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Best Cards For Flights

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Miles Cards

Payments in SGD and Foreign Currency:

DBS Womans World Card

DBS Woman's World Card

Apply Here

Earn 4 miles per dollar on online spend

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card-summary
UOB Ladys Card

UOB Lady's Card

Apply Here

Earn 4 miles per dollar on 1 or 2 chosen categories


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card-summary
UOB Krisflyer Card

UOB Krisflyer Card

Apply Here

Earn uncapped 3 miles per dollar on SIA group spend and 2.4 miles per dollar on dining, online shopping, transport & select travel with min. S$1,000 SIA spend/year.

sign-up-deal
card-summary

Payments Via Alternative Methods To Earn Max Rewards:

Payments in Foreign Currency Only

Maybank World Mastercard

Maybank World Mastercard

Step 1: Apply Now
Step 2: Google Form

Earn 4 miles per dollar on selected petrol stations islandwide and up to 3.2 miles per dollar on foreign currency spend 

sign-up-deal
card-summary
UOB PRVI Card

UOB PRVI Card

Apply Here - Visa
Apply Here - Mastercard
Apply Here - AMEX

Earn 1.4 miles per dollar on local spend and up to 3 miles per dollar on foreign currency spend

4 Priority Pass visits per calendar year

sign-up-deal
card-summary

Payments Via Atome (Booking on Agoda/Trip.com) Only​

HSBC Revolution Card

HSBC Revolution Card

Apply Here

Earn 4 miles per dollar on selected online and contactless spend (until 28 February 2026)

sign-up-deal
card-summary

Cashback Cards

DCS Flex Card

DCS Flex Card

Apply Here

Earn up to 8% cash rebates (best value), 2.4 miles per dollar, or 8% investment credits

sign-up-deal
card-summary
DCS Ultimate Platinum Card

DCS Ultimate Platinum Card

Apply Here

Earn 2% cashback on almost everything

sign-up-deal
card-summary

If you’re looking for the highest earn rate, both the DBS Woman’s World Mastercard and UOB Lady’s Card offer a competitive 4 miles per dollar, making them solid options for consistent, high-value rewards.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

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lobangsis
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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

APPLY NOW

HSBC Revolution

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

dbs yuu cardface

APPLY NOW - VISA

APPLY NOW - AMEX

DBS YUU

Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 2, 2026

APPLY NOW

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

APPLY NOW

HSBC Live+

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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HSBC Revolution

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

APPLY NOW

dbs yuu cardface

DBS YUU

Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Headphones or Samsonite STRAREN SPINNER 67/24 or Stryv AirFlex 2.0 or Xiaomi W20 Vacuum when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: February 2, 2026

APPLY NOW - VISA

APPLY NOW - AMEX

Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: February 1, 2026

APPLY NOW

HSBC Live+

Get Shark EVOPOWER SYSTEM IQ Cordless Vacuum or Dyson Airstrait™ straightener or Apple iPad (A16) 11" Wi-Fi 128GB or S$430 Grab Voucher or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: January 15, 2026

APPLY NOW

DBS Woman’s World Card

This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

DBS Altitude Card

DBS Altitude Card

Apply Here - Visa
Apply Here - AMEX

Earn 1.3 miles per dollar on local spend and 2.2 miles per dollar on foreign currency spend

2 Priority Pass visits per membership year (Visa version only)

sign-up-deal
card-summary

DBS Woman’s World Card

  • Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
  • Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store 
  • No minimum monthly spending required
  • Best used for online or in-app spend (e.g Kris+) locally

 

Annual Fee
  • S$196.20, (First year waived)

 

Income Requirement
  • S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

 

Points Expiry
  • 1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

 

Transfer Partners
  • KrisFlyer, Asia Miles, Qantas Frequent Flyer

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

UOB Lady Cardface

UOB Lady’s Card

Flash Deal:

  • Get S$120 Cash via PayNow or S$130 Grab Voucher when your are among the first 300 successful new-to-bank cardholders and spend S$500 within 30 days of card approval
  • This will be in place of the existing rewards
  • Remaining applicants will receive the existing rewards
  • Valid from 10-31 December 2025

Existing Rewards:

  • Get S$80 Cash via PayNow or S$85 Grab Voucher when you spend S$500 in the first 30 days from card approval date
  • Valid until 31 December 2025
  • Valid for New-to-Bank Cardholders
  • Read Terms and Conditions here
UOB Lady Cardface

UOB Lady’s Card

    • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
    • Earn 0.4 miles per dollar (1x UNI$ per S$5 spent) base earn rate
    • No minimum monthly spending required
    • Spending Cap:
      • Classic Card: S$1,000
      • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

    Depending on what your planned usage is, you can change the categories every quarter. 

