maribank cardface with landscape background

Mari Credit Card: Up to 4.5% Cashback on Eligible Foreign Currency Spend (Extended Till 31 Dec 2025)

Planning an overseas trip in 2025? Maribank has extended their overseas spend promotion. From now till 31 December 2025, Mari Credit Card holders can continue to earn up to 4.5% cashback on foreign currency spend, capped at S$1,500 per month. For moderate spenders, this could deliver a better effective cashback rate than Trust Cashback’s 1% cashback on similar spend levels.

maribank cardface with landscape background
Mari Credit Card: S$0 FX Fees & Earn Up to 4.5% Cashback
Mari Card offers S$0 FX fees and up to 4.5% cashback. Learn how it works and whether it fits your spending...

Promotion Overview:

Period: 1 March 2025 – 31 December 2025

Eligible cardholders will automatically enjoy:

  • 3% Unlimited Cashback on all foreign currency transactions — this offsets the typical 3% foreign currency fee.
  • Up to 1.5% Bonus Cashback based on your monthly eligible overseas spend, capped at S$1,500 spend per month.
Total Eligible Overseas Spend per MonthBonus Cashback (%)
Below S$1,0001.00%
S$1,000 to S$1,5001.50%

Put together, you’re looking at an effective cashback of up to 4.5% when you hit the highest spend tier.

How It Works

To qualify, you’ll need to:

  1. Use your Mari Credit Card for transactions charged in foreign currency.
  2. Ensure that the transaction is made either online, via Apple Pay/Google Pay, or a physical point-of-sale overseas.
  3. The transaction must be posted within 7 days of the end of the calendar month.

Bonus Cashback is calculated based on your total eligible foreign currency spend each calendar month and will be credited to your card account by the end of the following month.

Example:

  • Spend S$1,300 in April 2025 → 1.5% Bonus Cashback of S$19.50, on top of your 3% Unlimited Cashback.

  • Spend S$800 in June 2025 → 1.0% Bonus Cashback of S$8.00.

Do note that the Bonus Cashback is capped at S$22.50 per month, and an overall cap of S$225 across the entire promotion period.

Key Terms

  • Transactions must not be reversed, refunded, or excluded under the Mari Credit Card Cashback Terms.
  • Mari Credit Card Instant Checkout transactions (e.g., via Shopee) are not eligible.
  • Cashback earned will automatically offset your billed amount in the next statement cycle.
  • The card account must be in good standing at the time of crediting.

For the full promotion terms and a list of eligible overseas spend, you can refer here.

For information on the 3% Unlimited Cashback on foreign currency transactions, please refer to the Mari Credit Card Foreign Currency Spend 3% Unlimited Cashback Promotion Terms and Conditions.

Want to Sign-up for a Mari Credit Card?

Get up to S$30 Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval

  • Both local and foreign currency transactions are eligible.
  • Transactions must not be made via Mari Credit Card Instant Checkout (e.g., Shopee Checkout).
  • Open to new Mari Credit Card holders only (not applicable if you closed a Mari Credit Card in the last 6 months).
  • Limited to the first 500,000 eligible cardholders.
  • Reward can only be earned once.
  • For more information on the promotion, please refer to: First 30 Days Card Spend with Mari Credit Card Promotion.
    •  

Mari Credit Card

 Use Code: 2OJA50ZV

Earn 1.5% Unlimited Shopee Coins with Mari Credit Card Instant Checkout and 1.5% Unlimited Cashback on eligible card spend

So would you use this card for your next overseas trip? Comment below!

author avatar
lobangsis

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

You may have missed…

DBS yuu Card — DBS yuu Card Expands Exclusion List — What Is Changing From 01 May 2026
car dashboard

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Citi Rewards

Get 22,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$450 Grab Voucher or S$420 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: April 12, 2026

OCBC Infinity

Get Dyson Airstrait or 22k Heymax Miles or Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle or S$400 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: May 3, 2026

HSBC Revolution

Get Samsung Galaxy Buds4 Pro + S$160 eCapitaVoucher Bundle or Dyson Airstrait™ straightener or 22k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: May 3, 2026

Citi Cashback

Get 22,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$450 Grab Voucher or S$420 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: April 12, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Citi Rewards

Get 22,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$450 Grab Voucher or S$420 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: April 12, 2026

ocbc infinity

OCBC Infinity

Get Dyson Airstrait or 22k Heymax Miles or Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle or S$400 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: May 3, 2026

HSBC Revolution

Get Samsung Galaxy Buds4 Pro + S$160 eCapitaVoucher Bundle or Dyson Airstrait™ straightener or 22k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: May 3, 2026

