Citi Prestige vs DBS Vantage vs OCBC Voyage

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Apply Here - Direct Bank
sign-up-deal
Citi Prestige
DBS Vantage
OCBC Voyage
Annual Fee
S$545
S$599.50
S$498
Points Validity
No Expiry
3 years
No expiry
Local Earn Rate
1.3 mpd
1.5 mpd
1.3 mpd
Overseas Earn Rate
2.0 mpd
2.2 mpd
2.2 mpd
Special Earn Rate
6 mpd on Expedia (till 31 March 2024) (same as DBS Altitude but DBS altitude is better because it includes 10mpd on Kaligo)
N/A
Transactions Rounding
every $1
every S$1.34, if spending in SGD S$0.91, if spending in FCY
rounded down to the nearest S$5
Free Lounge Passes
Unlimited with a free guest
10 (can be shared with guests)
Unlimited lounge access for principal and supp. cardholders
Complimentary Hotel Stay
4th Night Free benefit but a lot of restrictions
complimentary Accor Plus Explorer membership with one complimentary hotel night each year.
None
Airport Limousine Rides
Get 2 free limo rides per quarter when you spend S$12K per quarter for 2 rides
None
Get 2 free limo rides per quarter when you spend S$12K per quarter.
Others
6 complimentary golf games
Min. Transfer Amount
25,000 TY points (10,000 miles)
5,000 DBS Points (10,000 miles)
1 VOYAGE Mile (1 mile)
Transfer Partner
SIA, BA, Cathay Pacific, Etihad, EVA Air, Flying Blue, Qantas, Qatar, THAI, Turkish, IHG
SIA, Cathay Pacific, Qantas, Air Asia
Singapore Airlines only
Transfer Fee
S$27.25
S$27.25
S$26.75
Points Pool
No
Yes to combine points and transfer at one shot with one transfer fee
No
Can pair with:
City PayAll
Cardup
Cardup

đź’ł Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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CREDIT CARDS SIGN UP DEALS

APPLY NOW

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

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Citi Rewards

Get 2X Hinomi Q1 Ergonomic Office Chair or Apple iPad 9th 10.2" WiFi 64GB or S$420 Shopee Vouchers or S$370 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2025

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SC Simply Cash

Get Apple iPad 9th 10.2" WiFi 64GB or Apple Watch SE (GEN 2) GPS + Cellular 44mm or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend a minimum of S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

DBS Altitude

For AMEX, up to 38,000 miles (Promo Code: ALT38) or up to 28,000 miles with annual fee waiver (Code: ALTW28) when you spend S$800 within 60 days from card approval date

Valid till: April 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

APPLY NOW

Citi Rewards

Get 2X Hinomi Q1 Ergonomic Office Chair or Apple iPad 9th 10.2" WiFi 64GB or S$420 Shopee Vouchers or S$370 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW

SC Simply Cash

Get Apple iPad 9th 10.2" WiFi 64GB or Apple Watch SE (GEN 2) GPS + Cellular 44mm or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend a minimum of S$500 within 30 days of card approval

Valid till: March 31, 2025

APPLY NOW

DBS Altitude

For AMEX, up to 38,000 miles (Promo Code: ALT38) or up to 28,000 miles with annual fee waiver (Code: ALTW28) when you spend S$800 within 60 days from card approval date

Valid till: April 30, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

View all deals

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

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Citi Prestige Card

Option 1: Direct Bank Promotion – Higher Qualifying Spend

    • Receive 125,000 ThankYou Points in Welcome Gift when you pay annual fee upon card approval & spend S$2,000 in the first 2 months of card approval
    • Read Terms and Conditions here
    • Valid until 31 May 2025
    • Eligible for new main Citi Prestige Card members (if you hold other Citibank cards but have not held a Citi Prestige card over the last 12 months, you are considered new to Citi Prestige)2X Samsonite Straren Spinner 67/24 (worth S$1,200) [pair reward option for Valentine’s day]

     

    Option 2: Singsaver – Lower Qualifying Spend

    Flash Deal:

    • Form 14 March until 23 March 2025, the first 10 eligible new-to-bank applicants per timeslot daily will get the following rewards:
      • 12PM – Get Apple iPhone 16 128GB 
      • 3PM – Apple iPad Air (M3) + Apple Pencil 2nd Gen

    Usual Rewards:

      • Get 2X Samsonite Straren Spinner 67/24 (worth S$1,200) or Apple iPad 9th 10.2″” WiFi 64GB (worth S$479) or S$450 Shopee Vouchers or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
      • Valid until 31 March 2025
      • Promotion is valid for new to bank credit card holders
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email to secure your rewards after you have applied!