Limited Time Promo: Win 200g of Gold or S$38,888 When You Invest with Syfe

Syfe has launched its biggest giveaway yet — the Syfe Golden Giveaway.

From now until 31 March 2026, eligible users who fund and maintain their investments can earn lucky draw entries for a chance to win a major grand prize.

Here’s a clear breakdown of how it works.

Promotion Details

Promotion Period: Now until 31 March 2026 (23:59 SGT)

Holding Period: 1 April 2026 – 29 June 2026 (90 days)


Grand Prize (Lucky Draw):

One lucky winner will choose one of the following:

  • 200g of Physical Gold (Minimum purity: 99.5%) — A tangible store of value you can hold or sell later
    OR
  • S$38,888 in Cash CreditsDeposited directly into the winner’s Syfe Cash+ Flexi SGD account

Everyone who qualifies earns entries into the lucky draw — the more entries you have, the higher your chance of winning.


Guaranteed Rewards (For New Users)

If you’re new to Syfe, you also receive guaranteed perks on your first qualifying deposit:

When your first S$3,888 block is maintained:

  • Managed Portfolios:

    8 months of fee waivers — you pay no management fees for 8 months

  • Brokerage:

    3 months of commission-free US trades — no brokerage fees on US stocks for 3 months

These guaranteed rewards are in addition to your lucky draw entries which is 2 entries per S$3,888 block.
Enter GOLD88AUD in the Syfe app when you apply.

Two Ways to Participate

To qualify, you must deposit into ONE vertical. Think of verticals as two separate buckets. You must hit S$3,888 within one bucket.

You cannot combine both buckets to reach the minimum.


Vertical 1: Managed Portfolios (“Invest”)

This is for users who prefer Syfe to manage their investments.

You deposit money, and Syfe automatically invests it into diversified portfolios.

Important:

  • You can split your money across different portfolios inside Managed Portfolios.
  • All deposits inside this vertical are added together.

Example:

  • S$2,000 into Portfolio A

  • S$2,000 into Portfolio B

    = S$4,000 total in Managed Portfolios

    = Qualifies as 1 funding block


Vertical 2: Brokerage (“Trade”)

This is for users who want to buy and sell stocks or ETFs themselves.

You choose what to invest in.

Important:

  • Multiple deposits into Brokerage are added together.
  • As long as the total in Brokerage reaches S$3,888, you qualify.

Example:

  • S$2,000 deposited today

  • S$2,000 deposited next week

    = S$4,000 in Brokerage

    = Qualifies as 1 funding block


What You Cannot Do

You cannot combine verticals.

❌ S$2,000 in Managed Portfolios + S$2,000 in Brokerage = Not eligible

✅ S$4,000 in Managed Portfolios alone = Eligible

✅ S$4,000 in Brokerage alone = Eligible

Each vertical must independently meet S$3,888.

How to Sign-Up (Step-by-Step):

1. Enter Promo Code:

Enter GOLD88AUD in the Syfe app before you fund.

2. Deposit Fresh Funds by 31 March 2026:

Put in at least S$3,888 of new money into one of these verticals:

  • Managed Portfolios
  • Brokerage

You can deposit more — every extra S$3,888 block gives more entries.

3. Hold for 90 Days:

Keep the money at or above the qualifying amount for 90 days (1 April – 29 June 2026).

How Entries Are Calculated

For every S$3,888 you maintain in one qualifying section, you earn:

New Users: 2 lucky draw entries per S$3,888 block

Example:

Deposit (Maintained)
Funding Blocks
Lucky Draw Entries
S$3,888
1
2 entries
S$7,776
2
4 entries
S$11,664
3
6 entries

Only full blocks count (amounts are rounded down).

Note: Your final entries are based on the lower of:

  1. Your balance on 31 March 2026
  2. Your average balance during the 90-day holding period

This prevents users from depositing a large sum and withdrawing immediately after.

⚠️ Important:

To lock in entries and guaranteed rewards:

  • Only fresh funds count.

    Money already in Syfe or moved from one Syfe account to another doesn’t qualify.