Citi Cashback

Get 22,000 HeyMax Miles or Dyson Airstrait™ straightener or Galaxy Buds 4 Pro + S$150 eCapitaVoucher or S$450 Grab Voucher or S$420 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: April 12, 2026

Mari Credit Card

  • Get up to S$30 Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval + an exclusive S$50 Shopee Voucher Pack when you use on Instant Checkout on Shopee
  • Must be a new-to-bank customer
  • Valid until 31 December 2026
  • Read Terms and Conditions here

Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

Mari Credit Card

  • Earn 1.5% Unlimited Shopee Coins with Mari Credit Card Instant Checkout 
  • Earn 1.5% Unlimited Cashback on eligible card spend in SGD
  • Earn 1.5% Cashback on foreign currency transactions up to S$1,500 per calendar month
  • No minimum monthly spend requirement and no maximum cashback cap
  • No FX fees

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (Singaporeans or PR)

 

When is Cashback Credited
  • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

 

1.5% Cashback Terms and Conditions

1.5% Overseas Spend

1.5% Shopee Coins

Read Full Review

UOB Lady Cardface

UOB Lady’s Card

  • First eligible applicant at 2pm and 10pm daily to claim the below reward:
    • 01 – 15 April 2026
      • 2PM – S$500 Cash via PayNow  
      • 10PM – Dyson Airstrait (cost S$400, worth S$799)
    • 16 – 30 April 2026
      • 2PM – Apple iPhone 17 256G (worth S$1,299)
      • 10PM – 44k MaxMiles by HeyMax (worth S$792) 
  • Remaining Customers: S$90 Cash via PayNow
  • Must spend S$500 within the first 30 days from card approval
  • Valid for New-to-Bank Cardholders
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB Visa Signature Cardface

    UOB Visa Signature

    • First eligible applicant at 2pm and 10pm daily to claim the below reward:
      • 01 – 15 April 2026
        • 2PM – S$500 Cash via PayNow  
        • 10PM – Dyson Airstrait (cost S$400, worth S$799)
      • 16 – 30 April 2026
        • 2PM – Apple iPhone 17 256G (worth S$1,299)
        • 10PM – 44k MaxMiles by HeyMax (worth S$792) 
    • Remaining Customers: S$90 Cash via PayNow
    • Must spend S$500 within the first 30 days from card approval
    • Valid for New-to-Bank Cardholders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
    UOB Visa Signature Cardface

    UOB Visa Signature

      • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
      • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
      • Spending Cap:
        • Until 1 August 2025 Statement:
          • Combined cap of S$2,000 per statement month
        • From 1 September 2025 Statement – Split into 2 categories:
          • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

          • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

            Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

       
      Annual Fee
      • S$218 first year waived

       

      Income Requirement
      • S$50,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

       

      Terms and Conditions

      Read Full Review

      uob ppv cardface

      UOB Preferred Platinum Visa

      NIL

      uob ppv cardface

      UOB Preferred Platinum Visa Card

        • Earn 4 miles per dollar on mobile contactless payments, online shopping, and entertainment, no minimum spend, capped at S$1,200 per calendar month
          • Spend caps will be divided into 2 categories:
            • 1st category – Mobile Contactless Payment (S$600 spend cap)
            • 2nd Category – Selected Online Transactions (S$600 spend cap)
        • Earn 0.4 miles per dollar on other spending
        • Can earn on specific online payments (specific MCCs only) and on the following mobile contactless (in-store) payment method:
          • Apple Pay
          • Google Pay
          • Samsung Pay (excluding MST)

         
        Annual Fee
        • S$196.20, first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)

         

        Points Expiry
        • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        Maybank Family & Friends Card

        • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
        • Fill up this google form after signing up to qualify for rewards
        • Read Terms and Conditions here

        Maybank Family & Friends Card

        • Earn 6% or 8% cashback for five (5) of your chosen spend categories across ten (10) options.
          • Each category has a cashback cap of S$120 or S$180 (which would max out at S$333.33 or S$375 of spending per category)
        • Earn bonus 8% cashback on Malaysian Ringgit or Indonesian Rupiah spends
        • Minimum spend of S$800 (Effective 01 January 2026, these changes will take effect):
        Tier
        Minimum Spend
        Cap per Category
        Tier 1 – 6% cashback
        S$800 per calendar month
        S$20 (max S$333.33 spend)
        Tier 2 – 8% cashback
        S$1,600 per calendar month
        S$30 (max S$375 spend)
        Base cashback will also drop from 0.3% to 0.22% for all other spend.
        • Earn unlimited 0.22% cash rebates on all spends below S$800
        Annual Fee
        • S$180 (First 3 years free)

         

        Income Requirement
        • S$30,000 (locals/PRs); S$60,000 (foreigners)

         

        How to choose my Categories
        • To choose your desired Categories, the Cardmember needs to download the Maybank TREATS SG mobile app, then select and confirm the categories on the Benefit Selection page. This choice will apply to the first Lock-In Period (3 months), and no changes can be made once confirmed; You can change the categories quarterly and you may choose depending on your spending needs. The categories will take effect the following month.

