POSB Everyday Card Review | What You Need To Know

POSB Everyday Card

Earn up to 10% cash rebates on selected categories on local spend

POSB Everyday Card Overview:

The ultimate everyday card! Make your everyday more fun and exciting as you spend your day to day essentials and more, with up to 10% cash rebates on dining and online food delivery. Get bigger savings when you shop at Sheng Siong with 5% cash rebates. Need to fuel up? Save up to 22.93% on fuel when you use it on SPC petrol stations islandwide. This card gives the highest savings with SPC!

Eligibility & Fees:

Minimum Age: 21 years old
Minimum Annual Income: S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)
Annual Fee: S$196.20 (incl. of GST), waived for the first year. Afterwhich, you can call the bank for a waiver.

Key Benefits:

This card can earn on different categories and merchants under your usual, everyday spendings, here’s the table of all the earn rate and sweet spot spending:

Minimum Monthly Spending Required	Earn Rate Per Category	Maximum Monthly Cash Rebates	Sweet Spot Spending
S$800	10% cash rebates on all online food delivery	Daily$20	S$200
		Daily$20	5% cash rebates on offline dining spends		S$400
		10% cash rebates on SimplyGo (excluding top-ups)	Daily$20	S$200
		10% cash rebates on Malaysia Ringgit in-store spend	Daily$20	S$200
		5% cash rebates on Malaysian Ringgit offline dining spend	Daily$20		S$400
		5% cash rebates on Online Shopping at selected merchants (tiktok shop now included)	Daily$20	S$400
		8% cash rebates at Popular Bookstores	Daily$15	S$187.50
None	3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)	No cap	Nil
		5% cash rebates on Sheng Siong	Daily$30	S$600
		up to 20.1% on fuel savings when you use it on SPC petrol stations islandwide	No cap	Nil
All dining, online food delivery and offline dining transactions are defined as follows: – Foodpanda, GrabFood and Deliveroo transactions made under MCCs 5811, 5812, 5813, 5814; – all other dining transactions classified under MCCs 5811, 5812, 5813

How to Best Optimise it:

Best used for Dining and Online Food Delivery

Currently, POSB offers 10% cash rebates on all dining category (including online food deliveries) which is the highest offer in this card. This has a minimum spend of S$800 and a monthly cap of Daily$20. Do note that it is only applicable on the following MCCs:

MCC	Description	Example
5811	Caterers	Eats, Neo Garden, How’s Catering, etc
5812	Eating Places and Restaurants	Grab Food, Deliveroo, Din Tai Fung, Toast Box, etc.
5813	Bars, Cocktail Lounges, Discotheques, Nightclubs and Taverns – Drinking Places (Alcoholic Beverages)	Kanpai, Marche, Wine Connection, Harry’s, etc.
5814	Fast Food Restaurants	Mcdonalds, Burger King, Starbucks
Includes Grabfood, Foodpanda, and Deliveroo

Good for Online Shopping

There is 5% Cash Rebates at selected online shopping merchants with a minimum spend of S$800 and a monthly cap of Daily$20. The sweet spot spending is S$300. You can spend on the following online shopping merchants
- Amazon.sg
- Lazada
- Shopee
- RedMart
- Taobao
- Tiktok (New)

Best used at Sheng Siong

Earn 5% Cash Rebates at Sheng Siong with no minimum spend and a monthly cap of Daily$30. The sweet spot spending is S$600

Earn petrol savings at SPC

Get 20.1% on fuel savings when you use it on SPC petrol stations islandwide with no minimum spend and no cap
- 5% discount on petrol purchases at any SPC petrol station
- 10% discount with an SPC&U Card (5% for non-SPC&U members)
- Additional 6% Cash Rebates in Daily$ on the final charge amount (after other applicable discounts)

What to Avoid:

Exclusion List:

