HSBC Lightning Deal [Ended]

Flash Deal: Receive a PlayStation 5 Disc Version (worth S$799) or Dyson Airwrap (worth S$859) or S$500 e-capita Vouchers when you activate your card and spend a minimum of S$500 by the end of the following calendar month from the card account opening date.

  • Be among the first 500 applicants to qualify (FASTEST FINGERS FIRST!!!)
  • Make sure to fulfill qualifying spend to receive gift confirmation

How to Win:

  1. Click “Apply Here” button on participating card at 5pm from today onwards (fastest fingers first)
  2. Sign up for the participating product mentioned above and complete sign up on the bank or provider’s website using SingPass Myinfo!
  3. Consent to receive marketing or promotional materials from HSBC
  4. You will receive an Application Reference Number upon successful sign up.
    •  Fill up the Rewards Redemption Form with the application reference number as the last 4 digits of your mobile number which was used in the HSBC application form
    • You have to make 2 gift selections: one “Lightning Deal” and one “Backup” gift
  5. Have the card activated before you fulfill the spending criteria to be eligible for the sign up rewards
  6. Fulfill the spend criteria within stipulated time period
  7. You should expect a Rewards Redemption Notification after you have fulfilled the qualifying spend requirement

Update: those who made two applications will be able to get two promos (as mentioned below) as long as they signed up before 10.22PM, 17th May 2024. 

However, after this timing, applicants can only enjoy this promo once. (Special thanks to Seth!)

Pro tip: you can get this sign-up bonus twice, as HSBC sees the 4 participating cards in 2 separate pools

Pool A: HSBC Revolution, Advance and Visa Platinum cards
Pool B: HSBC TravelOne

If you do not hold any HSBC card from one pool, you can apply for a card from that pool and qualify for the sign-up bonus as a new cardholder.

If you do not hold any card from both pools, you can qualify for the sign-up bonus twice!

Participating Products:

  • HSBC TravelOne Credit Card
    • HSBC TravelOne is considered a separate pool from the below cards. Even if you own HSBC Revolution Credit Card, you’d still be considered a new applicant. Best case scenario: you can apply Travel One with any one of the below 3 cards to double dip on the promotion and double the rewards. However, you need to pay the annual fee to qualify for the rewards!
  • HSBC Revolution Credit Card 
    • Good 4 miles per dollar card with no minimum spend required I did a TikTok video recently on the update)
  • HSBC Advance Credit Card 
    • Great cashback card to earn 1.5% base cashback (below $2K per month). Above S$2K per month spending, you receive 2.5% cashback. The cashback is capped at S$70 per month (=S$2800 spending). Those who spend between S$2000-S$2800 will benefit.
  • HSBC Visa Platinum Credit Card
    • Enjoy 5% cashback on groceries, dining, and petrol with minimum $600 monthly spend.

Extra miles from Cashback vs Miles

You can earn extra miles with Cashback vs Miles campaign if you sign up for any of the cards below if Team Miles wins.

  • HSBC Revolution: 10,000 Max Miles (equivalent to S$100 gift card value)
  • HSBC TravelOne: 3,000 Max Miles (equivalent to S$30 gift card value) 

Max Miles can be converted into gift cards at a rate of 1,000 Max Miles = S$10. Remember to sign up for Heymax account first to receive 500 miles upon sign up and 500 miles upon completing 3 transactions and verifying your phone number.

 

Remaining applicants will choose from normal SingSaver exclusive gifts:
  • Receive a Dyson Supersonic™ hair dryer (worth S$699) or Apple iPad 9th 10.2″ WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher or 21K Max Miles 
  • Promotion Period: 17 May (5pm) – 4 June 2024
  • Rewards Upgrade: Top up extra cash to receive a reward upgrade worth up to S$1,664.25.  
  • Promotion Period: 3 May – 2 June 2024

Conclusion:

  • If you’re a MILES chaser, consider getting HSBC Revolution Card. You may even score a extra another 10K Max Miles worth S$100.
    however if you value cashback or have big spending coming up, get the HSBC Advance Card since it allows you to spend S$2,000-S$2,800 unlike HSBC Revolution who only allows up to S$1,000 per month.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get Dyson Airwrap Origin or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: July 8, 2025

HSBC Live+

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap™ Origin or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: July 6, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: July 31, 2025

Citi Rewards

Get Dyson Airwrap Origin or S$450 Shopee Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: July 8, 2025

HSBC Live+

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap™ Origin or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: July 6, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: July 31, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Advance Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 01 July to 31 July 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

 

For Existing HSBC Cardholders:

  • Get S$50 cashback when you spend S$500 by the end of the following month
  • Valid until 31 August 2025
  • Available for Existing HSBC Cardholders
    • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
    • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
  • Read Terms and Conditions here
  • Must provide marketing consent to HSBC
  • This gift will be fulfilled directly by HSBC

HSBC Advance Card

  • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
  • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
 
Annual Fee
  • S$196.20, first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
When is Cashback Credited
  • It will appear on your card statement and be credited to your account before the end of the next calendar month.
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC TravelOne Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you pay the annual fee, spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 01 July to 31 July 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

 

For Existing HSBC Cardholders:

  • Get Up to 24,000 miles when you pay the annual fee and spend S$1,000 by the end of the following month
  • Valid until 31 August 2025
  • Available for Existing HSBC Cardholders
    • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
    • Eg. You already hold an HSBC Live+ Card and you apply for HSBC TravelOne, you are already an existing cardholder.
  • Read Terms and Conditions here
  • Must provide marketing consent to HSBC
  • This gift will be fulfilled directly by HSBC

HSBC TravelOne Card

  • Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.
 
Annual Fee
  • S$196.20 (inclusive of GST), first year free waiver
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
Points Expiry
  • After 37 months
 
Transfer Partners
  • Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC Live+ Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 01 July to 31 July 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

 

For Existing HSBC Cardholders:

  • Get S$50 cashback when you spend S$500 by the end of the following month
  • Valid until 31 August 2025
  • Available for Existing HSBC Cardholders
    • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
    • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
  • Read Terms and Conditions here
  • Must provide marketing consent to HSBC
  • This gift will be fulfilled directly by HSBC

HSBC Live+ Card

  • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
  • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

 

Annual Fee
  • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

When is Cashback Credited
  • It will be credited within 2 months, after the end of each calendar quarter.

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC Revolution Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 01 July to 31 July 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

 

For Existing HSBC Cardholders:

  • Get S$50 cashback when you spend S$500 by the end of the following month
  • Valid until 31 August 2025
  • Available for Existing HSBC Cardholders
    • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
    • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
  • Read Terms and Conditions here
  • Must provide marketing consent to HSBC
  • This gift will be fulfilled directly by HSBC

HSBC Revolution Card

  • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month
  • The categories include:
    • Department Stores and Retail Stores
    • Dining (excluding hotel dining)
    • Transportation & Membership Clubs
    • Travel-Related (until 31 October 2025 only)
  • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
  • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
  • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 October 2025. 

 

Special hack: 

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

Points Expiry
  • 37-month period, starting from the month after the month in which the points were acquired

 
Transfer Partners
  • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review