     

    Annual Fee
    • S$196.20 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • They expire 2 years after the final day of each periodic quarter in which they were earned
     
    Know what this cards is best for

     

    Terms and Conditions

    Read Full Review

    UOB Krisflyer Card

    NIL

    UOB Krisflyer Card

    • Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases 
    • Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
    • Earn 1.2 miles per dollar on all other purchases

     

    Annual Fee
    • S$194.40 (incl. GST), waived for first year

     

    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    Maybank World Mastercard

    • Receive Samsonite Interlace Spinner 67/24 as a new-to-bank customer, when you apply for a new Maybank Credit Card and charge a minimum of S$1,300 within the first two months of card approval. Alternatively, you may apply for CreditAble and a new Maybank Credit Card, and charge a minimum of S$1,200 within the first two months of card approval.
    • Fill up this google form after signing up to qualify for rewards
    • Read Terms and Conditions here

    Maybank World Mastercard

    • Earn 4 miles per dollar (10X TREATS Points per S$5) spent at specially selected retail stores, restaurants, and all petrol stations islandwide
    • Earn up to 3.2 miles per dollar on foreign currency spend with no cap (3.25% foreign currency fee applies)
      • Earn 3.2 miles per dollar when you spend a minimum of S$4,000
      • Earn 2.8 miles per dollar when you spend a minimum of S$800
      • Earn 0.4 miles per dollar when you spend below S$800
    • Earn 0.4 miles per dollar (10X TREATS Points per S$5) on local spend

    This card is particularly useful for large foreign currency spend (eg. Flight tickets or hotel reservations or luxury goods purchases overseas)

     

    Annual Fee
    • S$240, waived for the first year

     

    Income Requirement
    • S$80,000 (locals/PRs)

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    UOB PRVI Card

    FOR VISA CARD ONLY:

    • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
    • Remaining applicants will get S$60 Cash via PayNow 
    • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
      • only 12 winners will be chosen
      • all applicants have a chance to the lucky draw
    • Valid for New-to-Bank Cardholders
    • Valid from 02 – 31 January 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    UOB PRVI Card

    • Earn 1.4 miles per dollar for local spending
    • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
      • 3 miles per dollar on selected currencies:
        • Malaysian Ringgit
        • Indonesian Rupiah
        • Thai Baht
        • Vietnamese Dong
      • 2.4 miles per dollar on other currencies
    • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
    • One-way Airport Transfer Service for AMEX Version only
    • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

     

    Annual Fee
    • S$261.60, first year waived
     
    Income Requirement
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    Points Expiry
    • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

     

    Know what this card is best for

     

    Terms and Conditions

    Read Full Review

    HSBC Revolution Card

    • Get Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 16 January – 01 February 2026
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 01 February 2026
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Revolution Card

    • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 2026)
    • The categories include:
      • Department Stores and Retail Stores
      • Dining (excluding hotel dining)
      • Transportation & Membership Clubs
      • Travel-Related 
    • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
    • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
    • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 28 February 2026. 

     

    Special hack: 

    Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

    If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

     

    Annual Fee
    • None

     

    Income Requirement

    • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
      • Less than S$50,000 TRB 
        • Salaried (locals/PRs): S$65,000 
        • Self-Employed/Commission-based (locals/PRs): S$65,000
        • Foreigners: S$65,000
      • S$50,000 and above TRB
        • Salaried (locals/PRs): S$30,000 
        • Self-Employed/Commission-based (locals/PRs): S$40,000
        • Foreigners: S$65,000
           

    Points Expiry
    • 37-month period, starting from the month after the month in which the points were acquired

