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Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
If it’s a SingSaver application, where you are asked to enter your email address, check your email for a rewards redemption form that you must fill up.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

4th Night Free hotel + complimentary limo rides + 12 Priority Pass lounges yearly. S$120k income, S$651.82 annual fee.

4 mpd on any online transaction + offline fashion & department stores. No minimum spend.
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Flat 1.6% unlimited cashback. Stacks with OCBC 360 Account.
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4 mpd on contactless, travel & online spend. Up to 8 mpd for HSBC EGA customers (S$50K ADB).
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No FX fees + up to 10% cashback on online/mobile spend + gym, telco & streaming (S$800 min). Pairs with UOB One Account.

Up to 3 mpd on online transport, food delivery & groceries. 2 free Priority Pass lounge visits yearly.
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6 mpd on Watsons, Lazada, Shopee, Taobao & Tiktok Shop (until 30 Jun 2026).
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1.2 mpd local currency spend, 2.1 foreign currency spend. Miles never expire.
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