MCC	Description
4784	Toll and Bridge Fees
4829	Money Transfer
4900	Utilities – Electric, Gas, Water, Sanitary
6010	Financial Institutions – Manual Cash Disbursements
6011	Financial Institutions – Automated Cash Disbursements
6012	Financial Institutions – Merchandise, Services and Debt Repayment
6051	Non-Financial Institutions – Foreign Currency, Liquid and Cryptocurrency Assets, Money Orders (not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment
6211	Security Brokers/Dealers
6300	Insurance Sales, Underwriting, and Premiums
6381	Insurance Premiums
6399	Insurance, Not Elsewhere Classified
6540	Non-Financial Institutions – Stored Value Card Purchase/Load
7523	Parking Lots, Parking Meters and Garages
7995	Betting (including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks) through any channel;
8062	Hospitals
8211	Elementary and Secondary Schools
8220	Colleges, Universities, Professional Schools, and Junior Colleges
8241	Correspondence Schools
8244	Business and Secretarial Schools
8249	Vocational Schools and Trade Schools
8299	Schools and Educational Services (Not Elsewhere Classified)
8398	Non-profit Organisations
8661	Religious Organisations
9211	Court Costs, Including Alimony and Child Support
9222	Fines
9223	Bail and Bond Payments
9311	Tax Payments
9399	Government Services (Not Elsewhere Classified)
9402	Postal Services – Government Only
9405	Intra-Government Purchases – Government Only

AMAZE*	AXS BizPay*	AXS PTE LTD*
BAGUS*	CANTINE*	EZLINK*
EZ-LINK*	PAYPAL AXS PTE LTD	RAZERPAY*
SAM -*	SAM PAYMENTS*	SEDAP*
SGEBIZ*	SHOPEEPAY*	SINGAPORE E-BUSINESS*
SINGTEL DASH*	TRANSIT 3*	YOUTRIP*

Past Buff/sNerfs:

Effective 1 April 2025

Buff:

Online Food Delivery

10% cash rebates will be available to ALL online food delivery, previously limited only to foodpanda and Deliveroo

Dining

Cash rebates will increase from 3% to 5% Cash Rebates

Online Shopping

Tiktok shop will be included in the qualifying merchants to earn 5% cash rebates

Online Food Delivery, Dining, and Online Shopping:

Maximum cap will be increased from Daily$15 to Daily$20

SimplyGo

Added in the categories earning 10% Cash Rebates

Malaysian Ringgit Spends

10% Cash Rebates for in-store spends and 5% Cash Rebates for offline dining spends

Nerf:

Telco Bills and Utility Bills

No longer earning 3% cash rebates
POSB Everyday Card Dining and Online Shopping Spend Trackers on Paylah! will be removed

Is it Worth it:

Advantages:

No minimum spend on certain categories – I used to use this card just for petrol at SPC and Sheng Siong!
No expiry for earned Daily$

Disadvantages:

Require a relatively high minimum of S$800 per calendar month to qualify for online shopping, and food delivery services.
Daily$ cannot be combined with DBS points, even though it’s the same bank
Telco and Utilities Bill will no longer earn 3% Cash Rebates

Frequently Asked Questions:

Where can I check my Daily$: For every $1 cash rebate earned, you will earn 1 Daily$. You can check it out via digibank Online and the DBS PayLah! app. Here’s the step-by-step process
Where do I redeem my Daily$: You can redeem you Daily$ using various options:
- Instants Daily$ redemption:
  - Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
- DBS PayLah!
  - Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
- Digibank Online
  - Offset your credit card bills or redeem Krisflyer miles. Find out more here
- Participating Merchants’ Website or Mobile App
  - Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
    - DBS Apple Rewards Store
    - Shopee
    - Zalora
    - AXS

Additional Resources:

Read Terms and Conditions here

Up to 10% Cash Rebates on Dining FAQs

Final Thoughts:

The POSB Everyday Card may be one of the best cashback credit card available for those who spend on the merchants in the “no minimum spend required” categories, specifically on Sheng Siong (max S$600 spending cap) and SPC (no spending cap). The categories that require a high minimum spend of S$800 is not necessarily a compelling proposition as I could see other cards that could offer a better deal. If my main mode of transport is public transport, I would be more inclined to get Standard Chartered SMART card. If I drive and pump petrol at SPC, I would be more inclined to get this card.

💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.

💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.

Purchases made through links in this article may generate an affiliate commission that helps keep this site running. Found this post useful? Subscribe to our Telegram Channel for more updates!