     
    Transfer Partners
    • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

    DCS Flex Card

    NIL

    DCS Flex Card

    • You can choose from three (3) reward options: Miles, Cash Rebates, or Investment
    • Earn up to 2.4 miles per dollar
    • Earn up to 8% cash rebates
    • Earn up to 8% investment credits
    • Minimum monthly spend of S$600
    • Capped at:
      • Miles: 750 miles per category; total 3,000 miles for all 4 categories
      • Cash Rebates: S$25 per category, total S$100 for all 4 categories
      • Investment Credits: S$25 per category, total S$100 for all 4 categories

     

    Annual Fee
    • Monthly service fee of S$15, (first year waived; afterwhich, you can perform minimum 5 transactions per month to waive the monthly fee) – effective 1 July 2025, this will be decreased to S$10

     

    Income Requirement
    • S$30,000 (locals/PRs) or S$15,000 (aged 56 and above); S$60,000 (foreigners)

     

    Where and how will I receive the miles/cashback/investment credits
    • Miles are credited to your Miles holding account and can be transferred to your Krisflyer account in multiple of 5,000 miles. A conversion fee of S$25 (subject to GST) applies for each redemption request and the process make take up to 15 working days.
      • Here’s how to redeem:
        • Open the DCS Cards App and go to the Rewards Tracker screen
        • Tap “Redeem” or “Redeem Miles” on the Benefit History screen
        • Choose a redemption amount or enter a custom amount in multiples of 5,000 miles, then tap “Confirm.”
    • Cash Rebates will be credited on your card account in the following statement, applied to offset the billed amount.
    • Investment Credits will be deposited to your designated iFast account on the following month.
     
    Know what this card is best for


    Terms and Conditions
    Read Full Review

    DCS Ultimate Platinum Card

    NIL

    DCS Ultimate Platinum Card

    • Earn 2% cashback with no minimum spend required and a maximum monthly spend of S$10,000 per calendar month
     
    Annual Fee
    • S$196.20 (inclusive of GST), first year waived
     
    Income Requirement
    • S$30,000 or S$15,000— age 55 & above (locals/PRs); S$60,000 (foreigners)
     
    Know what this card is best for

    Terms and Conditions

    Read Full Review

    UOB Absolute AMEX Card

    Flash Deal:

    • Get S$120 Cash via PayNow or S$130 Grab Voucher when your are among the first 300 successful new-to-bank cardholders and spend S$500 within 30 days of card approval
    • This will be in place of the existing rewards
    • Remaining applicants will receive the existing rewards
    • Valid from 10-31 December 2025

    Existing Rewards:

    • Get S$80 Cash via PayNow or S$85 Grab Voucher when you spend S$500 in the first 30 days from card approval date
    • Valid until 31 December 2025
    • Valid for New-to-Bank Cardholders
    • Read Terms and Conditions here

    UOB Absolute AMEX Card

    • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
    • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
    Annual Fee
    • S$196.20 (incl. GST), waived for first year
     
    Income Requirements
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    When is Cashback Credited
    • Cashback earned in current statement period is automatically used to offset the following month’s bill
     
    Know what this card is best for
     

    Terms and Conditions

    Read Full Review

    Citi Cashback+ Card

    Option 1: Direct Bank Promotion

    • Receive 8% cash back Welcome Offer for up to S$4,000 spend in the first 2 months of card approval
    • Valid til 28 February 2026
    • Read Terms and Conditions here

     

     

    Option 2: Singsaver Promotion

    • Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799)  or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
    • Valid from 16 January – 01 February 2026
    • Promotion is valid for new to bank credit card holders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    Citi Cashback+ Card

    • Earn up to 1.6% cashback on all eligible spending with no minimum spend and no cap
    • Since there’s no maximum spending limit, you can make a one-time payment using this card on Hospital Bills

     

    Annual Fee
    • S$196.20 (incl. 9% GST)

     

    Income Requirement
    • S$30,000 (locals/PRs); S$42,000 (foreigners)

     

    When/How is Cashback Credited
    • You must redeem cash rebate via SMS and you must have at least S$10 in your Card account

     

    Know what this card is best for:

     

    Terms and Conditions

    Read Full Review

     

    ocbc infinity

    OCBC Infinity Card

    • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or 25,000 HeyMax Miles (worth $450) or S$370 Cash via PayNow  when you S$400 within 30 days from card approval

