Overview:
Dobin is a personal finance management app in Singapore where you can securely link your bank accounts, check your balances and rewards, access all of your transactions, and pretty much do anything you need to keep an eye on with each credit card—all in one place! They are also partnering with Visa and Mastercard to categorize your transactions!
Yes, it’s a free Money Management App in Singapore
It enables you to have a bird’s eye view of all your bank accounts and it supports most of the major banks in Singapore, saving you the trouble of accessing individual bank applications—which could be very time consuming. Here are the supported banks:
- American Express
- Bank of China
- CIMB
- Citibank
- DBS
- HSBC
- OCBC
- Standard Chartered
- UOB
Key Features:
Clear View of your Transactions
- You can track where your money is going and avoid the headache of searching through each credit card individually to look for potential fraudulent transactions with this feature.
- The app conveniently manage your money by displaying your recent transactions— all credit card payments and bank transfers, made to and from your linked bank account.
- Transactions are sorted by date, giving you a chronological view of your money’s movement in a single view. Conveniently, you can also sort it by amount, allowing you to view you largest transactions
- You can even see the trend of your expense and the categories you spent on for each month
Credit Card Management
- Since this allows you to consolidate all your credit cards, you’ll be able to see your current balance, due date and amount due.
- You can even have access on discounts related to your credit card— on this tab, you can see all available deals based on your chosen category! The best part is that you can view all redeemable rewards on each credit card by filtering offers from specific credit cards, therefore, you’ll skip the hassle of going on different bank websites and waste time on searching what merchants are available with your card.
Hidden Fees, Charges, and Subscriptions
- you can also have an overview of all your subscriptions, utilities, and any recurring billings to keep track of the auto charges billed on your account.
This app is 100% safe and secure as it only has a “view-only access” meaning, you can only see your banking record, and the app has no power to perform any transactions. Also, in terms of privacy, the app server does not store your bank login details— they’re only stored on your phone (Apple Keychain or Android Keystore). But worry not, because you still have the option whether or not you want to share your anonymized data.
Update: It just released a new feature and is now able to connect Citibank! ? Here’s how to do it:
1. Login to the Dobin App and head to Manage Accounts page.
2. Select Citibank, input your credentials, and grant consent when prompted to start.
3. Complete any additional authentication steps needed. If no 2FA prompt appears, it’s because your Citibank online banking account is set up that way. Your accounts are always accessed in read-only.
4. Your connection typically takes less than 2 minutes to complete! If it takes longer, allow some more time. Go to your homepage to explore your latest Citibank transactions on Dobin!
You can be the best with your finances by saving time and effort when you use this simple, quick, and efficient app to manage and keep track of all your bank accounts!
Check out my TikTok for more info on how the Dobin App can help you manage your money for free!
How to Apply:
- Download the Dobin App on Apple App Store or Google Play Store
- Key in the code “IJTL”
- Connect one bank account and try for yourself!
💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
