
Are Credit Card Annual Fees Worth Paying for Miles?
Are premium credit card annual fees worth it for miles? The breakeven-spend math, when premium cards pay off, and when to downgrade instead of cancel.

Are premium credit card annual fees worth it for miles? The breakeven-spend math, when premium cards pay off, and when to downgrade instead of cancel.

The best Singapore credit and non-credit cards for car rentals overseas in 2026 — ranked by cost per mile and net return after FX fees, with the deposit-hold, prepay-vs-counter and DCC traps explained.

Find the best cards for utilities in Singapore here

Groceries are essential and of course, we want to earn rewards with it! Here’s the best cards for grocery shopping. Read more.

Tribecar codes as MCC 4121 (taxi); GetGo and Shariot code as MCC 7512 (car rental). Most cards quietly exclude these. Here are the cards that actually earn — split into miles, cashback, and a HeyMax voucher hack for higher rewards.

The best credit and debit cards for overseas spending in Singapore for 2026 — Mari (1.5% cashback, 0% FX), Trust, Chocolate, Wise, YouTrip, plus the top miles cards (Maybank XL Rewards, Citi Rewards + Amaze, UOB PRVI Miles).

Earn 4 miles per dollar reward on selected online payments with HSBC Revolution Card! No annual fee. Read my cheatsheet here.

The first 5 eligible applicants at 2PM & 8PM SGT daily from 22-30 April 2026 receive an additional S$100 cash on top of the standard SingSaver reward for eligible OCBC credit cards.

DBS has updated the terms and conditions for the DBS yuu Card. From 1 May

Which are the best credit cards for petrol in 2026. I’ve consolidated the full list!

Are premium credit card annual fees worth it for miles? The breakeven-spend math, when premium cards pay off, and when to downgrade instead of cancel.

The best Singapore credit and non-credit cards for car rentals overseas in 2026 — ranked by cost per mile and net return after FX fees, with the deposit-hold, prepay-vs-counter and DCC traps explained.

Find the best cards for utilities in Singapore here

Groceries are essential and of course, we want to earn rewards with it! Here’s the best cards for grocery shopping. Read more.

Tribecar codes as MCC 4121 (taxi); GetGo and Shariot code as MCC 7512 (car rental). Most cards quietly exclude these. Here are the cards that actually earn — split into miles, cashback, and a HeyMax voucher hack for higher rewards.

The best credit and debit cards for overseas spending in Singapore for 2026 — Mari (1.5% cashback, 0% FX), Trust, Chocolate, Wise, YouTrip, plus the top miles cards (Maybank XL Rewards, Citi Rewards + Amaze, UOB PRVI Miles).

Earn 4 miles per dollar reward on selected online payments with HSBC Revolution Card! No annual fee. Read my cheatsheet here.

The first 5 eligible applicants at 2PM & 8PM SGT daily from 22-30 April 2026 receive an additional S$100 cash on top of the standard SingSaver reward for eligible OCBC credit cards.

DBS has updated the terms and conditions for the DBS yuu Card. From 1 May

Which are the best credit cards for petrol in 2026. I’ve consolidated the full list!

Up to 3 mpd on online transport, food delivery & groceries. 2 free Priority Pass lounge visits yearly.
🎁 Choose 1 Gift

6 mpd on Watsons, Lazada, Shopee, Taobao & Tiktok Shop (until 30 Jun 2026).
🎁 Choose 1 Gift

1.2 mpd local currency spend, 2.1 foreign currency spend. Miles never expire.
🎁 Choose 1 Gift
Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.