  • You must keep the qualifying amount for 90 days.

    If your balance drops below the qualifying level, your final entries will be reduced.

  • You can’t combine balances across verticals.

    Managed Portfolios and Brokerage must individually reach S$3,888 to count.

For illustrative purposes only

Example 1: Withdrawal during holding period

  • Deposit by 31 March: S$20,000 (5 blocks)
  • Average maintained: S$15,000 (3 blocks)
  • Final entries: 6 entries


Example 2: Full balance maintained

  • Deposit by 31 March: S$10,000 (2 blocks)
  • Average maintained: S$10,000 (2 blocks)
  • Final entries: 4 entries


Example 3: Deposit added during holding period

  • Deposit by 31 March: S$8,000 (2 blocks)

  • Average maintained: S$20,000 (5 blocks)

  • Final entries: 4 entries

    (Entries are based on the lower value — i.e., balance as of 31 March)

Your total balance when the campaign period ends determines the number of entries you get. This balance must be maintained during the holding period of 90 days to fully unlock the entries and rewards you secured. A lucky draw will be conducted and one lucky winner will be notified via email and phone.

What Does NOT Qualify

The following do not qualify:

  • Funding into Equity Alpha portfolios
  • SRS-funded portfolios
  • All Cash+ portfolios (Flexi and Guaranteed)
  • Transfers from existing Syfe portfolios
  • Recycling funds between Syfe accounts

Only fresh external capital qualifies.

Who May Consider Participating?

This campaign may be suitable for individuals who:

  • Are new to Syfe
  • Already intend to invest S$3,888 or more
  • Are comfortable maintaining funds for 90 days
  • Prefer a digital investment platform offering managed portfolios or brokerage access

Participation should be based on your investment objectives and risk tolerance — not solely for the giveaway.

Conclusion

The Syfe Golden Giveaway is structured simply: fund at least S$3,888 in fresh funds, maintain the qualifying amount for 90 days, and earn lucky draw entries — with guaranteed rewards for new users on their first funding block.

If you were already planning to invest through Syfe, this campaign adds an additional incentive without changing your long-term strategy — provided you are comfortable with the holding requirement and product risks.

As with any investment decision, participate based on your financial goals, time horizon, and risk tolerance — and review the full terms and conditions before proceeding.

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Citi Rewards

Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Ergotune Joobie Lite or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

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Get Dyson Airstrait or 25k Heymax Miles or Morning Coffee Machine + 20 Capsules Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

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Get 25,000 HeyMax Miles or Dyson Airstrait™ straightener or Ergotune Joobie Lite or S$380 Cash via PayNow when you spend S$500 within 30 days of card approval

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Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Citi PremierMiles

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DBS YUU

Get S$340 eCapitaVoucher or 21k HeyMax miles or Apple Airpods 3 or Samsonite STRAREN SPINNER 67/24 or S$300 Cash via PayNow when you use code: SINGSAVER and spend S$100 within 30 days of card approval

Valid till: March 8, 2026

OCBC 365

Get Dyson Airstrait or 25k Heymax Miles or Morning Coffee Machine + 20 Capsules Bundle or S$370 Cash via PayNow when you spend S$400 within 30 days of card approval

Valid till: March 5, 2026

UOB One Card

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  • Remaining applicants will get S$70 Cash via PayNow 
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  • Valid from 02 – 31 March 2026
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UOB One Card

  • Tier 1 & 2: Spend either S$600 or S$1,000/month for 3 consecutive months, with at least 10 eligible transactions each month:

    • Base cashback:
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    • Additional cashback (capped at S$120 per statement month):
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    • Base cashback: 3.33% cashback (capped at S$200 per quarter)
    • Additional cashback (capped at S$120 per statement month):
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      • Grocery (MCC 5411): 4.67%

Tier 1
Tier 2
Tier 3
Minimum Spend
S$600
S$1,000
S$2,000
Minimum Transaction Count
10
10
10
Base Cashback per quarter
3.33% (S$60 cashback)
3.33% (S$100 cashback)
3.33% (S$200 cashback)
Additional Cashback on Selected Spends
5%
5%
6.67%
Additional Cashback on Grocery Spend New
2.67%
4.67%
Total
up to 8.33%
up to 8.33%
up to 10%
These changes will be effective from your next qualifying quarter (as of writing – 1 July 2025)
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  • Earn 4.33% cashback on Singapore Power utilities bills

 

Annual Fee
  • S$196.20, waived for the first year

 

Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)

 

When Cashback is Credited
  • The Quarterly Cashback for a given a quarter will be credited to the card account in the next statement month following the end of that quarter.

