR NEW YEAR EGA BONUS PROMOTION on February and March 2024— Earn up to 4.6% p.a on fresh funds + up to S$888 Hongbaos

How to Earn the 4.6% p.a:

  • 3.55% p.a. Everyday Global Account Bonus Interest
  • 0.05% p.a. Everyday Global Account’s prevailing interest rate
  • 1% p.a when you complete Everyday+ Rewards Programme

Plus, get one S$8 lucky Hongbao for every S$50,000 you save! 


Step 1: Register by sending an SMS to 74722 with the format below from February 1 – 29, 2024

  • EGA<space>First 9-digit of the Everyday Global Account number (e.g. EGA 123456789)


Step 2: Top-Up— means you must increase your deposits from January 2024’s day-end balance

  • Example Illustration on Top Up:
Month Day-End Balance
31 January 2024 (Reference month) S$50,000
10 February 2024 S$150,000
Top-up amount: S$100,000

Bonus Interest will be paid to qualified customers on their incremental average daily balance for the months of February and March 2024 after they successfully register in this promotion.

Prevailing Interest Rate Bonus Interest Rate Total Interest Rate on Incremental ADB
0.05% p.a. 3.55% p.a 3.60% p.a.


Step 3: In addition to the Bonus Interest, you can receive up to S$888 Hongbaos:

a. Lucky Hongbao of S$8 for every S$50,000 Top-Up, and

b. Bonus Hongbao at Top-Up amounts of S$300,000, S$500,000 and S$2,000,000

Top-Up Amount Lucky Hongbao Amount Bonus Hongbao Amount Total Hongbao Amount
S$300,000 S$48 S$40 S$88
S$500,000 S$80 S$108 S$188
S$2,000,000 S$320 S$568 S$888

*Must top-Up the respective amounts by February 10, 2024 and maintain the funds in the Eligible Account till March 31, 2024.


Step 4: Complete Everyday+ Rewards Programme

  • Additional 1.00% p.a. when you qualify for the HSBC Everyday+ Rewards Program
  • Perform a minimum 5 eligible transactions with HSBC card or funds transfer to a non-HSBC account within the same calendar month

Check out the Terms and Conditions here


Important Notes:

  • Where do they base the interests?
Interest Reference Month
0.05% base interest N/A
3.55% p.a. bonus interest from this promo January 2024’s average daily balance
Bonus Hongbaos 31st January 2024’s day-end balance
1% p.a. interest from completing HSBC Everyday+ programme contrasted with the previous month’s average daily balance


  • The 1% p.a. bonus interest from Everyday+ is only applicable to Fresh Funds
    • The HSBC Everyday+ program’s bonus 1% annual interest is only available on funds added during the preceding month. You will receive this 1% bonus for the month of February, for instance, if you topped off S$100,000 in February 2024 after having S$0 in your HSBC EGA account in January 2024. But come March 2024, this won’t qualify for the 1% annual bonus since it won’t be regarded as FRESH FUNDS


  • When will the bonus interest be credited?
    • Before any Bonus Interest or Lucky/Bonus Hongbao are paid, Eligible Customers must fulfill all Promotional requirements.
Bonus Interest earning Period Fulfillment Date
Existing Customers who already hold an Eligible Account: From 1 February 2024 until 31 March 2024 May 31, 2024

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Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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