Kris+ is Singapore Airlines’ lifestyle rewards app that lets you pay through the app at over 1,900 retail and dining partners and earn KrisPay miles on top of whatever your card already gives you. Those miles can be transferred instantly to your KrisFlyer account, or spent as a rebate on your next purchase at any partner merchant.
Rebates are paid in KrisPay miles, valued at roughly 100 KrisPay miles = S$1, and they’re usable across the entire Kris+ partner network.
How it works
| What you do | What you get |
|---|---|
| Pay through the Kris+ app at one of the 1,900+ partner outlets | Up to 6 miles per dollar (transferrable to your KrisFlyer account in full, within 21 days of earning them) or 6% Rebates to offset your spending at Kris+ partners. |
Here are some partners Singapore Airlines publishes on its website, by category.
| Miles Per Dollar | Rebates | Where |
|---|---|---|
| 6 / S$1 | 6% | Kim Choo Kueh Chang |
| 5 / S$1 | 5% | Cedele, Huggs Coffee, Paris Baguette, Polar Puffs & Cakes, Tung Lok Seafood, Workspace Grains and Cafe |
| 4 / S$1 | 4% | Cut Butchery |
| 3 / S$1 | 3% | Aburi-EN, Bacha Coffee, Jumbo Seafood, Kazo, Tsui Wah, TWG Tea |
| 2 / S$1 | 2% | Bengawan Solo, Canton Paradise, Fish Mart Sakuraya, iSTEAKS, Tai Cheong Bakery |
| 3 / S$3 | 1% | Famous Amos |
| 1 / S$2 | 0.5% | Nan Yang Dao |
| Miles Per Dollar | Rebates | Where |
|---|---|---|
| 2 / S$1 | 2% | Benjamin Barker, Skechers |
| 3 / S$3 | 1% | Harvey Norman |
| 1 / S$2 | 0.5% | Challenger |
| Miles Per Dollar | Rebates | Where |
|---|---|---|
| 3 / S$1 | 3% | PHS Hairscience |
| 2 / S$1 | 2% | SYOUJIN |
| Miles Per Dollar | Rebates | Where |
|---|---|---|
| 1 / S$2 | 0.5% | Esso (fuel and diesel) |
Singapore Airlines publishes the miles rates and they change, so check the app before you pay.
How to set it up, step by step
Step 1 — Download the Kris+ app. New users can get a S$5 in rebates when you use code Y066895 with S$5 min. spend.
Step 2 — Add your card to Apple Pay or Google Pay. On Kris+ you pay through Apple Pay or Google Pay, so the card has to be in your mobile wallet first. Credit or debit both work.
Step 3 — Pay through the app at the outlet.
Open Kris+ at the counter, find the merchant (e.g. Huggs coffee), tap “Pay” and scan the Kris+ QR code from the merchant (as shown below). Then proceed to make payment via Apple Pay or Google Pay.
Your credit card still earns on top
The charge runs through Apple Pay or Google Pay and codes to the shop’s own category, so your card earns its usual rewards and the Kris+ rebate sits on top. But on Kris+ the charge counts as an online transaction, so a card whose bonus needs you to tap at the terminal will not earn it here. I’ve covered which cards to use with the app in Best Cards for Kris+.
The monthly Mastercard challenge
Kris+ runs a Mastercard challenge every month. You spend a set amount on Kris+ with a Mastercard credit or debit card, and a fixed rebate comes back instantly. You have to join the challenge in the app before you spend. Anything you spent before joining won’t count.
For August, you need to spend S$100 with a Mastercard between 1 and 31 August 2026. You get S$8 back in rebates.
- Join the “Aug’26 Mastercard Rebate SG” challenge before you spend
- Pay through Apple Pay or Google Pay with a Mastercard
It’s one redemption per user each month, and only the first 4,500 people to complete it get paid. The S$8 can only be spent in the app, at any partner. It’s valid for six months from the day it’s credited and you can’t move it to your KrisFlyer account.
So on your first S$100 you can get up to 14% back – 6% rebates from the one partner paying 6 miles per dollar, and S$8 in rebates from the challenge.
Conclusion
Kris+ lets you earn KrisPay miles on everyday spending at over 1,900 partner outlets, redeemable at 100 miles = S$1 either as a rebate at any Kris+ partner or transferred to your KrisFlyer account. The monthly Mastercard challenge lets you save even more on spending you were already going to do — S$8 in rebates on your first S$100 is an extra return on top of the partner earn rate and your credit card’s own rewards.
💳 Credit cards change their T&Cs every so often and it’s difficult to stay updated. That’s why I created a Telegram Broadcast where you can receive timely bite-sized updates.
