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Earn Up to 12 Miles per Dollar at KrisShop This 11.11 — Here’s Everything You Need to Know

From 6 to 12 November 2025, KrisShop is running its “11.11 Double Miles Dash” promotion — offering you up to 12 KrisFlyer miles per S$1 spent, depending on your shopping method and KrisFlyer membership tier. The total of 12 miles per dollar includes miles earned from your credit card spend, which will be covered below.

Here’s a complete breakdown of how the promotion works, how to maximize your miles, and what fine print you need to know.

Promotion Period

06 November 2025 to 12 November 2025 (11:59)

All eligible purchases made during this period on krisshop.com, or the Kris+ mobile app will qualify for the Double Miles Dash bonus.

What the Promo Is About

The “Double Miles Dash” is KrisShop’s annual 11.11 shopping event that doubles your KrisFlyer miles earn rate for a limited time.

Every KrisShopper tier — from regular members to Ambassadors — gets 2× the usual earn rate, letting you rack up miles much faster than usual.

That means if you’re an Icon or Ambassador, your earn rate can go as high as 12 or even 16 miles per S$2 spent (via the Kris+ app).

This promotion stacks on top of the base earn rate you already get from KrisShop, making it one of the best mileage-earning events of the year.

How Many Miles You Can Earn

Your earn rate depends on two things:

  1. Where you shop — KrisShop.com (direct) or Kris+ app (indirect)
  2. Your KrisShopper membership tier (This is separate membership, not your KrisFlyer membership)

 

A. When You Shop on KrisShop.com

Tier
Base Earn
Double Miles Bonus
Total Earn Rate
Non-member
1.5 mpd
+1.5 mpd
3 mpd
Member
2 mpd
+2 mpd
4 mpd
Insider
2.5 mpd
+2.5 mpd
5 mpd
Icon
3 mpd
+3 mpd
6 mpd
Ambassador
4 mpd
+4 mpd
8 mpd

Example: If you’re an Icon-tier member spending S$200, you’ll earn 1,200 miles instead of the usual 600.

 

B. When You Shop via the Kris+ Mobile App

On the Kris+ app, KrisShop awards miles based on S$2 increments.

Tier
Base Earn (per S$2)
Double Miles Bonus
Total Miles (per S$2)
Total Miles (per S$1)
Member
4 miles
+4 miles
8 miles
4 miles
Insider
5 miles
+5 miles
10 miles
5 miles
Icon
6 miles
+6 miles
12 miles
6 miles
Ambassador
8 miles
+8 miles
16 miles
8 miles

Don’t have a Kris+ account yet?

Receive 500 miles free when you download Kris+ app and use code “Y066895”. In addition, there is also a stackable deal on Kris+ app that is giving S$18 rebate with 2 transactions of S$100 min spend each with Mastercard credit/debit card (Limited to the first 4,000 users who register for challenge on Kris+ app).

Should You Use KrisShop or Kris+?

Whether you go for KrisShop or Kris+, you should at least aim for Member tier by signing up for KrisShop membership or Kris+ membership, which is free, to earn at least 4 miles per dollar.

Here are the key differences between KrisShop.com and Kris+:

Feature
KrisShop.com (Direct Purchase)
KrisShop via Kris+ App
Miles Earned
KrisFlyer miles
KrisPay miles
Transferability
Miles are credited directly as KrisFlyer miles.
KrisPay miles are credited into your Kris+ account, then it must be transferred to your KrisFlyer account within 21 days of earning them.
   
You can simplify this by choosing Auto-transfer: Open the Kris+ app and go to your Wallet. Tap on Transfer to KrisFlyer. Tap the toggle next to Auto-transfer to KrisFlyer to enable it.
Calculation Basis
Miles are earned for every S$1 spent.
Regular miles are earned for every S$2 spent.
Effective Earn Rate
The effective earn rate remains the same (with potential minor rounding difference)
The effective earn rate remains the same (with potential minor rounding difference)
Stackable Promotion
S$18 rebate with 2 transactions of S$100 min spend each with Mastercard credit/debit card (Limited to the first 4,000 users who register for challenge on Kris+ app)
Delivery options
Purchases can be delivered via local and international home delivery or via inflight delivery (pre-order to be collected on your Singapore Airlines or Scoot flight)
Purchases can be delivered via local and international home delivery. Pre-order for in-flight delivery is not available
PPS discounts
PPS members enjoy a 10% discount when shopping directly on KrisShop.com
PPS Club members receive no additional benefits when shopping via Kris+

Cap on Bonus Miles

There’s a 10,000 bonus miles cap per KrisShopper account for the entire promo period.