    • Valid from 16 January – 01 February 2026

    • Valid for New-to-Bank Cardholders
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
    ocbc infinity

    OCBC Infinity Card

    • Get 1.6% cashback on all of your purchases, whether they are transacted local, online, in stores, and overseas with no minimum monthly spending required and no maximum spending cap
    Annual Fee
    • S$196.20 (first year waived)
     
    Income Requirement
    • S$30,000 (locals/PRs); S$45,000 (foreigners)
     
    When is Cashback Credited
    • Cashback will be automatically credited to your OCBC Infinity card account by the end of the following calendar month. Cashback will be automatically offset against that month’s billed amount.

     

    Terms and Conditions

    Read Full Review

    Standard Chartered Simply Cash Card

    Direct Bank Reward:
    • Get Samsonite MODUS Spinner 25” (worth S$610) and S$100 cashback when you spend S$800 within 60 days of your card approval
    • Valid until 31 March 2026
    • Read Terms and Conditions here

     

    Singsaver Reward:
    • Get S$350 Cash via PayNow or S$370 Grab Voucher when you spend a minimum of S$800 within 30 days of card approval and apply for one of the following within 60 days of card approval:
      • EasyPay: Min. 3 transactions of S$150 minimum each, 12-month tenure
      • Bonus$aver Account: Min. deposit S$3,000
      • CashOne Personal Loan: Min. S$1,000, 12-month tenure
      • Credit Card Funds Transfer: Min. S$1,000, 3-month tenure
    • Promotion is valid for new to bank credit card holders
    • Valid until 01 December 2025 – 02 February 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    Standard Chartered Simply Cash Card

    • Earn a flat 1.5% cashback rate, with no minimum spend requirement, and no cashback cap. This card can be used in basically anything and everything spending! This can be an ultimate card to use when paying for wedding banquet venues!

     

    Annual Fee
    • S$196.20 (including 9% GST), waived for the first two years

     

    Income Requirement
    • S$30,000 (locals/PRs); S$60,000 (foreigners)
     

    When is Cashback Credited
    • The cashback for your eligible spending per statement cycle will be credited into your Simply Cash Credit Card in the following statement month.

     

    Know what this card is best for:

     

    Terms and Conditions

    Full Review

    AMEX True Cashback Card

    NIL

    AMEX True Cashback Card

    • Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
    • Best used on commonly excluded merchants
     
    Annual Fee
    • S$174.40 (incl. of 9% GST) waived for the first year
     
    Income Requirement
    • S$30,000 (locals/PRs); S$45,000 (foreigners)
     
    When is Cashback Credited
    • Receive cashback in the same month’s statement
     
    Know what this card is best for

    Terms and Conditions

    Read Full Review

    HSBC Advance Card

    • Get Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
    • Valid from from 16 January – 01 February 2026
    • Available for New HSBC Cardholders
      • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

     

    For Existing HSBC Cardholders:

    • Get S$50 cashback when you spend S$500 by the end of the following month
    • Valid until 01 February 2026
    • Available for Existing HSBC Cardholders
      • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
      • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
    • Read Terms and Conditions here
    • Must provide marketing consent to HSBC
    • This gift will be fulfilled directly by HSBC

    HSBC Advance Card

    • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
    • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
     
    Annual Fee
    • S$196.20, first year waived
     
    Income Requirement
    • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
      • Less than S$50,000 TRB 
        • Salaried (locals/PRs): S$65,000 
        • Self-Employed/Commission-based (locals/PRs): S$65,000
        • Foreigners: S$65,000
      • S$50,000 and above TRB
        • Salaried (locals/PRs): S$30,000 
        • Self-Employed/Commission-based (locals/PRs): S$40,000
        • Foreigners: S$65,000
           
     
    When is Cashback Credited
    • It will appear on your card statement and be credited to your account before the end of the next calendar month.
     
