Team Cashback vs Team AirMiles Begins!

The heat is on! From May 8 to June 4, 2024,Team Miles and Team Cashback will compete in a two-round match where the team with the most applications will win each round.

 

This is led by 3 team captains:

Dates
Team Cashback
Team AirMiles
Round 1
8 – 21 May 2024
Naomi Neo
Milelion
Round 2
22 May – 4 June 2024
Sethisfy
IJustTryLah
Vanessa Ho
SgBudgetBabe

 

I am having a lot of fun trash talking with SgBudgetBabe and pulling out Milelion’s old quotes on how he loves cashback!

 

Thanks to this campaign, you will get a sweeter deal when you sign up for either miles or cashback cards. Even though I’m representing team cashback, I am really for team value and wisdom – you should get the one that best suits your lifestyle and goal

NEW customers will be eligible for regular gifts as well as the lucky draw, while EXISTING customers, will only be qualified for the lucky draw. Team gifts will only apply to the winning team. So if you applied for a cashback card, and team cashback wins, then you will receive the extra team rewards on top of the regular gifts. The same applies to team airmiles.

Participating Products for each team:

 

Regular Gifts for Cashback Cards

All new-to-bank applicants will receive for these gifts during the campaign period when you sign up below:

Eligible Products
Regular Gifts
– Dyson Supersonic (worth S$699) or
– Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30)
– Dyson V8 Slim Fluffy (worth S$509) or
– S$400 eCapitaVoucher or S$300 cash via PayNow
*when you spend S$500 within 30 days of card approval
Flash Deal: (For first 500 applicants from 25 April until 12 May 2024)
– PlayStation 5 Disc Version (worth S$799) or
– Dyson Airwrap (worth S$859) or
– S$500 e-capita Vouchers
*when you spend S$500 within 30 days of card activation and approval
Regular Gifts:
– Dyson SuperSonic (worth S$699) or
–  Morning Coffee Machine + 20 Capsules Bundle (worth S$684) or
– Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or
– Up to S$420
*when you spend S$500 within 30 days of card approval
– Dyson AM07 (worth S$459) or
– Hinomi H1 Classic V3 Ergonomic Office Chair (worth S$419) or
– Apple Airpods (3rd Gen) With Magsafe Charging Case (worth S$274) or
– S$250 and get up to S$40 e-capitaland voucher
*upon activating and spending min. S$250 within 30 days of card approval
– Receive a S$150 Upsized Cash via PayNow
*when you spend a min. spend of S$500 within 1 month of Card approval
– Get S$388 cashback
*when you spend a minimum of S$800 within the first 60 days from card approval date
– Receive S$350 cash credit
*when you spend a min. of S$1,000 per month for 2 consecutive months from card approval date
– Receive Samsonite ENOW SPINNER 69/25 EXP (worth S$570), or
– AirPods (3rd generation) with Lightning Charging Case or
– S$200 cashback
*when you apply for CreditAble and spend S$600/month in the first two consecutive months upon card approval.

 

Regular Gifts for Miles Cards:

Eligible Products
Regular Gifts
– Apple iPad 10th Gen (worth S$691.60) or
– Dyson Supersonic (worth S$699), or
– S$400 eCapitaVoucher or
– S$300 cash via PayNow
*when you spend a minimum of S$500 within 30 days of card approval
– Dyson AM07 (worth S$459) or
– Xiaomi Robot Vacuum S10 (worth S$349) or
– S$250 eCapitaVoucher or
– 15K Max Miles (worth a free flight to Tokyo, Japan)
*when you provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval
– Dyson Supersonic™ hair dryer (worth S$699) or
– Apple iPad 9th Gen 10.2? WiFi 64GB (worth S$508.30) or
– Dyson V8 Slim Fluffy (worth S$509) or
– S$400 eCapitaVoucher or
– S$300 cash via PayNow
*when you spend S$500 within 30 days of card approval
– SONY SRS-XB100 (worth S$90) or
– Apple AirTag (worth S$45.40) or
– S$50 and get up to S$40 e-capitaland voucher
*upon activating card within 30 days (no minimum spend)
– Dyson AM07 (worth S$459) or
– Xiaomi Robot Vacuum S10 (worth S$349) or
– S$250 eCapitaVoucher or
– 15K Max Miles (worth a free flight to Tokyo, Japan)
*when you provide your marketing consent to HSBC and spend min. S$500 + pay annual fee of S$196.20 by end of the following calendar month from the card account opening date
– Get an Exquisite dining experience for two at Michelin-starred restaurants (worth S$900)
*when you spend S$1,500 per month for 2 consecutive months from card approval date
– Samsonite ENOW SPINNER 69/25 (worth S$570), or
– 10,000 bonus air miles, or
– AirPods (3rd generation) with Lightning Charging Case, or
– S$200 cashback
*when you spend S$600 for the first two consecutive months

