Guide to using the calculator:
Use below to explore and compare the top three high-yield savings accounts in Singapore—so you can choose the one that best fits your financial habits and goals.
To get started, simply input the following:
Account Balance: The amount of cash you plan to park in the account.
Monthly Salary: Your monthly credited salary.
Monthly Card Spend: Your expected spending using eligible credit or debit cards.
Monthly GIRO Transactions (UOB One only): You can skip this—there’s a workaround using salary crediting that makes this optional.
Insurance Premiums: Monthly or annual payments with specific requirements. Note: This isn’t typically recommended unless it aligns with your broader financial strategy.
Investments: Amounts invested based on each bank’s specific criteria.
Monthly Savings Increase (OCBC 360 only): The amount you plan to increase your savings by each month compared to the previous one.
🏦 Singapore Bank Accounts Calculator
Compare UOB One, OCBC 360, and Standard Chartered Bonus Saver accounts
💰 Your Financial Details
📊 Comparison Results
Enter your details and click "Calculate & Compare" to see results
Best Savings Account with most achievable 5.55% p.a:
DBF6F- Visit the SC Bonus$aver page and apply online
- Enter referral code DBF6F when prompted
- Deposit min S$50,000 fresh funds into the Bonus$aver account
- Maintain that balance until the end of the following month to receive extra S$30 cashback + S$168 cash
Currently, Standard Chartered Bonus$aver account stands as one of the highest interest yielding account at 5.55% p.a with a very compelling sign up offer where you can get up to S$1,598 worth of sign up rewards just follow the steps detailed here for complete onboarding.
Other Bank Accounts Sign Up Promotion:
VHW8FDOS- Download OCBC Digital from App Store or Google Play
- Copy the referral code above and enter into the app when prompted
- Apply for 360 Account