         

        Know what this card is best for

         

        Terms and Conditions

        Read Full Review

        Citi Cashback Card

        Option 1: Direct Bank Promotion

        • Receive S$300 cashback Welcome Offer when you spend S$800 in the first 2 months upon card approval
        • Valid til 4 May 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        • Get 22,000 HeyMax Miles (worth S$396) or Dyson Airstrait™ straightener (worth S$799) or Galaxy Buds 4 Pro + S$150 eCapitaVoucher (worth $499) or S$450 Grab Voucher or S$420 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid until 12 April 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        Citi Cashback Card

        • Earn 8% cashback on Petrol and local private hire/taxi, 6% cashback on Dining at restaurants and cafes daily, worldwide, 6% cashback on groceries at supermarkets and grocery stores daily, worldwide.
        • Up to 20.88% fuel savings at Esso and Shell & 23.64% savings at Caltex
        • There is an S$800 minimum spend required each month, and cashback is limited to S$80 per statement month. 
        • Get 0.2% base cashback for other spends

        Tip: You don’t have to meet the minimum monthly spend requirement every month. If you can’t hit S$800 for the month, you can buy supermarket vouchers in store (and get 6% cashback) to use in the next few months.

         
        Annual Fee
        • S$196.20 (incl. 9% GST), first year waived
         
        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)
         
        When is Cashback Credited
        • Your earned cash back will be automatically credited to your Citi Cash Back Card account monthly at billing cycle date, in multiples of $10. S$50 is the minimum cash back withdrawal amount (after that, multiples of S$10). When your cashback total reaches S$50, it will be automatically credited to your credit card statement. Through the Citi Mobile App, you will also be able to monitor the cashback you have earned.
         
        Know what this card is best for:

        Terms and Conditions

        Read Full Review

        OCBC 365 Card

        • Get Dyson Airstrait (worth S$799) or 22,000 HeyMax Miles (worth $600) or Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle (worth S$529) or S$400 Cash via PayNow when you S$400 within 30 days from card approval
        • Valid until 03 May 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        OCBC 365 Card

        • Earn 6% cashback on Petrol, 5% cashback on Dining, and 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities.
        • This has 2 tiers of spend requirement and cap respectively:
          • Tier 1: S$800;S$80
          • Tier 2: S$1,600; S$160
        • Best paired with OCBC 360 Savings Account as it offers the highest ROI with a minimum spend of S$800 on your first S$100,000 when you credit your salary, make purchases with an eligible OCBC credit card, and save regularly.
         
        Annual Fee
        • S$196.20 (including GST), waived for the first 2 years. 
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners
         
        How is Cashback Credited
        • Cashback will be automatically offset against the month’s billed amount
         
        Know what this card is best for

        Terms and Conditions

        Read Full Review

        DBS Woman’s World Card

        This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

        DBS Altitude Card

        DBS Altitude Card

        Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

        2 Priority Pass visits per membership year (Visa version only)

        DBS Woman’s World Card

        • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
        • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
        • No minimum monthly spending required
        • Best used for online or in-app spend (e.g Kris+) locally

         

        Annual Fee
        • S$196.20, (First year waived)

         

        Income Requirement
        • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

         

        Points Expiry
        • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

         

        Transfer Partners
        • KrisFlyer, Asia Miles, Qantas Frequent Flyer

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        UOB One Card

        • First eligible applicant at 2pm and 10pm daily to claim the below reward:
          • 01 – 15 April 2026
            • 2PM – S$500 Cash via PayNow  
            • 10PM – Dyson Airstrait (cost S$400, worth S$799)
          • 16 – 30 April 2026
            • 2PM – Apple iPhone 17 256G (worth S$1,299)
            • 10PM – 44k MaxMiles by HeyMax (worth S$792) 
        • Remaining Customers: S$90 Cash via PayNow
        • Must spend S$500 within the first 30 days from card approval
        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        UOB One Card

        • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

          • Base cashback:
            • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
          • Additional cashback (capped at S$120 per statement month):
            • Selected Partners: 5%
            • Grocery (MCC 5411): 2.67% – only for Tier 2
        • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