How To Win Team Gifts (only if the team wins):

Cashback:

In addition to regular gifts, if Team Cashback succeeds over Team Miles in Round 1, new-to-bank applicants will get a team gift worth between S$30 and S$100 in vouchers. The extra rewards are stackable. So if you sign up for Citi Cashback+ and Standard Chartered Simply Cash Credit card as a new-to-bank customer, you stand a chance to receive S$100 x 2 = S$200 worth of vouchers on top of your regular gifts, if team cashback wins.

Eligible Products
Bonus Promotion Reward for the Team Cashback
Demo Image
Citi Cash Back+ Card
Demo Image
Standard Chartered Simply Cash Credit Card
+S$100 Voucher*
Demo Image
Standard Chartered Smart Credit Card
Demo Image
American Express True Cashback Card
+S$80 Voucher*
Demo Image
DBS Yuu Card
Demo Image
UOB One Card
Demo Image
Maybank Family & Friends
+S$30 Voucher*
* Vouchers include eCapitaLand, Grab Food, Grab Ride etc, and are selectable through SingSaver’s voucher redemption partner. Voucher types are subject to availability.

Miles:

If you sign up for any Miles Card below, you can receive additional Max Miles stackable to the regular sign-up gifts if the Team Miles win. So if you are a new-to-bank customer who signs up for Citi PremierMiles Card and HSBC Revolution Credit card, you stand a chance to receive +10,000 Max Miles x 2 = +20,000 Max Miles on top of your regular gifts, if team airmiles wins.

 

Pro-tip: Remember to create a Heymax account first, no matter what, in order to receive your initial 500 Max Miles for signing up, and another 500 Max Miles when you complete 3 transactions and verify your phone number.

Eligible Products
Bonus Promotion Reward for the Team Miles
Demo Image
Citi PremierMiles Card
Demo Image
HSBC Revolution Credit Card
+10,000 Max Miles
Demo Image
Citi Rewards Card
Demo Image
Standard Chartered Journey Card Credit Card
+8,000 Max Miles
Demo Image
HSBC TravelOne Credit Card
Demo Image
UOB Lady’s Card
Demo Image
Maybank Horizon Visa Signature
+3,000 Max Miles

How To Win The Lucky Draw:

(Applies to New-to-bank and Existing bank Cardholders)

Ways to get more Chances:

Actions Done
Lucky Draw Entries
Apply for an Eligible Product
1x Entry
Apply for an Eligible Product that is on the Winning Team
+1x Bonus Entry
Complete the following:
– follows @singsaver_sg on Instagram,
– share SingSaver’s Instagram Game for this Campaign on their Instagram story
– send a direct message to SingSaver via Instagram containing their Application Reference Number (ARN)
+10x bonus Entries

 

Notes:

  • Eligible customers may enter both the Round 1 Lucky Draw and the Round 2 Lucky Draw. Eligible Customers may receive more entries to the Lucky Draw by applying for additional eligible credit card.

How To Apply:

  1. Apply for a participating product from the links in the tables above between May 8, 2024 (5 p.m.) and June 4, 2024 (11:59 p.m)
  2. Within 14 days of submitting your application, click the link in the email you received to complete your Rewards Redemption Form
  3. Fulfill the requirements for the type of product applied for – particularly the spend requirement.
  4. Applying for an eligible product will immediately enter you into the draw.

Lucky draw winners will be announced on SingSaver’s contest winners page by 12 November 2024.