    Know what this card is best for:

    Terms and Conditions

    Read Full Review

    Citi PremierMiles Card

    Option 1: Direct Bank Promotion

        • Receive 8,000 bonus Citi Miles (with no annual fee paid) or 30,000 bonus Citi Miles (with annual fee paid) when you spend S$800 in the first 2 months of card approval.
        • Valid til 28 February 2026
        • Read Terms and Conditions here

         

        Option 2: Singsaver Promotion

        • Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799)  or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid from 16 January – 01 February 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!
        •  

        Citi PremierMiles Card

        • Earn uncapped 1.2 miles for every dollar spent in Singapore dollars and 2 miles for every dollar spent overseas. Even though the earn rate is quite low, the miles never expire. This may be useful for those starting out on their miles accumulation journey with low spending.

        • Citibank credit cards have one of the widest variety of transfer partners, which makes the miles very flexible for miles redemption.

        • The principal card entitles you to 2 free Priority Pass airport lounge visits per calendar year!

         

        Annual Fee
        • S$196.20, waived for the first year

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        Points Expiry
        • The Citi Miles never expire

         

        Transfer Partners
        • Singapore Airlines, Flying Blue, British Airways, Thair Airways, Etihad, Asia Miles, EVA Air, Qantas, Qatar Airways, Turkish Airlines, IHG

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        DBS Altitude Card

        • Get S$200 eCapitaVoucher or Shokz OpenRun Bone Conduction Open-Ear Headphones (worth S$249) or Samsonite STRAREN SPINNER 67/24 (worth S$600) or Stryv AirFlex 2.0 (worth S$369) or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$259) when you apply with with the promo code: SINGSAVER, and spend S$100 within 30 days from card approval
        • Valid for New to DBS/POSB Customers only
        • Valid from 26 December 2025 – 12 January 02 February 2026
        • Read Terms and Conditions here

        DBS Altitude Card

        • Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
        • This comes with two complimentary lounge passes per 12-month membership period

         

        Annual Fee
        • S$196.20 (inclusive of GST), first year waived

         

        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)

         

        Points Expiry
        • No expiry

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        OCBC 90N Card

        • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or 25,000 HeyMax Miles (worth $450) or S$370 Cash via PayNow or 20,000 90°N Miles (worth a round trip to Bali) when you S$400 within 30 days from card approval

        • Valid from 16 January – 01 February 2026

        • Valid for New-to-Bank Cardholders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!

        OCBC 90N Card

        • Earn 1.3 miles per dollar on local spend (6.5 miles per S$5) and 2.1 miles per dollar on overseas spend (10.5 miles per S$5) with no minimum monthly spending required
        • Best used on Agoda bookings to earn 7 miles per dollar on this designated website www.agoda.com/90n
        • Utilize the complimentary 3x 1GB 5-Day global data roaming by Flexiroam per calendar year exclusively for the mastercard version + 15% discount on all subsequent Flexiroam data plans
        • Best used with Cardup to pay for insurance, mortgage, renovation, etc
         
        Annual Fee
        • S$196.20 (including GST), waived for the first year
         
        Income Requirement
        • S$30,000 (locals/PRs); S$45,000 (foreigners)
         
        Points Expiry
        • No expiry
         
        Transfer Partners
        • Krisflyer, Air France, British Airways, Cathay Pacific, United Mileage Plus; Accor Live Limitless, IHG One Rewards, Marriot Bonvoy, Etihad Guest
         
        Know what this card is best for

        Terms and Conditions

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        Mari Credit Card

        • Get up to 10% Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval
        • You must be among the first 500,000 New Mari Credit Card Holders
        • Must be a new-to-bank customer
        • Valid until 31 December 2025
        • Read Terms and Conditions here

        Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

        Mari Credit Card

        • Earn 3% Unlimited Shopee Coins with Mari Credit Card Instant Checkout (until 31 December 2025 only)
        • Earn 1.7% Unlimited Cashback on eligible card spend
        • No minimum monthly spend requirement and no maximum cashback cap

         

        Annual Fee
        • None

         

        Income Requirement
        • S$30,000 (Singaporeans or PR)

         

        When is Cashback Credited
        • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

         

        1.7% Cashback Terms and Conditions

        3% Shopee Coins

        3% Overseas Spend

        Read Full Review

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        Trust Cashback Card

        1. Get one (1) scratch card worth up to S$1,000 in cashback when you use the code: FYS31XY4

        2. Lucky Draw: Get 3 chances to win XPENG G6 Electric Car when you apply for any trust card

        • Valid until 31 December 2025
        • Open to new and existing Trust customers as long as the account is of valid and good standing
        • T&Cs

        trust card cardface

        Trust Cashback Card

        • Earn unlimited 1% cashback on overseas spending.
        • A great option for overseas transactions.
        • No need to transfer money like a multi-currency card when tapping at a payment terminal or making online purchases abroad.

