The UOB KrisFlyer Credit Card is a travel rewards credit card designed for frequent flyers who want to earn KrisFlyer miles for flights with Singapore Airlines and partner airlines.
UOB Krisflyer Sign Up Promotion:
- Receive S$50 Cash via PayNow when you spend S$500 within the first month.
- Only for the first 1,000 Eligible Applicants
- Valid until 30 November 2024
- Read Terms and Conditions here
- Must fulfill spending requirement to receive gift confirmation
- Remember to check for SingSaver email to secure your rewards after you have applied!
Stackable with Bank Rewards:
- Receive up to 31,000 miles plus first year annual fee waived (S$194.40 incl. GST) when you spend at least S$2,000 within 60 days of card approval to be eligible for rewards
- Valid for the first 100 applicants per month during the promo period
- Promotion valid for new-to-UOB Credit Card holders only
- Promotion is valid until 30 November 2024
- Read Terms and Conditions here
UOB Krisflyer Card Overview:
- The UOB KrisFlyer credit card is a travel credit card that lets you earn and redeem miles directly with Singapore Airlines and Scoot with no transfer fee. You can earn up to 3 KrisFlyer miles per S$1 spend on Singapore Airlines Group, Kris+ and everyday categories with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop
Local Earn Rate | 1.2 miles per dollar |
Foreign Currency Earn Rate | 1.2 miles per dollar |
Bonus Earn Rate | 3 miles per dollar (Singapore Airlines, Scoot, KrisShop and Kris+ purchases) |
Spending Cap for Bonus Earn Rate | None |
Foreign Currency Fees | 3.25% |
Lounge Access | No |
Airport Limo | No |
Eligibility & Fees:
- Minimum Age: 21 years old
- Minimum Annual Income: S$30,000 (locals/PRs); S$40,000 (foreigners)
- Annual Fee: S$194.40 (incl. GST), waived for first year
Key Benefits:
- Earn 3 miles per dollar on SIA-related spend—Singapore Airlines, Scoot, KrisShop, and Kris+ purchases with minimum spend of S$800
- Earn uncapped 3 miles per dollar on eligible everyday spends
- Earn 1.2 miles per dollar on all other purchases
- Since points are earned for every S$5 spent, a $4.99 purchase will not earn you any points.
- Up to S$500,000 worth of complimentary travel insurance
- Earn extra KrisFlyer miles for every S$1 spent when you open a KrisFlyer UOB Account. The total bonus miles are limited to 5% of your monthly average balance. But personally, I don’t think it’s worthwhile.
With Deposit Balance (Monthly Average Balance) | Bonus KrisFlyer miles earned per S$1 spend |
$1,000 and above | +5 miles +6 Miles (With Salary Crediting) |
How to Best Optimise it:
- Earn 3 miles per dollar with no minimum spend and no cap
- Earn 3 miles per dollar with S$800 minimum spend on SIA related spends
- No transfer fee on miles because they’re already KrisFlyer miles. Base KrisFlyer miles will be credited directly to your KrisFlyer membership account each month. The Bonus KrisFlyer miles will be credited to your account only after you pay the KrisFlyer UOB Card’s annual fee of S$194.40. Following that, you can expect to receive the bonus miles within two months of the payment. Basically, there’ll be a 14-month delay before your bonus miles can reach your account.
Categories | Description |
Travel | Singapore Airlines, Scoot, KrisShop and Kris+ purchases |
Scoot Privileges:
Principal Holder | Companion | |
Additional 5kg Allowance (min. 20kg allowance purchase) | Yes | No |
Complimentary Standard Seat Selection for Principal Cardholder | Yes | Yes |
One-time Booking Flexibility Waiver | No | No |
Complimentary Priority Check-in and Boarding | Yes | Yes |
What to Avoid:
Exclusion List:
Is it Worth it:
- Earned bonus miles are not capped if you can hit the annual spending requirement of S$800 on SIA, Scoot or KrisShop
- Miles transfer fees are free— earn KrisFlyer miles directly
- With a KrisFlyer UOB account, you can receive up to 6 bonus miles per dollar
- Miles are only transferrable to one transfer partner since it is a co-branded card.
- The minimum yearly spend of S$800 may be difficult to hit
- Miles may take up to 14 months to arrive – therefore you should take note of this if you wish to cancel your card
Past Buffs/Nerfs
Nerfs:
Starting 1 October 2024, UOB will no longer include Amaze transactions in its rewards program— will no longer earn krisflyer miles
UOB has always had an Amaze exclusion in its terms and conditions, but this exclusion was only applicable specifically on AMAZE*TRANSIT*. Starting 1 October 2024, however, the Amaze exclusion will be definite.
Frequently Asked Questions:
- Is there a transfer fee: There’s no transfer fee for miles since they’re already KrisFlyer miles.
- When will I receive my miles: Base KrisFlyer miles are credited to your KrisFlyer account each month. Bonus KrisFlyer miles will be credited after you pay the KrisFlyer UOB Card’s annual fee of S$194.40. You’ll receive the bonus miles within two months of the payment, so expect a 14-month delay before your bonus miles appear in your account.
- Watch these Videos:
Final Thoughts:
- If you frequently travel with Singapore Airlines and you have a substantial amount of spending in the 3 miles per dollar category, you might consider applying for this credit card.
Credit cards change their T&Cs every so often and it is difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates to get the most out of your spending.
UOB Krisflyer Sign Up Promotion:
- Receive S$50 Cash via PayNow when you spend S$500 within the first month.
- Only for the first 1,000 Eligible Applicants
- Valid until 30 November 2024
- Read Terms and Conditions here
- Must fulfill spending requirement to receive gift confirmation
- Remember to check for SingSaver email to secure your rewards after you have applied!
Stackable with Bank Rewards:
- Receive up to 31,000 miles plus first year annual fee waived (S$194.40 incl. GST) when you spend at least S$2,000 within 60 days of card approval to be eligible for rewards
- Valid for the first 100 applicants per month during the promo period
- Promotion valid for new-to-UOB Credit Card holders only
- Promotion is valid until 30 November 2024
- Read Terms and Conditions here
We believe in always paying our credit card bills on time and in full. It is only by doing that, can we fully maximise our credit card benefits.
