Earn 3 miles per dollar on Public Transport & Bike Sharing + Miles Giveaway for 4 Lucky Winners!

Starting from 28 January 2025, HeyMax is bringing you an exciting way to earn rewards while you commute. With any Visa Card, you can now earn 3 Max Miles for every dollar spent on bus, MRT, and bike-sharing rides. All you need to do is register for a heymax account and link your Visa card to the account, and you’re all set to make every ride more rewarding.

In case you are new to heymax, heymax is like a Shopback but miles version + a platform that allows you to check the best cards to use for different merchants in Singapore to a certain level of accuracy. Max Miles is the miles currency of HeyMax. If you were to ask me, in a case where the same offer is offered on the cashback platforms like Azgo or Shopback, I would choose cashback as it takes longer to accumulate Max Miles and the cash value on Azgo or Shopback is more compelling. With that being said, some of the heymax promotions are exclusive (like this one) and you will not find these promotions on Azgo or Shopback. That’s where I see the value of having a heymax account, which you can sign up here.

With your heymax account, your miles don’t expire and you can use the miles to convert to other airline partners. However, Singapore Airlines and Infinity Mileagelands is not in the list of their airline partners. There are still other airline partners that i have yet to explore.

With this promotion, you are able to receive FREE non-expiring miles if you make any of the below transactions:

  • Bus/MRT rides via SimplyGo
  • Anywheel bike-sharing
  • HelloRide bike-sharing

Earn 3 Max Miles On Bus/MRT and Bike Sharing of up to S$10 per day

You’ll earn 3 Max Miles per dollar on eligible transactions made with your linked Visa card (can be either debit or credit card), capped at S$10 (or 30 Max Miles) per day. While there’s no limit to the total Max Miles you can earn throughout the campaign, you’ll only accumulate Max Miles on the first S$10 of eligible spending each day. This daily cap resets at 12am.

For example: If you spend S$8 on a bus or MRT transaction, you’ll earn 24 Max Miles. However, if you spend S$12 in a day, you’ll only earn Max Miles on the first S$10, which is capped at 30 Max Miles.

Step by Step Guide:

1. Register for a HeyMax account via this link

  • You will receive 200 Max Miles when you make your first transaction and verify your phone number. To fulfill this criteria, i often use heymax to buy things on Shopee to get Max Miles out of my Shopee purchases.
  • You will also receive another 500 Max Miles as you complete your onboarding.
  • Limited offer! You will also receive an extra Ang Bao from now till 12th February 2025. Each Ang Bao contains a random amount, from 88 to 888 Max Miles.

2. After registering, click the “Join the Campaign” on the HeyMax App or Website

3. Link your Visa card to HeyMax. Even though you can use any Visa cards, i have a list of the bests cards for this below. Click on the “Cards” tab > “Add Card”, select any Visa card , and enter your details to link your card to HeyMax. You can even track your transaction history.

4. After linking your card, simply tap your physical Visa card or its digital version on Apple Pay or Google Pay at the bus or MRT gantry to make payments through SimplyGo.

The campaign will conclude on 28 February 2025 or once a total of 1 million Max Miles have been accumulated by all HeyMax users through the campaign, whichever occurs first. Subscribe to Audz, Your Lobang Sis Telegram and you’ll receive a notification when the campaign i

Max Miles Giveaway: 4 winners to win 25,000 Max Miles

In addition to the 3 Max Miles per dollar offer, 4 Lucky HeyMax users will each win 25,000 Max Miles (equivalent to a return trip to Japan!).

The more miles you earn throughout the campaign, the better your chances of winning! To qualify for the lucky draw, users must make at least one bus or MRT transaction with a linked card during the campaign and ensure they have at least one card linked to HeyMax when it ends.

Winners will be announced after the campaign

  • Why are the miles from my rides showing up as pending in my transaction history?
    • Your miles will get tracked as pending upon a card transaction authorisation. The miles will be confirmed once the card transaction has settled or posted. If your card transaction gets refunded, the miles will also be rejected.

heymax points

 

  • How long does it take for my BUS/MRT transaction to track?
    • BUS/MRT transactions usually get tracked the morning of the day after your ride.
  • I took a BUS/MRT ride with my UOB card but it hasn’t tracked after a day. Why?
    • Because UOB is the payment acquirer for BUS/MRT payments, the transaction does not pass through Visa’s network immediately and HeyMax does not get to know of your payment immediately. However, your payment will still get tracked up to a month later and the corresponding miles will be issued to your account.

Best Cards For This Promotion:

Since Mastercards are not part of this promotion, I will not be able to use my Maybank Family & Friends.

Cashback Credit Cards:

Cards
Earn Rate
Minimum Spend
Demo Image
UOB One
10% cashback
S$500, S$1,000, S$2,000 for 3 consecutive months in a quarter with at least 5 Card Transactions
Demo Image
UOB Evol
10% cashback
S$800
Demo Image
DBS Live Fresh
6% cashback
S$800
Demo Image
Citi SMRT
5% cashback
S$500
Demo Image
OCBC 365
3% cashback
S$800/S$1,600

Miles Credit Cards:

Cards
Earn Rate
Minimum Spend
Demo Image
SCB Smart
3.71 miles per dollar
Below S$800 (3.71 mpd) - But I don’t like this card. Watch Youtube Video Here for Updates.
Demo Image
DBS Vantage
1.5 miles per dollar
Nil
Demo Image
UOB PRVI Miles
1.4 miles per dollar
Nil
Demo Image
DBS Altitude Visa
1.3 miles per dollar
Nil
1.2 miles per dollar
Nil

Final Thoughts:

HeyMax is celebrating Lunar New Year that allows you to earn 3 Max Miles per dollar on public transport and bike-sharing rides, with a daily cap, and you can also stand a chance to win 25,000 Max Miles in a lucky draw. This limited-time offer makes it a perfect opportunity to register and earn rewards while enjoying your everyday commute. If you haven’t, head over to sign up for HeyMax today.

đź’ł Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

đź’ˇ We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get Dyson Airstrait™ straightener or Ergotune Joobie or S$450 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Citi Rewards

Get Dyson Airstrait™ straightener or Ergotune Joobie or S$450 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Advance Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Advance Card

  • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
  • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
 
Annual Fee
  • S$196.20, first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
When is Cashback Credited
  • It will appear on your card statement and be credited to your account before the end of the next calendar month.
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC TravelOne Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent + pay annual fee
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC TravelOne Card

  • Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.
 
Annual Fee
  • S$196.20 (inclusive of GST), first year free waiver
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
Points Expiry
  • After 37 months
 
Transfer Partners
  • Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC Live+ Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Live+ Card

  • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
  • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

 

Annual Fee
  • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

When is Cashback Credited
  • It will be credited within 2 months, after the end of each calendar quarter.

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC Revolution Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Revolution Card

  • Earn 4 miles per dollar on selected online spend categories both local and overseas, capped at S$1,000 per calendar month
  • The categories include:
    • Department Stores and Retail Stores
    • Dining (excluding hotel dining)
    • Transportation & Membership Clubs
  • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
  • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!

 

Special hack: 

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

Points Expiry
  • 37-month period, starting from the month after the month in which the points were acquired

 
Transfer Partners
  • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review