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Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

1.3 mpd local, 2.2 mpd foreign currency. 2 free Priority Pass lounges (Visa only). Non-expiring miles.
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1.5% unlimited cashback. No minimum spend.
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10% cashback on dining + food delivery (S$800 min). 5% at Sheng Siong (no min spend). Petrol savings at SPC.
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Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.