Travel insurance can help you safeguard your things while you’re preoccupied with organizing a perfect celebration and picking your ideal venue. Travel insurance can definitely give you peace of mind on your special day in case of unexpected occurrences! Here’s the Best Travel Insurance for Overseas Wedding.
Singlife
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Optional Cover: Overseas Wedding & Photoshoot (Per Couple) | Maximum Amount Payable per trip | Conditions |
Loss of Ceremonial Attire and Wedding Accessories | S$8,000 (Up to S$2,000 for any one article or set of article if grouped together Excess payable : S$100) | - they will only cover for accidental loss, theft, or accidental damage during your trip - they will not pay the first S$100 of any replacement or repair of Your lost or damaged Ceremonial Attire and Wedding Accessories |
Loss of Marriage Certificate | S$250 | - only if it is accidentally lost or damaged - they will cover the admin fee which you have to pay to get a replacement marriage certificate |
Financial Failure of Wedding Service Providers | S$15,000 | - they will pay for your unused deposit or wedding costs that You have paid or legally have to pay and cannot get back - There must be a written contractual agreement existing between You and the Wedding Service Providers - you must ask a refund from your wedding providers first. - Proof of compensation or denial received from them must be provided. |
Loss of Wedding Photo Album | S$500 | - only for accidentally lost or damaged wedding photo album during delivery to Singapore, they will cover for replacement and delivery cost - Cover under this section will apply until delivery of your photo album or up to 60 days a fter your arrival date in Singapore, whichever is earlier - you must ask a replacement wedding album from your wedding providers first - Proof of compensation or denial received from them must be provided. |
Personal Liability of Invited Guests | S$1,000,000 | - they will cover you for damages, claimants’ costs and expenses that you may legally have to pay relating to an accident caused by your invited guests at your wedding venue on your wedding day during your trip which causes death or injury to any person‚ and/or loss of or damage to any property - they will not cover any incident occurring at an area not reserved for your wedding |
What is covered:
see table above under “conditions”.
Additional definitions:
Ceremonial Attire and Wedding Accessories: Clothing, shoes and wedding accessories (including jewellery) of the bride or the groom, of a formal nature, worn or to be worn by the bride or the groom at the overseas wedding ceremony, reception venue or overseas wedding photo shoot venue, whether hired, on loan or owned.
- Wedding/Service Providers: The provider of professional photography or professional video operation, hired cars or transport, venue, wedding cake, food and drinks catering, wedding favours, bridal make up, Ceremonial Attire and Wedding Accessories or entertainment contracted directly by You to provide
services at Your wedding ceremony, reception venue or wedding photo shoot outside of Singapore. - Wedding Day(s): Date(s) specified on an official document for the wedding ceremony to take place at a specified venue outside of Singapore.
What is not covered:
- Any claim for service provided which is not defined under Wedding Service Providers.
- Any amount for loss that You can claim from another source.
- Any claim arising from circumstances known to You or in the public domain at the time of issue of this insurance or before You enter into the contract.
- Any claim for more than one incident per Period of Insurance.
- Anything mentioned in the General Exceptions
MSIG
 | Standard | Elite | Premium |
Wedding Clothings and Accessories | Not Covered | S$2,500 for each insured adult person | S$3,500 for each insured adult person |
Conditions:
- They will cover the accidental loss or damage to the adult insured person’s wedding-related belongings, including bridal clothing and ceremonial clothing, rings, jewelry, and accessories, as well as any accidental damage or loss that occurs during the journey.
- If the wedding rings, jewelry, or accessories got damaged or lost while being transported as checked in baggage, they will not cover for it. If the bride or groom plans to use them for an overseas wedding photo shoot, reception, or ceremony, they must be on carry-on baggage by the insured person while using public transportation.
- For wedding rings and jewelry, the maximum amount they will pay for a single item, pair, or group of items is $750, or up to 40% of the total amount allotted for this section.
What is not covered:
- anything under Exclusions list
Conclusion:
Between the two insurances, both can have different purpose based on their policy. MSIG (Elite and above) would be best to avail if you’re planning to have your wedding shoot overseas as it covers loss and damage for your clothing and accessories. Consequently, Singlife would be the better option if you’re having both your wedding photoshoot and a wedding banquet overseas as it offers a pretty detailed coverage. You can be financially protected against unanticipated events, like supplier issues or lost wedding gowns and accessories which could compromise your big day— and we don’t want that to happen! They also provide liability coverage for guests in addition to covering medical expenses and trip cancellations.
How to ensure you receive your rewards after sign up?
Step 1: After you have purchased your travel insurance, you should receive your policy number which could look something like this:
Step 2: You should have received the below email titled “Ready to Secure Your Reward?” from no-reply@singsaver.com.sg. Proceed to click “Claim Your Reward Now“:
Step 3: Fill up your details with your policy number and click “Confirm“. And you are good to go.
If you fulfill the conditions set forth for the rewards, you can expect your rewards redemption notification to be sent to your email once the terms are fulfilled