 

Know what this card is best for:

 

Terms and Conditions

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UOB PRVI Card

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
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  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB PRVI Card

  • Earn 1.4 miles per dollar for local spending
  • Earn up to 3 miles per dollar for overseas spending (including online shopping and overseas websites)
    • 3 miles per dollar on selected currencies:
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      • Indonesian Rupiah
      • Thai Baht
      • Vietnamese Dong
    • 2.4 miles per dollar on other currencies
  • Earn up to 6.6 miles per dollar when you spend on major airlines and hotels worldwide via special landing pages UOB x Agoda and UOB x Expedia (this may be more costly)
  • One-way Airport Transfer Service for AMEX Version only
  • S$20 off Grab rides to/fro Changi Airport for Visa/Mastercard Version only

 

Annual Fee
  • S$261.60, first year waived
 
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (foreigners)
 
Points Expiry
  • UNI$ expire two (2) years after the last day of the quarter in which they were earned.

 

Know what this card is best for

 

Terms and Conditions

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UOB Evol Card

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
  • Remember to check for SingSaver email and complete the registration to secure your reward!

UOB Evol Card

  • Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
  • Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
  • Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
  • 0.3% cashback for all other spends
  • Minimum spend of S$800 each statement month
  • S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
    • S$30 – online & mobile contactless
    • S$20 – selected gym, telco, and streaming services
    • S$20 – all overseas foreign currency spend
    • S$30 – other spends
  • Max possible cashback of 6.4% earned (not 10%)
Annual Fee
  • S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months
Income Requirement
  • S$30,000 (locals/PRs); S$40,000 (Foreigners
Know what this card is best for:

Terms and Conditions

Read Full Review

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UOB Visa Signature

  • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
  • Remaining applicants will get S$70 Cash via PayNow 
  • Valid for New-to-Bank Cardholders
  • Valid from 02 – 31 March 2026
  • Read Terms and Conditions here
  • Must fulfill spending requirement to receive gift confirmation
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    • Earn 4 miles per dollar (10x UNI$ per S$5) on Overseas Spend with a minimum spend of S$1,000 in FCY per statement month
    • Earn 4 miles per dollar (10x UNI$ per S$5) on Petrol Spend and Contactless Transactions (including SimplyGo) with a minimum spend of S$1,000 in SGD per statement month
    • Spending Cap:
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      • From 1 September 2025 Statement – Split into 2 categories:
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        • Category 2 (Petrol and Contactless Spends including SimplyGo): S$1,200 (UNI$2,400) per statement month

          Note: Categories 1 and 2’s cap are separate — you can meet just one or both.

     
    Annual Fee
    • S$218 first year waived

     

    Income Requirement
    • S$50,000 (locals/PRs); S$40,000 (foreigners)

     

    Points Expiry
    • UNI$ are valid for 2 years, starting from the end of the quarter in which they were earned.

     

    Terms and Conditions

    Read Full Review

    UOB Absolute AMEX Card

    • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
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    • Valid for New-to-Bank Cardholders
    • Valid from 02 – 31 March 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!

    UOB Absolute AMEX Card

    • Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
    • You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay
     
    Annual Fee
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    Income Requirements
    • S$30,000 (locals/PRs); S$40,000 (foreigners)
     
    When is Cashback Credited
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    Terms and Conditions

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    UOB Lady’s Card

    • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
    • Remaining applicants will get S$70 Cash via PayNow 
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    • Valid from 02 – 31 March 2026
    • Read Terms and Conditions here
    • Must fulfill spending requirement to receive gift confirmation
    • Remember to check for SingSaver email and complete the registration to secure your reward!
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    UOB Lady’s Card

      • Earn 4 miles per dollar (10x UNI$ for every S$5 spent) on your preferred category
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      • Spending Cap:
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        • Solitaire & Above Card: S$1,500 — spending cap of S$750 per category

      Depending on what your planned usage is, you can change the categories every quarter. 

