OCBC has launched a new Credit Card flash deal running from 22 April to 30 April 2026. The first 5 eligible applicants at 2PM and 8PM daily will receive an additional S$100 cash via PayNow on top of the standard SingSaver exclusive offer — bringing the total potential reward to up to S$500 cash.
Applicants outside the flash slots still qualify for the standard rewards, which run until 3 May 2026.
Flash Deal at a Glance
| Detail | Information |
|---|---|
| Flash Deal Period | 22 – 30 April 2026 (both days inclusive) |
| Flash Slots | First 5 eligible applicants at 2PM & 8PM SGT daily |
| Flash Reward | Additional S$100 cash via PayNow (on top of standard SingSaver offer) |
| Standard Promo Period | 22 April – 3 May 2026 |
| Minimum Spend | S$400 within 30 days of card approval |
| Approval Deadline | By 3 June 2026 |
| Eligibility | New-to-Bank (no principal OCBC credit card now or in the past 12 months) |
Eligible Cards
The promotion applies to five OCBC credit cards. Apply directly from the sign-up cards below:
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Standard Rewards (All Eligible Applicants)
Successful applicants who meet the S$400 minimum spend within 30 days can choose from the following SingSaver exclusive rewards:
OCBC 365 & OCBC INFINITY Cashback Card
- S$400 Cash via PayNow
- 25,000 HeyMax Miles (worth S$600 in travel value)
- Dyson Airstrait (worth S$799)
- Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle (worth S$529)
OCBC Rewards Card
- S$400 Cash via PayNow
- 25,000 HeyMax Miles (worth S$600 in travel value)
- Dyson Airstrait (worth S$799)
- Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle (worth S$529)
- 50,000 OCBC$ — equivalent to 20,000 KrisFlyer Miles, roughly a round trip to Bali
OCBC 90°N Visa & Mastercard
- S$400 Cash via PayNow
- 25,000 HeyMax Miles (worth S$600 in travel value)
- Dyson Airstrait (worth S$799)
- Samsung Galaxy Buds4 Pro + S$180 eCapitaVoucher Bundle (worth S$529)
- 20,000 90°N Miles — equivalent to 20,000 KrisFlyer Miles, roughly a round trip to Bali
How the Flash Slots Work
Between 22 and 30 April, OCBC and SingSaver will award the S$100 cash bonus to the first 5 eligible applicants who submit at 2PM or 8PM Singapore time daily. That works out to 10 winning slots per day, or 90 total across the promotion period.
The bonus is credited on top of the chosen standard reward — so someone who selects the S$400 PayNow cash option and catches a flash slot walks away with S$500 in total cash.
Practical note: Set a reminder for 1:55PM and 7:55PM. Applications submitted before the exact time slot will not qualify.
What Counts As Eligible Applicant For Flash Deal?
Your eligibility is locked in based on the time you submit your email on the first SingSaver page. However, you’ll also need to complete the rewards redemption form sent to your inbox promptly to secure your reward. Rewards will only be issued once you hit the required qualifying spend.
Eligibility Criteria
To qualify as an “Eligible New OCBC Customer”, applicants must:
- Not hold any principal OCBC Credit Card at the time of application
- Not have held any OCBC Credit Card as a main cardholder within the last 12 months prior to the promotion
- Have the application approved by 3 June 2026
- Spend a minimum of S$400 on qualifying transactions within 30 days of card approval
- Retain the card for 12 months from the date of approval (the “Retention Period”)
Cancelling the card within the 12-month retention period gives OCBC the right to retract or claw back the reward.
What Counts as Qualifying Spend
Included: Retail transactions (face-to-face or online).
Excluded:
- Annual card fees, interest, late payment charges
- Insurance premiums
- Cash advances, balance transfers, Cash-On-Instalment IPP
- Bill payments made via Internet Banking
- Payments made via AXS
- Transit top-ups and bus/MRT transactions
- Goods and services taxes
- Merchants excluded under each individual card programme’s T&Cs
Gift Fulfilment Timeline
After meeting the S$400 spend, applicants should expect the following sequence:
- OCBC notifies successful applicants via SMS within 4 calendar months after the spend requirement is met
- SingSaver sends a Rewards Validation Form to the registered email
- Redemption email is sent within 8 weeks of completing the validation form
- Gift is collected at the SingSaver redemption centre (or credited directly by OCBC for OCBC$ / 90°N Miles)
Rewards not claimed by the stipulated collection date will be forfeited.
Which Card Should You Pick?
Card choice depends on the applicant’s spending pattern after the sign-up window:
- For everyday cashback with S$800 minimum spend required: OCBC 365 offers 6% on dining, groceries, transport and online shopping.
- For everyday cashback with no minimum spend required: OCBC INFINITY Cashback earns 1.6% unlimited. Good for low spenders.
- For online shopping miles: OCBC Rewards earns 15x OCBC$ (equivalent to 6 mpd) on Shopee, Taobao, Lazada and selected merchants until 30 June 2026.
- For general miles: OCBC 90°N earns 1.3 mpd local and 2.1 mpd overseas, with miles that can be transferred to KrisFlyer at a 1:1 ratio.
All cards can be paired with the OCBC 360 Account to fulfill SPEND criteria for higher interest.
Apply Here
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
- You qualify if: you have no OCBC credit card right now
- Spend min. S$400 within 30 days of card approval
- SingSaver will email you a Rewards Redemption Form — check inbox (and spam folder) after applying. Fill it in within 14 days to claim your gift, or you’ll lose it.
Read the full SingSaver T&Cs before applying.
Conclusion
This flash deal adds a meaningful S$100 layer on top of an already competitive sign-up offer. For anyone who was already planning to pick up an OCBC card, timing an application at exactly 2PM or 8PM during the promotion window is a low-effort way to capture additional value.
For applicants who miss the flash slots, the standard SingSaver rewards remain available until 3 May 2026 — including the S$400 PayNow cash, 25,000 HeyMax Miles, and Dyson Airstrait options.
Whichever card you choose, plan the S$400 qualifying spend ahead of time, keep the card active for 12 months to avoid clawback, and submit the Rewards Redemption Form within the required window.