 

Make sure to Read Terms and Conditions Here

FAQs:

  • Can I join both teams?
    • Certainly yes, but keep in mind that if you’re both applying for ONE bank, you’re only considered as new-to-bank customer on the FIRST card that you applied for, and the team gifts are only for new-to-bank customers. Assuming that the first card you applied for is SCB Smart Credit Card (Cashback) which got approved first, once you apply for the second card which is SCB Journey Credit Card (Miles) you’ll already be considered as an existing customer.
    • If you want to support both teams, you can apply for both a cashback and miles card provided that they are both from different bank providers to hedge your bets on both sides and receive team rewards, no matter what.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get Dyson Airstrait™ straightener or Ergotune Joobie or S$450 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Citi Rewards

Get Dyson Airstrait™ straightener or Ergotune Joobie or S$450 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: June 30, 2025

HSBC Live+

Get Dyson Airwrap Origin or Apple iPad (A16) 11" Wi-Fi 128GB or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent

Valid till: June 30, 2025

Maybank Family & Friends

Get Samsonite ENOW SPINNER 69/25 EXP or S$200 cashback when spend S$1,300 within the first two months of card approval. Or, apply for CreditAble and spend S$1,200 within first two months of card approval.

Valid till: May 1, 2025

SC Simply Cash

Get Bose QuietComfort Ultra Wireless Noise Cancelling Headphones or Dyson AM07 or Shark Steam And Scrub Mop or S$380 Shopee Voucher or S$360 Cash via PayNow when you spend a minimum of S$800 within 30 days of card approval

Valid till: June 30, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

HSBC Advance Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Advance Card

  • Earn 1.5% cashback on all local & overseas purchases with no minimum spend and 2.5% cashback on all local & overseas purchases if you spend more than S$2,000 in a calendar month. Cashback capped at S$70 per calendar month; maximum sweet spot spend is S$2,800
  • This card is best used when you have a large monthly spending of S$2,000 to S$2,800. Particularly best for wedding banquets.
 
Annual Fee
  • S$196.20, first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
When is Cashback Credited
  • It will appear on your card statement and be credited to your account before the end of the next calendar month.
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC TravelOne Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent + pay annual fee
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC TravelOne Card

  • Earn 2.4 miles per dollar on foreign currency spend, and 1.2 miles per dollar on local spend. This card is best for travelers due to the fact that it has twice more than the usual lounge passes that you can acquire in other similar earn rate entry level credit cards; you are entitled to 4 free airport lounge visits (via DragonPass) per calendar year! Plus, it has an extensive list of transfer partners allowing flexibility.
 
Annual Fee
  • S$196.20 (inclusive of GST), first year free waiver
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
Points Expiry
  • After 37 months
 
Transfer Partners
  • Asia Miles, Vietnam Airlines, British Airways, EVA Air, Qantas, Air Asia, Flying Blue, Krisflyer, Fortune Wings Club, Turkish Airlines, United Mileage Plus, Air Canada, Qatar Airways, Japan Airlines
 
Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC Live+ Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Live+ Card

  • Earn 5% cashback capped at S$3,125 spending on dining, entertainment, and shopping categories.
  • There is a minimum spend required monthly of S$600 in each quarter, per calendar month but it is easy to hit the amount of spending with just one category. This means that you could spend S$600 on dining category in Jul, S$600 in shopping category in Aug, S$600 in entertainment category in Sept and receive your full 5% cashback.

Pro-tip: You can buy vouchers via heymax to clock the minimum spending or for large electronic purchases at Courts, Best Denki or furniture purchases at IKEA.

 

Annual Fee
  • S$196.20 (first year waived) (For subsequent years, you can request for a waiver)

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

When is Cashback Credited
  • It will be credited within 2 months, after the end of each calendar quarter.

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review

HSBC Revolution Card

  • Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Dyson Airwrap™ Origin (worth $549) or S$390 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
  • Valid from from 24 June (3PM) to 30 June 2025
  • Available for New HSBC Cardholders
    • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email to secure your rewards after you have applied!

HSBC Revolution Card

  • Earn 4 miles per dollar on selected online spend categories both local and overseas, capped at S$1,000 per calendar month
  • The categories include:
    • Department Stores and Retail Stores
    • Dining (excluding hotel dining)
    • Transportation & Membership Clubs
  • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
  • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!

 

Special hack: 

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

Points Expiry
  • 37-month period, starting from the month after the month in which the points were acquired

 
Transfer Partners
  • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

 

Know what this card is best for:

 

Terms and Conditions

Read Full Review