ENDS 30 NOV 2026 · 79 DAYS LEFT
Direct Bank Reward
Selection form emailed after application
Get up to 112,500 ThankYou points
Worth S$563
using lobangsis' conservative valuation of 1.25 cents per mile for business class redemption (45,000 airline miles after transfer)
Valid till 30 Nov 2026
Requirements (tap to expand)
- Must spend S$14,000 within 2 months from card approval date
Why pick this card
4th Night Free hotel + complimentary limo rides + 12 Priority Pass lounges yearly. S$120k income, S$651.82 annual fee.
Why pick this card
2.2 mpd overseas spend + 1.5 mpd local. 10 complimentary Priority Pass lounge visits per year.
Citi Prestige | DBS Vantage | OCBC Voyage | |
Annual Fee | S$545 | S$599.50 | S$498 |
Points Validity | No Expiry | 3 years | No expiry |
Local Earn Rate | 1.3 mpd | 1.5 mpd | 1.3 mpd |
Overseas Earn Rate | 2.0 mpd | 2.2 mpd | 2.2 mpd |
Special Earn Rate | 6 mpd on Expedia (till 31 March 2024) (same as DBS Altitude but DBS altitude is better because it includes 10mpd on Kaligo) | N/A | |
Transactions Rounding | every $1 | every S$1.34, if spending in SGD S$0.91, if spending in FCY | rounded down to the nearest S$5 |
Free Lounge Passes | Unlimited with a free guest | 10 (can be shared with guests) | Unlimited lounge access for principal and supp. cardholders |
Complimentary Hotel Stay | 4th Night Free benefit but a lot of restrictions | complimentary Accor Plus Explorer membership with one complimentary hotel night each year. | None |
Airport Limousine Rides | Get 2 free limo rides per quarter when you spend S$12K per quarter for 2 rides | None | Get 2 free limo rides per quarter when you spend S$12K per quarter. |
Others | 6 complimentary golf games | ||
Min. Transfer Amount | 25,000 TY points (10,000 miles) | 5,000 DBS Points (10,000 miles) | 1 VOYAGE Mile (1 mile) |
Transfer Partner | SIA, BA, Cathay Pacific, Etihad, EVA Air, Flying Blue, Qantas, Qatar, THAI, Turkish, IHG | SIA, Cathay Pacific, Qantas, Air Asia | Singapore Airlines only |
Transfer Fee | S$27.25 | S$27.25 | S$26.75 |
Points Pool | No | Yes to combine points and transfer at one shot with one transfer fee | No |
Can pair with: | City PayAll | Cardup | Cardup |
💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