That means once you’ve earned 10,000 bonus miles (the doubled portion), you’ll revert to your normal earn rate for the rest of your transactions during the campaign.

In short: You can still earn regular miles after the cap, but not the extra “double” portion.

Important Terms and Exclusions

Here’s what you need to keep in mind before checking out:

  • Eligible Purchases: Only applies to products sold on KrisShop.com or via the Kris+ app during the promo period.
  • Payment Method: Bonus miles apply only to the cash portion of your payment (after discounts).
  • Exclusions:
    • Gift cards (e.g. KrisShop e-gift cards) are not eligible.
    • Shipping fees and taxes are excluded from the calculation.
    • Any amount paid using KrisFlyer miles or KrisPay miles won’t earn bonus miles for that portion.
  • Refunds: Returned or refunded orders may lead to KrisShop clawing back bonus miles.
  • Miles Crediting: The Regular Base Miles should be credited within 5 business days after the transaction. The 11.11 Double Miles Dash Bonus Miles will be credited significantly later, specifically within 12 weeks after the promotion ends, which is by 4th February 2026

Best Credit Cards to Use for KrisShop Purchases

To fully maximize the KrisShop 11.11 Double Miles Dash, pairing it with the right credit card can dramatically boost your total earn rate— helping you earn up to 12 miles per dollar!

When you make a purchase through the Kris+ app, your transaction codes under MCC 5309: Duty Free Stores.

This category is eligible for bonus miles on several cards, allowing you to stack your KrisShop miles with your credit card’s accelerated earn rates.

However, not all cards treat in-app or mobile wallet transactions the same way — so it’s important to know which ones work and which don’t.

 

Here are some of the best cards to use:

Miles Cards: 

Credit Card
Earn Rate
Where to Use
Key Notes / Conditions
DBS Woman’s World Card
4 miles per dollar 
KrisShop.com/ Kris+ app
Qualifies for online spend. Cap: S$1,000 per calendar month. 
OCBC Rewards Card
4 miles per dollar 
KrisShop.comKris+ app
Earns on retail shopping categories including Duty Free Stores (MCC 5309). Cap: S$1,110 per calendar month
Citi Rewards Card
4 miles per dollar 
KrisShop.com only
Earns for online retail transactions. Do not use on Kris+ app — Citi excludes all in-app and mobile wallet payments from bonus points. Cap: S$1,000 per statement month.
UOB Lady’s / Lady’s Solitaire Card
4 miles per dollar 
KrisShop.comKris+ app
Must select “Travel” as your bonus category (MCC 5309 qualifies). Cap: S$1,000 (Classic) or S$750 (Solitaire) per month
HSBC Revolution Card
4 miles per dollar 
KrisShop.comKris+ app
Works for both online and contactless spend. MCC 5309 (Duty Free Stores) is eligible. Cap: S$1,500 per calendar month.
UOB Krisflyer
Uncapped 3 miles per dollar
KrisShop.comKris+ app
Uncapped 3 miles per dollar.
UOB Preferred Platinum Visa
4 miles per dollar 
KrisShop.comKris+ app
Works for online spend Cap: S$600 per calendar month.

Cashback Cards:

Sweet spot is defined as the amount of spending per month by which cashback is maximised.