       

      Annual Fee
      • S$196.20 (incl. GST), waived for first year

       

      Income Requirement
      • S$30,000 (locals/PRs); S$40,000 (foreigners)

       

      Points Expiry
      • They expire 2 years after the final day of each periodic quarter in which they were earned
       
      Know what this cards is best for

       

      Terms and Conditions

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      Singtel-UOB Card

      • Get S$250 Cash via PayNow or 20k MaxMiles by HeyMax (worth S$360 – equivalent to a round trip to Shanghai when you successfully apply, and is among the first 80 eligible applicants and when you spend S$500 within the first 30 days from card approval
      • Remaining applicants will get S$70 Cash via PayNow 
      • Valid for New-to-Bank Cardholders
      • Valid from 02 – 31 March 2026
      • Read Terms and Conditions here
      • Must fulfill spending requirement to receive gift confirmation
      • Remember to check for SingSaver email and complete the registration to secure your reward!
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      Singtel-UOB Card

      • Earn 12% cashback on Singtel/GOMO spend
      • Earn 10% cashback on Local Online and Mobile Contactless spend (Apple Pay, Samsung Pay, Google Pay)
      • Earn 0.3% cashback on all other local and overseas spend
      • Minimum spend of S$800 each statement month
      • Total Cashback of S$80
        • Singtel/GOMO spend – S$30
        • Local Online and Mobile Contactless spend – S$30
        • All other spends – S$20
      • At your max hack level, you will need around S$250 worth of spending on Singtel/GOMO Spend and S$300 worth of spending on Local online and mobile contactless spend as well as another S$250 spend on other types of spend to receive the max effective cashback of 7.59%.
      • Get up to 20% fuel savings at SPC
      • No foreign currency fees on overseas spends
      • Get up to S$300 Singtel Vouchers when you spend locally
        • S$24,000 spend/year = S$300 voucher
        • S$12,000/year = S$100 voucher

      HSBC Revolution Card

      • Get Apple Watch SE Gen 3 40mm (GPS+Cell) (worth S$419) or Dyson Airstrait™ straightener (worth S$799) or 25,000 HeyMax Miles (worth S$450) or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
      • Valid until 05 March 2026
      • Available for New HSBC Cardholders
        • New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

       

      For Existing HSBC Cardholders:

      • Get S$50 cashback when you spend S$500 by the end of the following month
      • Valid until 05 March 2026
      • Available for Existing HSBC Cardholders
        • Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
        • Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
      • Read Terms and Conditions here
      • Must provide marketing consent to HSBC
      • This gift will be fulfilled directly by HSBC

      HSBC Revolution Card

      • Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 31 March 2026)
      • The categories include:
        • Department Stores and Retail Stores
        • Dining (excluding hotel dining)
        • Transportation & Membership Clubs
        • Travel-Related 
      • You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,500 per calendar month.
      • The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
      • Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 31 March 2026. 

       

      Special hack: 

      Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

      If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction. 

       

      Annual Fee
      • None

       

      Income Requirement

      • The amount of  Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
        • Less than S$50,000 TRB 
          • Salaried (locals/PRs): S$65,000 
          • Self-Employed/Commission-based (locals/PRs): S$65,000
          • Foreigners: S$65,000
        • S$50,000 and above TRB
          • Salaried (locals/PRs): S$30,000 
          • Self-Employed/Commission-based (locals/PRs): S$40,000
          • Foreigners: S$65,000
             

      Points Expiry
      • 37-month period, starting from the month after the month in which the points were acquired

       
      Transfer Partners
      • Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

       

      Know what this card is best for:

       

      Terms and Conditions

      Read Full Review