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Maybank Family & Friends

Get Samsonite Interlace Spinner 67/24 when you spend S$1,300 for the first two months of card approval. Or, apply for CreditAble and spend S$1,200 for the first two months of card approval.

Valid till: May 1, 2026

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DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

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Maybank XL

Get S$60 cashback when you make one transaction (first 2,000 customers)

Valid till: May 1, 2025

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Citi Rewards

Get Apple iPad (A16) 11" Wi-Fi 128GB or Dyson Airwrap Origin or Apple Watch SE Gen 3 40mm (GPS + Cell) or S$450 Grab Voucher or S$400 Cash via PayNow when you spend S$500 within 30 days of card approval

Valid till: October 31, 2025

Valid for new-to-bank credit cardholders or does not own any of the bank’s credit cards in the last 12 months, unless otherwise stated.

Gift confirmation are usually sent after you have completed rewards redemption form (sent to your email) & fulfilled qualifying spend within stipulated period.

Maybank Family & Friends

Get Samsonite Interlace Spinner 67/24 when you spend S$1,300 for the first two months of card approval. Or, apply for CreditAble and spend S$1,200 for the first two months of card approval.

Valid till: May 1, 2026

APPLY NOW

FILL OUT GOOGLE FORM

DBS YUU

Receive S$300 cashback + S$80 Esso Fuel Voucher (promo code: YUU380) when you spend S$800 within 60 days of card approval

Valid till: October 31, 2025

APPLY NOW - VISA

APPLY NOW - AMEX

Maybank XL

Get S$60 cashback when you make one transaction (first 2,000 customers)

Valid till: May 1, 2025

APPLY NOW

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Citi Rewards

Valid till: October 31, 2025

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POSB Everyday Card

Get S$388 cashback when you spend S$800 within 60 days from card approval date, use the promo code: PED388, and have a valid DBS PayLah! account
Valid until 31 October 2025
Read Terms and Conditions here

POSB Everyday Card

S$800 Minimum Spend:

10% cash rebates on online food delivery from foodpanda and Deliveroo
3% cash rebates on other dining spends
5% cash rebates on Malaysia Ringgit spend every Saturday and Sunday
5% cash rebates on Online Shopping at selected merchants
up to 3% cash rebates on Telco Bills
8% cash rebates at Popular Bookstores

No Minimum Spend:

3% cash rebates on Pet Lovers Centre (Min. S$15 Spend on regular-priced items)
5% cash rebates on Sheng Siong
up to 22.93% on fuel savings when you use it on SPC petrol stations islandwide.
up to 3% cash rebates on utility bills with selected electricity retailers

Annual Fee

S$196.20 (incl. of GST), waived for the first year.

Income Requirement

S$30,000 and above per annum (locals & PRs); S$45,000 and above per annum (Foreigner)

Where do I redeem my Daily$

You can redeem you Daily$ using various options:

- Instants Daily$ redemption:
  - Use your Daily$ to offset your purchase instantly in-stores at participating merchants: Sheng Siong, SPC, Watsons, Pet Lovers Centre
- DBS PayLah!
  - Offset any of your purchases with Daily$ anytime, anywhere. Find out more here
- Digibank Online
  - Offset your credit card bills or redeem Krisflyer miles. Find out more here
- Participating Merchants’ Website or Mobile App
  - Use Daily$ to offset your online purchases instantly at participating merchants’ website or mobile app:
    - DBS Apple Rewards Store
    - Shopee
    - Zalora
    - AXS

Know what this card is best for

Terms and Condition

Full Review

HSBC Revolution Card

Get Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Bose QuietComfort Wireless Noise Cancelling Headphones (worth S$499) or Dyson Supersonic Hair Dryer (worth S$559) or S$475 Grab Vouchers or S$400 Cash via PayNow when you spend S$500 by the end of the following calendar month + provide marketing consent
Valid from from 10 October to 31 October 2025
Available for New HSBC Cardholders
- New cardholder is defined as customers with no existing principal HSBC credit card and who haven’t canceled one in the past 12 months.

Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email to secure your rewards after you have applied!