Credit Card
Earn Rate
Where to Use
Key Notes / Conditions
UOB Evol Card
10% cashback
KrisShop.com/ Kris+ app
Online and Mobile Contactless Min Spend: S$800 Max Cashback: S$30 per statement month for online spends (Sweet Spot: S$300)
HSBC Live+ Card
5% cashback
KrisShop.comKris+ app
Under Shopping Merchant Min Spend: S$600 per calendar month in a quarter Max Cashback: S$250 per quarter (Sweet Spot: S$3,125)
Maybank Family & Friends Card
8% cashback
KrisShop.comKris+ app
choose “online shopping” for 5 of your chosen category Min Spend: S$800 per calendar month Max Cashback: SS$25 per category (Sweet Spot: S$312.50)
OCBC Frank Credit Card
8% cashback
KrisShop.comKris+ app
Min Spend: S$800 Max Cashback: S$25 per month (Sweet Spot: S$312.50)
Citi SMRT
5% cashback
KrisShop.comKris+ app
Min Spend: S$500 per statement month Max Cashback: S$600 per year (Sweet Spot: S$12,000 per year)

How to Maximize This Promo

Here’s how to make the most out of this limited event:

  1. If you use the Kris+ app, leverage on the sign up bonus + stackable promotion on Mastercard credit cards. Use KrisShop (app is better) if you want to collect your purchase pre-flight or if you are a PPS member.
  2. Combine with a good earning credit card. Pay with a card that can absorb the full value of your purchase.
  3. Avoid using miles or vouchers for payment — those don’t count toward the bonus.

So if you purchase a phone or an electronic (eg. a Dji mini 3 pro drone) at Member tier, for the S$1,027 purchase, you will receive 1,027 x 4 = 4,018 miles on top of 4,108 miles on a card like OCBC Rewards.

Total Miles = 4,108 miles (OCBC) + 4,108 miles (KrisShop/Kris+) = 8,216 miles (effective earn rate = 8 miles per dollar!)

This rate increases up to 12 miles per dollar, depending on your KrisShop membership tier.

Conclusion:

The KrisShop 11.11 Double Miles Dash is one of the best opportunities to earn a burst of KrisFlyer miles. With up to 12 miles per dollar (considering credit card rewards), this is effectively double the speed at which you can rack up flight rewards, upgrades, or shopping vouchers. Just keep the 10,000-bonus-mile cap and the exclusions in mind, and you’ll easily get the most out of this week-long promotion.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Ergotune Joobie Lite or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 5, 2026

OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or Morning Coffee Machine + 20 Capsules Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 5, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 5, 2026

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Ergotune Joobie Lite or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 5, 2026

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Ergotune Joobie Lite or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 5, 2026

ocbc infinity

OCBC Infinity

Get Dyson Airstrait or 25k Heymax Miles or Morning Coffee Machine + 20 Capsules Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 5, 2026

HSBC Revolution

Get Apple Watch SE Gen 3 40mm (GPS+ Cell) or Dyson Airstrait™ straightener or 25k HeyMax Miles or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: March 5, 2026

Citi Cashback

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Ergotune Joobie Lite or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 5, 2026

UOB One Card

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB One Card

  • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

    • Base cashback:
      • S$600/S$1,000: 3.33% cashback (capped at S$60/100 per quarter)
    • Additional cashback (capped at S$120 per statement month):
      • Selected Partners: 5%
      • Grocery (MCC 5411): 2.67% – only for Tier 2
  • Tier 3: Earn up to 10% Total Cashback: Spend S$2,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

    • Base cashback: 3.33% cashback (capped at S$200 per quarter)
    • Additional cashback (capped at S$120 per statement month):
      • Selected Partners: 6.67%
      • Grocery (MCC 5411): 4.67%

Tier 1
Tier 2
Tier 3
Minimum Spend
S$600
S$1,000
S$2,000
Minimum Transaction Count
10
10
10
Base Cashback per quarter
3.33% (S$60 cashback)
3.33% (S$100 cashback)
3.33% (S$200 cashback)
Additional Cashback on Selected Spends
5%
5%
6.67%
Additional Cashback on Grocery Spend New
2.67%
4.67%
Total
up to 8.33%
up to 8.33%
up to 10%
These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
  • Earn up to 22.66% fuel savings at Shell and SPC
  • Earn 4.33% cashback on Singapore Power utilities bills

 

Annual Fee
  • S$196.20, waived for the first year

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

When Cashback is Credited
  • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

UOB PRVI Card

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB PRVI Card

  • Earn 1.4 miles per dollar for local spending
  • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
    • 3 miles per dollar on selected currencies:
      • Malaysian Ringgit
      • Indonesian Rupiah
      • Thai Baht
      • Vietnamese Dong
    • 2.4 miles per dollar on other currencies
  • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
  • One-way Airport Transfer Service for AMEX Version only
  • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

