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Mari Credit Card: Up to 4.5% Cashback on Eligible Foreign Currency Spend (Extended Till 31 Dec 2025)

Planning an overseas trip in 2025? Maribank has extended their overseas spend promotion. From now till 31 December 2025, Mari Credit Card holders can continue to earn up to 4.5% cashback on foreign currency spend, capped at S$1,500 per month. For moderate spenders, this could deliver a better effective cashback rate than Trust Cashback’s 1% cashback on similar spend levels.

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Mari Credit Card: S$0 FX Fees & Earn Up to 4.5% Cashback
Mari Card offers S$0 FX fees and up to 4.5% cashback. Learn how it works and whether it fits your spending...

Promotion Overview:

Period: 1 March 2025 – 31 December 2025

Eligible cardholders will automatically enjoy:

  • 3% Unlimited Cashback on all foreign currency transactions — this offsets the typical 3% foreign currency fee.
  • Up to 1.5% Bonus Cashback based on your monthly eligible overseas spend, capped at S$1,500 spend per month.
Total Eligible Overseas Spend per MonthBonus Cashback (%)
Below S$1,0001.00%
S$1,000 to S$1,5001.50%

Put together, you’re looking at an effective cashback of up to 4.5% when you hit the highest spend tier.

How It Works

To qualify, you’ll need to:

  1. Use your Mari Credit Card for transactions charged in foreign currency.
  2. Ensure that the transaction is made either online, via Apple Pay/Google Pay, or a physical point-of-sale overseas.
  3. The transaction must be posted within 7 days of the end of the calendar month.

Bonus Cashback is calculated based on your total eligible foreign currency spend each calendar month and will be credited to your card account by the end of the following month.

Example:

  • Spend S$1,300 in April 2025 → 1.5% Bonus Cashback of S$19.50, on top of your 3% Unlimited Cashback.

  • Spend S$800 in June 2025 → 1.0% Bonus Cashback of S$8.00.

Do note that the Bonus Cashback is capped at S$22.50 per month, and an overall cap of S$225 across the entire promotion period.

Key Terms

  • Transactions must not be reversed, refunded, or excluded under the Mari Credit Card Cashback Terms.
  • Mari Credit Card Instant Checkout transactions (e.g., via Shopee) are not eligible.
  • Cashback earned will automatically offset your billed amount in the next statement cycle.
  • The card account must be in good standing at the time of crediting.

For the full promotion terms and a list of eligible overseas spend, you can refer here.

For information on the 3% Unlimited Cashback on foreign currency transactions, please refer to the Mari Credit Card Foreign Currency Spend 3% Unlimited Cashback Promotion Terms and Conditions.

Want to Sign-up for a Mari Credit Card?

Get up to S$30 Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval

  • Both local and foreign currency transactions are eligible.
  • Transactions must not be made via Mari Credit Card Instant Checkout (e.g., Shopee Checkout).
  • Open to new Mari Credit Card holders only (not applicable if you closed a Mari Credit Card in the last 6 months).
  • Limited to the first 500,000 eligible cardholders.
  • Reward can only be earned once.
  • For more information on the promotion, please refer to: First 30 Days Card Spend with Mari Credit Card Promotion.
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Mari Credit Card

 Use Code: 2OJA50ZV

Earn 1.5% Unlimited Shopee Coins with Mari Credit Card Instant Checkout and 1.5% Unlimited Cashback on eligible card spend

So would you use this card for your next overseas trip? Comment below!

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lobangsis

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lobangsis

Audz, your lobang sis shares personal finance to achieve happiness, prosperity and progress for us all.

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Mari Credit Card

  • Get up to S$30 Welcome Cashback when you spend S$300 on Eligible Transactions within 30 days of card approval + an exclusive S$50 Shopee Voucher Pack when you use on Instant Checkout on Shopee
  • Must be a new-to-bank customer
  • Valid until 31 December 2026
  • Read Terms and Conditions here

Note: Shopee purchases via Mari Credit Card Instant Checkout is not eligible for the reward

Mari Credit Card

  • Earn 1.5% Unlimited Shopee Coins with Mari Credit Card Instant Checkout 
  • Earn 1.5% Unlimited Cashback on eligible card spend
  • No minimum monthly spend requirement and no maximum cashback cap
  • No FX fees

 

Annual Fee
  • None

 

Income Requirement
  • S$30,000 (Singaporeans or PR)

 

When is Cashback Credited
  • It will automatically offset against the billed amount in the upcoming Card Account Statement cycle

 

1.5% Cashback Terms and Conditions

1.5% Overseas Spend

1.5% Shopee Coins

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