For Existing HSBC Cardholders:

Get S$50 cashback when you spend S$500 by the end of the following month
Valid until 31 December 2025
Available for Existing HSBC Cardholders
- Existing Cardholder is defined as customers whose most recent principal HSBC Credit Card was issued more than 12 months ago and who haven’t canceled one in the past 12 months.
- Eg. You already hold an HSBC TravelOne Card and you apply for HSBC Live+ Card, you are already an existing cardholder.
Read Terms and Conditions here
Must provide marketing consent to HSBC
This gift will be fulfilled directly by HSBC

HSBC Revolution Card

Earn 4 miles per dollar on selected online and contactless spend categories, capped at S$1,500 per calendar month (until 28 February 2026)
The categories include:
- Department Stores and Retail Stores
- Dining (excluding hotel dining)
- Transportation & Membership Clubs
- Travel-Related
You will only earn 0.4 miles per dollar on other categories outside of these online categories and if you spend above $1,000 per calendar month.
The rewards points conversion fee is waived indefinitely— transferring your points is completely free!
Note: Contactless payment, upsized cap of S$1,500, and travel-related category will only be available until 28 February 2026.

Special hack:

Even though you may not be able to use the card for flights or hotel bookings directly, you can actually use atome to make your bookings via agoda or trip.com and pay via atome platform. Atome’s MCC is 5999 which falls under 4 mile per dollar category. In addition, spreading your travel spending across 3 months instalments can help you keep within the S$1,000 spending cap. However, you will not be able to earn extra cashback on platforms like Shopback or Azgo.

If you are new to Atome, you can sign up here to receive points that is equivalent to S$10 off your first transaction.

Annual Fee

None

Income Requirement

The amount of Total Relationship Balance—combined value of your deposits, investments, and insurance with HSBC, based on average monthly balance over the last 3 months— will determine the income requirement
- Less than S$50,000 TRB
  - Salaried (locals/PRs): S$65,000
  - Self-Employed/Commission-based (locals/PRs): S$65,000
  - Foreigners: S$65,000
- S$50,000 and above TRB
  - Salaried (locals/PRs): S$30,000
  - Self-Employed/Commission-based (locals/PRs): S$40,000
  - Foreigners: S$65,000

Points Expiry

37-month period, starting from the month after the month in which the points were acquired

Transfer Partners

Japan Airlines, Air Canada Aeroplan, Fortune Wings Club, Qatar Airlines, Turkish Airlines, Mileage Plus, Krisflyer, Thai Royal Orchid Plus, Flying Blue, Air Asia, British Airways, Asia Miles, Etihad, EVA Air, Qantas, Vietnam Airlines

Know what this card is best for:

Best Cards for Kris+ – Dining & Shopping Spends
Best Cards for Flights
Best Cards for Ride Hailing Apps
Best Cards for Online Shopping
Best Cards with No Min Spend
Best Cards for Electronics

Terms and Conditions

Read Full Review

Citi Rewards Card

Option 1: Direct Bank Promotion

Receive 40,000 bonus Points Welcome Offer when you spend S$800 in the first 2 months of account opening.
Valid til 28 February 2026
Read Terms and Conditions here

Option 2: Singsaver Promotion

Get Dyson Airwrap Origin (worth S$549) or Apple iPad (A16) 11″ Wi-Fi 128GB (worth S$499) or Apple Watch SE Gen 3 40mm (GPS + Cell) (worth S$419) or S$450 Grab Voucher or S$400 Cash via PayNow upon activating and spending a min. S$500 within 30 days of card approval
Valid until 31 October 2025
Promotion is valid for new to bank credit card holders
Read Terms and Conditions here
Must fulfill spending requirement to receive gift confirmation
Remember to check for SingSaver email and complete the registration to secure your reward!

Citi Rewards Card

Earn 4 miles per dollar on online spending, with no minimum spend and a spending cap of S$1,000 per statement month.
You can use this card for any online spending inclusive of ride-hailing apps or taxis.
Pro tip: Pair this card to Amaze for Overseas Offline Spending
Do not use on travel-related spending: Car Rentals, Hotels, Flights, Train Tickets or Public Transport (eg. SimplyGo)
Get 17% instant fuel discount on Techron® fuels with all Citi Credit/Debit cards when you pay with the CaltexGO app. Get 16% instant fuel discount on Platinum 98 or 14% instant fuel discount on other grades of petrol and diesel with all Citi Credit/Debit Cards.
This is on top of 4 miles per dollar on Citi Rewards + Amaze.