 

Annual Fee
  • S$261.60, first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
Points Expiry
  • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

 

Know what this card is best for

 

Terms and Conditions

Read Full Review

UOB Evol Card

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB Evol Card

  • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
  • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
  • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
  • 0.3% cashback for all other spends
  • Minimum spend of S$800 each statement month
  • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
    • S$30 – online & mobile contactless
    • S$20 – selected gym, telco, and streaming services
    • S$20 – all overseas foreign currency spend
    • S$30 – other spends
  • Max possible cashback of 6.4% earned (not 10%)
Annual Fee
  • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (Foreigners
Know what this card is best for:

Terms and Conditions

Read Full Review

UOB Visa Signature Cardface

UOB Visa Signature

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!
UOB Visa Signature Cardface

UOB Visa Signature

    • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
    • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
    • Spending Cap:
      • Until 1 August 2025 Statement:
        • Combined cap of S$2,000 per statement month
      • From 1 September 2025 Statement – Split into 2 categories:
        • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

        • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

          Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

     
    Annual Fee
    • S$218 first year waived

     

    Income Requirement
    • S$50,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

     

    Terms and Conditions

    Read Full Review

    UOB Absolute AMEX Card

    • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
    • Remaining applicants will get S$70 Cash via PayNow 
    • Valid for New-to-Bank Cardholders
    • Valid from 02 – 31 March 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    UOB Absolute AMEX Card

    • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
    • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
     
    Annual Fee
    • S$196.20 (incl. GST), waived for first year
     
    Income Requirements
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    When is Cashback Credited
    • Cashback earned in current statement period is automatically used to offset the following month’s bill
     
    Know what this card is best for
     

    Terms and Conditions

    Read Full Review

    UOB Lady Cardface

    UOB Lady’s Card

    • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
    • Remaining applicants will get S$70 Cash via PayNow 
    • Valid for New-to-Bank Cardholders
    • Valid from 02 – 31 March 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
    UOB Lady Cardface

    UOB Lady’s Card

      • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
      • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
      • No minimum monthly spending required
      • Spending Cap:
        • Classic Card: S$1,000
        • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

      Depending on what your planned usage is, you can change the categories every quarter. 

       

      Annual Fee
      • S$196.20 (incl. GST), waived for first year

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • They expire 2 years after the final day of each periodic quarter in which they were earned
       
      Know what this cards is best for

       

      Terms and Conditions

      Read Full Review

      singtel uob cardface

      Singtel-UOB Card

      • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
      • Remaining applicants will get S$70 Cash via PayNow 
      • Valid for New-to-Bank Cardholders
      • Valid from 02 – 31 March 2026
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!
      singtel uob cardface

      Singtel-UOB Card

      • Earn 12% cashback on Singtel/GOMO spend
      • Earn 10% cashback on Local Online and Mobile Contactless spend (Apple Pay, Samsung Pay, Google Pay)
      • Earn 0.3% cashback on all other local and overseas spend
      • Minimum spend of S$800 each statement month
      • Total Cashback of S$80
        • Singtel/GOMO spend – S$30
        • Local Online and Mobile Contactless spend – S$30
        • All other spends – S$20
      • At your max hack level, you will need around S$250 worth of spending on Singtel/GOMO Spend and S$300 worth of spending on Local online and mobile contactless spend as well as another S$250 spend on other types of spend to receive the max effective cashback of 7.59%.
      • Get up to 20% fuel savings at SPC
      • No foreign currency fees on overseas spends
      • Get up to S$300 Singtel Vouchers when you spend locally
        • S$24,000 spend/year = S$300 voucher
        • S$12,000/year = S$100 voucher

      HSBC Revolution Card

      • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid until 05 March 2026
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

       

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 05 March 2026
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Revolution Card

      • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
      • The categories include:
        • Department Stores and Retail Stores
        • Dining (excluding hotel dining)
        • Transportation & Membership Clubs
        • Travel-Related 
      • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
      • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
      • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

       

      Special hack: 

      Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

      If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

       

      Annual Fee
      • None

       

      Income Requirement

      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             

      Points Expiry
      • 37-month period, starting from the month after the month in which the points were acquired

       
      Transfer Partners
      • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review