Overview:
Food delivery’s ease of use has become a way of life. Platforms like GrabFood, Foodpanda, and Deliveroo offer a wide variety of food options delivered right to your doorstep, whether you’re craving a particular dish or are just too busy to cook. With so many options, however, savvy foodies may maximize their savings by selecting a suitable credit card. In order to help you turn those late-night cravings into delectable rewards, this review explores the world of food delivery and highlights the top credit cards that offer cashback, miles, or special benefits. Here’s the best cards for food delivery!
MCCs to look out for:
- MCC 5811: Caterers
- MCC 5812: Eating Places and Restaurants (Crystal Jade, Jumbo Seafood, Paradise)
- MCC 5814: Fast Food Restaurants (Burger King, McDonald’s, KFC, Grab, FoodPanda, Deliveroo)
- MCC 5499: Misc. Food Stores (Crave, Famous Amos, Nespresso)
Cashback Cards:
DBS Yuu Card
Earn up to 17.5% cash rebate or 10 miles per dollar at selected Yuu merchants
(Gojek only)
POSB Everyday Card
Earn up to 10% cash rebates on selected categories on local spend
Maybank Family & Friends Card
Earn 8% cashback for five of your chosen categories.
DCS Flex Card
Earn up to 8% cash rebates (best value), 2.4 miles per dollar, or 8% investment credits
OCBC 365 Card
Earn 6% cashback on Petrol, 5% cashback on Dining, 3% cashback on Groceries, Land Transport, Streaming, Electric Vehicle Charging, Watsons, Utilities
BOC Family Card
Earn 10% cashback on dining and movies, 5% cashback on Family Club Merchants, and 3% cashback on groceries, online shopping, telco and hospital bills
Miles Cards:
UOB Lady's Card
Earn 4 miles per dollar on 1 or 2 chosen categories
Citi Rewards Card
Earn 4 miles per dollar on online spend and selected retail
Standard Chartered Journey Card
Earn 1.2 miles per dollar on local spend, 2 miles per dollar on foreign currency spend, 3 miles per dollar on selected bonus categories
2 Priority Pass visits per membership year
UOB Krisflyer Card
Earn uncapped 3 miles per dollar on SIA group spend, dining, online shopping and selected travel
You can also use the UOB Preferred Platinum Visa is a great option, offering 4 miles per dollar with no minimum spend required. This applies to transactions under MCCs 5811, 5812, 5814, and 5499, with a cap of S$1,100
Conclusion:
When it comes to judging which are the best cards for food delivery, we want to use a pretty straightforward card that doesn’t really cause any hassle, for cashback card, DBS Yuu gives the highest cashback on foodpanda. For miles card— DBS Woman’s World Card & Citi Rewards would probably be the simplest cards to use as it can be used on online transactions and you won’t have to worry about any specific MCCs. With the other cards, make sure to check the MCCs for you to earn the respective reward.
💳 Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
💡 We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