Annual Fee

S$194.40 (First year waived)

Income Requirement

S$30,000 (locals/PRs); S$42,000 (foreigners)

Points Expiry

After 60 months (5 years) from the date the card is opened (i.e. not from the transaction date)., reward points will expire.

Transfer Partners

Krisflyer, Flying Blue, British Airways, Thai Royal Orchid, Etihad, Asia Miles, EVA Air, IHG, Qatar Airways, Turkish Airlines, Qantas

Know what this card is best for:

Terms and Conditions

Read Full Review

DBS Woman’s World Card

This card doesn’t offer any sign-up promotions. To make the most of your sign-up rewards, consider applying for the DBS Altitude card first. This is because you can combine points from both DBS cards, and the DBS Altitude card also includes two complimentary airport lounge passes.

DBS Woman’s World Card

Earn 4 miles per dollar (10X DBS points per S$5) spent online, regardless of local or foreign currency. Capped at S$1,000 spending per calendar month
Earn 1.2 miles per dollar (3X DBS Points per S$5) spent abroad in-store
No minimum monthly spending required
Best used for online or in-app spend (e.g Kris+) locally

Annual Fee

S$196.20, (First year waived)

Income Requirement

S$80,000/year (The income requirement is arbitrary – I was approved for the card even though I didn’t meet that income threshold.)

Points Expiry

1 year from transaction (therefore you need to be able to earn miles fast or have multiple DBS points earning credit cards). Minimum redemption is 5,000 points (10,000 miles), leaving smaller amounts unusable (you can redeem mall vouchers, if you really need to.)

Transfer Partners

KrisFlyer, Asia Miles, Qantas Frequent Flyer

Know what this card is best for:

Terms and Conditions

Read Full Review

UOB Krisflyer Card

NIL

UOB Krisflyer Card

Earn uncapped 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases
Earn 2.4 miles per dollar on eligible everyday spends with a minimum spend of S$1,000 on SIA-related spends in a card membership year
Earn 1.2 miles per dollar on all other purchases

Annual Fee

S$194.40 (incl. GST), waived for first year

Income Requirement

S$30,000 (locals/PRs); S$40,000 (foreigners)

Know what this card is best for

Terms and Conditions

Read Full Review

UOB Evol Card

Flash Deal:

Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
Remaining applicants will receive the existing rewards
Valid until 14 October 2025

Existing Rewards:

Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
Valid until 14 October 2025
Valid for New-to-Bank Cardholders
Read Terms and Conditions here

UOB Evol Card

Earn 10% cashback on all online and mobile contactless spend (Apple Pay, Samsung Pay, Fitbit Pay)
Earn 10% cashback on Selected Gym, Telco, and Streaming Services (NEW!)
Earn 1% cashback on ALL Overseas Foreign Currency Spends (until 31 December 2025)
0.3% cashback for all other spends
Minimum spend of S$800 each statement month
S$100 total cashback cap (until 31 December 2025) per statement month, capped at:
- S$30 – online & mobile contactless
- S$20 – selected gym, telco, and streaming services
- S$20 – all overseas foreign currency spend
- S$30 – other spends

Max possible cashback of 6.4% earned (not 10%)

Annual Fee

S$196.20 (incl. GST), waived with 3 monthly transactions for 12 consecutive months

Income Requirement

S$30,000 (locals/PRs); S$40,000 (Foreigners

Know what this card is best for:

Terms and Conditions

Read Full Review

DBS Live Fresh Card

Get S$300 cashback when you use the promo code: LFC300, and spend S$800 and have a valid DBS PayLah! account within 60 days from card approval date
Valid until 31 October 2025
Read Terms and Conditions here

DBS Live Fresh Card

Earn 6% cashback on shopping and transport when you spend S$800 per calendar month

Annual Fee

S$196.20 (including GST), waived for the first year

Income Requirement

S$30,000 (locals/PRs); S$45,000 (foreigners)

When is Cashback Credited

Cashback will be awarded to the account (that is of good standing) by the end of the following calendar month.
Cashback awarded will be reflected in the monthly Card Account statement. Cashback will automatically be applied to pay part of the billed amount for that statement month.

