
Best General Spending Card with No Minimum Spend Required (One Card Strategy)
If you prefer keeping things simple and using just one credit card for almost all your

If you prefer keeping things simple and using just one credit card for almost all your

Overview If you’re planning a trip to China — whether for holiday, business, or visiting

If you shop online, book flights or hotels, or pay at certain stores, ShopBack is a platform

Online Tour Packages is under MCC 4722, which covers businesses focused on travel services, including:

Here’s the updated list of the best cards for overseas spends! Read more.

Here’s the updated list of the best cards for wedding banquets! Read more.

Maybank will add more items to its exclusion list starting 1 Dec 2025. Learn which MCCs are excluded and how to maximise your benefits—read more!

Find the best cards for Buy Now Pay Later. Earn rewards, save more, and shop smarter. Read my full guide here!

Enjoy the no cap and no minimum spend, and earn an unlimited 1.5% cashback on qualifying spend with the AMEX True Cashback Card! Read more

OCBC is running a 6-day promotion from 21-26 August where new cardholders can get gifts worth up to S$499 with no minimum spend required.

If you prefer keeping things simple and using just one credit card for almost all your

Overview If you’re planning a trip to China — whether for holiday, business, or visiting

If you shop online, book flights or hotels, or pay at certain stores, ShopBack is a platform

Online Tour Packages is under MCC 4722, which covers businesses focused on travel services, including:

Here’s the updated list of the best cards for overseas spends! Read more.

Here’s the updated list of the best cards for wedding banquets! Read more.

Maybank will add more items to its exclusion list starting 1 Dec 2025. Learn which MCCs are excluded and how to maximise your benefits—read more!

Find the best cards for Buy Now Pay Later. Earn rewards, save more, and shop smarter. Read my full guide here!

Enjoy the no cap and no minimum spend, and earn an unlimited 1.5% cashback on qualifying spend with the AMEX True Cashback Card! Read more

OCBC is running a 6-day promotion from 21-26 August where new cardholders can get gifts worth up to S$499 with no minimum spend required.
Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.