Overview:
- In Singapore, where riding a public transport is a way of life, choosing the right credit card for your daily commute can make a big difference. Whether you’re a frequent MRT rider or a regular bus user, a card with rewards for public transport spending can save you money or earn you valuable miles. Here’s the best cards for public transport!
SimplyGo
SimplyGo allows you to pay for public transport conveniently just by paying directly using your Mastercards, Visa, or NETS card. You can even opt to use mobile wallets such as Apple Pay or Google Pay on your phone. But for this, you can skip the hassle by using your credit card by the means of “tap to pay” on your mrt/bus rides.
Cashback Card | Earn Rate | Minimum Spend | Cashback Cap |
 OCBC Frank | 10% (8% for online and mobile contactless + 2% for selected green merchants) | S$800 per month | S$25 per category |
8% cashback | S$800 per month | S$25 per category | |
6% cash rebates | S$600 per month | S$25 per category, total S$100 for all 4 categories |
Miles Card | Earn Rate | Minimum Spend | Spend Cap | Notes |
4 miles per dollar (Choose Transportation Category) | No min spend | S$1,000 | Batam Fast Ferry, Bintan Resort Ferries, Caltex, ComfortDelGro Taxi, Esso, Grab, Premier Taxis, Shell, SMRT, SPC, TADA, Gojek, etc | |
3 miles per dollar | S$800 annually on Singapore Airlines, Scoot and KrisShop | No cap | Gojek, Grab, SimplyGo, etc |
Conclusion:
- Maybank Family and Friends Card may be the best for public transport since it gives 8% cashback and has extensive/different public transport where you can use it (under transport category). Though take note of the S$25 cap per category.