          • Base cashback: 3.33% cashback (capped at S$200 per quarter)
          • Additional cashback (capped at S$120 per statement month):
            • Selected Partners: 6.67%
            • Grocery (MCC 5411): 4.67%

        Tier 1
        Tier 2
        Tier 3
        Minimum Spend
        S$600
        S$1,000
        S$2,000
        Minimum Transaction Count
        10
        10
        10
        Base Cashback per quarter
        3.33% (S$60 cashback)
        3.33% (S$100 cashback)
        3.33% (S$200 cashback)
        Additional Cashback on Selected Spends
        5%
        5%
        6.67%
        Additional Cashback on Grocery Spend New
        2.67%
        4.67%
        Total
        up to 8.33%
        up to 8.33%
        up to 10%
        These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
        • Earn up to 22.66% fuel savings at Shell and SPC
        • Earn 4.33% cashback on Singapore Power utilities bills

         

        Annual Fee
        • S$196.20, waived for the first year

         

        Income Requirement
        • S$30,000 (locals/PRs); S$40,000 (foreigners)

         

        When Cashback is Credited
        • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        POSB Everyday Card

        • Get S$340 eCapitaVoucher or 20K HeyMax Miles (worth S$320) or Samsung Galaxy Buds4 Pro + $100 eCapitaVoucher (worth $449) or Dyson TP10 (worth S$599) or S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$500 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 15 April 2026
        • Read Terms and Conditions here

        POSB Everyday Card

        S$800 Minimum Spend:

        • 10% cash rebates on online food delivery from foodpanda and Deliveroo
        • 3% cash rebates on other dining spends
        • 5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
        • 5% cash rebates on Online Shopping at selected merchants
        • up to 3% cash rebates on Telco Bills
        • 8% cash rebates at Popular Bookstores

        No Minimum Spend:

        • 3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
        • 5% cash rebates on Sheng Siong
        • up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
        • up to 3% cash rebates on utility bills with selected electricity retailers

         

        Annual Fee

        S$196.20 (incl. of GST), waived for the first year.

         

        Income Requirement

        S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

         

        Where do I redeem my Daily$

        You can redeem you Daily$ using various options:

          • Instants Daily$ redemption:
            • Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
          • DBS PayLah!
            • Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
          • Digibank Online
            • Offset your credit card bills or redeem Krisflyer miles. Find out more here
          • Participating Merchants’ Website or Mobile App
            • Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
              • DBS Apple Rewards Store
              • Shopee
              • Zalora
              • AXS

         

        Know what this card is best for

         

         

        Terms and Condition

        Full Review

        HSBC Live+ Card

        • Get Samsung Galaxy Buds4 Pro + S$160 eCapitaVoucher Bundle (worth S$509) or Dyson Airstrait™ straightener (worth S$799) or 22,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
        • Valid until 03 May 2026
        • Available for New HSBC Cardholders
          • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

         

        For Existing HSBC Cardholders:

        • Get S$50 cashback when you spend S$500 by the end of the following month
        • Valid until 03 May 2026
        • Available for Existing HSBC Cardholders
          • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
          • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
        • Read Terms and Conditions here
        • Must provide marketing consent to HSBC
        • This gift will be fulfilled directly by HSBC

        HSBC Live+ Card

        • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
        • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

        Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

         

        Annual Fee
        • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

         

        Income Requirement

        • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
          • Less than S$50,000 TRB 
            • Salaried (locals/PRs): S$65,000 
            • Self-Employed/Commission-based (locals/PRs): S$65,000
            • Foreigners: S$65,000
          • S$50,000 and above TRB
            • Salaried (locals/PRs): S$30,000 
            • Self-Employed/Commission-based (locals/PRs): S$40,000
            • Foreigners: S$65,000
               
        When is Cashback Credited
        • It will be credited within 2 months, after the end of each calendar quarter.

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        DBS Altitude Card

        • Get S$340 eCapitaVoucher or 20K HeyMax Miles (worth S$320) or Samsung Galaxy Buds4 Pro + $100 eCapitaVoucher (worth $449) or Dyson TP10 (worth S$599) or S$300 Cash via PayNow when you apply with with the promo code: SINGSAVER, spend S$500 + have a valid DBS PayLah! account within 30 days from card approval 
        • Valid for New to DBS/POSB Customers only
        • Valid until 15 April 2026
        • Read Terms and Conditions here

        DBS Altitude Card

        • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
        • This comes with two complimentary lounge passes per 12-month membership period

         

        Annual Fee
        • S$196.20 (inclusive of GST), first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        Points Expiry
        • No expiry

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review