        Citi Rewards Card

        Option 1: Direct Bank Promotion

        • Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
        • Valid til 28 February 2026
        • Read Terms and Conditions here
        •  

        Option 2: Singsaver Promotion

        • Get 25,000 HeyMax Miles (worth S$450) or Dyson Airstrait™ straightener (worth S$799)  or S$380 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
        • Valid from 16 January – 01 February 2026
        • Promotion is valid for new to bank credit card holders
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!
        •  

        Citi Rewards Card

        • Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
        • You can use this card for any online spending inclusive of ride-hailing apps or taxis.
        • Pro tip: Pair this card to Amaze for Overseas Offline Spending
        • Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)

        • Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
          This is on top of 4 miles per dollar on Citi Rewards + Amaze.

         

        Annual Fee
        • S$194.40 (First year waived)

         

        Income Requirement
        • S$30,000 (locals/PRs); S$42,000 (foreigners)

         

        Points Expiry
        • After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

         

        Transfer Partners
        • Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

         

        Know what this card is best for:

         

        Terms and Conditions

        Read Full Review

        amaze cardface

        Instarem Amaze

        How To Apply an Instarem Amaze Card:

        1: Download the Instarem app and create an account

        2: Link your mastercard to amaze

        3: Start using your card

        Receive bonus instapoints with code “Ac6aso“

        amaze cardface

        Instarem Amaze

        Amaze Card: Think of it as a smart hub for up to 5 Mastercards. Pay with just one card and still enjoy the rewards from your linked cards.

        • Earn card reward points (must use correctly).
        • Get lowered fx spread of 2+% instead of usual bank card’s FX markup of 3.25% to 3.75%
        • 1% fee on all SGD Spends

         

        Amaze Wallet: Like a digital travel wallet, it lets you store multiple currencies and lock in great exchange rates ahead of time—perfect for easy, cashless spending overseas.

        • Overseas ATM Withdrawals
        • Exchange and hold 11 currencies: SGD, MYR, THB, USD, EUR, CHF, NZD, CAD, AUD, GBP, JPY 
        • Wallet limit of S$15,000 per transaction, up to S$75,000 in calendar year
        • Transfer balance from amaze wallet directly to bank account
        • Set spend limits by daily or per-transaction for security
        • Earn 0.5 Instapoints per dollar on local or overseas spend, no cap
        • Fee-free on currency exchanges in wallet
        • 2% ATM withdrawal fee

         

        Full Review

        UOB Visa Signature Cardface

        UOB Visa Signature

        • Get GoPro Hero13 (worth S$590) when you successfully apply, and is among the first 135 eligible applicants and when you spend S$1,500 within the first 30 days from card approval
        • Remaining applicants will get S$60 Cash via PayNow 
        • BONUS: Get a chance to win an iPhone 17 (256GB) (worth S$1,299)
          • only 12 winners will be chosen
          • all applicants have a chance to the lucky draw
        • Valid for New-to-Bank Cardholders
        • Valid from 02 – 31 January 2026
        • Read Terms and Conditions here
        • Must fulfill spending requirement to receive gift confirmation
        • Remember to check for SingSaver email and complete the registration to secure your reward!
        UOB Visa Signature Cardface

        UOB Visa Signature

          • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
          • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
          • Spending Cap:
            • Until 1 August 2025 Statement:
              • Combined cap of S$2,000 per statement month
            • From 1 September 2025 Statement – Split into 2 categories:

              • Category 1 (Overseas Spends including Online): S$1,200 (UNI$2,400) per statement month

              • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

                Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

           
          Annual Fee
          • S$218 first year waived

           

          Income Requirement
          • S$50,000 (locals/PRs); S$40,000 (foreigners)

           

          Points Expiry
          • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

           

          Terms and Conditions

          Read Full Review