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Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.
Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

4th Night Free hotel + complimentary limo rides + 12 Priority Pass lounges yearly. S$120k income, S$651.82 annual fee.

4 mpd on any online transaction + offline fashion & department stores. No minimum spend.
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Flat 1.6% unlimited cashback. Stacks with OCBC 360 Account.
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4 mpd on contactless, travel & online spend. Up to 8 mpd for HSBC EGA customers (S$50K ADB).
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10% cashback on dining + food delivery (S$800 min). 5% at Sheng Siong (no min spend). Petrol savings at SPC.
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1.5%–2.5% unlimited cashback on all spend.
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4 free DragonPass airport lounge passes yearly.
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Up to 3 mpd on online transport, food delivery & groceries. 2 free Priority Pass lounge visits yearly.
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