Trust Bank is giving new cardholders up to 100,000 Max Miles for signing up for the Trust Freedom Card and selecting Miles as their reward. Get approved between 21 September and 31 October 2026 to qualify.
The Details
Hit each cumulative spend tier and you unlock the next reward. Every tier adds to the one before it.
| Total qualifying spend | Additional reward at this milestone | Total welcome Max Miles | Flight reimbursement value at the current FlyAnywhere rate |
|---|---|---|---|
| S$1,000 | 20,000 Max Miles | 20,000 | S$360 |
| S$5,000 | 30,000 Max Miles | 50,000 | S$900 |
| S$15,000 | 50,000 Max Miles | 100,000 | S$1,800 |
Eligible spending must post within 31 days of approval or by 30 November 2026, whichever is earlier — check the exact deadline in your own Quest and allow time for merchants to post payments. Every dollar of eligible local and overseas spend counts toward these tiers, and the card carries no foreign currency transaction fee and no annual fee.
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- Download the app from the App Store or Google Play
- Copy the referral code above and enter into the app when prompted
- Sign up with your details
For the card’s other reward modes, fees and how it compares with other cards, read my full Trust Freedom Card review.
Who Can Apply
- Your application must be approved between 21 September and 31 October 2026.
- You must select Miles as your initial reward type when you apply — choosing another reward type first disqualifies you.
- You must receive the promotion Quest in your Trust app.
- Any Trust credit card you hold now, or have ever cancelled, makes you ineligible — Trust’s terms set no time limit on a past cancellation.
What Counts Toward Your Spend
The offer follows Trust’s eligible-spend exclusions. Insurance premiums, utilities, education, government payments, donations, account top-ups and AXS or SAM payments are among them, and so are cash advances, balance transfers, monthly split-purchase instalments, fees and refunded transactions.
Check Trust’s full exclusions before relying on a large payment to meet a milestone.
How to Track Your Qualifying Spend
With 100,000 Max Miles on the line and the MCC exclusions above to work around, don’t assume — check your actual progress in the Trust app rather than estimating from your statement.
Open the Trust app → Rewards → Quests to see your cumulative qualifying spend toward each tier. Still worth checking your own transactions against the exclusion list above if a large payment is doing the heavy lifting toward a milestone — the tracker shows the total, not a breakdown of which of your purchases counted.
Redeem Your Welcome Codes in HeyMax
Create a HeyMax Account to Receive Your Welcome Miles
- Download HeyMax from the App Store or Google Play.
- Create an account using your email address or mobile number.
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- Download the HeyMax app from the App Store or Google Play
- Enter the referral code 43774BFE when prompted during sign-up
- Complete phone verification
- Make 1 confirmed transaction via HeyMax within 180 days of account creation
- Get 200 Max Miles as your sign-up reward
Step-By-Step Guide To Redeem Your Welcome Codes in HeyMax
You must meet the qualifying spending requirement within 31 days of your card’s approval, and no later than 30 November 2026. Once you receive your welcome-bonus codes, redeem them by 31 December 2026. Expired codes cannot be replaced.
- Open Rewards → Quests in the Trust app. When you have met a spending tier with the stipulated time, scratch the reward on the completed quest. Purchases count once they have posted, so a pending transaction may not yet complete your quest.
- Go to Coupons & Stamps to get your code.
- In HeyMax, open Profile → Redeem a code. You can use the app or the HeyMax website.
- Enter the code and tap Redeem. Repeat for each code you receive; each can only be used once.
The Max Miles are credited to your HeyMax account. They remain valid as long as you log in at least once every 12 months.
What Your Sign-Up Miles Are Worth
With FlyAnywhere, you book an eligible flight, pay for it yourself, send HeyMax the receipt, and HeyMax pays you back through PayNow using your Max Miles, at the current rate of 1.8 Singapore cents per Max Mile. That puts the full 100,000-Max-Mile welcome bonus at up to S$1,800 of flight reimbursement capacity. You need enough Max Miles to cover the full eligible receipt amount, because FlyAnywhere does not support partial redemptions — submit the claim within 31 days of booking or payment, subject to approval.
My Take
This is a good deal but you have 31 days from approval to hit whichever milestone you’re aiming for. If you only have S$1,000 to S$15,000 of genuine spend planned within that window, that alone nets you S$360 to S$1,800 of FlyAnywhere flight reimbursement — worth having on money you were spending anyway.
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