Terms and Conditions

Read Full Review

AMEX True Cashback Card

Get S$160 eCapitaVoucher when you spend S$500 within 30 days from card approval
Valid from 29 December 2025
Promotion is valid for new to bank credit card holders
Read Terms and Conditions here

AMEX True Cashback Card

Earn 1.5% Unlimited Cashback with minimum monthly spending requirement and no maximum spending cap
Best used on commonly excluded merchants

Annual Fee

S$174.40 (incl. of 9% GST) waived for the first year

Income Requirement

S$30,000 (locals/PRs); S$45,000 (foreigners)

When is Cashback Credited

Receive cashback in the same month’s statement

Know what this card is best for

Terms and Conditions

Read Full Review

UOB Absolute AMEX Card

Flash Deal:

Get Apple Watch SE Gen 3 40mm (GPS) (worth S$349) when your are among the first 3 successful new-to-bank cardholders at 12PM every day and spend S$500 within 30 days of card approval
Remaining applicants will receive the existing rewards
Valid until 14 October 2025

Existing Rewards:

Get S$60 Cash via PayNow when you spend S$500 in the first 30 days from card approval date
Valid until 14 October 2025
Valid for New-to-Bank Cardholders
Read Terms and Conditions here

UOB Absolute AMEX Card

Earn 1.7% cashback with no minimum spend requirement, no cashback cap, and no spend exclusions
You can get 0.3% cashback on Grab Top-Up, this is the only card that still give rewards for GarbPay

Annual Fee

S$196.20 (incl. GST), waived for first year

Income Requirements

S$30,000 (locals/PRs); S$40,000 (foreigners)

When is Cashback Credited

Cashback earned in current statement period is automatically used to offset the following month’s bill

Know what this card is best for

Terms and Conditions

Read Full Review

AMEX Krisflyer Ascend Card

Get up to 20,000 KrisFlyer Miles when you spend a minimum of S$1,000 within the first 2 months of card approval
- 13,800 bonus miles
- 5,000 miles (first-time Singapore Airlines Credit Card applicants only)
- 1,200 miles from spend
Only for new-to-bank card holders
Valid until 30 September 2025
Read Terms and Conditions here

AMEX Krisflyer Ascend Card

1.2 miles per dollar on local and overseas spend
2 miles per dollar on Singapore Airlines, Scoot, and KrisShop spend
2 miles per dollar on Grab transactions, capped at S$200 per calendar month
No conversion fees
Get Accelerated to KrisFlyer Elite Gold Status
One Complimentary Night’s Stay at Hilton Hotel
Complimentary Travel Insurance

Annual Fee

S$397.85

Income Requirement

Not specified

Terms and Conditions

DBS Altitude Card

Get 38,000 miles when you use the promo code: ALTP38, pay the annual fee, have a valid DBS PayLah! account, and spend S$800 within 60 days from card approval date.
Get 28,000 miles when you use the promo code: ALTPW28, choose not to pay the annual fee, but must have a valid DBS PayLah! account and spend S$800 within 60 days from card approval
Valid until 30 November 2025
Read Terms and Conditions here

DBS Altitude Card

Earn 1.3 miles per dollar (3.25 DBS Points per S$5) spent locally, including bus and train rides and 2.2 miles per dollar (5.5 DBS Points per S$5) spent on overseas purchases in foreign currency with no minimum monthly spending required and no maximum spending cap
This comes with two complimentary lounge passes per 12-month membership period

Annual Fee

S$196.20 (inclusive of GST), first year waived

Income Requirement

S$30,000 (locals/PRs); S$45,000 (foreigners)

Points Expiry

No expiry

Know what this card is best for:

Best Cards for Airport Lounge
Must be paired with CardUp/iPayMy
- Best Cards for Insurance
- Best Cards for Renovations, MCST, Donations, Tax, Rent

Terms and Conditions

Read Full Review

POSB Everyday Card Review | What You Need To Know